Cost of Living Comparison Between Zagreb and Zupanja Cost of Living Comparison Between Zagreb and Zupanja

Monthly Cost of Living

Monthly costs for one person with rent: $1,738 in Zagreb versus $1,488 in Zupanja.

Estimated couple costs with rent: $2,574 in Zagreb versus $2,271 in Zupanja.

Monthly costs for a family of three with rent: $3,409 in Zagreb versus $3,053 in Zupanja.

Living in Zagreb is roughly 17% more expensive than Zupanja, driven mainly by Getting Around.

Both cities are pricier than the global median: Zagreb 30% above, Zupanja 11% above.

Meal at Budget Restaurant

$11.78 €10.13

$11.45 €9.85

2.88%

Three-Course Dinner for Two, Mid-Range

$69.1 €59.5

$68.9 €59.3

0.30%

Fast Food Meal (McDonalds, etc)

$9.49 €8.16

$9.43 €8.11

0.64%

Cappuccino

$2.43 €2.09

$2.49 €2.14

-2.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 €2.72

$3.03 €2.61

4.29%

Water (0.33 liter bottle)

$2.36 €2.03

$2.39 €2.05

-1.26%

Local Beer (0.5 liter draught)

$3.67 €3.16

$3.74 €3.22

-1.87%

Imported Beer (0.33 liter bottle)

$4.67 €4.01

$4.58 €3.94

1.97%

Milk (1 liter)

$1.35 €1.16

$1.28 €1.10

5.47%

White Bread (500g)

$1.87 €1.61

$1.89 €1.63

-1.06%

Rice (white) (1kg)

$2.66 €2.28

$2.67 €2.29

-0.37%

Eggs

$3.65 €3.14

$3.77 €3.24

-3.18%

Local Cheese (1kg)

$10.88 €9.36

$10.95 €9.42

-0.64%

Chicken Fillets (1kg)

$9.92 €8.54

$9.78 €8.41

1.43%

Beef Round Steak (1kg)

$12.72 €10.94

$12.46 €10.72

2.09%

Apples (1kg)

$1.88 €1.62

$1.79 €1.54

5.03%

Banana (1kg)

$1.66 €1.43

$1.74 €1.50

-4.60%

Oranges (1kg)

$1.98 €1.71

Tomato (1kg)

$3.06 €2.64

$3.04 €2.62

0.66%

Potato (1kg)

$1.44 €1.24

$1.43 €1.23

0.70%

Onion (1kg)

$1.47 €1.26

$1.44 €1.24

2.08%

Lettuce (1 head)

$1.30 €1.12

$1.28 €1.10

1.56%

Water (1.5 liter bottle)

$1.29 €1.11

$1.33 €1.14

-3.01%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 €4.96

$5.94 €5.11

-3.03%

Wine (Bottle)

$9.49 €8.16

$9.38 €8.07

1.17%

Local Beer (0.5 liter bottle)

$1.84 €1.58

$1.79 €1.54

2.79%

Imported Beer (0.33 liter bottle)

$2.30 €1.98

$2.27 €1.95

1.32%

One-way Ticket (Public Transport)

$0.64 €0.55

$1.70 €1.46

-62.35%

Public Transport Monthly Pass (Regular Price)

$57.0 €49.05

$43.25 €37.21

31.84%

Taxi Start (Normal Tariff)

$2.28 €1.96

$2.25 €1.94

1.33%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$1.03 €0.88

3.88%

Taxi 1hour Waiting (Normal Tariff)

$10.12 €8.70

$10.18 €8.76

-0.59%

Gasoline (1 liter)

$1.79 €1.54

$1.72 €1.48

4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €30.2K

$35.4K €30.5K

-1.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €22.5K

$26.7K €23.0K

-2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €179

$210 €180

-1.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.19 €17.37

$20.09 €17.28

0.50%

Internet (50+ Mbps, Unlimited Data)

$32.82 €28.23

$32.95 €28.34

-0.39%

Gym Membership (Monthly)

$50.7 €43.58

$52.4 €45.10

-3.38%

Tennis Court (1 Hour on Weekend)

$14.47 €12.44

$14.57 €12.53

-0.69%

Cinema Ticket

$8.85 €7.61

$8.98 €7.72

-1.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €431

$243 €209

105.96%

International Primary School, 1 Child (Yearly)

$13.3K €11.4K

$13.0K €11.2K

2.16%

Jeans (Levis 501 Or Similar)

$98.3 €84.5

$99.5 €85.6

-1.25%

Summer Dress (H&M, Zara, etc)

$39.43 €33.92

$39.95 €34.37

-1.30%

Sport Shoes (Adidas, Nike)

$98.2 €84.5

$97.2 €83.6

1.01%

Men's Leather Business Shoes

$117 €100

$117 €101

-0.45%

1-bedroom Apartment, City Center (Monthly)

$873 €751

$652 €561

33.77%

1-bedroom Apartment, Outside City Center (Monthly)

$662 €569

$458 €394

44.52%

3-bedroom Apartment, City Center (Monthly)

$1,467 €1,262

$1,042 €896

40.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,079 €928

$776 €667

39.08%

Buy Apartment in City Center (m2)

$5,268 €4,531

$4,189 €3,603

25.76%

Buy Apartment Outside City Center (m2)

$3,255 €2,800

$3,244 €2,791

0.33%

Average Monthly Net Salary (After Tax)

$1,886 €1,623

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: June 2, 2026

Last update for Zupanja: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $873 in Zagreb and $652 in Zupanja. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Zagreb vs $69.0 in Zupanja. Groceries flip the comparison at $281 vs $280, with Zupanja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Zupanja: Cost of Living - Frequently Asked Questions

Zagreb and Zupanja differ by about 17% in total monthly costs ($1,738 vs $1,488 including rent). Zupanja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,607 in Zagreb and $2,232 in Zupanja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $873 in Zagreb versus $652 in Zupanja. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Zupanja – a meal for two runs $69.0 versus $69.0 in Zagreb. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,488 in Zupanja versus $1,738 in Zagreb, a $1,000 budget is realistic in Zupanja but tight or insufficient in Zagreb. The gap between the two cities makes Zupanja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Zupanja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zupanja gentler on the wallet – expenses run 17% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.