Cost of Living Comparison Between Zawiya and Ubud, Bali Cost of Living Comparison Between Zawiya and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $410 in Zawiya versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $688 in Zawiya versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $965 in Zawiya versus $3,660 in Ubud, Bali.

Living in Zawiya costs roughly 71% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zawiya is 69% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.80 LYD 17.78

$3.56 Rp 63.9K

-21.35%

Three-Course Dinner for Two, Mid-Range

$18.48 LYD 118

$32.73 Rp 586.8K

-43.54%

Fast Food Meal (McDonalds, etc)

$3.63 LYD 23.10

$4.95 Rp 88.7K

-26.67%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.57 LYD 3.61

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.68 LYD 4.30

Cappuccino

$0.49 LYD 3.10

$2.71 Rp 48.6K

-81.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 LYD 3.12

$1.34 Rp 24.1K

-63.43%

Water (0.33 liter bottle)

$0.12 LYD 0.75

$0.70 Rp 12.5K

-82.86%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.03 LYD 6.55

$1.81 Rp 32.4K

-43.09%

White Bread (500g)

$0.23 LYD 1.46

$2.52 Rp 45.1K

-90.87%

Rice (white) (1kg)

$1.24 LYD 7.86

$1.16 Rp 20.8K

6.90%

Eggs

$1.23 LYD 7.85

$2.46 Rp 44.1K

-50.00%

Local Cheese (1kg)

$5.02 LYD 31.94

$14.71 Rp 263.7K

-65.87%

Chicken Fillets (1kg)

$3.27 LYD 20.81

$4.32 Rp 77.4K

-24.31%

Beef Round Steak (1kg)

$10.09 LYD 64.2

$12.14 Rp 217.5K

-16.89%

Apples (1kg)

$2.06 LYD 13.11

$3.84 Rp 68.8K

-46.35%

Banana (1kg)

$1.27 LYD 8.09

$1.56 Rp 27.9K

-18.59%

Oranges (1kg)

$0.83 LYD 5.25

$2.83 Rp 50.8K

-70.67%

Tomato (1kg)

$0.55 LYD 3.52

$2.33 Rp 41.7K

-76.39%

Potato (1kg)

$0.58 LYD 3.66

$1.91 Rp 34.3K

-69.63%

Onion (1kg)

$0.31 LYD 1.97

$2.20 Rp 39.5K

-85.91%

Lettuce (1 head)

$0.38 LYD 2.43

$1.01 Rp 18.2K

-62.38%

Water (1.5 liter bottle)

$0.17 LYD 1.07

$0.78 Rp 13.9K

-78.21%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.75 LYD 4.78

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.70 LYD 4.46

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.64 LYD 4.07

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 LYD 11.73

$3.32 Rp 59.4K

-44.58%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.93 LYD 5.92

$0.27 Rp 4,819

244.44%

Public Transport Monthly Pass (Regular Price)

$46.59 LYD 296

$8.03 Rp 143.9K

480.20%

Taxi Start (Normal Tariff)

$0.96 LYD 6.11

$0.46 Rp 8,181

108.70%

Taxi (Normal Tariff) (1km)

$0.89 LYD 5.67

$0.45 Rp 8,068

97.78%

Taxi 1hour Waiting (Normal Tariff)

$2.74 LYD 17.42

$6.10 Rp 109.3K

-55.08%

Gasoline (1 liter)

$0.03 LYD 0.18

$0.79 Rp 14.2K

-96.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.7K LYD 87.4K

$26.1K Rp 468.8M

-47.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K LYD 103.1K

$32.1K Rp 575.8M

-49.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.55 LYD 207

$79.9 Rp 1.4M

-59.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.52 LYD 41.44

$4.06 Rp 72.9K

60.59%

Internet (50+ Mbps, Unlimited Data)

$14.02 LYD 89.2

$23.52 Rp 421.6K

-40.39%

Gym Membership (Monthly)

$20.08 LYD 128

$98.7 Rp 1.8M

-79.66%

Tennis Court (1 Hour on Weekend)

$4.48 LYD 28.49

$6.63 Rp 118.8K

-32.43%

Cinema Ticket

$4.55 LYD 28.93

$4.15 Rp 74.3K

9.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$53.1 LYD 337

$304 Rp 5.4M

-82.54%

International Primary School, 1 Child (Yearly)

$908 LYD 5,772

$6,613 Rp 118.5M

-86.27%

Jeans (Levis 501 Or Similar)

$21.60 LYD 137

$55.5 Rp 995.6K

-61.11%

Summer Dress (H&M, Zara, etc)

$34.94 LYD 222

$38.31 Rp 686.7K

-8.80%

Sport Shoes (Adidas, Nike)

$31.97 LYD 203

$88.6 Rp 1.6M

-63.92%

Men's Leather Business Shoes

$36.00 LYD 229

$77.9 Rp 1.4M

-53.77%

1-bedroom Apartment, City Center (Monthly)

$107 LYD 679

$1,006 Rp 18.0M

-89.38%

1-bedroom Apartment, Outside City Center (Monthly)

$69.1 LYD 440

$675 Rp 12.1M

-89.76%

3-bedroom Apartment, City Center (Monthly)

$201 LYD 1,280

$3,442 Rp 61.7M

-94.15%

3-bedroom Apartment, Outside City Center (Monthly)

$136 LYD 863

$2,039 Rp 36.6M

-93.34%

Buy Apartment in City Center (m2)

$470 LYD 2,988

$2,841 Rp 50.9M

-83.46%

Buy Apartment Outside City Center (m2)

$38.66 LYD 246

$2,264 Rp 40.6M

-98.29%

Average Monthly Net Salary (After Tax)

$260 LYD 1,653

$165 Rp 3.0M

57.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

13.28

31.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiya: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $107 in Zawiya and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zawiya pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Zawiya vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $114 vs $302 per month, with Zawiya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 246% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiya the obvious pick if budget is a priority.

Zawiya pays 57% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $107 in Zawiya versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $53.1 in Zawiya versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 165% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $410 in Zawiya versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiya delivers better value – similar infrastructure at $410 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiya hard to pass up.

Safety-wise, Zawiya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiya gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.