Cost of Living Comparison Between Zawiya and Ubud, Bali Cost of Living Comparison Between Zawiya and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $422 in Zawiya versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $694 in Zawiya versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $967 in Zawiya versus $3,763 in Ubud, Bali.

Living in Zawiya costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zawiya is 68% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.73 LYD 17.41

$3.45 Rp 62.1K

-20.87%

Three-Course Dinner for Two, Mid-Range

$18.45 LYD 118

$32.34 Rp 581.1K

-42.95%

Fast Food Meal (McDonalds, etc)

$3.75 LYD 23.89

$4.84 Rp 87.1K

-22.52%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.53 LYD 3.40

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.66 LYD 4.23

Cappuccino

$0.48 LYD 3.03

$2.75 Rp 49.4K

-82.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 LYD 2.91

$1.38 Rp 24.9K

-66.67%

Water (0.33 liter bottle)

$0.11 LYD 0.67

$0.75 Rp 13.5K

-85.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.03 LYD 6.54

$1.74 Rp 31.2K

-40.80%

White Bread (500g)

$0.23 LYD 1.47

$2.46 Rp 44.2K

-90.65%

Rice (white) (1kg)

$1.18 LYD 7.49

$1.17 Rp 21.0K

0.85%

Eggs

$1.17 LYD 7.48

$2.43 Rp 43.7K

-51.85%

Local Cheese (1kg)

$4.99 LYD 31.76

$14.50 Rp 260.6K

-65.59%

Chicken Fillets (1kg)

$3.30 LYD 21.04

$4.35 Rp 78.2K

-24.14%

Beef Round Steak (1kg)

$10.39 LYD 66.2

$11.98 Rp 215.3K

-13.27%

Apples (1kg)

$2.06 LYD 13.11

$3.72 Rp 66.8K

-44.62%

Banana (1kg)

$1.33 LYD 8.49

$1.63 Rp 29.2K

-18.40%

Oranges (1kg)

$0.75 LYD 4.81

$2.74 Rp 49.3K

-72.63%

Tomato (1kg)

$0.53 LYD 3.36

$2.24 Rp 40.3K

-76.34%

Potato (1kg)

$0.62 LYD 3.94

$1.92 Rp 34.5K

-67.71%

Onion (1kg)

$0.33 LYD 2.12

$2.28 Rp 40.9K

-85.53%

Lettuce (1 head)

$0.38 LYD 2.43

$1.06 Rp 19.1K

-64.15%

Water (1.5 liter bottle)

$0.17 LYD 1.10

$0.72 Rp 12.9K

-76.39%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.76 LYD 4.83

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 LYD 4.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 LYD 4.47

Cigarettes 20 Pack (Marlboro, Camel)

$1.85 LYD 11.76

$3.29 Rp 59.0K

-43.77%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.91 LYD 5.78

$0.27 Rp 4,786

237.04%

Public Transport Monthly Pass (Regular Price)

$46.79 LYD 298

$8.11 Rp 145.7K

476.94%

Taxi Start (Normal Tariff)

$0.90 LYD 5.74

$0.48 Rp 8,675

87.50%

Taxi (Normal Tariff) (1km)

$0.89 LYD 5.66

$0.42 Rp 7,545

111.90%

Taxi 1hour Waiting (Normal Tariff)

$2.77 LYD 17.62

$6.22 Rp 111.8K

-55.47%

Gasoline (1 liter)

$0.03 LYD 0.18

$0.81 Rp 14.6K

-96.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.7K LYD 87.2K

$26.6K Rp 478.2M

-48.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K LYD 104.7K

$32.2K Rp 578.5M

-48.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.61 LYD 208

$78.4 Rp 1.4M

-58.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.29 LYD 40.07

$4.07 Rp 73.1K

54.55%

Internet (50+ Mbps, Unlimited Data)

$14.17 LYD 90.2

$24.33 Rp 437.1K

-41.76%

Gym Membership (Monthly)

$20.19 LYD 129

$98.6 Rp 1.8M

-79.53%

Tennis Court (1 Hour on Weekend)

$4.68 LYD 29.82

$6.34 Rp 113.9K

-26.18%

Cinema Ticket

$4.50 LYD 28.69

$3.99 Rp 71.6K

12.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.3 LYD 333

$305 Rp 5.5M

-82.85%

International Primary School, 1 Child (Yearly)

$908 LYD 5,786

$6,642 Rp 119.4M

-86.33%

Jeans (Levis 501 Or Similar)

$21.44 LYD 137

$54.1 Rp 972.9K

-60.40%

Summer Dress (H&M, Zara, etc)

$34.92 LYD 222

$37.81 Rp 679.4K

-7.64%

Sport Shoes (Adidas, Nike)

$32.12 LYD 205

$86.8 Rp 1.6M

-63.01%

Men's Leather Business Shoes

$36.80 LYD 234

$76.4 Rp 1.4M

-51.80%

1-bedroom Apartment, City Center (Monthly)

$106 LYD 674

$992 Rp 17.8M

-89.33%

1-bedroom Apartment, Outside City Center (Monthly)

$69.9 LYD 445

$673 Rp 12.1M

-89.61%

3-bedroom Apartment, City Center (Monthly)

$199 LYD 1,268

$3,375 Rp 60.7M

-94.10%

3-bedroom Apartment, Outside City Center (Monthly)

$136 LYD 864

$2,050 Rp 36.8M

-93.39%

Buy Apartment in City Center (m2)

$467 LYD 2,975

$2,805 Rp 50.4M

-83.35%

Buy Apartment Outside City Center (m2)

$38.16 LYD 243

$2,227 Rp 40.0M

-98.29%

Average Monthly Net Salary (After Tax)

$253 LYD 1,613

$167 Rp 3.0M

51.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

13.28

31.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiya: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $106 in Zawiya and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zawiya pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Zawiya vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $115 vs $297 per month, with Zawiya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 234% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiya the obvious pick if budget is a priority.

Average pay runs 52% higher in Zawiya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $106 in Zawiya versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $52.3 in Zawiya versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 159% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $422 in Zawiya versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiya delivers better value – similar infrastructure at $422 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiya hard to pass up.

Safety-wise, Zawiya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiya gentler on the wallet – expenses run 234% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.