Cost of Living Comparison Between Zermatt and Ubud, Bali Cost of Living Comparison Between Zermatt and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,547 in Zermatt versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,318 in Zermatt versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,090 in Zermatt versus $3,660 in Ubud, Bali.

Living in Zermatt is roughly 150% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zermatt 165% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$31.05 CHF 24.48

$3.56 Rp 63.7K

772.19%

Three-Course Dinner for Two, Mid-Range

$142 CHF 112

$32.73 Rp 584.5K

334.68%

Fast Food Meal (McDonalds, etc)

$18.38 CHF 14.49

$4.95 Rp 88.4K

271.31%

Cappuccino

$5.86 CHF 4.62

$2.71 Rp 48.4K

116.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.45 CHF 4.30

$1.34 Rp 24.0K

306.72%

Water (0.33 liter bottle)

$4.95 CHF 3.90

$0.70 Rp 12.5K

607.14%

Local Beer (0.5 liter draught)

$8.43 CHF 6.64

$2.92 Rp 52.1K

188.70%

Imported Beer (0.33 liter bottle)

$7.57 CHF 5.97

$3.96 Rp 70.7K

91.16%

Milk (1 liter)

$2.22 CHF 1.75

$1.81 Rp 32.3K

22.65%

White Bread (500g)

$3.56 CHF 2.81

$2.52 Rp 45.0K

41.27%

Rice (white) (1kg)

$4.24 CHF 3.34

$1.16 Rp 20.7K

265.52%

Eggs

$7.48 CHF 5.89

$2.46 Rp 43.9K

204.07%

Local Cheese (1kg)

$29.09 CHF 22.94

$14.71 Rp 262.7K

97.76%

Chicken Fillets (1kg)

$32.97 CHF 25.99

$4.32 Rp 77.1K

663.19%

Beef Round Steak (1kg)

$48.37 CHF 38.14

$12.14 Rp 216.7K

298.43%

Apples (1kg)

$3.80 CHF 3.00

$3.84 Rp 68.6K

-1.04%

Banana (1kg)

$2.35 CHF 1.85

$1.56 Rp 27.8K

50.64%

Oranges (1kg)

$2.98 CHF 2.35

$2.83 Rp 50.6K

5.30%

Tomato (1kg)

$6.23 CHF 4.91

$2.33 Rp 41.5K

167.38%

Potato (1kg)

$2.46 CHF 1.94

$1.91 Rp 34.2K

28.80%

Onion (1kg)

$2.31 CHF 1.82

$2.20 Rp 39.3K

5.00%

Lettuce (1 head)

$2.63 CHF 2.07

$1.01 Rp 18.1K

160.40%

Water (1.5 liter bottle)

$1.37 CHF 1.08

$0.78 Rp 13.8K

75.64%

Cigarettes 20 Pack (Marlboro, Camel)

$11.06 CHF 8.72

$3.32 Rp 59.2K

233.13%

Wine (Bottle)

$12.79 CHF 10.08

$23.74 Rp 423.9K

-46.12%

Local Beer (0.5 liter bottle)

$2.44 CHF 1.92

$2.79 Rp 49.8K

-12.54%

Imported Beer (0.33 liter bottle)

$3.37 CHF 2.66

$2.86 Rp 51.1K

17.83%

One-way Ticket (Public Transport)

$3.96 CHF 3.12

$0.27 Rp 4,800

1366.67%

Public Transport Monthly Pass (Regular Price)

$99.4 CHF 78.4

$8.03 Rp 143.4K

1137.61%

Taxi Start (Normal Tariff)

$7.76 CHF 6.11

$0.46 Rp 8,150

1586.96%

Taxi (Normal Tariff) (1km)

$4.20 CHF 3.31

$0.45 Rp 8,037

833.33%

Taxi 1hour Waiting (Normal Tariff)

$79.3 CHF 62.5

$6.10 Rp 108.9K

1199.18%

Gasoline (1 liter)

$2.23 CHF 1.76

$0.79 Rp 14.2K

182.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.1K CHF 31.6K

$26.1K Rp 467.0M

53.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K CHF 32.8K

$32.1K Rp 573.6M

29.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 CHF 206

$79.9 Rp 1.4M

226.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.24 CHF 38.82

$4.06 Rp 72.6K

1112.81%

Internet (50+ Mbps, Unlimited Data)

$57.9 CHF 45.68

$23.52 Rp 420.0K

146.34%

Gym Membership (Monthly)

$87.7 CHF 69.2

$98.7 Rp 1.8M

-11.13%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$22.35 CHF 17.62

$4.15 Rp 74.1K

438.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,840 CHF 2,239

$304 Rp 5.4M

834.20%

International Primary School, 1 Child (Yearly)

$34.2K CHF 27.0K

$6,613 Rp 118.1M

416.92%

Jeans (Levis 501 Or Similar)

$140 CHF 110

$55.5 Rp 991.8K

151.71%

Summer Dress (H&M, Zara, etc)

$68.1 CHF 53.7

$38.31 Rp 684.1K

77.84%

Sport Shoes (Adidas, Nike)

$151 CHF 119

$88.6 Rp 1.6M

70.55%

Men's Leather Business Shoes

$186 CHF 147

$77.9 Rp 1.4M

139.26%

1-bedroom Apartment, City Center (Monthly)

$2,180 CHF 1,718

$1,006 Rp 18.0M

116.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,489 CHF 1,174

$675 Rp 12.1M

120.55%

3-bedroom Apartment, City Center (Monthly)

$2,816 CHF 2,220

$3,442 Rp 61.5M

-18.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,462 CHF 1,941

$2,039 Rp 36.4M

20.71%

Buy Apartment in City Center (m2)

$13.9K CHF 10.9K

$2,841 Rp 50.7M

387.92%

Buy Apartment Outside City Center (m2)

$10.1K CHF 7,995

$2,264 Rp 40.4M

347.95%

Average Monthly Net Salary (After Tax)

$10.2K CHF 8,066

$165 Rp 3.0M

6091.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zermatt: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,180 in Zermatt and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zermatt pays 6091% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $142 in Zermatt vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $661 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zermatt vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 150% lower than in Zermatt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Zermatt pays 6091% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,180 in Zermatt versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,840 in Zermatt versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 119% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $3,547 in Zermatt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zermatt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zermatt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 150% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.