Cost of Living Comparison Between Zermatt and Ubud, Bali Cost of Living Comparison Between Zermatt and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,492 in Zermatt versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,334 in Zermatt versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,176 in Zermatt versus $3,763 in Ubud, Bali.

Living in Zermatt is roughly 148% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zermatt 161% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$30.22 CHF 24.38

$3.45 Rp 61.8K

775.94%

Three-Course Dinner for Two, Mid-Range

$144 CHF 116

$32.34 Rp 578.5K

344.65%

Fast Food Meal (McDonalds, etc)

$18.32 CHF 14.78

$4.84 Rp 86.7K

278.51%

Cappuccino

$5.93 CHF 4.78

$2.75 Rp 49.1K

115.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.22 CHF 4.22

$1.38 Rp 24.8K

278.26%

Water (0.33 liter bottle)

$4.90 CHF 3.95

$0.75 Rp 13.4K

553.33%

Local Beer (0.5 liter draught)

$8.49 CHF 6.85

$2.99 Rp 53.5K

183.95%

Imported Beer (0.33 liter bottle)

$7.60 CHF 6.14

$3.85 Rp 68.9K

97.40%

Milk (1 liter)

$2.22 CHF 1.79

$1.74 Rp 31.1K

27.59%

White Bread (500g)

$3.55 CHF 2.87

$2.46 Rp 44.0K

44.31%

Rice (white) (1kg)

$4.11 CHF 3.31

$1.17 Rp 20.9K

251.28%

Eggs

$7.53 CHF 6.08

$2.43 Rp 43.5K

209.88%

Local Cheese (1kg)

$29.14 CHF 23.51

$14.50 Rp 259.5K

100.97%

Chicken Fillets (1kg)

$33.23 CHF 26.82

$4.35 Rp 77.8K

663.91%

Beef Round Steak (1kg)

$46.78 CHF 37.75

$11.98 Rp 214.3K

290.48%

Apples (1kg)

$3.71 CHF 2.99

$3.72 Rp 66.5K

-0.27%

Banana (1kg)

$2.30 CHF 1.86

$1.63 Rp 29.1K

41.10%

Oranges (1kg)

$2.90 CHF 2.34

$2.74 Rp 49.1K

5.84%

Tomato (1kg)

$6.33 CHF 5.11

$2.24 Rp 40.1K

182.59%

Potato (1kg)

$2.41 CHF 1.95

$1.92 Rp 34.3K

25.52%

Onion (1kg)

$2.42 CHF 1.95

$2.28 Rp 40.7K

6.14%

Lettuce (1 head)

$2.55 CHF 2.06

$1.06 Rp 19.0K

140.57%

Water (1.5 liter bottle)

$1.36 CHF 1.10

$0.72 Rp 12.9K

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CHF 9.10

$3.29 Rp 58.8K

242.86%

Wine (Bottle)

$11.44 CHF 9.23

$23.19 Rp 414.9K

-50.67%

Local Beer (0.5 liter bottle)

$2.36 CHF 1.90

$2.78 Rp 49.7K

-15.11%

Imported Beer (0.33 liter bottle)

$3.19 CHF 2.57

$2.73 Rp 48.9K

16.85%

One-way Ticket (Public Transport)

$3.81 CHF 3.07

$0.27 Rp 4,765

1311.11%

Public Transport Monthly Pass (Regular Price)

$96.8 CHF 78.1

$8.11 Rp 145.0K

1093.34%

Taxi Start (Normal Tariff)

$8.00 CHF 6.45

$0.48 Rp 8,636

1566.67%

Taxi (Normal Tariff) (1km)

$4.19 CHF 3.38

$0.42 Rp 7,511

897.62%

Taxi 1hour Waiting (Normal Tariff)

$81.0 CHF 65.4

$6.22 Rp 111.3K

1202.57%

Gasoline (1 liter)

$2.13 CHF 1.72

$0.81 Rp 14.6K

162.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K CHF 33.0K

$26.6K Rp 476.1M

53.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K CHF 33.0K

$32.2K Rp 575.9M

27.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 CHF 208

$78.4 Rp 1.4M

229.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.96 CHF 39.51

$4.07 Rp 72.8K

1102.95%

Internet (50+ Mbps, Unlimited Data)

$58.0 CHF 46.76

$24.33 Rp 435.2K

138.18%

Gym Membership (Monthly)

$86.9 CHF 70.1

$98.6 Rp 1.8M

-11.89%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$22.73 CHF 18.34

$3.99 Rp 71.3K

469.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,932 CHF 2,366

$305 Rp 5.5M

861.33%

International Primary School, 1 Child (Yearly)

$34.2K CHF 27.6K

$6,642 Rp 118.8M

415.30%

Jeans (Levis 501 Or Similar)

$135 CHF 109

$54.1 Rp 968.6K

149.54%

Summer Dress (H&M, Zara, etc)

$67.3 CHF 54.3

$37.81 Rp 676.3K

78.07%

Sport Shoes (Adidas, Nike)

$146 CHF 118

$86.8 Rp 1.6M

68.41%

Men's Leather Business Shoes

$191 CHF 154

$76.4 Rp 1.4M

149.65%

1-bedroom Apartment, City Center (Monthly)

$2,224 CHF 1,795

$992 Rp 17.7M

124.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,440 CHF 1,162

$673 Rp 12.0M

114.04%

3-bedroom Apartment, City Center (Monthly)

$2,842 CHF 2,293

$3,375 Rp 60.4M

-15.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,499 CHF 2,016

$2,050 Rp 36.7M

21.87%

Buy Apartment in City Center (m2)

$16.0K CHF 12.9K

$2,805 Rp 50.2M

471.33%

Buy Apartment Outside City Center (m2)

$12.3K CHF 9,964

$2,227 Rp 39.8M

454.52%

Average Monthly Net Salary (After Tax)

$9,621 CHF 7,763

$167 Rp 3.0M

5662.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zermatt: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,224 in Zermatt and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zermatt pays 5662% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $144 in Zermatt vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $653 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zermatt vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 148% lower than in Zermatt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 5662% higher in Zermatt, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,224 in Zermatt versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,932 in Zermatt versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 120% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,492 in Zermatt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zermatt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zermatt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 148% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.