Last update: Oct 2026

Cost of Living Comparison Between Zhangjiagang and Ubud, Bali

For one person, living is cheaper in Zhangjiagang: $740 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Zhangjiagang
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Zhangjiagang Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zhangjiagang

🇨🇳 China

$740

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Zhangjiagang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhangjiagang and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $740 in Zhangjiagang versus $1,368 in Ubud, Bali.

Zhangjiagang $740
Ubud, Bali $1,368

Estimated couple costs with rent: $1,149 in Zhangjiagang versus $2,314 in Ubud, Bali.

Zhangjiagang $1,149
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,558 in Zhangjiagang versus $3,260 in Ubud, Bali.

Zhangjiagang $1,558
Ubud, Bali $3,260

Living in Zhangjiagang costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zhangjiagang is 45% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.80 ¥25.42

$3.33 Rp 59.9K

14.11%

Three-Course Dinner for Two, Mid-Range

$22.20 ¥148

$35.18 Rp 633.2K

-36.90%

Fast Food Meal (McDonalds, etc)

$4.98 ¥33.31

$5.80 Rp 104.5K

-14.14%

Cappuccino

$3.04 ¥20.32

$2.73 Rp 49.1K

11.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ¥3.29

$1.64 Rp 29.5K

-70.12%

Water (0.33 liter bottle)

$0.27 ¥1.81

$0.83 Rp 15.0K

-67.47%

Local Beer (0.5 liter draught)

$1.51 ¥10.09

$2.70 Rp 48.6K

-44.07%

Imported Beer (0.33 liter bottle)

$2.22 ¥14.84

$4.30 Rp 77.4K

-48.37%

Milk (1 liter)

$2.08 ¥13.89

$1.50 Rp 27.1K

38.67%

White Bread (500g)

$2.09 ¥13.95

$2.30 Rp 41.4K

-9.13%

Rice (white) (1kg)

$0.84 ¥5.64

$1.18 Rp 21.2K

-28.81%

Eggs

$1.36 ¥9.09

$2.14 Rp 38.6K

-36.45%

Local Cheese (1kg)

$10.64 ¥71.1

$17.48 Rp 314.6K

-39.13%

Chicken Fillets (1kg)

$2.93 ¥19.59

$4.03 Rp 72.5K

-27.30%

Beef Round Steak (1kg)

$9.12 ¥61.0

$12.23 Rp 220.1K

-25.43%

Apples (1kg)

$2.04 ¥13.65

$3.55 Rp 63.9K

-42.54%

Banana (1kg)

$1.29 ¥8.64

$1.57 Rp 28.3K

-17.83%

Oranges (1kg)

$1.80 ¥12.03

$2.24 Rp 40.2K

-19.64%

Tomato (1kg)

$1.11 ¥7.39

$1.93 Rp 34.7K

-42.49%

Potato (1kg)

$0.90 ¥5.99

$1.88 Rp 33.9K

-52.13%

Onion (1kg)

$0.90 ¥6.03

$2.29 Rp 41.3K

-60.70%

Lettuce (1 head)

$0.87 ¥5.80

$0.99 Rp 17.9K

-12.12%

Water (1.5 liter bottle)

$0.53 ¥3.51

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 ¥24.37

$2.28 Rp 41.1K

59.65%

Wine (Bottle)

$13.44 ¥89.9

$23.01 Rp 414.2K

-41.59%

Local Beer (0.5 liter bottle)

$0.94 ¥6.27

$2.34 Rp 42.2K

-59.83%

Imported Beer (0.33 liter bottle)

$1.56 ¥10.44

$2.91 Rp 52.4K

-46.39%

One-way Ticket (Public Transport)

$0.30 ¥1.99

$0.24 Rp 4,315

25.00%

Public Transport Monthly Pass (Regular Price)

$17.58 ¥118

$8.82 Rp 158.7K

99.32%

Taxi Start (Normal Tariff)

$1.76 ¥11.78

$0.48 Rp 8,684

266.67%

Taxi (Normal Tariff) (1km)

$0.39 ¥2.60

$0.46 Rp 8,233

-15.22%

Taxi 1hour Waiting (Normal Tariff)

$8.76 ¥58.6

$5.45 Rp 98.2K

60.73%

Gasoline (1 liter)

$1.37 ¥9.14

$0.88 Rp 15.9K

55.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.2K ¥128.2K

$24.6K Rp 442.2M

-21.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥112.7K

$31.2K Rp 561.4M

-45.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.8 ¥373

$83.0 Rp 1.5M

-32.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.76 ¥51.9

$6.45 Rp 116.0K

20.31%

Internet (50+ Mbps, Unlimited Data)

$7.32 ¥48.97

$18.57 Rp 334.2K

-60.58%

Gym Membership (Monthly)

$36.15 ¥242

$55.8 Rp 1.0M

-35.24%

Tennis Court (1 Hour on Weekend)

$16.01 ¥107

$18.11 Rp 326.0K

-11.60%

Cinema Ticket

$6.07 ¥40.60

$4.38 Rp 78.9K

38.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 ¥2,793

$493 Rp 8.9M

-15.26%

International Primary School, 1 Child (Yearly)

$22.3K ¥149.4K

$5,754 Rp 103.6M

288.40%

Jeans (Levis 501 Or Similar)

$42.99 ¥287

$46.19 Rp 831.4K

-6.93%

Summer Dress (H&M, Zara, etc)

$34.04 ¥228

$35.33 Rp 636.0K

-3.65%

Sport Shoes (Adidas, Nike)

$65.7 ¥439

$79.1 Rp 1.4M

-16.99%

Men's Leather Business Shoes

$88.5 ¥591

$78.4 Rp 1.4M

12.85%

1-bedroom Apartment, City Center (Monthly)

$280 ¥1,869

$1,142 Rp 20.6M

-75.53%

1-bedroom Apartment, Outside City Center (Monthly)

$194 ¥1,295

$676 Rp 12.2M

-71.34%

3-bedroom Apartment, City Center (Monthly)

$719 ¥4,808

$3,503 Rp 63.1M

-79.47%

3-bedroom Apartment, Outside City Center (Monthly)

$324 ¥2,167

$1,700 Rp 30.6M

-80.93%

Buy Apartment in City Center (m2)

$3,266 ¥21.8K

$2,784 Rp 50.1M

17.31%

Buy Apartment Outside City Center (m2)

$1,685 ¥11.3K

$2,241 Rp 40.3M

-24.80%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.42

13.78

-75.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhangjiagang: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zhangjiagang

$204 27.6%

Ubud, Bali

$290 21.2% 42.3% $86

Accommodation & Living

Zhangjiagang

$194 26.2%

Ubud, Bali

$676 49.4% 249% $482

Clothing & Footwear

Zhangjiagang

$104 14.1%

Ubud, Bali

$108 7.9% 3.4% $3.5

Eating Out

Zhangjiagang

$97 13.1%

Ubud, Bali

$109 8% 12.3% $12

Monthly Utilities & Internet

Zhangjiagang

$71 9.6%

Ubud, Bali

$108 7.9% 52.5% $37

Sport & Entertainment

Zhangjiagang

$48 6.5%

Ubud, Bali

$65 4.7% 33.7% $16

Getting Around

Zhangjiagang

$22 3%

Ubud, Bali

$13 0.9% 44.2% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Zhangjiagang and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Zhangjiagang vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $204 vs $290 per month, with Zhangjiagang cheaper across the board.

Good to know

🇨🇳 Zhangjiagang

🇮🇩 Ubud, Bali

🕒 Local time

12:27 12:27 PM

Same time as Zhangjiagang

🌤 Weather

👥 Population

1,432,044

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

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Between locations

Zhangjiagang Ubud, Bali 4,530 km ≈ 6 h nonstop flight

From you

Zhangjiagang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zhangjiagang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zhangjiagang wins on cost – living expenses run 85% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhangjiagang the obvious pick if budget is a priority.

You'd need roughly $1,110 in Zhangjiagang and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $280 in Zhangjiagang versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $418 in Zhangjiagang versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $740 in Zhangjiagang versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Zhangjiagang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhangjiagang the clear choice for anyone on this budget.

Both work as nomad bases, but Zhangjiagang delivers better value – similar infrastructure at $740 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhangjiagang hard to pass up.

Safety-wise, Zhangjiagang and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhangjiagang gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.