Cost of Living Comparison Between Zagreb and Oneonta, NY Cost of Living Comparison Between Zagreb and Oneonta, NY

Monthly Cost of Living

A single person spends $1,789 per month in Zagreb vs $2,034 in Oneonta, NY, rent included.

A couple spends around $2,672 per month in Zagreb vs $2,957 in Oneonta, NY, rent included.

A family of three spends $3,554 per month in Zagreb vs $3,880 in Oneonta, NY, rent included.

Zagreb is about 12% cheaper than Oneonta, NY, driven mainly by Clothing & Footwear.

Both Zagreb and Oneonta, NY sit above the global median – Zagreb by 30%, Oneonta, NY by 48%.

Meal at Budget Restaurant

$13.61 €11.74

$17.40 $17.40

-21.78%

Three-Course Dinner for Two, Mid-Range

$60.1 €51.9

$55.0 $55.0

9.29%

Fast Food Meal (McDonalds, etc)

$7.99 €6.90

$6.58 $6.58

21.43%

Cappuccino

$2.59 €2.23

$4.08 $4.08

-36.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.62

$2.57 $2.57

17.90%

Water (0.33 liter bottle)

$2.64 €2.28

$2.05 $2.05

28.78%

Local Beer (0.5 liter draught)

$3.45 €2.98

$2.95 $2.95

16.95%

Imported Beer (0.33 liter bottle)

$4.62 €3.98

$4.02 $4.02

14.93%

Milk (1 liter)

$1.39 €1.20

$0.93 $0.93

49.46%

White Bread (500g)

$1.82 €1.57

$2.96 $2.96

-38.51%

Rice (white) (1kg)

$3.04 €2.63

$1.17 $1.17

159.83%

Eggs

$4.07 €3.51

$1.97 $1.97

106.60%

Local Cheese (1kg)

$16.18 €13.96

$11.05 $11.05

46.43%

Chicken Fillets (1kg)

$12.77 €11.02

$7.72 $7.72

65.41%

Beef Round Steak (1kg)

$18.32 €15.81

$9.95 $9.95

84.12%

Apples (1kg)

$2.42 €2.09

$3.09 $3.09

-21.68%

Banana (1kg)

$1.88 €1.62

$1.15 $1.15

63.48%

Oranges (1kg)

$2.16 €1.87

$2.60 $2.60

-16.92%

Tomato (1kg)

$2.62 €2.26

$4.44 $4.44

-40.99%

Potato (1kg)

$1.39 €1.20

$1.55 $1.55

-10.32%

Onion (1kg)

$1.11 €0.96

$1.66 $1.66

-33.13%

Lettuce (1 head)

$1.34 €1.16

$1.47 $1.47

-8.84%

Water (1.5 liter bottle)

$1.33 €1.15

$1.46 $1.46

-8.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.09

$11.20 $11.20

-47.32%

Wine (Bottle)

$9.56 €8.25

$14.25 $14.25

-32.91%

Local Beer (0.5 liter bottle)

$1.65 €1.42

$2.92 $2.92

-43.49%

Imported Beer (0.33 liter bottle)

$2.36 €2.04

$1.51 $1.51

56.29%

One-way Ticket (Public Transport)

$0.60 €0.51

$2.02 $2.02

-70.30%

Public Transport Monthly Pass (Regular Price)

$58.4 €50.4

Taxi Start (Normal Tariff)

$2.28 €1.97

$3.83 $3.83

-40.47%

Taxi (Normal Tariff) (1km)

$1.47 €1.26

$2.18 $2.18

-32.57%

Taxi 1hour Waiting (Normal Tariff)

$10.76 €9.29

$29.98 $29.98

-64.11%

Gasoline (1 liter)

$1.95 €1.68

$1.03 $1.03

89.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €24.3K

$27.4K $27.4K

2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €23.5K

$26.4K $26.4K

3.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €190

$142 $142

55.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.53 €19.44

$35.59 $35.59

-36.70%

Internet (50+ Mbps, Unlimited Data)

$40.79 €35.20

$74.1 $74.1

-44.95%

Gym Membership (Monthly)

$53.5 €46.15

$42.34 $42.34

26.31%

Tennis Court (1 Hour on Weekend)

$19.36 €16.70

Cinema Ticket

$9.15 €7.90

$12.03 $12.03

-23.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$541 €467

$1,716 $1,716

-68.50%

International Primary School, 1 Child (Yearly)

$10.6K €9,151

$17.9K $17.9K

-40.85%

Jeans (Levis 501 Or Similar)

$108 €93.5

$41.54 $41.54

160.86%

Summer Dress (H&M, Zara, etc)

$46.72 €40.32

$40.28 $40.28

15.99%

Sport Shoes (Adidas, Nike)

$97.1 €83.8

$74.4 $74.4

30.58%

Men's Leather Business Shoes

$111 €95.6

$81.8 $81.8

35.44%

1-bedroom Apartment, City Center (Monthly)

$906 €782

$1,111 $1,111

-18.46%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €589

$1,086 $1,086

-37.10%

3-bedroom Apartment, City Center (Monthly)

$1,436 €1,239

$2,028 $2,028

-29.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 €933

$1,729 $1,729

-37.45%

Buy Apartment in City Center (m2)

$5,360 €4,625

$1,644 $1,644

226.01%

Buy Apartment Outside City Center (m2)

$3,494 €3,015

$1,685 $1,685

107.35%

Average Monthly Net Salary (After Tax)

$2,015 €1,739

$4,038 $4,038

-50.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

6.03

-46.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: August 31, 2026

Last update for Oneonta, NY: August 29, 2026

Cost Breakdown

A central one-bedroom costs $906 in Zagreb versus $1,111 in Oneonta, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 100% higher in Oneonta, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Zagreb versus $55.0 in Oneonta, NY. Monthly groceries follow the same trend: $333 vs $285 – making Oneonta, NY the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Oneonta, NY costs about 14% more than Zagreb, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,684 per month in Zagreb and $3,050 in Oneonta, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zagreb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $60.0 in Zagreb and $55.0 in Oneonta, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 17% cheaper in Oneonta, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Zagreb, where all-in costs run around $1,789, than in Oneonta, NY at $2,034. In Zagreb it covers expenses comfortably, while in Oneonta, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Zagreb costs $1,789 versus $2,034 in Oneonta, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zagreb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oneonta, NY makes more sense. Both are solid long-term options with distinct trade-offs.