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Cost of Living Comparison Between Zagreb and Masterton Cost of Living Comparison Between Zagreb and Masterton

🙂 Solo nomad: Zagreb is 9.7% cheaper than Masterton without rent, and 13.5% more expensive with rent.
😐 Family of 3: Zagreb is 10% more expensive than Masterton without rent, and 1.6% cheaper with rent.
Currency
🍽 Eating Out
Zagreb
Masterton
Difference
Meal at Budget Restaurant
$11.61 €10
$9.99 NZ$17.41
16.22%
Three-Course Dinner for Two, Mid-Range
$69.1 €59.5
$90.9 NZ$158
-24.02%
Fast Food Meal (McDonalds, etc)
$8.99 €7.75
$9.17 NZ$15.98
-1.96%
Cappuccino
$2.53 €2.18
$3.25 NZ$5.67
-22.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 €2.64
$2.07 NZ$3.6
47.83%
Water (0.33 liter bottle)
$2.43 €2.09
$1.59 NZ$2.76
52.83%
Local Beer (0.5 liter draught)
$3.74 €3.22
$3.68 NZ$6.42
1.63%
Imported Beer (0.33 liter bottle)
$4.5 €3.88
$4.17 NZ$7.26
7.91%
🛒 Groceries & Markets
Zagreb
Masterton
Difference
Milk (1 liter)
$1.36 €1.17
$1.54 NZ$2.68
-11.69%
White Bread (500g)
$1.96 €1.69
$1.63 NZ$2.84
20.25%
Rice (white) (1kg)
$2.74 €2.36
$1.21 NZ$2.1
126.45%
Eggs
$3.73 €3.22
$6.13 NZ$10.68
-39.15%
Local Cheese (1kg)
$10.88 €9.38
$7.04 NZ$12.27
54.55%
Chicken Fillets (1kg)
$9.8 €8.44
$9.44 NZ$16.45
3.81%
Beef Round Steak (1kg)
$12.47 €10.75
$12.29 NZ$21.42
1.46%
Apples (1kg)
$1.86 €1.6
$1.82 NZ$3.18
2.20%
Banana (1kg)
$1.68 €1.44
$1.9 NZ$3.32
-11.58%
Oranges (1kg)
$2.05 €1.77
$2.51 NZ$4.37
-18.33%
Tomato (1kg)
$3.11 €2.68
$3.34 NZ$5.83
-6.89%
Potato (1kg)
$1.37 €1.18
$1.39 NZ$2.43
-1.44%
Onion (1kg)
$1.41 €1.21
$1.21 NZ$2.1
16.53%
Lettuce (1 head)
$1.28 €1.1
$1.76 NZ$3.07
-27.27%
Water (1.5 liter bottle)
$1.28 €1.11
$0.9 NZ$1.57
42.22%
Cigarettes 20 Pack (Marlboro, Camel)
$5.77 €4.97
$19.97 NZ$34.81
-71.11%
Wine (Bottle)
$8.29 €7.14
$8.42 NZ$14.68
-1.54%
Local Beer (0.5 liter bottle)
$1.84 €1.59
$2.31 NZ$4.02
-20.35%
Imported Beer (0.33 liter bottle)
$2.22 €1.91
$2.62 NZ$4.56
-15.27%
🚌 Getting Around
Zagreb
Masterton
Difference
One-way Ticket (Public Transport)
$0.59 €0.51
$2.42 NZ$4.22
-75.62%
Public Transport Monthly Pass (Regular Price)
$58.6 €50.5
$63.5 NZ$111
-7.69%
Taxi Start (Normal Tariff)
$2.25 €1.94
$2.45 NZ$4.28
-8.16%
Taxi (Normal Tariff) (1km)
$1.01 €0.87
$1.79 NZ$3.12
-43.58%
Taxi 1hour Waiting (Normal Tariff)
$10.16 €8.76
$41.54 NZ$72.4
-75.54%
Gasoline (1 liter)
$1.71 €1.47
$1.7 NZ$2.96
0.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K €30.4K
$24K NZ$41.9K
46.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K €23.1K
$23.4K NZ$40.7K
14.63%
🧾 Monthly Utilities & Internet
Zagreb
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 €178
$81.8 NZ$143
151.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.16 €17.37
$31.53 NZ$55
-36.06%
Internet (50+ Mbps, Unlimited Data)
$32 €27.58
$47.85 NZ$83.4
-33.12%
🎉 Sport & Entertainment
Zagreb
Masterton
Difference
Gym Membership (Monthly)
$49.6 €42.74
$40.08 NZ$69.9
23.75%
Tennis Court (1 Hour on Weekend)
$14.49 €12.48
$9.02 NZ$15.73
60.64%
Cinema Ticket
$8.78 €7.57
$8.35 NZ$14.56
5.15%
🧸 Childcare & Education
Zagreb
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$500 €431
$397 NZ$692
26.05%
International Primary School, 1 Child (Yearly)
$13.2K €11.4K
$4,768 NZ$8,309
176.76%
👕👟 Clothing & Footwear
Zagreb
Masterton
Difference
Jeans (Levis 501 Or Similar)
$101 €87.3
$68.8 NZ$120
47.28%
Summer Dress (H&M, Zara, etc)
$40.56 €34.95
$30.05 NZ$52.4
34.98%
Sport Shoes (Adidas, Nike)
$98.3 €84.7
$103 NZ$180
-4.76%
Men's Leather Business Shoes
$118 €102
$117 NZ$203
1.22%
🏠 Accommodation & Living
Zagreb
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$883 €761
$788 NZ$1,374
12.06%
1-bedroom Apartment, Outside City Center (Monthly)
$687 €592
$599 NZ$1,044
14.63%
3-bedroom Apartment, City Center (Monthly)
$1,507 €1,298
$1,266 NZ$2,207
18.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,063 €916
$1,068 NZ$1,862
-0.46%
Buy Apartment in City Center (m2)
$5,507 €4,746
-
-
Buy Apartment Outside City Center (m2)
$3,564 €3,071
-
-
💵 Salaries & Financials
Zagreb
Masterton
Difference
Average Monthly Net Salary (After Tax)
$1,920 €1,655
$1,811 NZ$3,156
6.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
6.69
-44.39%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: November 24, 2025

Last update for Masterton: November 23, 2025

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