Last update: Oct 2026

Cost of Living Comparison Between Zejtun and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,943 in Zejtun, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Zejtun
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Zejtun Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zejtun

🇲🇹 Malta

$1,943

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zejtun and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zejtun and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,943 in Zejtun versus $918 in Cebu.

Zejtun $1,943
Cebu $918

Estimated couple costs with rent: $2,975 in Zejtun versus $1,409 in Cebu.

Zejtun $2,975
Cebu $1,409

Monthly costs for a family of three with rent: $4,007 in Zejtun versus $1,900 in Cebu.

Zejtun $4,007
Cebu $1,900

Living in Zejtun is roughly 112% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zejtun is 44% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.67 €20.17

$3.09 ₱194

633.66%

Three-Course Dinner for Two, Mid-Range

$88.8 €79.0

$24.22 ₱1,525

266.80%

Fast Food Meal (McDonalds, etc)

$13.25 €11.79

$3.92 ₱247

238.01%

Cappuccino

$2.20 €1.95

$2.51 ₱158

-12.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.06

$1.59 ₱100

45.28%

Water (0.33 liter bottle)

$0.86 €0.76

$0.53 ₱33.43

62.26%

Local Beer (0.5 liter draught)

$5.43 €4.83

$1.78 ₱112

205.06%

Imported Beer (0.33 liter bottle)

$6.55 €5.83

$2.17 ₱137

201.84%

Milk (1 liter)

$1.32 €1.17

$1.92 ₱121

-31.25%

White Bread (500g)

$1.39 €1.24

$1.36 ₱85.4

2.21%

Rice (white) (1kg)

$3.53 €3.14

$1.01 ₱63.5

249.50%

Eggs

$4.32 €3.85

$2.03 ₱128

112.81%

Local Cheese (1kg)

$10.46 €9.31

$9.86 ₱621

6.09%

Chicken Fillets (1kg)

$12.05 €10.72

$4.39 ₱277

174.49%

Beef Round Steak (1kg)

$17.86 €15.88

$7.60 ₱479

135.00%

Apples (1kg)

$3.75 €3.33

$3.30 ₱208

13.64%

Banana (1kg)

$2.78 €2.47

$1.39 ₱87.8

100.00%

Oranges (1kg)

$3.86 €3.43

$2.33 ₱147

65.67%

Tomato (1kg)

$3.70 €3.29

$1.50 ₱94.3

146.67%

Potato (1kg)

$1.87 €1.66

$2.36 ₱149

-20.76%

Onion (1kg)

$3.43 €3.05

$1.90 ₱119

80.53%

Lettuce (1 head)

$2.25 €2.00

$1.19 ₱74.9

89.08%

Water (1.5 liter bottle)

$1.56 €1.39

$0.63 ₱39.71

147.62%

Cigarettes 20 Pack (Marlboro, Camel)

$6.26 €5.57

$3.00 ₱189

108.67%

Wine (Bottle)

$5.99 €5.32

$6.03 ₱379

-0.66%

Local Beer (0.5 liter bottle)

$2.39 €2.13

$1.23 ₱77.7

94.31%

Imported Beer (0.33 liter bottle)

$2.26 €2.01

$1.75 ₱110

29.14%

One-way Ticket (Public Transport)

$2.42 €2.15

$0.25 ₱15.86

868.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.85 €3.42

$0.77 ₱48.62

400.00%

Taxi (Normal Tariff) (1km)

$1.76 €1.57

$0.23 ₱14.53

665.22%

Taxi 1hour Waiting (Normal Tariff)

$33.12 €29.46

$4.46 ₱281

642.60%

Gasoline (1 liter)

$1.49 €1.32

$1.31 ₱82.8

13.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.5K

$21.2K ₱1.3M

29.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €34.7K

$19.1K ₱1.2M

103.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.9 €49.70

$120 ₱7,569

-53.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.65 €20.14

$14.00 ₱882

61.79%

Internet (50+ Mbps, Unlimited Data)

$29.53 €26.27

$27.54 ₱1,734

7.23%

Gym Membership (Monthly)

$61.2 €54.5

$32.33 ₱2,035

89.42%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.93 €8.83

$5.65 ₱356

75.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 €245

$275 ₱17.3K

-0.10%

International Primary School, 1 Child (Yearly)

$12.3K €10.9K

$7,918 ₱498.5K

55.21%

Jeans (Levis 501 Or Similar)

$56.2 €50.0

$49.33 ₱3,106

13.95%

Summer Dress (H&M, Zara, etc)

$27.62 €24.57

$25.24 ₱1,589

9.43%

Sport Shoes (Adidas, Nike)

$113 €100

$77.0 ₱4,846

46.35%

Men's Leather Business Shoes

$130 €115

$57.2 ₱3,601

126.52%

1-bedroom Apartment, City Center (Monthly)

$1,144 €1,018

$500 ₱31.5K

129.04%

1-bedroom Apartment, Outside City Center (Monthly)

$942 €838

$309 ₱19.4K

205.11%

3-bedroom Apartment, City Center (Monthly)

$1,563 €1,390

$1,078 ₱67.9K

44.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,473 €1,310

$615 ₱38.7K

139.37%

Buy Apartment in City Center (m2)

$4,497 €4,000

$2,886 ₱181.7K

55.80%

Buy Apartment Outside City Center (m2)

$2,627 €2,337

$1,917 ₱120.7K

37.07%

Average Monthly Net Salary (After Tax)

$1,212 €1,078

$346 ₱21.8K

250.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

7.2

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zejtun: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zejtun

$942 48.5%

Cebu

$309 33.6% 67.2% $633

Groceries & Markets

Zejtun

$342 17.6%

Cebu

$206 22.4% 39.8% $136

Eating Out

Zejtun

$300 15.5%

Cebu

$88 9.6% 70.6% $212

Clothing & Footwear

Zejtun

$147 7.6%

Cebu

$94 10.2% 36% $53

Monthly Utilities & Internet

Zejtun

$108 5.6%

Cebu

$162 17.6% 49.7% $54

Sport & Entertainment

Zejtun

$81 4.2%

Cebu

$44 4.8% 46.2% $37

Getting Around

Zejtun

$22 * 1.2%

Cebu

$16 1.7% 30.3% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Zejtun and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zejtun pays 250% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Zejtun vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $342 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Zejtun

🇵🇭 Cebu

🕒 Local time

18:41 6:41 PM

00:41 12:41 AM

6 h ahead of Zejtun

🌤 Weather

👥 Population

11,508

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Zejtun Cebu 11,030 km ≈ 14 h nonstop flight

From you

Zejtun
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zejtun vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 250% higher in Zejtun, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,144 in Zejtun versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Zejtun. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,943 per month in Zejtun versus $918 in Cebu – a 112% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,943 in Zejtun, a $1,500 budget is realistic in Cebu but tight or insufficient in Zejtun. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zejtun, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zejtun and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 112% less than in Zejtun. Beyond cost, consider language, visa policies, and how big the international community is in each city.