Cost of Living Comparison Between Zawiya and Derna Cost of Living Comparison Between Zawiya and Derna

Monthly Cost of Living

A single person spends $422 per month in Zawiya vs $170 in Derna, rent included.

A couple spends around $694 per month in Zawiya vs $341 in Derna, rent included.

A family of three spends $967 per month in Zawiya vs $513 in Derna, rent included.

Zawiya costs about 148% more than Derna, driven mainly by Groceries & Markets.

Both Zawiya and Derna are more affordable than the global median – Zawiya 68% lower, Derna 87% lower.

Meal at Budget Restaurant

$2.73 LYD 17.42

$4.72 LYD 30.05

-42.16%

Three-Course Dinner for Two, Mid-Range

$18.45 LYD 118

$9.41 LYD 59.9

96.07%

Fast Food Meal (McDonalds, etc)

$3.75 LYD 23.89

$3.71 LYD 23.64

1.08%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.53 LYD 3.40

$0.58 LYD 3.67

-8.62%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.66 LYD 4.23

$0.70 LYD 4.45

-5.71%

Cappuccino

$0.48 LYD 3.03

$0.57 LYD 3.62

-15.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 LYD 2.91

$0.38 LYD 2.44

21.05%

Water (0.33 liter bottle)

$0.11 LYD 0.67

Milk (1 liter)

$1.03 LYD 6.54

$0.70 LYD 4.48

47.14%

White Bread (500g)

$0.23 LYD 1.47

Rice (white) (1kg)

$1.18 LYD 7.49

Eggs

$1.17 LYD 7.48

$0.76 LYD 4.81

53.95%

Local Cheese (1kg)

$4.99 LYD 31.76

Chicken Fillets (1kg)

$3.30 LYD 21.04

Beef Round Steak (1kg)

$10.39 LYD 66.2

Apples (1kg)

$2.06 LYD 13.11

Banana (1kg)

$1.33 LYD 8.49

$0.90 LYD 5.71

47.78%

Oranges (1kg)

$0.75 LYD 4.81

Tomato (1kg)

$0.53 LYD 3.36

Potato (1kg)

$0.62 LYD 3.94

Onion (1kg)

$0.33 LYD 2.12

Lettuce (1 head)

$0.38 LYD 2.43

Water (1.5 liter bottle)

$0.17 LYD 1.10

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.76 LYD 4.83

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.68 LYD 4.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 LYD 4.47

Cigarettes 20 Pack (Marlboro, Camel)

$1.85 LYD 11.76

One-way Ticket (Public Transport)

$0.91 LYD 5.78

Public Transport Monthly Pass (Regular Price)

$46.79 LYD 298

Taxi Start (Normal Tariff)

$0.90 LYD 5.74

$0.95 LYD 6.03

-5.26%

Taxi (Normal Tariff) (1km)

$0.89 LYD 5.66

Taxi 1hour Waiting (Normal Tariff)

$2.77 LYD 17.62

Gasoline (1 liter)

$0.03 LYD 0.18

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.7K LYD 87.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K LYD 104.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.61 LYD 208

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.29 LYD 40.08

Internet (50+ Mbps, Unlimited Data)

$14.17 LYD 90.2

$16.36 LYD 104

-13.39%

Gym Membership (Monthly)

$20.19 LYD 129

Tennis Court (1 Hour on Weekend)

$4.68 LYD 29.82

Cinema Ticket

$4.50 LYD 28.69

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.3 LYD 333

International Primary School, 1 Child (Yearly)

$908 LYD 5,786

Jeans (Levis 501 Or Similar)

$21.44 LYD 137

$37.41 LYD 238

-42.69%

Summer Dress (H&M, Zara, etc)

$34.92 LYD 222

$44.96 LYD 286

-22.33%

Sport Shoes (Adidas, Nike)

$32.12 LYD 205

$45.60 LYD 290

-29.56%

Men's Leather Business Shoes

$36.80 LYD 234

$46.11 LYD 294

-20.19%

1-bedroom Apartment, City Center (Monthly)

$106 LYD 674

1-bedroom Apartment, Outside City Center (Monthly)

$69.9 LYD 445

3-bedroom Apartment, City Center (Monthly)

$199 LYD 1,268

$184 LYD 1,172

8.23%

3-bedroom Apartment, Outside City Center (Monthly)

$136 LYD 864

$108 LYD 689

25.24%

Buy Apartment in City Center (m2)

$467 LYD 2,975

$194 LYD 1,236

140.76%

Buy Apartment Outside City Center (m2)

$38.16 LYD 243

$78.5 LYD 500

-51.36%

Average Monthly Net Salary (After Tax)

$253 LYD 1,613

$173 LYD 1,105

45.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiya: July 12, 2026

Last update for Derna: July 12, 2026

Cost Breakdown

Salaries run about 46% higher in Zawiya, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Zawiya versus $9.00 in Derna. Monthly groceries follow the same trend: $115 vs $15.00 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiya vs Derna: Cost of Living - Frequently Asked Questions

Zawiya costs about 148% more than Derna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $632 per month in Zawiya and $255 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $422 in Zawiya and $170 in Derna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 644% more in Zawiya, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $422 in Zawiya and $170 in Derna, leaving budget for savings and extras in both cases.

Families tend to lean toward Derna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zawiya makes more sense. Both are solid long-term options with distinct trade-offs.