Cost of Living Comparison Between Zagreb and Umag Cost of Living Comparison Between Zagreb and Umag

😐 Solo nomad: Zagreb is 3.1% more expensive than Umag without rent, and 11.3% more expensive with rent.

🙂 Family of 3: Zagreb is 3.4% cheaper than Umag without rent, and 14.2% more expensive with rent.

Meal at Budget Restaurant

$11.36 €9.81

$11.39 €9.83

-0.26%

Three-Course Dinner for Two, Mid-Range

$70.1 €60.5

$68.3 €59

2.61%

Fast Food Meal (McDonalds, etc)

$9.15 €7.9

$9.02 €7.78

1.44%

Cappuccino

$2.52 €2.18

$2.26 €1.95

11.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.67

$3.06 €2.64

0.98%

Water (0.33 liter bottle)

$2.37 €2.04

$2.29 €1.98

3.49%

Local Beer (0.5 liter draught)

$3.78 €3.26

$3.66 €3.16

3.28%

Imported Beer (0.33 liter bottle)

$4.57 €3.95

$4.71 €4.06

-2.97%

Milk (1 liter)

$1.33 €1.15

$1.35 €1.17

-1.48%

White Bread (500g)

$1.88 €1.63

$1.94 €1.67

-3.09%

Rice (white) (1kg)

$2.64 €2.28

$2.71 €2.34

-2.58%

Eggs

$3.61 €3.12

$3.83 €3.31

-5.74%

Local Cheese (1kg)

$10.86 €9.38

$11.24 €9.71

-3.38%

Chicken Fillets (1kg)

$9.88 €8.53

$9.9 €8.55

-0.20%

Beef Round Steak (1kg)

$12.59 €10.87

$12.88 €11.12

-2.25%

Apples (1kg)

$1.89 €1.63

$1.79 €1.54

5.59%

Banana (1kg)

$1.73 €1.49

$1.72 €1.48

0.58%

Oranges (1kg)

$2.03 €1.76

$1.96 €1.69

3.57%

Tomato (1kg)

$3.11 €2.68

$3 €2.59

3.67%

Potato (1kg)

$1.38 €1.19

$1.39 €1.2

-0.72%

Onion (1kg)

$1.46 €1.26

$1.47 €1.27

-0.68%

Lettuce (1 head)

$1.27 €1.1

$1.26 €1.09

0.79%

Water (1.5 liter bottle)

$1.33 €1.14

$1.32 €1.14

0.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €5.01

$5.87 €5.06

-1.02%

Wine (Bottle)

$8.04 €6.94

$8.26 €7.14

-2.66%

Local Beer (0.5 liter bottle)

$1.83 €1.58

Imported Beer (0.33 liter bottle)

$2.29 €1.98

$2.3 €1.98

-0.43%

One-way Ticket (Public Transport)

$0.58 €0.5

$1.76 €1.52

-67.05%

Public Transport Monthly Pass (Regular Price)

$57.8 €49.86

$43.01 €37.13

34.27%

Taxi Start (Normal Tariff)

$2.27 €1.96

$2.25 €1.94

0.89%

Taxi (Normal Tariff) (1km)

$1.06 €0.91

$1.07 €0.92

-0.93%

Taxi 1hour Waiting (Normal Tariff)

$10.1 €8.72

$10.13 €8.74

-0.30%

Gasoline (1 liter)

$1.71 €1.47

$1.73 €1.49

-1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €29.7K

$34.7K €30K

-0.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K €22.4K

$26.5K €22.9K

-1.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €178

$209 €181

-1.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.07 €17.33

$20.15 €17.4

-0.40%

Internet (50+ Mbps, Unlimited Data)

$33.01 €28.5

$32.5 €28.06

1.57%

Gym Membership (Monthly)

$48.98 €42.29

$51.3 €44.29

-4.52%

Tennis Court (1 Hour on Weekend)

$13.95 €12.04

$14.51 €12.53

-3.86%

Cinema Ticket

$8.95 €7.72

$8.69 €7.51

2.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$513 €443

$240 €207

114.16%

International Primary School, 1 Child (Yearly)

$13.4K €11.5K

$13K €11.3K

2.60%

Jeans (Levis 501 Or Similar)

$99.1 €85.6

$101 €87.5

-2.25%

Summer Dress (H&M, Zara, etc)

$39.21 €33.86

$39.67 €34.25

-1.16%

Sport Shoes (Adidas, Nike)

$98.6 €85.1

$95.9 €82.8

2.86%

Men's Leather Business Shoes

$116 €99.9

$115 €99.3

0.53%

1-bedroom Apartment, City Center (Monthly)

$867 €748

$673 €581

28.70%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €579

$455 €393

47.51%

3-bedroom Apartment, City Center (Monthly)

$1,484 €1,281

$1,047 €904

41.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,048 €905

$783 €676

33.84%

Buy Apartment in City Center (m2)

$5,613 €4,846

$4,296 €3,709

30.66%

Buy Apartment Outside City Center (m2)

$3,596 €3,105

$3,573 €3,085

0.65%

Average Monthly Net Salary (After Tax)

$1,902 €1,642

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 28, 2025

Last update for Umag: October 29, 2025

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