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Cost of Living Comparison Between Zagreb and Masterton Cost of Living Comparison Between Zagreb and Masterton

๐Ÿ™‚ Solo nomad: Zagreb is 10% cheaper than Masterton without rent, and 13.5% more expensive with rent.
๐Ÿ˜ Family of 3: Zagreb is 2.5% more expensive than Masterton without rent, and 1.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Zagreb
Masterton
Difference
Meal at Budget Restaurant
$11.69 โ‚ฌ10.08
$9.88 NZ$17.20
18.32%
Three-Course Dinner for Two, Mid-Range
$68.4 โ‚ฌ58.9
$91.2 NZ$159
-25.05%
Fast Food Meal (McDonalds, etc)
$9.45 โ‚ฌ8.15
$8.82 NZ$15.35
7.14%
Cappuccino
$2.48 โ‚ฌ2.14
$3.27 NZ$5.69
-24.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 โ‚ฌ2.58
$2.09 NZ$3.63
43.06%
Water (0.33 liter bottle)
$2.46 โ‚ฌ2.12
$1.59 NZ$2.77
54.72%
Local Beer (0.5 liter draught)
$3.65 โ‚ฌ3.15
$3.59 NZ$6.24
1.67%
Imported Beer (0.33 liter bottle)
$4.57 โ‚ฌ3.94
$4.25 NZ$7.40
7.53%
๐Ÿ›’ Groceries & Markets
Zagreb
Masterton
Difference
Milk (1 liter)
$1.34 โ‚ฌ1.16
$1.55 NZ$2.70
-13.55%
White Bread (500g)
$1.96 โ‚ฌ1.69
$1.61 NZ$2.81
21.74%
Rice (white) (1kg)
$2.77 โ‚ฌ2.38
$1.21 NZ$2.11
128.93%
Eggs
$3.81 โ‚ฌ3.28
$6.00 NZ$10.44
-36.50%
Local Cheese (1kg)
$10.85 โ‚ฌ9.36
$7.25 NZ$12.62
49.66%
Chicken Fillets (1kg)
$9.92 โ‚ฌ8.55
$9.21 NZ$16.03
7.71%
Beef Round Steak (1kg)
$12.50 โ‚ฌ10.77
$12.41 NZ$21.60
0.73%
Apples (1kg)
$1.87 โ‚ฌ1.61
$1.78 NZ$3.10
5.06%
Banana (1kg)
$1.74 โ‚ฌ1.50
$1.81 NZ$3.15
-3.87%
Oranges (1kg)
$2.07 โ‚ฌ1.78
$2.55 NZ$4.43
-18.82%
Tomato (1kg)
$3.08 โ‚ฌ2.65
$3.49 NZ$6.08
-11.75%
Potato (1kg)
$1.39 โ‚ฌ1.20
$1.45 NZ$2.53
-4.14%
Onion (1kg)
$1.40 โ‚ฌ1.21
$1.17 NZ$2.04
19.66%
Lettuce (1 head)
$1.26 โ‚ฌ1.08
$1.79 NZ$3.12
-29.61%
Water (1.5 liter bottle)
$1.27 โ‚ฌ1.10
$0.91 NZ$1.58
39.56%
Cigarettes 20 Pack (Marlboro, Camel)
$5.95 โ‚ฌ5.13
$20.19 NZ$35.12
-70.53%
Wine (Bottle)
$8.33 โ‚ฌ7.18
$8.48 NZ$14.76
-1.77%
Local Beer (0.5 liter bottle)
$1.77 โ‚ฌ1.53
$2.35 NZ$4.08
-24.68%
Imported Beer (0.33 liter bottle)
$2.19 โ‚ฌ1.88
$2.68 NZ$4.66
-18.28%
๐ŸšŒ Getting Around
Zagreb
Masterton
Difference
One-way Ticket (Public Transport)
$0.63 โ‚ฌ0.55
$2.48 NZ$4.32
-74.60%
Public Transport Monthly Pass (Regular Price)
$57.6 โ‚ฌ49.67
$64.3 NZ$112
-10.33%
Taxi Start (Normal Tariff)
$2.35 โ‚ฌ2.03
$2.46 NZ$4.27
-4.47%
Taxi (Normal Tariff) (1km)
$1.01 โ‚ฌ0.87
$1.81 NZ$3.15
-44.20%
Taxi 1hour Waiting (Normal Tariff)
$10.13 โ‚ฌ8.73
$41.05 NZ$71.4
-75.32%
Gasoline (1 liter)
$1.70 โ‚ฌ1.47
$1.68 NZ$2.91
1.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K โ‚ฌ29.9K
$24.0K NZ$41.7K
44.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K โ‚ฌ23.0K
$23.6K NZ$41.0K
13.08%
๐Ÿงพ Monthly Utilities & Internet
Zagreb
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 โ‚ฌ181
$81.2 NZ$141
158.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.59 โ‚ฌ16.89
$31.37 NZ$54.6
-37.55%
Internet (50+ Mbps, Unlimited Data)
$32.17 โ‚ฌ27.73
$47.17 NZ$82.1
-31.80%
๐ŸŽ‰ Sport & Entertainment
Zagreb
Masterton
Difference
Gym Membership (Monthly)
$50.6 โ‚ฌ43.59
$40.39 NZ$70.3
25.20%
Tennis Court (1 Hour on Weekend)
$14.14 โ‚ฌ12.19
$8.84 NZ$15.38
59.95%
Cinema Ticket
$8.95 โ‚ฌ7.72
$8.03 NZ$13.97
11.46%
๐Ÿงธ Childcare & Education
Zagreb
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 โ‚ฌ432
$405 NZ$704
23.72%
International Primary School, 1 Child (Yearly)
$13.2K โ‚ฌ11.4K
$4,833 NZ$8,409
174.07%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Zagreb
Masterton
Difference
Jeans (Levis 501 Or Similar)
$101 โ‚ฌ87.4
$70.1 NZ$122
44.69%
Summer Dress (H&M, Zara, etc)
$39.88 โ‚ฌ34.38
$30.56 NZ$53.2
30.50%
Sport Shoes (Adidas, Nike)
$95.5 โ‚ฌ82.3
$102 NZ$178
-6.52%
Men's Leather Business Shoes
$119 โ‚ฌ103
$113 NZ$196
5.90%
๐Ÿ  Accommodation & Living
Zagreb
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$856 โ‚ฌ738
$789 NZ$1,372
8.59%
1-bedroom Apartment, Outside City Center (Monthly)
$665 โ‚ฌ573
$611 NZ$1,064
8.73%
3-bedroom Apartment, City Center (Monthly)
$1,497 โ‚ฌ1,290
$1,248 NZ$2,171
19.99%
3-bedroom Apartment, Outside City Center (Monthly)
$1,085 โ‚ฌ935
$1,087 NZ$1,892
-0.25%
Buy Apartment in City Center (m2)
$5,484 โ‚ฌ4,727
$4,752 NZ$8,269
15.40%
Buy Apartment Outside City Center (m2)
$3,562 โ‚ฌ3,070
$3,763 NZ$6,548
-5.36%
๐Ÿ’ต Salaries & Financials
Zagreb
Masterton
Difference
Average Monthly Net Salary (After Tax)
$1,916 โ‚ฌ1,652
$1,846 NZ$3,211
3.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
6.69
-44.39%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Zagreb: January 11, 2026

Last update for Masterton: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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