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Cost of Living Comparison Between Zagreb and Ubud, Bali Cost of Living Comparison Between Zagreb and Ubud, Bali

😐 Solo nomad: Zagreb is 81% more expensive than Ubud, Bali without rent, and 130.1% more expensive with rent.
😐 Family of 3: Zagreb is 55.3% more expensive than Ubud, Bali without rent, and 113.2% more expensive with rent.
Currency
🍽 Eating Out
Zagreb
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.77 €10.13
$2.85 Rp 47.5K
312.98%
Three-Course Dinner for Two, Mid-Range
$70.5 €60.7
$12.26 Rp 204.3K
474.71%
Fast Food Meal (McDonalds, etc)
$9.44 €8.13
$3.28 Rp 54.6K
187.80%
Cappuccino
$2.51 €2.16
$2.3 Rp 38.3K
9.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 €2.59
$1.11 Rp 18.5K
171.17%
Water (0.33 liter bottle)
$2.34 €2.02
$0.26 Rp 4,324
800.00%
Local Beer (0.5 liter draught)
$3.75 €3.23
$2.4 Rp 40K
56.25%
Imported Beer (0.33 liter bottle)
$4.67 €4.02
$3.15 Rp 52.5K
48.25%
🛒 Groceries & Markets
Zagreb
Ubud, Bali
Difference
Milk (1 liter)
$1.29 €1.11
$1.49 Rp 24.9K
-13.42%
White Bread (500g)
$1.89 €1.62
$1.65 Rp 27.5K
14.55%
Rice (white) (1kg)
$2.75 €2.36
$1.13 Rp 18.9K
143.36%
Eggs
$3.61 €3.11
$2.33 Rp 38.9K
54.94%
Local Cheese (1kg)
$11.15 €9.6
$13.7 Rp 228.3K
-18.61%
Chicken Fillets (1kg)
$9.89 €8.51
$3.97 Rp 66.2K
149.12%
Beef Round Steak (1kg)
$12.49 €10.76
$11.22 Rp 187K
11.32%
Apples (1kg)
$1.86 €1.6
$3.48 Rp 57.9K
-46.55%
Banana (1kg)
$1.71 €1.47
$1.5 Rp 25K
14.00%
Oranges (1kg)
$2.03 €1.75
$2.68 Rp 44.6K
-24.25%
Tomato (1kg)
$3.09 €2.66
$1.35 Rp 22.5K
128.89%
Potato (1kg)
$1.43 €1.23
$1.57 Rp 26.2K
-8.92%
Onion (1kg)
$1.4 €1.2
$2.1 Rp 34.9K
-33.33%
Lettuce (1 head)
$1.3 €1.12
$1.03 Rp 17.1K
26.21%
Water (1.5 liter bottle)
$1.32 €1.13
$0.57 Rp 9,488
131.58%
Cigarettes 20 Pack (Marlboro, Camel)
$5.75 €4.95
$2.31 Rp 38.5K
148.92%
Wine (Bottle)
$7.99 €6.88
$15.21 Rp 253.5K
-47.47%
Local Beer (0.5 liter bottle)
$1.85 €1.6
$2.49 Rp 41.5K
-25.70%
Imported Beer (0.33 liter bottle)
$2.2 €1.9
$2.66 Rp 44.3K
-17.29%
🚌 Getting Around
Zagreb
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.64 €0.55
$0.29 Rp 4,911
120.69%
Public Transport Monthly Pass (Regular Price)
$58.8 €50.7
$10.03 Rp 167.1K
486.54%
Taxi Start (Normal Tariff)
$2.36 €2.04
$0.45 Rp 7,480
424.44%
Taxi (Normal Tariff) (1km)
$1.06 €0.92
$0.34 Rp 5,748
211.76%
Taxi 1hour Waiting (Normal Tariff)
$10.27 €8.84
$5.97 Rp 99.4K
72.03%
Gasoline (1 liter)
$1.73 €1.49
$0.75 Rp 12.4K
130.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K €29.4K
$25.8K Rp 430.2M
32.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K €23.2K
$31.7K Rp 528.9M
-15.30%
🧾 Monthly Utilities & Internet
Zagreb
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$208 €179
$64.6 Rp 1.1M
222.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.15 €17.36
$4.14 Rp 69K
386.71%
Internet (50+ Mbps, Unlimited Data)
$32.01 €27.57
$23.99 Rp 399.7K
33.43%
🎉 Sport & Entertainment
Zagreb
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.85 €42.94
$23.29 Rp 388.1K
114.04%
Tennis Court (1 Hour on Weekend)
$14.03 €12.09
$6.19 Rp 103.1K
126.66%
Cinema Ticket
$9.05 €7.8
$3.45 Rp 57.5K
162.32%
🧸 Childcare & Education
Zagreb
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 €432
$91.9 Rp 1.5M
445.58%
International Primary School, 1 Child (Yearly)
$13.1K €11.3K
$5,912 Rp 98.5M
121.15%
👕👟 Clothing & Footwear
Zagreb
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$99.9 €86
$51.5 Rp 857.6K
94.02%
Summer Dress (H&M, Zara, etc)
$40.06 €34.51
$24.45 Rp 407.3K
63.84%
Sport Shoes (Adidas, Nike)
$98.5 €84.9
$84.4 Rp 1.4M
16.79%
Men's Leather Business Shoes
$119 €103
$74.3 Rp 1.2M
60.41%
🏠 Accommodation & Living
Zagreb
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$881 €758
$261 Rp 4.4M
236.94%
1-bedroom Apartment, Outside City Center (Monthly)
$669 €576
$160 Rp 2.7M
319.20%
3-bedroom Apartment, City Center (Monthly)
$1,504 €1,295
$585 Rp 9.7M
157.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,077 €927
$328 Rp 5.5M
227.90%
Buy Apartment in City Center (m2)
$5,848 €5,037
$985 Rp 16.4M
493.65%
Buy Apartment Outside City Center (m2)
$3,594 €3,095
$847 Rp 14.1M
324.34%
💵 Salaries & Financials
Zagreb
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,938 €1,670
$178 Rp 3M
989.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
13.28
-71.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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