Cost of Living Comparison Between Zhangjiagang and Ubud, Bali Cost of Living Comparison Between Zhangjiagang and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $758 in Zhangjiagang versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,225 in Zhangjiagang versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,693 in Zhangjiagang versus $3,660 in Ubud, Bali.

Living in Zhangjiagang costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zhangjiagang is 43% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Zhangjiagang
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.53 ¥23.93
$3.56 Rp 64.3K
-0.84%
Three-Course Dinner for Two, Mid-Range
$26.84 ¥182
$32.73 Rp 590.3K
-18.00%
Fast Food Meal (McDonalds, etc)
$4.93 ¥33.40
$4.95 Rp 89.2K
-0.40%
Cappuccino
$3.36 ¥22.78
$2.71 Rp 48.9K
23.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 ¥3.25
$1.34 Rp 24.2K
-64.18%
Water (0.33 liter bottle)
$0.27 ¥1.81
$0.70 Rp 12.6K
-61.43%
Local Beer (0.5 liter draught)
$1.14 ¥7.72
$2.92 Rp 52.7K
-60.96%
Imported Beer (0.33 liter bottle)
$1.62 ¥11.00
$3.96 Rp 71.4K
-59.09%
🛒 Groceries & Markets
Zhangjiagang
Ubud, Bali
Difference
Milk (1 liter)
$2.05 ¥13.90
$1.81 Rp 32.6K
13.26%
White Bread (500g)
$1.88 ¥12.76
$2.52 Rp 45.4K
-25.40%
Rice (white) (1kg)
$0.93 ¥6.28
$1.16 Rp 20.9K
-19.83%
Eggs
$1.72 ¥11.65
$2.46 Rp 44.4K
-30.08%
Local Cheese (1kg)
$16.72 ¥113
$14.71 Rp 265.3K
13.66%
Chicken Fillets (1kg)
$2.69 ¥18.25
$4.32 Rp 77.9K
-37.73%
Beef Round Steak (1kg)
$9.60 ¥65.0
$12.14 Rp 218.9K
-20.92%
Apples (1kg)
$2.05 ¥13.86
$3.84 Rp 69.3K
-46.61%
Banana (1kg)
$1.82 ¥12.33
$1.56 Rp 28.1K
16.67%
Oranges (1kg)
$1.57 ¥10.66
$2.83 Rp 51.1K
-44.52%
Tomato (1kg)
$1.27 ¥8.58
$2.33 Rp 41.9K
-45.49%
Potato (1kg)
$0.76 ¥5.17
$1.91 Rp 34.5K
-60.21%
Onion (1kg)
$1.00 ¥6.80
$2.20 Rp 39.7K
-54.55%
Lettuce (1 head)
$0.66 ¥4.49
$1.01 Rp 18.3K
-34.65%
Water (1.5 liter bottle)
$0.49 ¥3.29
$0.78 Rp 14.0K
-37.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 ¥28.39
$3.32 Rp 59.8K
26.20%
Wine (Bottle)
$13.39 ¥90.7
$23.74 Rp 428.0K
-43.60%
Local Beer (0.5 liter bottle)
$0.70 ¥4.77
$2.79 Rp 50.3K
-74.91%
Imported Beer (0.33 liter bottle)
$1.69 ¥11.47
$2.86 Rp 51.6K
-40.91%
🚌 Getting Around
Zhangjiagang
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.27 ¥1.81
$0.27 Rp 4,848
-
Public Transport Monthly Pass (Regular Price)
$16.39 ¥111
$8.03 Rp 144.8K
104.11%
Taxi Start (Normal Tariff)
$1.83 ¥12.39
$0.46 Rp 8,230
297.83%
Taxi (Normal Tariff) (1km)
$0.26 ¥1.74
$0.45 Rp 8,116
-42.22%
Taxi 1hour Waiting (Normal Tariff)
$6.19 ¥41.91
$6.10 Rp 109.9K
1.48%
Gasoline (1 liter)
$1.17 ¥7.89
$0.79 Rp 14.3K
48.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K ¥130.6K
$26.1K Rp 471.6M
-26.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.9K ¥114.6K
$32.1K Rp 579.2M
-47.32%
🧾 Monthly Utilities & Internet
Zhangjiagang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.95 ¥304
$79.9 Rp 1.4M
-43.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.54 ¥78.1
$4.06 Rp 73.3K
184.24%
Internet (50+ Mbps, Unlimited Data)
$11.33 ¥76.7
$23.52 Rp 424.1K
-51.83%
🎉 Sport & Entertainment
Zhangjiagang
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.21 ¥279
$98.7 Rp 1.8M
-58.25%
Tennis Court (1 Hour on Weekend)
$14.01 ¥94.9
$6.63 Rp 119.6K
111.31%
Cinema Ticket
$6.44 ¥43.61
$4.15 Rp 74.8K
55.18%
🧸 Childcare & Education
Zhangjiagang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$446 ¥3,019
$304 Rp 5.5M
46.62%
International Primary School, 1 Child (Yearly)
$16.8K ¥113.9K
$6,613 Rp 119.3M
154.35%
👕👟 Clothing & Footwear
Zhangjiagang
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.3 ¥381
$55.5 Rp 1.0M
1.40%
Summer Dress (H&M, Zara, etc)
$35.39 ¥240
$38.31 Rp 690.9K
-7.62%
Sport Shoes (Adidas, Nike)
$71.9 ¥487
$88.6 Rp 1.6M
-18.91%
Men's Leather Business Shoes
$90.7 ¥614
$77.9 Rp 1.4M
16.51%
🏠 Accommodation & Living
Zhangjiagang
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$278 ¥1,881
$1,006 Rp 18.1M
-72.41%
1-bedroom Apartment, Outside City Center (Monthly)
$185 ¥1,251
$675 Rp 12.2M
-72.64%
3-bedroom Apartment, City Center (Monthly)
$581 ¥3,937
$3,442 Rp 62.1M
-83.11%
3-bedroom Apartment, Outside City Center (Monthly)
$356 ¥2,413
$2,039 Rp 36.8M
-82.53%
Buy Apartment in City Center (m2)
$3,371 ¥22.8K
$2,841 Rp 51.2M
18.66%
Buy Apartment Outside City Center (m2)
$1,789 ¥12.1K
$2,264 Rp 40.8M
-20.98%
💵 Salaries & Financials
Zhangjiagang
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.83
13.28
-71.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhangjiagang: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $278 in Zhangjiagang and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Zhangjiagang vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $223 vs $302 per month, with Zhangjiagang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zhangjiagang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zhangjiagang or Ubud, Bali?
Zhangjiagang wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhangjiagang the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zhangjiagang vs Ubud, Bali?
You'd need roughly $1,136 in Zhangjiagang and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zhangjiagang vs Ubud, Bali?
Rent for a central apartment: $278 in Zhangjiagang versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zhangjiagang and Ubud, Bali?
Childcare runs $446 in Zhangjiagang versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zhangjiagang or Ubud, Bali?
Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zhangjiagang or Ubud, Bali?
At $758 in Zhangjiagang versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zhangjiagang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhangjiagang the clear choice for anyone on this budget.
Which city is better for digital nomads, Zhangjiagang or Ubud, Bali?
Both work as nomad bases, but Zhangjiagang delivers better value – similar infrastructure at $758 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhangjiagang hard to pass up.
How safe is Zhangjiagang compared to Ubud, Bali?
Safety-wise, Zhangjiagang and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhangjiagang gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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