Cost of Living Comparison Between Zepce and Banja Luka Cost of Living Comparison Between Zepce and Banja Luka

😐 Solo nomad: Zepce is 5.1% more expensive than Banja Luka without rent, and 14.9% cheaper with rent.

🙂 Family of 3: Zepce is 5% cheaper than Banja Luka without rent, and 5.8% cheaper with rent.

Meal at Budget Restaurant

$9.04 BAM 15.26

$8.79 BAM 14.83

2.84%

Three-Course Dinner for Two, Mid-Range

$42.31 BAM 71.4

$41.55 BAM 70.1

1.83%

Fast Food Meal (McDonalds, etc)

$9 BAM 15.2

$8.91 BAM 15.04

1.01%

Cappuccino

$1.58 BAM 2.66

$1.65 BAM 2.78

-4.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.41

$1.92 BAM 3.24

5.21%

Water (0.33 liter bottle)

$1.16 BAM 1.95

$1.2 BAM 2.03

-3.33%

Local Beer (0.5 liter draught)

$2 BAM 3.38

$2.07 BAM 3.5

-3.38%

Imported Beer (0.33 liter bottle)

$2.72 BAM 4.59

$2.88 BAM 4.86

-5.56%

Milk (1 liter)

$1.36 BAM 2.29

$1.4 BAM 2.36

-2.86%

White Bread (500g)

$1.28 BAM 2.16

$1.24 BAM 2.1

3.23%

Rice (white) (1kg)

$1.62 BAM 2.74

$1.58 BAM 2.66

2.53%

Eggs

$2.92 BAM 4.93

Local Cheese (1kg)

$9.43 BAM 15.91

$9.2 BAM 15.54

2.50%

Chicken Fillets (1kg)

$8.9 BAM 15.02

$8.97 BAM 15.15

-0.78%

Beef Round Steak (1kg)

$12.09 BAM 20.41

$11.97 BAM 20.2

1.00%

Apples (1kg)

$1.41 BAM 2.37

$1.39 BAM 2.34

1.44%

Banana (1kg)

$1.57 BAM 2.66

$1.65 BAM 2.79

-4.85%

Oranges (1kg)

$1.94 BAM 3.27

$1.95 BAM 3.29

-0.51%

Tomato (1kg)

$2.03 BAM 3.43

$2.01 BAM 3.39

1.00%

Potato (1kg)

$1.23 BAM 2.08

$1.19 BAM 2.01

3.36%

Onion (1kg)

$1.29 BAM 2.18

$1.31 BAM 2.21

-1.53%

Lettuce (1 head)

$1.28 BAM 2.16

$1.27 BAM 2.14

0.79%

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.77 BAM 1.29

1.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BAM 6.15

$3.8 BAM 6.41

-4.21%

Wine (Bottle)

$6.99 BAM 11.8

$7.08 BAM 11.95

-1.27%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.2

$0.7 BAM 1.18

1.43%

Imported Beer (0.33 liter bottle)

$1.14 BAM 1.93

$1.13 BAM 1.91

0.88%

One-way Ticket (Public Transport)

$1.75 BAM 2.96

$1.42 BAM 2.39

23.24%

Public Transport Monthly Pass (Regular Price)

$34.99 BAM 59.1

$36.2 BAM 61.1

-3.34%

Taxi Start (Normal Tariff)

$1.5 BAM 2.54

$1.43 BAM 2.41

4.90%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$1.1 BAM 1.86

5.45%

Taxi 1hour Waiting (Normal Tariff)

$8.76 BAM 14.78

$8.89 BAM 15.01

-1.46%

Gasoline (1 liter)

$1.52 BAM 2.56

$1.54 BAM 2.61

-1.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$28.3K BAM 47.8K

2.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K BAM 44.9K

$26.5K BAM 44.8K

0.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 BAM 289

$169 BAM 286

1.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.83 BAM 31.78

$19.35 BAM 32.66

-2.69%

Internet (50+ Mbps, Unlimited Data)

$23.55 BAM 39.75

$23.22 BAM 39.19

1.42%

Gym Membership (Monthly)

$29.36 BAM 49.56

$27.91 BAM 47.11

5.20%

Tennis Court (1 Hour on Weekend)

$11.12 BAM 18.78

$9.91 BAM 16.72

12.21%

Cinema Ticket

$2.87 BAM 4.84

$4.66 BAM 7.87

-38.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 398

$240 BAM 405

-1.75%

International Primary School, 1 Child (Yearly)

$3,728 BAM 6,293

$3,633 BAM 6,132

2.63%

Jeans (Levis 501 Or Similar)

$75.7 BAM 128

$75.8 BAM 128

-0.17%

Summer Dress (H&M, Zara, etc)

$35.87 BAM 60.6

$36.95 BAM 62.4

-2.92%

Sport Shoes (Adidas, Nike)

$91.1 BAM 154

$88.8 BAM 150

2.62%

Men's Leather Business Shoes

$125 BAM 211

-0.38%

1-bedroom Apartment, City Center (Monthly)

$261 BAM 440

$461 BAM 779

-43.48%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 291

$321 BAM 542

-46.36%

3-bedroom Apartment, City Center (Monthly)

$365 BAM 616

$637 BAM 1,075

-42.72%

3-bedroom Apartment, Outside City Center (Monthly)

$318 BAM 537

$464 BAM 783

-31.38%

Buy Apartment in City Center (m2)

$2,803 BAM 4,731

$3,118 BAM 5,262

-10.09%

Buy Apartment Outside City Center (m2)

$2,028 BAM 3,423

$2,152 BAM 3,632

-5.76%

Average Monthly Net Salary (After Tax)

$825 BAM 1,393

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: October 29, 2025

Last update for Banja Luka: October 29, 2025

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