Cost of Living Comparison Between Banja Luka and Zepce Cost of Living Comparison Between Banja Luka and Zepce

😐 Solo nomad: Banja Luka is 11.3% more expensive than Zepce without rent, and 16.2% more expensive with rent.

🙂 Family of 3: Banja Luka is 10.6% cheaper than Zepce without rent, and 7.2% more expensive with rent.

Meal at Budget Restaurant

$9.05 BAM 15.03

$8.93 BAM 14.82

1.34%

Three-Course Dinner for Two, Mid-Range

$42.16 BAM 70.0

$41.82 BAM 69.4

0.81%

Fast Food Meal (McDonalds, etc)

$8.96 BAM 14.87

$8.70 BAM 14.44

2.99%

Cappuccino

$1.65 BAM 2.74

$1.59 BAM 2.63

3.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.35

$1.92 BAM 3.19

5.21%

Water (0.33 liter bottle)

$1.20 BAM 2.00

$1.20 BAM 1.98

Local Beer (0.5 liter draught)

$2.02 BAM 3.36

$2.08 BAM 3.45

-2.88%

Imported Beer (0.33 liter bottle)

$2.72 BAM 4.51

$2.78 BAM 4.62

-2.16%

Milk (1 liter)

$1.40 BAM 2.32

$1.34 BAM 2.23

4.48%

White Bread (500g)

$1.23 BAM 2.04

$1.24 BAM 2.06

-0.81%

Rice (white) (1kg)

$1.65 BAM 2.73

$1.64 BAM 2.72

0.61%

Eggs

$2.91 BAM 4.84

$2.98 BAM 4.94

-2.35%

Local Cheese (1kg)

$9.29 BAM 15.42

$9.37 BAM 15.55

-0.85%

Chicken Fillets (1kg)

$8.77 BAM 14.56

$8.60 BAM 14.28

1.98%

Beef Round Steak (1kg)

$12.13 BAM 20.13

$12.25 BAM 20.34

-0.98%

Apples (1kg)

$1.39 BAM 2.30

$1.40 BAM 2.33

-0.71%

Banana (1kg)

$1.64 BAM 2.72

$1.59 BAM 2.64

3.14%

Oranges (1kg)

$1.87 BAM 3.10

$1.87 BAM 3.11

Tomato (1kg)

$1.97 BAM 3.26

$1.95 BAM 3.24

1.03%

Potato (1kg)

$1.21 BAM 2.00

$1.20 BAM 1.99

0.83%

Onion (1kg)

$1.31 BAM 2.17

$1.25 BAM 2.08

4.80%

Lettuce (1 head)

$1.29 BAM 2.13

$1.23 BAM 2.04

4.88%

Water (1.5 liter bottle)

$0.71 BAM 1.19

$0.77 BAM 1.28

-7.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 BAM 6.30

$3.70 BAM 6.15

2.43%

Wine (Bottle)

$8.17 BAM 13.56

$7.88 BAM 13.08

3.68%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.26

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.81

$1.08 BAM 1.80

0.93%

One-way Ticket (Public Transport)

$1.37 BAM 2.28

$1.76 BAM 2.92

-22.16%

Public Transport Monthly Pass (Regular Price)

$36.39 BAM 60.4

$34.97 BAM 58.0

4.06%

Taxi Start (Normal Tariff)

$1.51 BAM 2.51

$1.51 BAM 2.50

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.83

$1.16 BAM 1.93

-5.17%

Taxi 1hour Waiting (Normal Tariff)

$8.82 BAM 14.64

$9.00 BAM 14.95

-2.00%

Gasoline (1 liter)

$1.51 BAM 2.51

$1.54 BAM 2.56

-1.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.2K

$28.5K BAM 47.2K

2.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K BAM 44.2K

$27.1K BAM 45.1K

-1.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 BAM 284

$169 BAM 280

1.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.88 BAM 31.33

$19.13 BAM 31.76

-1.31%

Internet (50+ Mbps, Unlimited Data)

$23.40 BAM 38.84

Gym Membership (Monthly)

$28.35 BAM 47.06

$30.02 BAM 49.84

-5.56%

Tennis Court (1 Hour on Weekend)

$10.16 BAM 16.86

$11.03 BAM 18.32

-7.89%

Cinema Ticket

$4.64 BAM 7.70

$2.93 BAM 4.87

58.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 BAM 401

$244 BAM 404

-0.79%

International Primary School, 1 Child (Yearly)

$3,715 BAM 6,167

$3,675 BAM 6,101

1.08%

Jeans (Levis 501 Or Similar)

$74.2 BAM 123

$75.6 BAM 125

-1.85%

Summer Dress (H&M, Zara, etc)

$36.61 BAM 60.8

$37.14 BAM 61.7

-1.43%

Sport Shoes (Adidas, Nike)

$90.9 BAM 151

$91.2 BAM 151

-0.36%

Men's Leather Business Shoes

$126 BAM 209

$122 BAM 202

3.40%

1-bedroom Apartment, City Center (Monthly)

$450 BAM 747

$257 BAM 426

75.37%

1-bedroom Apartment, Outside City Center (Monthly)

$325 BAM 539

$170 BAM 282

90.85%

3-bedroom Apartment, City Center (Monthly)

$655 BAM 1,087

$364 BAM 604

79.92%

3-bedroom Apartment, Outside City Center (Monthly)

$469 BAM 778

$312 BAM 518

50.40%

Buy Apartment in City Center (m2)

$3,009 BAM 4,995

$2,581 BAM 4,285

16.57%

Buy Apartment Outside City Center (m2)

$2,041 BAM 3,389

$1,530 BAM 2,540

33.42%

Average Monthly Net Salary (After Tax)

$876 BAM 1,454

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: April 12, 2026

Last update for Zepce: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs other spots: cost of living compared

Banja Luka

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

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