Last update: Oct 2026

Cost of Living Comparison Between Zutphen and Athens

For one person, living is cheaper in Athens: $1,775 a month against $2,442 in Zutphen, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Zutphen
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Zutphen Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Zutphen

🇳🇱 Netherlands

$2,442

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Zutphen and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zutphen and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,442 in Zutphen versus $1,775 in Athens.

Zutphen $2,442
Athens $1,775

Estimated couple costs with rent: $3,481 in Zutphen versus $2,721 in Athens.

Zutphen $3,481
Athens $2,721

Monthly costs for a family of three with rent: $4,519 in Zutphen versus $3,666 in Athens.

Zutphen $4,519
Athens $3,666

Living in Zutphen is roughly 38% more expensive than in Athens, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Zutphen 81% above, Athens 31% above.

Meal at Budget Restaurant

$19.69 €17.51

$16.69 €14.84

17.97%

Three-Course Dinner for Two, Mid-Range

$44.10 €39.23

$67.8 €60.3

-34.95%

Fast Food Meal (McDonalds, etc)

$12.14 €10.80

$11.14 €9.91

8.98%

Cappuccino

$3.28 €2.92

$4.03 €3.58

-18.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 €1.50

$2.77 €2.46

-39.35%

Water (0.33 liter bottle)

$2.95 €2.63

$0.55 €0.49

436.36%

Local Beer (0.5 liter draught)

$8.42 €7.49

$5.74 €5.10

46.69%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$5.45 €4.85

1.47%

Milk (1 liter)

$1.24 €1.10

$1.82 €1.62

-31.87%

White Bread (500g)

$2.25 €2.00

$1.38 €1.23

63.04%

Rice (white) (1kg)

$2.50 €2.22

$2.80 €2.49

-10.71%

Eggs

$4.00 €3.56

$4.83 €4.30

-17.18%

Local Cheese (1kg)

$12.41 €11.04

$15.05 €13.39

-17.54%

Chicken Fillets (1kg)

$5.65 €5.03

$10.63 €9.45

-46.85%

Beef Round Steak (1kg)

$13.56 €12.06

$18.43 €16.39

-26.42%

Apples (1kg)

$2.57 €2.29

$2.20 €1.96

16.82%

Banana (1kg)

$2.54 €2.26

$1.90 €1.69

33.68%

Oranges (1kg)

$1.87 €1.66

$1.37 €1.22

36.50%

Tomato (1kg)

$4.44 €3.95

$2.10 €1.87

111.43%

Potato (1kg)

$1.86 €1.66

$1.08 €0.96

72.22%

Onion (1kg)

$2.38 €2.11

$1.12 €1.00

112.50%

Lettuce (1 head)

$1.34 €1.20

$1.12 €1.00

19.64%

Water (1.5 liter bottle)

$0.83 €0.74

$0.88 €0.79

-5.68%

Cigarettes 20 Pack (Marlboro, Camel)

$13.87 €12.33

$5.48 €4.88

153.10%

Wine (Bottle)

$6.52 €5.80

$10.13 €9.01

-35.64%

Local Beer (0.5 liter bottle)

$1.53 €1.36

$2.13 €1.89

-28.17%

Imported Beer (0.33 liter bottle)

$2.71 €2.41

$2.25 €2.00

20.44%

One-way Ticket (Public Transport)

$2.97 €2.64

$1.36 €1.21

118.38%

Public Transport Monthly Pass (Regular Price)

$93.7 €83.3

$29.89 €26.59

213.42%

Taxi Start (Normal Tariff)

$4.14 €3.69

$4.45 €3.96

-6.97%

Taxi (Normal Tariff) (1km)

$3.27 €2.91

$1.02 €0.90

220.59%

Taxi 1hour Waiting (Normal Tariff)

$28.34 €25.21

$16.92 €15.05

67.49%

Gasoline (1 liter)

$2.41 €2.15

$2.25 €2.00

7.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K €36.4K

$28.0K €24.9K

46.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.7K

$28.2K €25.1K

38.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 €258

$205 €182

41.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 €15.19

$26.65 €23.71

-35.91%

Internet (50+ Mbps, Unlimited Data)

$49.93 €44.41

$30.38 €27.02

64.35%

Gym Membership (Monthly)

$40.48 €36.01

$54.5 €48.47

-25.71%

Tennis Court (1 Hour on Weekend)

$24.99 €22.23

$25.88 €23.02

-3.44%

Cinema Ticket

$15.52 €13.80

$10.42 €9.27

48.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 €1,108

$569 €506

118.81%

International Primary School, 1 Child (Yearly)

$11.0K €9,793

$12.6K €11.2K

-12.52%

Jeans (Levis 501 Or Similar)

$81.1 €72.2

$88.7 €78.9

-8.49%

Summer Dress (H&M, Zara, etc)

$37.50 €33.36

$40.46 €35.99

-7.32%

Sport Shoes (Adidas, Nike)

$110 €98.0

$105 €93.3

5.01%

Men's Leather Business Shoes

$129 €115

$121 €108

6.12%

1-bedroom Apartment, City Center (Monthly)

$1,407 €1,252

$741 €659

89.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,145 €1,018

$655 €582

74.89%

3-bedroom Apartment, City Center (Monthly)

$2,431 €2,163

$1,300 €1,156

87.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,877 €1,670

$1,148 €1,021

63.56%

Buy Apartment in City Center (m2)

$5,489 €4,882

$4,014 €3,570

36.75%

Buy Apartment Outside City Center (m2)

$4,215 €3,749

$3,460 €3,078

21.82%

Average Monthly Net Salary (After Tax)

$6,221 €5,534

$1,242 €1,105

400.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

4.48

-1.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zutphen: October 10, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zutphen

$1.1K 46.9%

Athens

$655 36.9% 42.8% $490

Monthly Utilities & Internet

Zutphen

$357 14.6%

Athens

$262 14.7% 26.8% $96

Eating Out

Zutphen

$305 12.5%

Athens

$268 15.1% 12.1% $37

Groceries & Markets

Zutphen

$277 11.3%

Athens

$310 17.5% 12.2% $34

Clothing & Footwear

Zutphen

$161 6.6%

Athens

$160 9% 0.6% $1

Getting Around

Zutphen

$126 5.2%

Athens

$45 2.5% 64.4% $81

Sport & Entertainment

Zutphen

$72 2.9%

Athens

$75 4.2% 5.3% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,407 in Zutphen and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Zutphen pays 401% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Zutphen vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $277 vs $310 per month, with Zutphen cheaper across the board.

Good to know

🇳🇱 Zutphen

🇬🇷 Athens

🕒 Local time

09:38 9:38 AM

10:38 10:38 AM

1 h ahead of Zutphen

🌤 Weather

👥 Population

38,642

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Zutphen Athens 2,080 km ≈ 3 h nonstop flight

From you

Zutphen
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zutphen vs Athens: Cost of Living - Frequently Asked Questions

Athens wins on cost – living expenses run 38% lower than in Zutphen. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.

Average pay runs 401% higher in Zutphen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,407 in Zutphen versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Athens – a meal for two runs $68.0 versus $44.00 in Zutphen. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,442 per month in Zutphen versus $1,775 in Athens – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,775 in Athens versus $2,442 in Zutphen, a $2,000 budget is realistic in Athens but tight or insufficient in Zutphen. The gap between the two cities makes Athens the clear choice for anyone on this budget.

Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,775 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.

Safety-wise, Zutphen and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Athens gentler on the wallet – expenses run 38% less than in Zutphen. Beyond cost, consider language, visa policies, and how big the international community is in each city.