Cost of Living Comparison Between Ubud, Bali and Zermatt Cost of Living Comparison Between Ubud, Bali and Zermatt

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,479 in Zermatt.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $5,242 in Zermatt.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $7,006 in Zermatt.

Living in Ubud, Bali costs roughly 60% less than in Zermatt, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Zermatt 152% above.

Meal at Budget Restaurant

$3.33 Rp 58.3K

$30.91 CHF 25.04

-89.23%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 626.9K

$122 CHF 98.4

-70.53%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 98.5K

$18.19 CHF 14.73

-69.05%

Cappuccino

$2.82 Rp 49.4K

$6.35 CHF 5.15

-55.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.6K

$5.45 CHF 4.41

-67.89%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$4.83 CHF 3.91

-83.44%

Local Beer (0.5 liter draught)

$3.04 Rp 53.3K

$9.23 CHF 7.47

-67.06%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.2K

$7.30 CHF 5.91

-41.10%

Milk (1 liter)

$1.61 Rp 28.2K

$2.13 CHF 1.72

-24.41%

White Bread (500g)

$2.27 Rp 39.7K

$3.55 CHF 2.88

-36.06%

Rice (white) (1kg)

$1.17 Rp 20.5K

$4.24 CHF 3.44

-72.41%

Eggs

$2.17 Rp 38.0K

$6.98 CHF 5.66

-68.91%

Local Cheese (1kg)

$17.63 Rp 308.6K

$26.36 CHF 21.35

-33.12%

Chicken Fillets (1kg)

$4.05 Rp 70.9K

$23.87 CHF 19.33

-83.03%

Beef Round Steak (1kg)

$12.18 Rp 213.2K

$40.30 CHF 32.64

-69.78%

Apples (1kg)

$3.62 Rp 63.3K

$3.13 CHF 2.53

15.65%

Banana (1kg)

$1.64 Rp 28.6K

$2.18 CHF 1.77

-24.77%

Oranges (1kg)

$2.31 Rp 40.3K

$2.51 CHF 2.03

-7.97%

Tomato (1kg)

$1.96 Rp 34.3K

$5.39 CHF 4.37

-63.64%

Potato (1kg)

$1.84 Rp 32.3K

$1.66 CHF 1.34

10.84%

Onion (1kg)

$2.37 Rp 41.5K

$1.99 CHF 1.62

19.10%

Lettuce (1 head)

$1.05 Rp 18.4K

$2.29 CHF 1.86

-54.15%

Water (1.5 liter bottle)

$0.54 Rp 9,502

$1.46 CHF 1.18

-63.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.3K

$10.99 CHF 8.90

-79.07%

Wine (Bottle)

$23.08 Rp 403.9K

$14.07 CHF 11.39

64.04%

Local Beer (0.5 liter bottle)

$2.34 Rp 40.9K

$3.08 CHF 2.49

-24.03%

Imported Beer (0.33 liter bottle)

$3.07 Rp 53.7K

$3.19 CHF 2.58

-3.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,338

$4.65 CHF 3.77

-94.62%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 164.9K

$116 CHF 94.3

-91.91%

Taxi Start (Normal Tariff)

$0.49 Rp 8,579

$7.73 CHF 6.26

-93.66%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,299

$4.29 CHF 3.48

-89.04%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.1K

$87.9 CHF 71.2

-93.63%

Gasoline (1 liter)

$0.81 Rp 14.1K

$2.16 CHF 1.75

-62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 437.7M

$46.9K CHF 38.0K

-46.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 543.7M

$45.6K CHF 37.0K

-31.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.4M

$263 CHF 213

-68.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 113.5K

$29.72 CHF 24.07

-78.16%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 328.8K

$58.0 CHF 46.94

-67.58%

Gym Membership (Monthly)

$55.2 Rp 966.8K

$79.9 CHF 64.7

-30.86%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 318.7K

$47.64 CHF 38.58

-61.78%

Cinema Ticket

$4.30 Rp 75.2K

$24.11 CHF 19.53

-82.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.6M

$2,798 CHF 2,266

-82.34%

International Primary School, 1 Child (Yearly)

$5,917 Rp 103.6M

$32.5K CHF 26.3K

-81.77%

Jeans (Levis 501 Or Similar)

$46.28 Rp 809.9K

$147 CHF 119

-68.41%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 637.7K

$62.3 CHF 50.4

-41.46%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$181 CHF 147

-55.48%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$216 CHF 175

-63.51%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.5M

$2,217 CHF 1,795

-49.75%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.1M

$1,419 CHF 1,149

-51.13%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 63.7M

$3,047 CHF 2,468

19.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.0M

$2,839 CHF 2,299

-39.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.3M

$16.4K CHF 13.3K

-83.19%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.1M

$12.5K CHF 10.1K

-81.59%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$9,823 CHF 7,956

-98.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zermatt: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $2,217 in Zermatt. Housing cost is often the main lever when comparing two cities.

Zermatt pays 5779% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $122 in Zermatt for a mid-range dinner for two. Groceries echo the gap at $294 vs $572 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zermatt: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 153% lower than in Zermatt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 5779% lower in Zermatt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $2,217 in Zermatt. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $2,798 in Zermatt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 95% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $3,479 in Zermatt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zermatt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zermatt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 153% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.