Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Zutphen

For one person, living is cheaper in Zutphen: $2,442 a month against $2,663 in Austin, TX, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
120

Cost of Living Index in Zutphen
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Zutphen Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Zutphen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Zutphen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,442 in Zutphen.

Austin, TX $2,663
Zutphen $2,442

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,481 in Zutphen.

Austin, TX $4,133
Zutphen $3,481

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,519 in Zutphen.

Austin, TX $5,603
Zutphen $4,519

Living in Austin, TX is roughly 9% more expensive than in Zutphen, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Zutphen 81% above.

Meal at Budget Restaurant

$20.77 $20.77

$19.69 €17.51

5.49%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$44.10 €39.23

91.81%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.14 €10.80

1.48%

Cappuccino

$5.63 $5.63

$3.28 €2.92

71.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.68 €1.50

121.43%

Water (0.33 liter bottle)

$2.50 $2.50

$2.95 €2.63

-15.25%

Local Beer (0.5 liter draught)

$8.05 $8.05

$8.42 €7.49

-4.39%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.53 €4.92

62.93%

Milk (1 liter)

$1.12 $1.12

$1.24 €1.10

-9.68%

White Bread (500g)

$3.75 $3.75

$2.25 €2.00

66.67%

Rice (white) (1kg)

$3.26 $3.26

$2.50 €2.22

30.40%

Eggs

$4.17 $4.17

$4.00 €3.56

4.25%

Local Cheese (1kg)

$12.90 $12.90

$12.41 €11.04

3.95%

Chicken Fillets (1kg)

$14.16 $14.16

$5.65 €5.03

150.62%

Beef Round Steak (1kg)

$16.22 $16.22

$13.56 €12.06

19.62%

Apples (1kg)

$4.33 $4.33

$2.57 €2.29

68.48%

Banana (1kg)

$1.46 $1.46

$2.54 €2.26

-42.52%

Oranges (1kg)

$4.51 $4.51

$1.87 €1.66

141.18%

Tomato (1kg)

$4.34 $4.34

$4.44 €3.95

-2.25%

Potato (1kg)

$2.58 $2.58

$1.86 €1.66

38.71%

Onion (1kg)

$2.35 $2.35

$2.38 €2.11

-1.26%

Lettuce (1 head)

$1.78 $1.78

$1.34 €1.20

32.84%

Water (1.5 liter bottle)

$2.22 $2.22

$0.83 €0.74

167.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$13.87 €12.33

-28.77%

Wine (Bottle)

$15.08 $15.08

$6.52 €5.80

131.29%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.53 €1.36

90.85%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.71 €2.41

27.68%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.97 €2.64

-49.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$93.7 €83.3

-55.47%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.14 €3.69

-34.06%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$3.27 €2.91

-49.24%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$28.34 €25.21

24.56%

Gasoline (1 liter)

$0.95 $0.95

$2.41 €2.15

-60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$40.9K €36.4K

-11.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$39.0K €34.7K

-30.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$290 €258

-21.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$17.08 €15.19

247.72%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$49.93 €44.41

40.02%

Gym Membership (Monthly)

$57.2 $57.2

$40.48 €36.01

41.40%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$24.99 €22.23

-34.65%

Cinema Ticket

$14.28 $14.28

$15.52 €13.80

-7.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,245 €1,108

20.91%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$11.0K €9,793

94.89%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$81.1 €72.2

-34.91%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$37.50 €33.36

16.85%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$110 €98.0

-23.06%

Men's Leather Business Shoes

$103 $103

$129 €115

-19.99%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,407 €1,252

35.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,145 €1,018

11.30%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,431 €2,163

50.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,877 €1,670

35.19%

Buy Apartment in City Center (m2)

$7,614 $7,614

$5,489 €4,882

38.71%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$4,215 €3,749

-25.10%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$6,221 €5,534

-17.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.42

53.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Zutphen: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Zutphen

$1.1K 46.9% 10.2% $129

Groceries & Markets

Austin, TX

$405 15.2%

Zutphen

$277 11.3% 31.6% $128

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Zutphen

$357 14.6% 0.3% $1

Eating Out

Austin, TX

$354 13.3%

Zutphen

$305 12.5% 13.8% $49

Clothing & Footwear

Austin, TX

$128 4.8%

Zutphen

$161 6.6% 25.7% $33

Sport & Entertainment

Austin, TX

$86 3.2%

Zutphen

$72 2.9% 16.6% $14

Getting Around

Austin, TX

$59 2.2%

Zutphen

$126 5.2% 115% $67

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,407 in Zutphen. Housing cost is often the main lever when comparing two cities.

Zutphen pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $44.00 in Zutphen for a mid-range dinner for two. Groceries echo the gap at $405 vs $277 per month, with Zutphen cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇳🇱 Zutphen

🕒 Local time

02:37 2:37 AM

09:37 9:37 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

38,642

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Zutphen 8,260 km ≈ 11 h nonstop flight

From you

Austin, TX
Zutphen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Zutphen: Cost of Living - Frequently Asked Questions

Zutphen wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zutphen the obvious pick if budget is a priority.

On paper, salaries run 21% lower in Zutphen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,907 in Austin, TX versus $1,407 in Zutphen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,442 in Zutphen – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zutphen runs roughly 125% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,442 in Zutphen versus $2,663 in Austin, TX, a $2,000 budget is realistic in Zutphen but tight or insufficient in Austin, TX. The gap between the two cities makes Zutphen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Zutphen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zutphen gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.