Cost of Living Comparison Between Ubud, Bali and Zermatt Cost of Living Comparison Between Ubud, Bali and Zermatt

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,547 in Zermatt.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $5,318 in Zermatt.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $7,090 in Zermatt.

Living in Ubud, Bali costs roughly 60% less than in Zermatt, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Zermatt 165% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$31.05 CHF 24.57

-88.53%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$142 CHF 113

-76.99%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$18.38 CHF 14.54

-73.07%

Cappuccino

$2.71 Rp 48.6K

$5.86 CHF 4.64

-53.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$5.45 CHF 4.32

-75.41%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$4.95 CHF 3.91

-85.86%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$8.43 CHF 6.67

-65.36%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$7.57 CHF 5.99

-47.69%

Milk (1 liter)

$1.81 Rp 32.4K

$2.22 CHF 1.75

-18.47%

White Bread (500g)

$2.52 Rp 45.1K

$3.56 CHF 2.82

-29.21%

Rice (white) (1kg)

$1.16 Rp 20.8K

$4.24 CHF 3.35

-72.64%

Eggs

$2.46 Rp 44.1K

$7.48 CHF 5.92

-67.11%

Local Cheese (1kg)

$14.71 Rp 263.7K

$29.09 CHF 23.02

-49.43%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$32.97 CHF 26.08

-86.90%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$48.37 CHF 38.27

-74.90%

Apples (1kg)

$3.84 Rp 68.8K

$3.80 CHF 3.01

1.05%

Banana (1kg)

$1.56 Rp 27.9K

$2.35 CHF 1.86

-33.62%

Oranges (1kg)

$2.83 Rp 50.8K

$2.98 CHF 2.36

-5.03%

Tomato (1kg)

$2.33 Rp 41.7K

$6.23 CHF 4.93

-62.60%

Potato (1kg)

$1.91 Rp 34.3K

$2.46 CHF 1.95

-22.36%

Onion (1kg)

$2.20 Rp 39.5K

$2.31 CHF 1.83

-4.76%

Lettuce (1 head)

$1.01 Rp 18.2K

$2.63 CHF 2.08

-61.60%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.37 CHF 1.08

-43.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$11.06 CHF 8.75

-69.98%

Wine (Bottle)

$23.74 Rp 425.5K

$12.79 CHF 10.12

85.61%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.44 CHF 1.93

14.34%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.37 CHF 2.67

-15.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$3.96 CHF 3.14

-93.18%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$99.4 CHF 78.6

-91.92%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$7.76 CHF 6.14

-94.07%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$4.20 CHF 3.33

-89.29%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$79.3 CHF 62.7

-92.30%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.23 CHF 1.77

-64.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$40.1K CHF 31.7K

-34.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$41.6K CHF 32.9K

-22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$261 CHF 207

-69.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$49.24 CHF 38.96

-91.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$57.9 CHF 45.83

-59.41%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$87.7 CHF 69.4

12.53%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$22.35 CHF 17.68

-81.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$2,840 CHF 2,246

-89.30%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$34.2K CHF 27.0K

-80.65%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$140 CHF 111

-60.27%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$68.1 CHF 53.9

-43.77%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$151 CHF 120

-41.37%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$186 CHF 147

-58.20%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$2,180 CHF 1,724

-53.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,489 CHF 1,178

-54.66%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$2,816 CHF 2,228

22.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$2,462 CHF 1,947

-17.15%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$13.9K CHF 11.0K

-79.50%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$10.1K CHF 8,022

-77.68%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$10.2K CHF 8,093

-98.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zermatt: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $2,180 in Zermatt. Housing cost is often the main lever when comparing two cities.

Zermatt pays 6091% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $142 in Zermatt for a mid-range dinner for two. Groceries echo the gap at $302 vs $661 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zermatt: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 150% lower than in Zermatt. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Zermatt earns 6091% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $2,180 in Zermatt. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $2,840 in Zermatt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 119% higher in Zermatt. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $3,547 in Zermatt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zermatt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zermatt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 150% less than in Zermatt. Beyond cost, consider language, visa policies, and how big the international community is in each city.