Last update: Oct 2026

Cost of Living Comparison Between Zawiya and Ubud, Bali

For one person, living is cheaper in Zawiya: $441 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Zawiya
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Zawiya Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zawiya

🇱🇾 Libya

$441

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Zawiya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zawiya and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $441 in Zawiya versus $1,349 in Ubud, Bali.

Zawiya $441
Ubud, Bali $1,349

Estimated couple costs with rent: $686 in Zawiya versus $2,305 in Ubud, Bali.

Zawiya $686
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $930 in Zawiya versus $3,261 in Ubud, Bali.

Zawiya $930
Ubud, Bali $3,261

Living in Zawiya costs roughly 67% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.30 LYD 14.74

$3.32 Rp 60.4K

-30.72%

Three-Course Dinner for Two, Mid-Range

$15.47 LYD 99.2

$35.64 Rp 647.8K

-56.59%

Fast Food Meal (McDonalds, etc)

$2.71 LYD 17.39

$5.53 Rp 100.6K

-50.99%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.45 LYD 2.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.65 LYD 4.14

Cappuccino

$0.44 LYD 2.82

$2.72 Rp 49.4K

-83.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 LYD 2.84

$1.70 Rp 30.9K

-74.12%

Water (0.33 liter bottle)

$0.11 LYD 0.71

$0.76 Rp 13.8K

-85.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$0.91 LYD 5.82

$1.49 Rp 27.1K

-38.93%

White Bread (500g)

$0.20 LYD 1.28

$2.28 Rp 41.4K

-91.23%

Rice (white) (1kg)

$1.01 LYD 6.50

$1.19 Rp 21.6K

-15.13%

Eggs

$1.35 LYD 8.66

$2.04 Rp 37.0K

-33.82%

Local Cheese (1kg)

$4.74 LYD 30.38

$17.70 Rp 321.7K

-73.22%

Chicken Fillets (1kg)

$3.57 LYD 22.88

$3.96 Rp 72.0K

-9.85%

Beef Round Steak (1kg)

$8.86 LYD 56.8

$12.19 Rp 221.6K

-27.32%

Apples (1kg)

$2.02 LYD 12.92

$3.66 Rp 66.4K

-44.81%

Banana (1kg)

$1.47 LYD 9.44

$1.52 Rp 27.6K

-3.29%

Oranges (1kg)

$0.70 LYD 4.49

$2.23 Rp 40.5K

-68.61%

Tomato (1kg)

$0.51 LYD 3.27

$1.97 Rp 35.9K

-74.11%

Potato (1kg)

$0.58 LYD 3.72

$1.85 Rp 33.6K

-68.65%

Onion (1kg)

$0.26 LYD 1.64

$2.42 Rp 44.1K

-89.26%

Lettuce (1 head)

$0.30 LYD 1.91

$0.99 Rp 18.0K

-69.70%

Water (1.5 liter bottle)

$0.16 LYD 1.05

$0.51 Rp 9,332

-68.63%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.79 LYD 5.07

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.72 LYD 4.59

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 LYD 4.83

Cigarettes 20 Pack (Marlboro, Camel)

$1.67 LYD 10.71

$2.22 Rp 40.4K

-24.77%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.74 LYD 4.76

$0.25 Rp 4,562

196.00%

Public Transport Monthly Pass (Regular Price)

$39.22 LYD 251

$7.82 Rp 142.2K

401.53%

Taxi Start (Normal Tariff)

$0.75 LYD 4.79

$0.44 Rp 7,989

70.45%

Taxi (Normal Tariff) (1km)

$0.45 LYD 2.87

$0.43 Rp 7,817

4.65%

Taxi 1hour Waiting (Normal Tariff)

$2.31 LYD 14.80

$5.41 Rp 98.3K

-57.30%

Gasoline (1 liter)

$0.02 LYD 0.12

$0.82 Rp 15.0K

-97.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.5K LYD 99.4K

$23.8K Rp 433.3M

-34.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.8K LYD 107.4K

$31.7K Rp 577.0M

-47.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.4 LYD 605

$79.1 Rp 1.4M

19.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.57 LYD 35.69

$6.45 Rp 117.2K

-13.64%

Internet (50+ Mbps, Unlimited Data)

$12.25 LYD 78.5

$18.58 Rp 337.7K

-34.07%

Gym Membership (Monthly)

$17.31 LYD 111

$49.48 Rp 899.4K

-65.02%

Tennis Court (1 Hour on Weekend)

$4.01 LYD 25.70

$17.65 Rp 320.8K

-77.28%

Cinema Ticket

$3.92 LYD 25.15

$4.27 Rp 77.7K

-8.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$51.5 LYD 330

$491 Rp 8.9M

-89.51%

International Primary School, 1 Child (Yearly)

$897 LYD 5,749

$5,674 Rp 103.1M

-84.19%

Jeans (Levis 501 Or Similar)

$20.81 LYD 133

$44.64 Rp 811.4K

-53.38%

Summer Dress (H&M, Zara, etc)

$44.19 LYD 283

$34.95 Rp 635.3K

26.44%

Sport Shoes (Adidas, Nike)

$30.99 LYD 199

$79.9 Rp 1.5M

-61.21%

Men's Leather Business Shoes

$31.62 LYD 203

$79.4 Rp 1.4M

-60.19%

1-bedroom Apartment, City Center (Monthly)

$88.9 LYD 570

$1,125 Rp 20.4M

-92.10%

1-bedroom Apartment, Outside City Center (Monthly)

$58.4 LYD 375

$671 Rp 12.2M

-91.30%

3-bedroom Apartment, City Center (Monthly)

$164 LYD 1,049

$3,565 Rp 64.8M

-95.41%

3-bedroom Apartment, Outside City Center (Monthly)

$121 LYD 772

$1,723 Rp 31.3M

-93.01%

Buy Apartment in City Center (m2)

$347 LYD 2,227

$2,732 Rp 49.6M

-87.28%

Buy Apartment Outside City Center (m2)

$98.1 LYD 629

$2,284 Rp 41.5M

-95.70%

Average Monthly Net Salary (After Tax)

$251 LYD 1,609

$164 Rp 3.0M

53.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiya: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Zawiya

$112 25.4%

Ubud, Bali

$104 7.7% 7.3% $8.1

Groceries & Markets

Zawiya

$109 24.7%

Ubud, Bali

$288 21.4% 165% $180

Accommodation & Living

Zawiya

$58 13.2%

Ubud, Bali

$672 49.8% 1049% $613

Clothing & Footwear

Zawiya

$57 13%

Ubud, Bali

$108 8% 87.2% $50

Getting Around

Zawiya

$45 10.2%

Ubud, Bali

$11 0.9% 74.7% $34

Eating Out

Zawiya

$34 7.7%

Ubud, Bali

$108 8% 216% $74

Sport & Entertainment

Zawiya

$25 5.7%

Ubud, Bali

$58 4.3% 131% $33

Cost Breakdown

A one-bedroom apartment in the center runs $89 in Zawiya and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zawiya pays 53% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15 in Zawiya vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $109 vs $288 per month, with Zawiya cheaper across the board.

Good to know

🇱🇾 Zawiya

🇮🇩 Ubud, Bali

🕒 Local time

04:15 4:15 AM

10:15 10:15 AM

6 h ahead of Zawiya

🌤 Weather

👥 Population

318,726

74,800

💱 Currency

Libyan Dinar LYD ل.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 LYD = 0.156 USD

1 LYD = 0.14 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to LYD – Libyan Dinar Converter

🇺🇸 United States Dollar ($)

🇱🇾 Libyan Dinar (ل.د)

Libyan Dinar exchange rates as of October 29, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.13 LYD (1 LYD = 0.14 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to LYD in detail →

On the map

Lowest

Highest

Between locations

Zawiya Ubud, Bali 11,690 km ≈ 15 h nonstop flight

From you

Zawiya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 67% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zawiya the obvious pick if budget is a priority.

Average pay runs 53% higher in Zawiya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $89 in Zawiya versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $51 in Zawiya versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 165% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $441 in Zawiya versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.