Cost of Living Comparison Between Zermatt and Ubud, Bali Cost of Living Comparison Between Zermatt and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,479 in Zermatt versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $5,242 in Zermatt versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,006 in Zermatt versus $3,275 in Ubud, Bali.

Living in Zermatt is roughly 153% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zermatt 152% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$30.91 CHF 25.04

$3.33 Rp 58.3K

828.23%

Three-Course Dinner for Two, Mid-Range

$122 CHF 98.4

$35.82 Rp 626.9K

239.31%

Fast Food Meal (McDonalds, etc)

$18.19 CHF 14.73

$5.63 Rp 98.5K

223.09%

Cappuccino

$6.35 CHF 5.15

$2.82 Rp 49.4K

125.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.45 CHF 4.41

$1.75 Rp 30.6K

211.43%

Water (0.33 liter bottle)

$4.83 CHF 3.91

$0.80 Rp 14.0K

503.75%

Local Beer (0.5 liter draught)

$9.23 CHF 7.47

$3.04 Rp 53.3K

203.62%

Imported Beer (0.33 liter bottle)

$7.30 CHF 5.91

$4.30 Rp 75.2K

69.77%

Milk (1 liter)

$2.13 CHF 1.72

$1.61 Rp 28.2K

32.30%

White Bread (500g)

$3.55 CHF 2.88

$2.27 Rp 39.7K

56.39%

Rice (white) (1kg)

$4.24 CHF 3.44

$1.17 Rp 20.5K

262.39%

Eggs

$6.98 CHF 5.66

$2.17 Rp 38.0K

221.66%

Local Cheese (1kg)

$26.36 CHF 21.35

$17.63 Rp 308.6K

49.52%

Chicken Fillets (1kg)

$23.87 CHF 19.33

$4.05 Rp 70.9K

489.38%

Beef Round Steak (1kg)

$40.30 CHF 32.64

$12.18 Rp 213.2K

230.87%

Apples (1kg)

$3.13 CHF 2.53

$3.62 Rp 63.3K

-13.54%

Banana (1kg)

$2.18 CHF 1.77

$1.64 Rp 28.6K

32.93%

Oranges (1kg)

$2.51 CHF 2.03

$2.31 Rp 40.3K

8.66%

Tomato (1kg)

$5.39 CHF 4.37

$1.96 Rp 34.3K

175.00%

Potato (1kg)

$1.66 CHF 1.34

$1.84 Rp 32.3K

-9.78%

Onion (1kg)

$1.99 CHF 1.62

$2.37 Rp 41.5K

-16.03%

Lettuce (1 head)

$2.29 CHF 1.86

$1.05 Rp 18.4K

118.10%

Water (1.5 liter bottle)

$1.46 CHF 1.18

$0.54 Rp 9,502

170.37%

Cigarettes 20 Pack (Marlboro, Camel)

$10.99 CHF 8.90

$2.30 Rp 40.3K

377.83%

Wine (Bottle)

$14.07 CHF 11.39

$23.08 Rp 403.9K

-39.04%

Local Beer (0.5 liter bottle)

$3.08 CHF 2.49

$2.34 Rp 40.9K

31.62%

Imported Beer (0.33 liter bottle)

$3.19 CHF 2.58

$3.07 Rp 53.7K

3.91%

One-way Ticket (Public Transport)

$4.65 CHF 3.77

$0.25 Rp 4,338

1760.00%

Public Transport Monthly Pass (Regular Price)

$116 CHF 94.3

$9.42 Rp 164.9K

1135.77%

Taxi Start (Normal Tariff)

$7.73 CHF 6.26

$0.49 Rp 8,579

1477.55%

Taxi (Normal Tariff) (1km)

$4.29 CHF 3.48

$0.47 Rp 8,299

812.77%

Taxi 1hour Waiting (Normal Tariff)

$87.9 CHF 71.2

$5.60 Rp 98.1K

1468.75%

Gasoline (1 liter)

$2.16 CHF 1.75

$0.81 Rp 14.1K

166.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.9K CHF 38.0K

$25.0K Rp 437.7M

87.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.6K CHF 37.0K

$31.1K Rp 543.7M

46.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$263 CHF 213

$82.7 Rp 1.4M

218.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.72 CHF 24.07

$6.49 Rp 113.5K

357.94%

Internet (50+ Mbps, Unlimited Data)

$58.0 CHF 46.94

$18.79 Rp 328.8K

208.46%

Gym Membership (Monthly)

$79.9 CHF 64.7

$55.2 Rp 966.8K

44.64%

Tennis Court (1 Hour on Weekend)

$47.64 CHF 38.58

$18.21 Rp 318.7K

161.61%

Cinema Ticket

$24.11 CHF 19.53

$4.30 Rp 75.2K

460.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,798 CHF 2,266

$494 Rp 8.6M

466.17%

International Primary School, 1 Child (Yearly)

$32.5K CHF 26.3K

$5,917 Rp 103.6M

448.45%

Jeans (Levis 501 Or Similar)

$147 CHF 119

$46.28 Rp 809.9K

216.57%

Summer Dress (H&M, Zara, etc)

$62.3 CHF 50.4

$36.44 Rp 637.7K

70.83%

Sport Shoes (Adidas, Nike)

$181 CHF 147

$80.7 Rp 1.4M

124.62%

Men's Leather Business Shoes

$216 CHF 175

$78.8 Rp 1.4M

174.06%

1-bedroom Apartment, City Center (Monthly)

$2,217 CHF 1,795

$1,114 Rp 19.5M

99.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,419 CHF 1,149

$693 Rp 12.1M

104.63%

3-bedroom Apartment, City Center (Monthly)

$3,047 CHF 2,468

$3,639 Rp 63.7M

-16.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,839 CHF 2,299

$1,712 Rp 30.0M

65.81%

Buy Apartment in City Center (m2)

$16.4K CHF 13.3K

$2,761 Rp 48.3M

494.78%

Buy Apartment Outside City Center (m2)

$12.5K CHF 10.1K

$2,293 Rp 40.1M

443.31%

Average Monthly Net Salary (After Tax)

$9,823 CHF 7,956

$167 Rp 2.9M

5778.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

13.78

-84.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zermatt: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,217 in Zermatt and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zermatt pays 5779% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Zermatt vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $572 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zermatt vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 153% lower than in Zermatt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 5779% higher in Zermatt, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,217 in Zermatt versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,798 in Zermatt versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 95% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $3,479 in Zermatt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zermatt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zermatt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 153% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.