Cost of Living Comparison Between Zepce and Banja Luka Cost of Living Comparison Between Zepce and Banja Luka

🙂 Solo nomad: Zepce is 5.5% cheaper than Banja Luka without rent, and 14% cheaper with rent.

🙂 Family of 3: Zepce is 14% cheaper than Banja Luka without rent, and 6% cheaper with rent.

Meal at Budget Restaurant

$8.94 BAM 15.11

$8.67 BAM 14.65

3.11%

Three-Course Dinner for Two, Mid-Range

$41.12 BAM 69.5

$42.02 BAM 71.0

-2.14%

Fast Food Meal (McDonalds, etc)

$8.77 BAM 14.82

$8.61 BAM 14.55

1.86%

Cappuccino

$1.63 BAM 2.76

$1.64 BAM 2.77

-0.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 BAM 3.24

$2.00 BAM 3.38

-4.00%

Water (0.33 liter bottle)

$1.20 BAM 2.04

$1.15 BAM 1.94

4.35%

Local Beer (0.5 liter draught)

$2.03 BAM 3.43

$2.00 BAM 3.38

1.50%

Imported Beer (0.33 liter bottle)

$2.83 BAM 4.78

$2.81 BAM 4.75

0.71%

Milk (1 liter)

$1.41 BAM 2.38

$1.37 BAM 2.31

2.92%

White Bread (500g)

$1.29 BAM 2.17

$1.29 BAM 2.18

Rice (white) (1kg)

$1.65 BAM 2.79

$1.65 BAM 2.78

Eggs

$2.85 BAM 4.82

$2.86 BAM 4.83

-0.35%

Local Cheese (1kg)

$9.09 BAM 15.37

$9.53 BAM 16.10

-4.62%

Chicken Fillets (1kg)

$8.90 BAM 15.04

$8.95 BAM 15.12

-0.56%

Beef Round Steak (1kg)

$11.95 BAM 20.19

$11.91 BAM 20.13

0.34%

Apples (1kg)

$1.46 BAM 2.46

$1.45 BAM 2.45

0.69%

Banana (1kg)

$1.62 BAM 2.74

Oranges (1kg)

$1.94 BAM 3.27

$1.85 BAM 3.13

4.86%

Tomato (1kg)

$2.05 BAM 3.46

$1.95 BAM 3.30

5.13%

Potato (1kg)

$1.24 BAM 2.09

$1.19 BAM 2.02

4.20%

Onion (1kg)

$1.25 BAM 2.12

$1.29 BAM 2.19

-3.10%

Lettuce (1 head)

$1.24 BAM 2.09

$1.22 BAM 2.06

1.64%

Water (1.5 liter bottle)

$0.73 BAM 1.23

$0.78 BAM 1.31

-6.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 BAM 6.47

$3.76 BAM 6.36

1.86%

Wine (Bottle)

$8.16 BAM 13.79

$8.01 BAM 13.54

1.87%

Local Beer (0.5 liter bottle)

$0.70 BAM 1.18

$0.69 BAM 1.17

1.45%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

One-way Ticket (Public Transport)

$1.82 BAM 3.07

$1.38 BAM 2.33

31.88%

Public Transport Monthly Pass (Regular Price)

$36.06 BAM 61.0

$36.64 BAM 61.9

-1.58%

Taxi Start (Normal Tariff)

$1.51 BAM 2.56

$1.44 BAM 2.43

4.86%

Taxi (Normal Tariff) (1km)

$1.12 BAM 1.89

$1.16 BAM 1.95

-3.45%

Taxi 1hour Waiting (Normal Tariff)

$8.93 BAM 15.09

$9.00 BAM 15.21

-0.78%

Gasoline (1 liter)

$1.51 BAM 2.55

$1.49 BAM 2.52

1.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.2K

$29.1K BAM 49.1K

0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K BAM 44.8K

$26.4K BAM 44.6K

0.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 BAM 284

$170 BAM 287

-0.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.00 BAM 32.10

$19.16 BAM 32.38

-0.84%

Internet (50+ Mbps, Unlimited Data)

$23.21 BAM 39.23

$23.63 BAM 39.93

-1.78%

Gym Membership (Monthly)

$29.89 BAM 50.5

$28.58 BAM 48.30

4.58%

Tennis Court (1 Hour on Weekend)

$10.96 BAM 18.52

$10.20 BAM 17.23

7.45%

Cinema Ticket

$2.99 BAM 5.06

$4.65 BAM 7.86

-35.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 BAM 408

$235 BAM 396

3.00%

International Primary School, 1 Child (Yearly)

$3,748 BAM 6,334

$3,723 BAM 6,292

0.67%

Jeans (Levis 501 Or Similar)

$75.0 BAM 127

$73.8 BAM 125

1.65%

Summer Dress (H&M, Zara, etc)

$37.11 BAM 62.7

$36.92 BAM 62.4

0.51%

Sport Shoes (Adidas, Nike)

$88.2 BAM 149

$88.7 BAM 150

-0.62%

Men's Leather Business Shoes

$125 BAM 212

-0.18%

1-bedroom Apartment, City Center (Monthly)

$259 BAM 437

$449 BAM 758

-42.35%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 282

$326 BAM 552

-48.91%

3-bedroom Apartment, City Center (Monthly)

$360 BAM 608

$653 BAM 1,104

-44.97%

3-bedroom Apartment, Outside City Center (Monthly)

$313 BAM 530

$479 BAM 809

-34.56%

Buy Apartment in City Center (m2)

$2,157 BAM 3,645

$3,090 BAM 5,222

-30.20%

Buy Apartment Outside City Center (m2)

$1,388 BAM 2,345

$2,087 BAM 3,527

-33.50%

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: January 11, 2026

Last update for Banja Luka: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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