Cost of Living Comparison Between Zepce and Banja Luka Cost of Living Comparison Between Zepce and Banja Luka

😐 Solo nomad: Zepce is 6% more expensive than Banja Luka without rent, and 13.6% cheaper with rent.

🙂 Family of 3: Zepce is 12.9% cheaper than Banja Luka without rent, and 9.6% cheaper with rent.

Meal at Budget Restaurant

$8.82 BAM 14.82

$8.61 BAM 14.46

2.44%

Three-Course Dinner for Two, Mid-Range

$42.52 BAM 71.4

$41.52 BAM 69.8

2.41%

Fast Food Meal (McDonalds, etc)

$8.87 BAM 14.91

$8.67 BAM 14.56

2.31%

Cappuccino

$1.67 BAM 2.80

$1.60 BAM 2.69

4.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.39

$1.96 BAM 3.29

3.06%

Water (0.33 liter bottle)

$1.17 BAM 1.96

$1.19 BAM 2.00

-1.68%

Local Beer (0.5 liter draught)

$2.03 BAM 3.42

$2.12 BAM 3.56

-4.25%

Imported Beer (0.33 liter bottle)

$2.73 BAM 4.58

$2.88 BAM 4.84

-5.21%

Milk (1 liter)

$1.41 BAM 2.37

White Bread (500g)

$1.25 BAM 2.09

$1.28 BAM 2.15

-2.34%

Rice (white) (1kg)

$1.59 BAM 2.68

$1.57 BAM 2.63

1.27%

Eggs

$2.90 BAM 4.88

$2.87 BAM 4.82

1.05%

Local Cheese (1kg)

$9.53 BAM 16.01

$9.60 BAM 16.12

-0.73%

Chicken Fillets (1kg)

$8.87 BAM 14.91

$8.84 BAM 14.85

0.34%

Beef Round Steak (1kg)

$12.15 BAM 20.41

$11.95 BAM 20.08

1.67%

Apples (1kg)

$1.40 BAM 2.34

$1.45 BAM 2.44

-3.45%

Banana (1kg)

$1.63 BAM 2.73

$1.59 BAM 2.67

2.52%

Oranges (1kg)

$1.85 BAM 3.11

$1.89 BAM 3.17

-2.12%

Tomato (1kg)

$2.03 BAM 3.41

$1.93 BAM 3.24

5.18%

Potato (1kg)

$1.21 BAM 2.03

$1.26 BAM 2.11

-3.97%

Onion (1kg)

$1.25 BAM 2.10

Lettuce (1 head)

$1.29 BAM 2.16

$1.26 BAM 2.12

2.38%

Water (1.5 liter bottle)

$0.71 BAM 1.20

$0.77 BAM 1.30

-7.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 BAM 6.24

$3.66 BAM 6.14

1.37%

Wine (Bottle)

$7.90 BAM 13.27

$8.31 BAM 13.97

-4.93%

Local Beer (0.5 liter bottle)

$0.70 BAM 1.17

$0.71 BAM 1.19

-1.41%

Imported Beer (0.33 liter bottle)

$1.14 BAM 1.92

$1.09 BAM 1.83

4.59%

One-way Ticket (Public Transport)

$1.76 BAM 2.96

$1.38 BAM 2.31

27.54%

Public Transport Monthly Pass (Regular Price)

$35.10 BAM 59.0

$36.66 BAM 61.6

-4.26%

Taxi Start (Normal Tariff)

$1.48 BAM 2.49

$1.44 BAM 2.42

2.78%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.85

$1.15 BAM 1.93

-4.35%

Taxi 1hour Waiting (Normal Tariff)

$9.02 BAM 15.15

$9.10 BAM 15.29

-0.88%

Gasoline (1 liter)

$1.54 BAM 2.60

$1.54 BAM 2.59

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BAM 48.5K

-0.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K BAM 44.8K

$27.2K BAM 45.7K

-1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 BAM 289

$172 BAM 290

-0.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.74 BAM 31.48

$18.98 BAM 31.89

-1.26%

Internet (50+ Mbps, Unlimited Data)

$23.69 BAM 39.79

$23.44 BAM 39.38

1.07%

Gym Membership (Monthly)

$29.75 BAM 49.98

$28.22 BAM 47.41

5.42%

Tennis Court (1 Hour on Weekend)

$11.08 BAM 18.61

$9.97 BAM 16.75

11.13%

Cinema Ticket

$2.97 BAM 4.99

$4.74 BAM 7.97

-37.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 BAM 407

$236 BAM 396

2.73%

International Primary School, 1 Child (Yearly)

$3,628 BAM 6,096

$3,627 BAM 6,093

0.04%

Jeans (Levis 501 Or Similar)

$75.9 BAM 128

$74.8 BAM 126

1.54%

Summer Dress (H&M, Zara, etc)

$36.75 BAM 61.7

$35.98 BAM 60.4

2.14%

Sport Shoes (Adidas, Nike)

$89.5 BAM 150

$88.2 BAM 148

1.47%

Men's Leather Business Shoes

$126 BAM 212

$122 BAM 205

3.29%

1-bedroom Apartment, City Center (Monthly)

$263 BAM 442

$450 BAM 755

-41.52%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 290

$320 BAM 538

-46.15%

3-bedroom Apartment, City Center (Monthly)

$368 BAM 618

$652 BAM 1,095

-43.51%

3-bedroom Apartment, Outside City Center (Monthly)

$309 BAM 520

$474 BAM 796

-34.71%

Buy Apartment in City Center (m2)

$2,367 BAM 3,976

$3,020 BAM 5,074

-21.64%

Buy Apartment Outside City Center (m2)

$1,523 BAM 2,558

$1,999 BAM 3,358

-23.80%

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: February 28, 2026

Last update for Banja Luka: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Similar cities

Medellin

🇨🇴 Colombia

Bansko

🇧🇬 Bulgaria

Denpasar, Bali

🇮🇩 Indonesia

Kyiv

🇺🇦 Ukraine

Bogota

🇨🇴 Colombia

Rio de Janeiro

🇧🇷 Brazil

Tashkent

🇺🇿 Uzbekistan

Batumi, Ajara

🇬🇪 Georgia