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Cost of Living Comparison Between Zurich and Lucerne Cost of Living Comparison Between Zurich and Lucerne

๐Ÿ™‚ Solo nomad: Zurich is 0.1% cheaper than Lucerne without rent, and 10.3% more expensive with rent.
๐Ÿ™‚ Family of 3: Zurich is 2.8% cheaper than Lucerne without rent, and 13.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Zurich
Lucerne
Difference
Meal at Budget Restaurant
$30.44 CHFย 24.44
$36.26 CHFย 29.12
-16.05%
Three-Course Dinner for Two, Mid-Range
$145 CHFย 117
$139 CHFย 112
4.24%
Fast Food Meal (McDonalds, etc)
$20.65 CHFย 16.58
$16.00 CHFย 12.85
29.06%
Cappuccino
$6.98 CHFย 5.61
$6.72 CHFย 5.40
3.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.77 CHFย 4.64
$5.39 CHFย 4.33
7.05%
Water (0.33 liter bottle)
$5.17 CHFย 4.15
$4.35 CHFย 3.49
18.85%
Local Beer (0.5 liter draught)
$10.08 CHFย 8.09
$8.87 CHFย 7.12
13.64%
Imported Beer (0.33 liter bottle)
$8.64 CHFย 6.93
$7.22 CHFย 5.80
19.67%
๐Ÿ›’ Groceries & Markets
Zurich
Lucerne
Difference
Milk (1 liter)
$2.15 CHFย 1.73
$2.23 CHFย 1.79
-3.59%
White Bread (500g)
$3.37 CHFย 2.71
$3.76 CHFย 3.02
-10.37%
Rice (white) (1kg)
$4.02 CHFย 3.23
$4.11 CHFย 3.30
-2.19%
Eggs
$7.54 CHFย 6.05
$7.93 CHFย 6.37
-4.92%
Local Cheese (1kg)
$29.47 CHFย 23.67
$30.37 CHFย 24.39
-2.96%
Chicken Fillets (1kg)
$33.72 CHFย 27.08
$34.66 CHFย 27.83
-2.71%
Beef Round Steak (1kg)
$50.2 CHFย 40.31
$51.8 CHFย 41.60
-3.11%
Apples (1kg)
$4.17 CHFย 3.35
$3.75 CHFย 3.01
11.20%
Banana (1kg)
$2.87 CHFย 2.31
$2.26 CHFย 1.81
26.99%
Oranges (1kg)
$2.99 CHFย 2.40
$2.87 CHFย 2.31
4.18%
Tomato (1kg)
$5.10 CHFย 4.09
$6.30 CHFย 5.06
-19.05%
Potato (1kg)
$2.84 CHFย 2.28
$2.49 CHFย 2.00
14.06%
Onion (1kg)
$2.29 CHFย 1.84
$2.49 CHFย 2.00
-8.03%
Lettuce (1 head)
$2.59 CHFย 2.08
$2.59 CHFย 2.08
-
Water (1.5 liter bottle)
$1.71 CHFย 1.37
$1.21 CHFย 0.97
41.32%
Cigarettes 20 Pack (Marlboro, Camel)
$11.06 CHFย 8.88
$11.20 CHFย 8.99
-1.25%
Wine (Bottle)
$14.25 CHFย 11.44
$13.89 CHFย 11.16
2.59%
Local Beer (0.5 liter bottle)
$2.62 CHFย 2.11
$2.51 CHFย 2.02
4.38%
Imported Beer (0.33 liter bottle)
$3.25 CHFย 2.61
$3.30 CHFย 2.65
-1.52%
๐ŸšŒ Getting Around
Zurich
Lucerne
Difference
One-way Ticket (Public Transport)
$4.86 CHFย 3.91
$4.99 CHFย 4.00
-2.61%
Public Transport Monthly Pass (Regular Price)
$109 CHFย 87.7
$96.7 CHFย 77.6
12.93%
Taxi Start (Normal Tariff)
$7.61 CHFย 6.11
$7.94 CHFย 6.37
-4.16%
Taxi (Normal Tariff) (1km)
$4.15 CHFย 3.33
$4.47 CHFย 3.59
-7.16%
Taxi 1hour Waiting (Normal Tariff)
$88.7 CHFย 71.2
$87.3 CHFย 70.1
1.59%
Gasoline (1 liter)
$2.25 CHFย 1.80
$2.20 CHFย 1.76
2.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.7K CHFย 32.7K
$39.9K CHFย 32.0K
1.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K CHFย 31.8K
$43.1K CHFย 34.6K
-8.29%
๐Ÿงพ Monthly Utilities & Internet
Zurich
Lucerne
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$256 CHFย 206
$246 CHFย 198
4.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.59 CHFย 28.58
$73.2 CHFย 58.8
-51.39%
Internet (50+ Mbps, Unlimited Data)
$58.2 CHFย 46.72
$55.4 CHFย 44.47
5.07%
๐ŸŽ‰ Sport & Entertainment
Zurich
Lucerne
Difference
Gym Membership (Monthly)
$90.3 CHFย 72.5
$94.6 CHFย 76.0
-4.54%
Tennis Court (1 Hour on Weekend)
$49.68 CHFย 39.89
$44.61 CHFย 35.82
11.37%
Cinema Ticket
$24.49 CHFย 19.66
$22.05 CHFย 17.71
11.07%
๐Ÿงธ Childcare & Education
Zurich
Lucerne
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,412 CHFย 2,739
$2,876 CHFย 2,309
18.62%
International Primary School, 1 Child (Yearly)
$39.3K CHFย 31.5K
$43.4K CHFย 34.8K
-9.47%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Zurich
Lucerne
Difference
Jeans (Levis 501 Or Similar)
$142 CHFย 114
$140 CHFย 112
1.56%
Summer Dress (H&M, Zara, etc)
$60.6 CHFย 48.66
$78.2 CHFย 62.8
-22.55%
Sport Shoes (Adidas, Nike)
$149 CHFย 120
$131 CHFย 105
14.41%
Men's Leather Business Shoes
$198 CHFย 159
$160 CHFย 128
24.11%
๐Ÿ  Accommodation & Living
Zurich
Lucerne
Difference
1-bedroom Apartment, City Center (Monthly)
$2,720 CHFย 2,184
$2,027 CHFย 1,627
34.20%
1-bedroom Apartment, Outside City Center (Monthly)
$2,250 CHFย 1,807
$1,778 CHFย 1,428
26.57%
3-bedroom Apartment, City Center (Monthly)
$4,982 CHFย 4,000
$2,924 CHFย 2,348
70.40%
3-bedroom Apartment, Outside City Center (Monthly)
$3,719 CHFย 2,986
$2,840 CHFย 2,280
30.97%
Buy Apartment in City Center (m2)
$25.5K CHFย 20.4K
$20.1K CHFย 16.2K
26.44%
Buy Apartment Outside City Center (m2)
$16.1K CHFย 12.9K
$12.4K CHFย 9,952
29.87%
๐Ÿ’ต Salaries & Financials
Zurich
Lucerne
Difference
Average Monthly Net Salary (After Tax)
$8,135 CHFย 6,532
$6,710 CHFย 5,388
21.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
2.5
-16.40%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Zurich: January 12, 2026

Last update for Lucerne: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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