Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zawiya

For one person, living is cheaper in Zawiya: $441 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Zawiya
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Zawiya Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zawiya

🇱🇾 Libya

$441

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zawiya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zawiya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $441 in Zawiya.

Ubud, Bali $1,349
Zawiya $441

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $686 in Zawiya.

Ubud, Bali $2,305
Zawiya $686

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $930 in Zawiya.

Ubud, Bali $3,261
Zawiya $930

Living in Ubud, Bali is roughly 206% more expensive than in Zawiya, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.30 LYD 14.76

44.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$15.47 LYD 99.3

130.38%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.71 LYD 17.41

104.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.45 LYD 2.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.65 LYD 4.14

Cappuccino

$2.72 Rp 49.4K

$0.44 LYD 2.83

518.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.44 LYD 2.85

286.36%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.11 LYD 0.71

590.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

Milk (1 liter)

$1.49 Rp 27.1K

$0.91 LYD 5.83

63.74%

White Bread (500g)

$2.28 Rp 41.4K

$0.20 LYD 1.28

1040.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.01 LYD 6.51

17.82%

Eggs

$2.04 Rp 37.0K

$1.35 LYD 8.67

51.11%

Local Cheese (1kg)

$17.70 Rp 321.9K

$4.74 LYD 30.43

273.42%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.57 LYD 22.92

10.92%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$8.86 LYD 56.9

37.58%

Apples (1kg)

$3.66 Rp 66.5K

$2.02 LYD 12.94

81.19%

Banana (1kg)

$1.52 Rp 27.6K

$1.47 LYD 9.45

3.40%

Oranges (1kg)

$2.23 Rp 40.5K

$0.70 LYD 4.50

218.57%

Tomato (1kg)

$1.97 Rp 35.9K

$0.51 LYD 3.27

286.27%

Potato (1kg)

$1.85 Rp 33.6K

$0.58 LYD 3.73

218.97%

Onion (1kg)

$2.42 Rp 44.1K

$0.26 LYD 1.65

830.77%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.30 LYD 1.91

230.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.16 LYD 1.05

218.75%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.79 LYD 5.08

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.72 LYD 4.60

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 LYD 4.83

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.67 LYD 10.73

32.93%

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.74 LYD 4.76

-66.22%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$39.22 LYD 252

-80.06%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$0.75 LYD 4.80

-41.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.45 LYD 2.88

-4.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$2.31 LYD 14.83

134.20%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.02 LYD 0.12

4000.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$15.5K LYD 99.5K

53.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$16.8K LYD 107.6K

89.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$94.4 LYD 606

-16.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$5.57 LYD 35.75

15.80%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$12.25 LYD 78.6

51.67%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$17.31 LYD 111

185.85%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$4.01 LYD 25.74

340.15%

Cinema Ticket

$4.27 Rp 77.7K

$3.92 LYD 25.19

8.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$51.5 LYD 330

852.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$897 LYD 5,758

532.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$20.81 LYD 134

114.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$44.19 LYD 284

-20.91%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$30.99 LYD 199

157.83%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$31.62 LYD 203

151.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$88.9 LYD 570

1165.73%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$58.4 LYD 375

1049.02%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$164 LYD 1,050

2078.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$121 LYD 774

1329.89%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$347 LYD 2,230

686.11%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$98.1 LYD 630

2227.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$251 LYD 1,611

-34.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zawiya: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zawiya

$58 13.2% 91.3% $613

Groceries & Markets

Ubud, Bali

$288 21.4%

Zawiya

$109 24.7% 62.3% $180

Eating Out

Ubud, Bali

$108 8%

Zawiya

$34 7.7% 68.4% $74

Clothing & Footwear

Ubud, Bali

$108 8%

Zawiya

$57 13% 46.6% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zawiya

$112 25.4% 7.8% $8.1

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zawiya

$25 5.7% 56.7% $33

Getting Around

Ubud, Bali

$11 0.9%

Zawiya

$45 10.2% 296% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $89 in Zawiya. Housing cost is often the main lever when comparing two cities.

Zawiya pays 53% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $15 in Zawiya for a mid-range dinner for two. Groceries echo the gap at $288 vs $109 per month, with Zawiya cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇾 Zawiya

🕒 Local time

11:12 11:12 AM

05:12 5:12 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

318,726

💱 Currency

Indonesian Rupiah IDR Rp

Libyan Dinar LYD ل.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 LYD = 0.156 USD

1 LYD = 0.14 EUR

Exchange rates and currency converter

LYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Libyan Dinar exchange rates as of October 29, 2026: 1 USD = 6.42 LYD (1 LYD = 0.156 USD). 1 EUR = 7.15 LYD (1 LYD = 0.14 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zawiya 11,690 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zawiya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiya: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 67% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zawiya the obvious pick if budget is a priority.

On paper, salaries run 35% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $89 in Zawiya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $51 in Zawiya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 165% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $441 in Zawiya versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.