Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Zupanja

For one person, living is cheaper in Zupanja: $1,667 a month against $1,772 in Zagreb, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Zagreb outweigh lower spending on other living expenses.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
77

Cost of Living Index in Zupanja
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Zupanja Living Index

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Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Zupanja

🇭🇷 Croatia

$1,667

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Zupanja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Zupanja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,667 in Zupanja.

Zagreb $1,772
Zupanja $1,667

Estimated couple costs with rent: $2,619 in Zagreb versus $2,436 in Zupanja.

Zagreb $2,619
Zupanja $2,436

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $3,205 in Zupanja.

Zagreb $3,467
Zupanja $3,205

Living in Zagreb is roughly 6% more expensive than in Zupanja, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Zagreb 30% above, Zupanja 23% above.

Meal at Budget Restaurant

$12.33 €11.08

$12.52 €11.25

-1.52%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.5

$63.6 €57.2

0.53%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$7.86 €7.06

1.91%

Cappuccino

$2.50 €2.25

$2.52 €2.26

-0.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$3.09 €2.78

Water (0.33 liter bottle)

$2.62 €2.35

$2.58 €2.32

1.55%

Local Beer (0.5 liter draught)

$3.42 €3.07

$3.33 €3.00

2.70%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.38 €3.93

2.97%

Milk (1 liter)

$1.27 €1.14

$1.31 €1.18

-3.05%

White Bread (500g)

$1.60 €1.43

$1.59 €1.43

0.63%

Rice (white) (1kg)

$2.68 €2.41

$2.82 €2.53

-4.96%

Eggs

$3.95 €3.55

$4.02 €3.61

-1.74%

Local Cheese (1kg)

$14.58 €13.10

$14.68 €13.19

-0.68%

Chicken Fillets (1kg)

$11.47 €10.30

$11.79 €10.60

-2.71%

Beef Round Steak (1kg)

$17.35 €15.59

$17.50 €15.72

-0.86%

Apples (1kg)

$2.31 €2.07

$2.25 €2.03

2.67%

Banana (1kg)

$1.65 €1.48

$1.74 €1.56

-5.17%

Oranges (1kg)

$2.19 €1.96

$2.21 €1.99

-0.90%

Tomato (1kg)

$2.56 €2.30

$2.49 €2.24

2.81%

Potato (1kg)

$1.36 €1.22

$1.35 €1.21

0.74%

Onion (1kg)

$1.20 €1.08

Lettuce (1 head)

$1.19 €1.07

Water (1.5 liter bottle)

$1.29 €1.16

$1.30 €1.17

-0.77%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.95 €5.35

2.18%

Wine (Bottle)

$11.07 €9.94

$11.06 €9.94

0.09%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.64 €1.48

3.05%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$2.38 €2.14

3.36%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.53 €1.37

-62.75%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.83

$41.70 €37.46

27.67%

Taxi Start (Normal Tariff)

$2.18 €1.96

$2.26 €2.03

-3.54%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$1.38 €1.24

4.35%

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$12.12 €10.89

2.23%

Gasoline (1 liter)

$1.90 €1.70

$1.82 €1.63

4.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$27.1K €24.3K

3.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$25.5K €22.9K

2.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$209 €187

3.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$22.75 €20.44

-1.80%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.80

$39.11 €35.14

-0.97%

Gym Membership (Monthly)

$48.65 €43.71

$56.0 €50.3

-13.09%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$14.51 €13.03

30.60%

Cinema Ticket

$10.41 €9.35

$10.24 €9.20

1.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$492 €442

1.51%

International Primary School, 1 Child (Yearly)

$9,720 €8,733

$10.1K €9,030

-3.29%

Jeans (Levis 501 Or Similar)

$109 €97.6

$109 €97.7

-0.12%

Summer Dress (H&M, Zara, etc)

$42.23 €37.94

$42.93 €38.57

-1.63%

Sport Shoes (Adidas, Nike)

$102 €91.9

$99.5 €89.4

2.77%

Men's Leather Business Shoes

$111 €99.3

$113 €102

-2.19%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$633 €568

40.42%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$581 €522

17.61%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$1,032 €927

42.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$806 €724

32.37%

Buy Apartment in City Center (m2)

$5,275 €4,740

$4,030 €3,621

30.91%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$3,066 €2,755

19.70%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Zupanja: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Zupanja

$581 34.8% 15% $102

Groceries & Markets

Zagreb

$314 17.7%

Zupanja

$317 19% 1% $3.3

Monthly Utilities & Internet

Zagreb

$276 15.6%

Zupanja

$270 16.2% 2% $5.6

Eating Out

Zagreb

$202 11.4%

Zupanja

$202 12.1% 0.2% $0.4

Clothing & Footwear

Zagreb

$164 9.2%

Zupanja

$164 9.8% 0.2% $0.3

Sport & Entertainment

Zagreb

$69 3.9%

Zupanja

$76 4.6% 10.1% $7

Getting Around

Zagreb

$65 3.7%

Zupanja

$57 3.4% 12.2% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $633 in Zupanja. Housing cost is often the main lever when comparing two cities.

Dining out: $64 in Zagreb vs $64 in Zupanja for a mid-range dinner for two. Groceries echo the gap at $314 vs $317 per month, with Zagreb cheaper across the board.

Good to know

🇭🇷 Zagreb

🇭🇷 Zupanja

🕒 Local time

19:41 7:41 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

12,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Zagreb Zupanja 230 km

From you

Zagreb
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Zupanja: Cost of Living - Frequently Asked Questions

Zagreb and Zupanja differ by about 6% in total monthly costs ($1,772 vs $1,667 including rent). Zupanja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,658 in Zagreb and $2,501 in Zupanja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $888 in Zagreb versus $633 in Zupanja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $499 in Zagreb versus $492 in Zupanja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,772 per month in Zagreb versus $1,667 in Zupanja – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $2,000 a month, though Zupanja gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Zupanja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.