Cost of Living Comparison Between Zagreb and Oneonta, NY Cost of Living Comparison Between Zagreb and Oneonta, NY

Monthly Cost of Living

A single person spends $1,717 per month in Zagreb vs $1,868 in Oneonta, NY, rent included.

A couple spends around $2,576 per month in Zagreb vs $2,817 in Oneonta, NY, rent included.

A family of three spends $3,434 per month in Zagreb vs $3,767 in Oneonta, NY, rent included.

Zagreb is about 8% cheaper than Oneonta, NY, driven mainly by Monthly Utilities & Internet.

Both Zagreb and Oneonta, NY sit above the global median – Zagreb by 29%, Oneonta, NY by 40%.

Meal at Budget Restaurant

$11.53 €10.07

$16.82 $16.82

-31.45%

Three-Course Dinner for Two, Mid-Range

$69.1 €60.4

$54.7 $54.7

26.41%

Fast Food Meal (McDonalds, etc)

$9.03 €7.89

$6.59 $6.59

37.03%

Cappuccino

$2.43 €2.12

$3.89 $3.89

-37.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.65

$2.18 $2.18

39.45%

Water (0.33 liter bottle)

$2.48 €2.17

$1.85 $1.85

34.05%

Local Beer (0.5 liter draught)

$3.79 €3.31

$3.02 $3.02

25.50%

Imported Beer (0.33 liter bottle)

$4.73 €4.14

$4.03 $4.03

17.37%

Milk (1 liter)

$1.31 €1.14

$0.99 $0.99

32.32%

White Bread (500g)

$1.96 €1.71

$2.96 $2.96

-33.78%

Rice (white) (1kg)

$2.63 €2.30

$1.15 $1.15

128.70%

Eggs

$3.83 €3.35

$2.04 $2.04

87.75%

Local Cheese (1kg)

$10.89 €9.52

$10.85 $10.85

0.37%

Chicken Fillets (1kg)

$9.45 €8.25

$7.45 $7.45

26.85%

Beef Round Steak (1kg)

$12.74 €11.13

$10.18 $10.18

25.15%

Apples (1kg)

$1.87 €1.63

$3.22 $3.22

-41.93%

Banana (1kg)

$1.75 €1.53

$1.14 $1.14

53.51%

Oranges (1kg)

$2.03 €1.77

$2.56 $2.56

-20.70%

Tomato (1kg)

$2.96 €2.58

$4.42 $4.42

-33.03%

Potato (1kg)

$1.45 €1.27

$1.48 $1.48

-2.03%

Onion (1kg)

$1.41 €1.23

$1.62 $1.62

-12.96%

Lettuce (1 head)

$1.28 €1.12

$1.41 $1.41

-9.22%

Water (1.5 liter bottle)

$1.31 €1.15

$1.54 $1.54

-14.94%

Cigarettes 20 Pack (Marlboro, Camel)

$5.75 €5.02

$11.13 $11.13

-48.34%

Wine (Bottle)

$9.30 €8.12

$14.27 $14.27

-34.83%

Local Beer (0.5 liter bottle)

$1.86 €1.63

$2.90 $2.90

-35.86%

Imported Beer (0.33 liter bottle)

$2.22 €1.94

$1.52 $1.52

46.05%

One-way Ticket (Public Transport)

$0.59 €0.52

$1.94 $1.94

-69.59%

Public Transport Monthly Pass (Regular Price)

$58.1 €50.8

Taxi Start (Normal Tariff)

$2.26 €1.97

$3.97 $3.97

-43.07%

Taxi (Normal Tariff) (1km)

$1.06 €0.93

$1.40 $1.40

-24.29%

Taxi 1hour Waiting (Normal Tariff)

$10.22 €8.93

$30.30 $30.30

-66.27%

Gasoline (1 liter)

$1.71 €1.49

$0.90 $0.90

90.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €30.0K

$27.0K $27.0K

26.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.2K

$26.2K $26.2K

1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €183

$121 $121

72.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.14 €17.60

$34.87 $34.87

-42.24%

Internet (50+ Mbps, Unlimited Data)

$32.85 €28.70

$73.9 $73.9

-55.55%

Gym Membership (Monthly)

$50.4 €44.01

$43.19 $43.19

16.65%

Tennis Court (1 Hour on Weekend)

$14.41 €12.59

Cinema Ticket

$9.00 €7.86

$12.09 $12.09

-25.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 €447

$1,688 $1,688

-69.71%

International Primary School, 1 Child (Yearly)

$13.1K €11.4K

$17.6K $17.6K

-25.84%

Jeans (Levis 501 Or Similar)

$102 €88.8

$40.85 $40.85

148.74%

Summer Dress (H&M, Zara, etc)

$39.74 €34.72

$40.48 $40.48

-1.83%

Sport Shoes (Adidas, Nike)

$96.1 €84.0

$75.9 $75.9

26.61%

Men's Leather Business Shoes

$118 €103

$80.1 $80.1

47.36%

1-bedroom Apartment, City Center (Monthly)

$881 €770

$1,092 $1,092

-19.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €586

$905 $905

-25.89%

3-bedroom Apartment, City Center (Monthly)

$1,520 €1,328

$1,981 $1,981

-23.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,052 €919

$1,713 $1,713

-38.57%

Buy Apartment in City Center (m2)

$4,920 €4,298

$1,667 $1,667

195.10%

Buy Apartment Outside City Center (m2)

$3,240 €2,831

$1,663 $1,663

94.83%

Average Monthly Net Salary (After Tax)

$1,915 €1,673

$4,010 $4,010

-52.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

6.42

-42.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: July 11, 2026

Last update for Oneonta, NY: July 12, 2026

Cost Breakdown

A central one-bedroom costs $881 in Zagreb versus $1,092 in Oneonta, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 109% higher in Oneonta, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Zagreb versus $55.0 in Oneonta, NY. Groceries tell a different story – $280 in Zagreb vs $286 in Oneonta, NY – so Zagreb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Oneonta, NY costs about 9% more than Zagreb, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,575 per month in Zagreb and $2,802 in Oneonta, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zagreb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $69.0 in Zagreb and $55.0 in Oneonta, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Oneonta, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Zagreb, where all-in costs run around $1,717, than in Oneonta, NY at $1,868. In Zagreb it covers expenses comfortably, while in Oneonta, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Zagreb costs $1,717 versus $1,868 in Oneonta, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zagreb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oneonta, NY makes more sense. Both are solid long-term options with distinct trade-offs.