Cost of Living Comparison Between Ubud, Bali and Zhangjiagang Cost of Living Comparison Between Ubud, Bali and Zhangjiagang

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $758 in Zhangjiagang.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,225 in Zhangjiagang.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,693 in Zhangjiagang.

Living in Ubud, Bali is roughly 87% more expensive than Zhangjiagang, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zhangjiagang is 43% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$3.53 ¥23.93

0.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$26.84 ¥182

21.94%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$4.93 ¥33.40

0.41%

Cappuccino

$2.71 Rp 48.9K

$3.36 ¥22.78

-19.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.48 ¥3.25

179.17%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.27 ¥1.81

159.26%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.14 ¥7.72

156.14%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.62 ¥11.00

144.44%

Milk (1 liter)

$1.81 Rp 32.6K

$2.05 ¥13.90

-11.71%

White Bread (500g)

$2.52 Rp 45.4K

$1.88 ¥12.76

34.04%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.93 ¥6.28

24.73%

Eggs

$2.46 Rp 44.4K

$1.72 ¥11.65

43.02%

Local Cheese (1kg)

$14.71 Rp 265.3K

$16.72 ¥113

-12.02%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.69 ¥18.25

60.59%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$9.60 ¥65.0

26.46%

Apples (1kg)

$3.84 Rp 69.3K

$2.05 ¥13.86

87.32%

Banana (1kg)

$1.56 Rp 28.1K

$1.82 ¥12.33

-14.29%

Oranges (1kg)

$2.83 Rp 51.1K

$1.57 ¥10.66

80.25%

Tomato (1kg)

$2.33 Rp 41.9K

$1.27 ¥8.58

83.46%

Potato (1kg)

$1.91 Rp 34.5K

$0.76 ¥5.17

151.32%

Onion (1kg)

$2.20 Rp 39.7K

$1.00 ¥6.80

120.00%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.66 ¥4.49

53.03%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.49 ¥3.29

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$4.19 ¥28.39

-20.76%

Wine (Bottle)

$23.74 Rp 428.0K

$13.39 ¥90.7

77.30%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$0.70 ¥4.77

298.57%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.69 ¥11.47

69.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.27 ¥1.81

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$16.39 ¥111

-51.01%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.83 ¥12.39

-74.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.26 ¥1.74

73.08%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$6.19 ¥41.91

-1.45%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.17 ¥7.89

-32.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$19.3K ¥130.6K

35.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$16.9K ¥114.6K

89.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$44.95 ¥304

77.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$11.54 ¥78.1

-64.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$11.33 ¥76.7

107.59%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$41.21 ¥279

139.50%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$14.01 ¥94.9

-52.68%

Cinema Ticket

$4.15 Rp 74.8K

$6.44 ¥43.61

-35.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$446 ¥3,019

-31.80%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$16.8K ¥113.9K

-60.68%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$56.3 ¥381

-1.38%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$35.39 ¥240

8.25%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$71.9 ¥487

23.31%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.7 ¥614

-14.17%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$278 ¥1,881

262.48%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$185 ¥1,251

265.52%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$581 ¥3,937

492.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$356 ¥2,413

472.52%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,371 ¥22.8K

-15.73%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,789 ¥12.1K

26.55%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.83

246.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zhangjiagang: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $278 in Zhangjiagang. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Zhangjiagang for a mid-range dinner for two. Groceries echo the gap at $302 vs $223 per month, with Zhangjiagang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhangjiagang: Cost of Living - Frequently Asked Questions

Zhangjiagang wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhangjiagang the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $1,136 in Zhangjiagang to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $278 in Zhangjiagang. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $446 in Zhangjiagang. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $758 in Zhangjiagang versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zhangjiagang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhangjiagang the clear choice for anyone on this budget.

Both work as nomad bases, but Zhangjiagang delivers better value – similar infrastructure at $758 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhangjiagang hard to pass up.

Safety-wise, Ubud, Bali and Zhangjiagang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhangjiagang gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.