Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Nova Gradiska

For one person, living is cheaper in Nova Gradiska: $1,599 a month against $1,772 in Zagreb, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
76

Cost of Living Index in Nova Gradiska
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Nova Gradiska Living Index

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Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Nova Gradiska

🇭🇷 Croatia

$1,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Nova Gradiska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Nova Gradiska actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,599 in Nova Gradiska.

Zagreb $1,772
Nova Gradiska $1,599

Estimated couple costs with rent: $2,619 in Zagreb versus $2,434 in Nova Gradiska.

Zagreb $2,619
Nova Gradiska $2,434

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $3,269 in Nova Gradiska.

Zagreb $3,467
Nova Gradiska $3,269

Living in Zagreb is roughly 11% more expensive than in Nova Gradiska, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zagreb 30% above, Nova Gradiska 17% above.

Meal at Budget Restaurant

$12.33 €11.08

$13.59 €12.21

-9.27%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$72.5 €65.2

-11.84%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$9.99 €8.97

-19.82%

Cappuccino

$2.50 €2.25

$2.29 €2.06

9.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$3.02 €2.71

2.32%

Water (0.33 liter bottle)

$2.62 €2.35

$1.88 €1.68

39.36%

Local Beer (0.5 liter draught)

$3.42 €3.07

$3.93 €3.53

-12.98%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.55 €4.08

-0.88%

Milk (1 liter)

$1.27 €1.14

$1.26 €1.13

0.79%

White Bread (500g)

$1.60 €1.43

Rice (white) (1kg)

$2.68 €2.41

$3.44 €3.09

-22.09%

Eggs

$3.95 €3.54

$3.68 €3.31

7.34%

Local Cheese (1kg)

$14.58 €13.10

$16.08 €14.44

-9.33%

Chicken Fillets (1kg)

$11.47 €10.30

$10.37 €9.32

10.61%

Beef Round Steak (1kg)

$17.35 €15.58

$14.21 €12.76

22.10%

Apples (1kg)

$2.31 €2.07

$1.63 €1.47

41.72%

Banana (1kg)

$1.65 €1.48

$1.69 €1.52

-2.37%

Oranges (1kg)

$2.19 €1.96

$1.84 €1.65

19.02%

Tomato (1kg)

$2.56 €2.30

$2.55 €2.29

0.39%

Potato (1kg)

$1.36 €1.22

$1.37 €1.23

-0.73%

Onion (1kg)

$1.20 €1.08

$1.30 €1.17

-7.69%

Lettuce (1 head)

$1.19 €1.07

$1.31 €1.18

-9.16%

Water (1.5 liter bottle)

$1.29 €1.16

$1.31 €1.18

-1.53%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.74 €5.16

5.92%

Wine (Bottle)

$11.07 €9.94

$7.68 €6.90

44.14%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.68 €1.51

0.60%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$2.20 €1.97

11.82%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.54 €1.38

-62.99%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$48.41 €43.49

9.98%

Taxi Start (Normal Tariff)

$2.18 €1.96

$5.50 €4.94

-60.36%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$13.43 €12.07

-7.74%

Gasoline (1 liter)

$1.90 €1.70

$1.86 €1.68

2.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$27.9K €25.0K

0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$24.2K €21.8K

7.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$188 €169

14.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$24.21 €21.75

-7.72%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$39.64 €35.61

-2.30%

Gym Membership (Monthly)

$48.65 €43.70

$48.88 €43.91

-0.47%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$16.70 €15.00

13.47%

Cinema Ticket

$10.41 €9.35

$10.25 €9.21

1.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$546 €490

-8.57%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$12.8K €11.5K

-24.09%

Jeans (Levis 501 Or Similar)

$109 €97.6

$99.8 €89.7

8.78%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$42.59 €38.26

-0.85%

Sport Shoes (Adidas, Nike)

$102 €91.9

$103 €92.6

-0.78%

Men's Leather Business Shoes

$111 €99.3

$110 €98.6

0.68%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$593 €532

49.91%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$542 €487

25.99%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$1,342 €1,205

9.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$873 €784

22.18%

Buy Apartment in City Center (m2)

$5,275 €4,739

$3,984 €3,579

32.40%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$3,021 €2,714

21.46%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.73

-11.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Nova Gradiska: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Nova Gradiska

$542 33.9% 20.6% $141

Groceries & Markets

Zagreb

$314 17.7%

Nova Gradiska

$294 18.4% 6.2% $20

Monthly Utilities & Internet

Zagreb

$276 15.6%

Nova Gradiska

$251 15.7% 8.9% $25

Eating Out

Zagreb

$202 11.4%

Nova Gradiska

$215 13.4% 6.4% $13

Clothing & Footwear

Zagreb

$164 9.2%

Nova Gradiska

$160 10% 2.3% $3.8

Sport & Entertainment

Zagreb

$69 3.9%

Nova Gradiska

$69 4.3% 0.1% $0.1

Getting Around

Zagreb

$65 3.7%

Nova Gradiska

$67 4.2% 3.7% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $593 in Nova Gradiska. Housing cost is often the main lever when comparing two cities.

Dining out: $64 in Zagreb vs $73 in Nova Gradiska. Groceries flip the comparison at $314 vs $294, with Nova Gradiska cheaper for home cooking.

Good to know

🇭🇷 Zagreb

🇭🇷 Nova Gradiska

🕒 Local time

21:28 9:28 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

11,690

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Nova Gradiska: Cost of Living - Frequently Asked Questions

Nova Gradiska is about 10% cheaper overall, especially in groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,658 in Zagreb and $2,398 in Nova Gradiska to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $888 in Zagreb versus $593 in Nova Gradiska. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Zagreb – a meal for two runs $64 versus $73 in Nova Gradiska. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,772 per month in Zagreb versus $1,599 in Nova Gradiska – Nova Gradiska is about 10% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,500. Nova Gradiska is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Nova Gradiska are both considered safe, so it’s unlikely to be the deciding factor between them.