Cost of Living Comparison Between Ubud, Bali and Zawiya Cost of Living Comparison Between Ubud, Bali and Zawiya

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $426 in Zawiya.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $654 in Zawiya.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $881 in Zawiya.

Living in Ubud, Bali is roughly 223% more expensive than in Zawiya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Zawiya is 69% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.30 LYD 14.53

44.78%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$15.04 LYD 94.9

138.16%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.54 LYD 16.00

121.65%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.48 LYD 3.06

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.62 LYD 3.90

Cappuccino

$2.82 Rp 49.7K

$0.42 LYD 2.63

571.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.42 LYD 2.64

316.67%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.09 LYD 0.57

788.89%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

Milk (1 liter)

$1.61 Rp 28.3K

$0.91 LYD 5.72

76.92%

White Bread (500g)

$2.27 Rp 39.9K

$0.20 LYD 1.26

1035.00%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.12 LYD 7.05

4.46%

Eggs

$2.17 Rp 38.2K

$1.03 LYD 6.48

110.68%

Local Cheese (1kg)

$17.63 Rp 310.5K

$4.66 LYD 29.43

278.33%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.32 LYD 20.97

21.99%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.86 LYD 55.9

37.47%

Apples (1kg)

$3.62 Rp 63.7K

$1.85 LYD 11.70

95.68%

Banana (1kg)

$1.64 Rp 28.8K

$1.24 LYD 7.83

32.26%

Oranges (1kg)

$2.31 Rp 40.6K

$0.71 LYD 4.47

225.35%

Tomato (1kg)

$1.96 Rp 34.5K

$0.53 LYD 3.32

269.81%

Potato (1kg)

$1.84 Rp 32.5K

$0.49 LYD 3.09

275.51%

Onion (1kg)

$2.37 Rp 41.7K

$0.27 LYD 1.70

777.78%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.30 LYD 1.88

250.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.18 LYD 1.13

200.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.77 LYD 4.89

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 LYD 4.63

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.81 LYD 5.14

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.67 LYD 10.55

37.72%

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.77 LYD 4.84

-67.53%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$39.03 LYD 246

-75.86%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.78 LYD 4.92

-37.18%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.49 LYD 3.11

-4.08%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.40 LYD 15.16

133.33%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.02 LYD 0.13

3950.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$15.6K LYD 98.8K

59.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$14.0K LYD 88.5K

121.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$93.3 LYD 589

-11.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$5.67 LYD 35.81

14.46%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$12.23 LYD 77.2

53.64%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$17.20 LYD 109

221.16%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$3.92 LYD 24.75

364.54%

Cinema Ticket

$4.30 Rp 75.7K

$3.85 LYD 24.32

11.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$52.7 LYD 332

838.42%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$628 LYD 3,966

841.69%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$21.22 LYD 134

118.10%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$17.59 LYD 111

107.16%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$27.97 LYD 177

188.52%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$31.76 LYD 200

148.11%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$91.1 LYD 575

1123.50%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$58.2 LYD 367

1091.99%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$171 LYD 1,082

2021.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$116 LYD 735

1370.28%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$469 LYD 2,960

488.67%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$38.80 LYD 245

5808.87%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$255 LYD 1,611

-34.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zawiya: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $91.1 in Zawiya. Housing cost is often the main lever when comparing two cities.

Zawiya pays 53% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $15.00 in Zawiya for a mid-range dinner for two. Groceries echo the gap at $294 vs $104 per month, with Zawiya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiya: Cost of Living - Frequently Asked Questions

Zawiya wins on cost – living expenses run 223% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiya the obvious pick if budget is a priority.

On paper, salaries run 53% lower in Zawiya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $91.1 in Zawiya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $52.7 in Zawiya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 182% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $426 in Zawiya versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Zawiya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiya the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiya delivers better value – similar infrastructure at $426 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiya hard to pass up.

Safety-wise, Ubud, Bali and Zawiya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiya gentler on the wallet – expenses run 223% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.