Cost of Living Comparison Between Ubud, Bali and Zawiya Cost of Living Comparison Between Ubud, Bali and Zawiya

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $410 in Zawiya.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $688 in Zawiya.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $965 in Zawiya.

Living in Ubud, Bali is roughly 246% more expensive than Zawiya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zawiya is 69% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.80 LYD 17.78

27.14%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$18.48 LYD 118

77.11%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.63 LYD 23.10

36.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.57 LYD 3.61

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.68 LYD 4.30

Cappuccino

$2.71 Rp 48.6K

$0.49 LYD 3.10

453.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.49 LYD 3.12

173.47%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.12 LYD 0.75

483.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$1.81 Rp 32.4K

$1.03 LYD 6.55

75.73%

White Bread (500g)

$2.52 Rp 45.1K

$0.23 LYD 1.46

995.65%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.24 LYD 7.86

-6.45%

Eggs

$2.46 Rp 44.1K

$1.23 LYD 7.85

100.00%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.02 LYD 31.94

193.03%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.27 LYD 20.81

32.11%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$10.09 LYD 64.2

20.32%

Apples (1kg)

$3.84 Rp 68.8K

$2.06 LYD 13.11

86.41%

Banana (1kg)

$1.56 Rp 27.9K

$1.27 LYD 8.09

22.83%

Oranges (1kg)

$2.83 Rp 50.8K

$0.83 LYD 5.25

240.96%

Tomato (1kg)

$2.33 Rp 41.7K

$0.55 LYD 3.52

323.64%

Potato (1kg)

$1.91 Rp 34.3K

$0.58 LYD 3.66

229.31%

Onion (1kg)

$2.20 Rp 39.5K

$0.31 LYD 1.97

609.68%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.38 LYD 2.43

165.79%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.17 LYD 1.07

358.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.75 LYD 4.78

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.70 LYD 4.46

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.64 LYD 4.07

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.84 LYD 11.73

80.43%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.93 LYD 5.92

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$46.59 LYD 296

-82.76%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.96 LYD 6.11

-52.08%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.89 LYD 5.67

-49.44%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.74 LYD 17.42

122.63%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.03 LYD 0.18

2533.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$13.7K LYD 87.4K

90.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$16.2K LYD 103.1K

98.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$32.55 LYD 207

145.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$6.52 LYD 41.44

-37.73%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$14.02 LYD 89.2

67.76%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$20.08 LYD 128

391.53%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$4.48 LYD 28.49

47.99%

Cinema Ticket

$4.15 Rp 74.3K

$4.55 LYD 28.93

-8.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$53.1 LYD 337

472.75%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$908 LYD 5,772

628.59%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$21.60 LYD 137

157.13%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$34.94 LYD 222

9.65%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$31.97 LYD 203

177.13%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$36.00 LYD 229

116.31%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$107 LYD 679

841.91%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$69.1 LYD 440

876.90%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$201 LYD 1,280

1609.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$136 LYD 863

1402.24%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$470 LYD 2,988

504.59%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$38.66 LYD 246

5755.77%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$260 LYD 1,653

-36.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.5

-24.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zawiya: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $107 in Zawiya. Housing cost is often the main lever when comparing two cities.

Zawiya pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $18.00 in Zawiya for a mid-range dinner for two. Groceries echo the gap at $302 vs $114 per month, with Zawiya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiya: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 246% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiya the obvious pick if budget is a priority.

On paper, Zawiya earns 57% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $107 in Zawiya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $53.1 in Zawiya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 165% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $410 in Zawiya versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiya delivers better value – similar infrastructure at $410 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiya hard to pass up.

Safety-wise, Ubud, Bali and Zawiya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiya gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.