Cost of Living Comparison Between Zagreb and Umag Cost of Living Comparison Between Zagreb and Umag

🙂 Solo nomad: Zagreb is 6.5% cheaper than Umag without rent, and 16.7% more expensive with rent.

😐 Family of 3: Zagreb is 14.3% more expensive than Umag without rent, and 10.9% more expensive with rent.

Meal at Budget Restaurant

$11.62 €9.86

$11.46 €9.72

1.40%

Three-Course Dinner for Two, Mid-Range

$68.2 €57.8

$69.6 €59.0

-2.01%

Fast Food Meal (McDonalds, etc)

$9.14 €7.75

$9.35 €7.93

-2.25%

Cappuccino

$2.53 €2.15

$2.27 €1.92

11.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 €2.67

$3.10 €2.63

1.61%

Water (0.33 liter bottle)

$2.39 €2.03

$2.25 €1.90

6.22%

Local Beer (0.5 liter draught)

$3.66 €3.10

$3.73 €3.16

-1.88%

Imported Beer (0.33 liter bottle)

$4.76 €4.04

$4.54 €3.85

4.85%

Milk (1 liter)

$1.29 €1.10

White Bread (500g)

$1.94 €1.64

$1.87 €1.59

3.74%

Rice (white) (1kg)

$2.76 €2.34

$2.72 €2.31

1.47%

Eggs

$3.67 €3.11

$3.82 €3.24

-3.93%

Local Cheese (1kg)

$10.99 €9.32

$11.14 €9.45

-1.35%

Chicken Fillets (1kg)

$9.71 €8.24

$9.51 €8.06

2.10%

Beef Round Steak (1kg)

$12.94 €10.97

$12.64 €10.72

2.37%

Apples (1kg)

$1.81 €1.54

$1.80 €1.52

0.56%

Banana (1kg)

$1.74 €1.47

$1.71 €1.45

1.75%

Oranges (1kg)

$2.03 €1.72

Tomato (1kg)

$3.04 €2.58

$2.95 €2.50

3.05%

Potato (1kg)

$1.44 €1.22

$1.40 €1.18

2.86%

Onion (1kg)

$1.39 €1.18

Lettuce (1 head)

$1.31 €1.11

$1.27 €1.08

3.15%

Water (1.5 liter bottle)

$1.32 €1.12

$1.34 €1.13

-1.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 €4.94

$5.81 €4.92

0.17%

Wine (Bottle)

$8.26 €7.00

$7.99 €6.78

3.38%

Local Beer (0.5 liter bottle)

$1.85 €1.57

$1.83 €1.55

1.09%

Imported Beer (0.33 liter bottle)

$2.28 €1.94

$2.24 €1.90

1.79%

One-way Ticket (Public Transport)

$0.63 €0.54

$1.77 €1.50

-64.41%

Public Transport Monthly Pass (Regular Price)

$58.8 €49.88

$42.04 €35.65

39.91%

Taxi Start (Normal Tariff)

$2.33 €1.98

$2.29 €1.94

1.75%

Taxi (Normal Tariff) (1km)

$1.01 €0.86

$1.06 €0.90

-4.72%

Taxi 1hour Waiting (Normal Tariff)

$10.25 €8.69

$10.28 €8.72

-0.29%

Gasoline (1 liter)

$1.79 €1.52

$1.77 €1.50

1.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €29.6K

$34.9K €29.6K

0.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €22.4K

$26.0K €22.0K

1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 €172

$207 €176

-1.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.49 €16.52

$19.64 €16.65

-0.76%

Internet (50+ Mbps, Unlimited Data)

$32.79 €27.81

$32.99 €27.98

-0.61%

Gym Membership (Monthly)

$49.37 €41.87

$51.3 €43.52

-3.80%

Tennis Court (1 Hour on Weekend)

$14.33 €12.16

$15.03 €12.75

-4.66%

Cinema Ticket

$9.05 €7.67

$8.43 €7.15

7.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 €422

$237 €201

110.03%

International Primary School, 1 Child (Yearly)

$13.2K €11.2K

$13.3K €11.3K

-0.46%

Jeans (Levis 501 Or Similar)

$101 €85.7

$98.8 €83.8

2.23%

Summer Dress (H&M, Zara, etc)

$39.36 €33.38

$39.46 €33.46

-0.25%

Sport Shoes (Adidas, Nike)

$98.6 €83.6

$95.5 €81.0

3.22%

Men's Leather Business Shoes

$119 €101

-0.19%

1-bedroom Apartment, City Center (Monthly)

$854 €724

$674 €572

26.64%

1-bedroom Apartment, Outside City Center (Monthly)

$685 €581

$458 €388

49.57%

3-bedroom Apartment, City Center (Monthly)

$1,506 €1,277

$1,055 €895

42.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 €904

$774 €656

37.86%

Buy Apartment in City Center (m2)

$5,460 €4,630

$3,872 €3,284

41.00%

Buy Apartment Outside City Center (m2)

$3,542 €3,003

$2,727 €2,312

29.89%

Average Monthly Net Salary (After Tax)

$1,935 €1,641

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: April 11, 2026

Last update for Umag: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs other spots: cost of living compared

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