Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zermatt

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,441 in Zermatt, rent and utilities included – about $25,100 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
166

Cost of Living Index in Zermatt
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Zermatt Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zermatt

🇨🇭 Switzerland

$3,441

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zermatt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zermatt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,441 in Zermatt.

Ubud, Bali $1,349
Zermatt $3,441

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,226 in Zermatt.

Ubud, Bali $2,305
Zermatt $5,226

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $7,010 in Zermatt.

Ubud, Bali $3,261
Zermatt $7,010

Living in Ubud, Bali costs roughly 61% less than in Zermatt, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$29.72 CHF 24.66

-88.83%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$121 CHF 101

-70.66%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$18.42 CHF 15.28

-69.98%

Cappuccino

$2.72 Rp 49.4K

$5.91 CHF 4.90

-53.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.40 CHF 4.48

-68.52%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.87 CHF 4.04

-84.39%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.92 CHF 7.40

-70.29%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.36 CHF 6.11

-40.49%

Milk (1 liter)

$1.49 Rp 27.1K

$2.21 CHF 1.84

-32.58%

White Bread (500g)

$2.28 Rp 41.4K

$3.58 CHF 2.97

-36.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.71 CHF 3.08

-67.92%

Eggs

$2.04 Rp 37.0K

$7.90 CHF 6.56

-74.18%

Local Cheese (1kg)

$17.70 Rp 321.7K

$26.11 CHF 21.66

-32.21%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$27.74 CHF 23.01

-85.72%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$40.83 CHF 33.87

-70.14%

Apples (1kg)

$3.66 Rp 66.4K

$3.58 CHF 2.97

2.23%

Banana (1kg)

$1.52 Rp 27.6K

$2.06 CHF 1.71

-26.21%

Oranges (1kg)

$2.23 Rp 40.5K

$2.77 CHF 2.30

-19.49%

Tomato (1kg)

$1.97 Rp 35.9K

$4.64 CHF 3.85

-57.54%

Potato (1kg)

$1.85 Rp 33.6K

$1.79 CHF 1.49

3.35%

Onion (1kg)

$2.42 Rp 44.1K

$2.08 CHF 1.72

16.35%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.24 CHF 1.86

-55.80%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.25 CHF 1.04

-59.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$10.83 CHF 8.99

-79.50%

Wine (Bottle)

$22.24 Rp 404.2K

$12.94 CHF 10.74

71.87%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.71 CHF 2.25

-16.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.21 CHF 2.67

-7.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.25 CHF 3.53

-94.12%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$101 CHF 83.5

-92.23%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$7.76 CHF 6.43

-94.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$4.63 CHF 3.84

-90.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$74.8 CHF 62.1

-92.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.28 CHF 1.89

-64.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$39.3K CHF 32.6K

-39.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$39.7K CHF 32.9K

-20.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$281 CHF 233

-71.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$32.46 CHF 26.93

-80.13%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$56.9 CHF 47.17

-67.32%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$87.8 CHF 72.9

-43.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$46.76 CHF 38.79

-62.25%

Cinema Ticket

$4.27 Rp 77.7K

$23.47 CHF 19.47

-81.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,954 CHF 2,451

-83.40%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$32.4K CHF 26.9K

-82.49%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$139 CHF 115

-67.91%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$57.8 CHF 47.95

-39.53%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$162 CHF 135

-50.81%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$189 CHF 157

-57.97%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,219 CHF 1,841

-49.31%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,489 CHF 1,236

-54.91%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,968 CHF 2,462

20.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,501 CHF 2,074

-31.08%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$16.6K CHF 13.8K

-83.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$12.5K CHF 10.4K

-81.79%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$9,590 CHF 7,956

-98.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zermatt: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zermatt

$1.5K 43.3% 122% $818

Groceries & Markets

Ubud, Bali

$288 21.4%

Zermatt

$588 17.1% 104% $299

Eating Out

Ubud, Bali

$108 8%

Zermatt

$464 13.5% 331% $357

Clothing & Footwear

Ubud, Bali

$108 8%

Zermatt

$247 7.2% 130% $139

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zermatt

$370 10.8% 255% $266

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zermatt

$135 3.9% 132% $77

Getting Around

Ubud, Bali

$11 0.9%

Zermatt

$148 4.3% 1200% $137

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,219 in Zermatt. Housing cost is often the main lever when comparing two cities.

Zermatt pays about 59 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $121 in Zermatt for a mid-range dinner for two. Groceries echo the gap at $288 vs $588 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Zermatt

🕒 Local time

02:04 2:04 AM

19:04 7:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,800

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.83 CHF (1 CHF = 1.21 USD). 1 EUR = 0.924 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zermatt 12,040 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Zermatt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zermatt: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 61% lower than in Zermatt. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,219 in Zermatt. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $2,954 in Zermatt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 104% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zermatt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.