Last update: Oct 2026

Cost of Living Comparison Between Zagreb and London

For one person, living is cheaper in Zagreb: $1,750 a month against $4,086 in London, rent and utilities included – about $28,000 less a year. Rent and utilities account for most of the difference.

Zagreb
🇭🇷 Croatia
$1,750
/mo nomad
London
🇬🇧 United Kingdom
$4,086
/mo nomad
Monthly Cost of Living

How much you'll spend in Zagreb and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in London actually costs, broken down by who's living it.

A single person spends $1,750 per month in Zagreb vs $4,086 in London, rent included.

  • Zagreb $1,750
  • London $4,086

A couple spends around $2,611 per month in Zagreb vs $5,816 in London, rent included.

  • Zagreb $2,611
  • London $5,816

A family of three spends $3,472 per month in Zagreb vs $7,546 in London, rent included.

  • Zagreb $3,472
  • London $7,546

Zagreb is about 57% cheaper than London, and outside of rent the biggest gap is in transport.

Both Zagreb and London sit above the global median – Zagreb by 31%, London by 205%.

Currency
🍽 Eating Out
Zagreb
London
Difference
Meal at Budget Restaurant
$12.46 €11.11
$26.62 £20.12
-53.19%
Three-Course Dinner for Two, Mid-Range
$63.1 €56.2
$108 £81.3
-41.38%
Fast Food Meal (McDonalds, etc)
$8.30 €7.40
$10.39 £7.86
-20.12%
Cappuccino
$2.55 €2.27
$5.79 £4.38
-55.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.97 €2.65
$3.01 £2.27
-1.33%
Water (0.33 liter bottle)
$2.63 €2.34
$2.15 £1.63
22.33%
Local Beer (0.5 liter draught)
$3.31 €2.95
$9.35 £7.07
-64.60%
Imported Beer (0.33 liter bottle)
$4.50 €4.02
$7.84 £5.93
-42.60%
🛒 Groceries & Markets
Zagreb
London
Difference
Milk (1 liter)
$1.28 €1.14
$1.79 £1.35
-28.49%
White Bread (500g)
$1.66 €1.48
$2.06 £1.56
-19.42%
Rice (white) (1kg)
$2.70 €2.41
$2.31 £1.74
16.88%
Eggs
$4.00 €3.57
$5.05 £3.82
-20.79%
Local Cheese (1kg)
$15.17 €13.53
$12.57 £9.50
20.68%
Chicken Fillets (1kg)
$12.00 €10.70
$10.66 £8.05
12.57%
Beef Round Steak (1kg)
$17.64 €15.73
$17.13 £12.95
2.98%
Apples (1kg)
$2.31 €2.06
$3.03 £2.29
-23.76%
Banana (1kg)
$1.72 €1.53
$1.41 £1.07
21.99%
Oranges (1kg)
$2.07 €1.84
$3.05 £2.31
-32.13%
Tomato (1kg)
$2.50 €2.23
$3.38 £2.56
-26.04%
Potato (1kg)
$1.35 €1.21
$1.67 £1.26
-19.16%
Onion (1kg)
$1.18 €1.06
$1.73 £1.31
-31.79%
Lettuce (1 head)
$1.18 €1.05
$1.41 £1.07
-16.31%
Water (1.5 liter bottle)
$1.35 €1.20
$1.79 £1.35
-24.58%
Cigarettes 20 Pack (Marlboro, Camel)
$5.91 €5.27
$23.22 £17.55
-74.55%
Wine (Bottle)
$10.20 €9.09
$12.99 £9.82
-21.48%
Local Beer (0.5 liter bottle)
$1.64 €1.46
$3.18 £2.41
-48.43%
Imported Beer (0.33 liter bottle)
$2.57 €2.29
$4.41 £3.34
-41.72%
🚌 Getting Around
Zagreb
London
Difference
One-way Ticket (Public Transport)
$0.61 €0.54
$3.87 £2.93
-84.24%
Public Transport Monthly Pass (Regular Price)
$53.3 €47.53
$250 £189
-78.68%
Taxi Start (Normal Tariff)
$2.22 €1.98
$5.71 £4.31
-61.12%
Taxi (Normal Tariff) (1km)
$1.43 €1.28
$3.33 £2.51
-57.06%
Taxi 1hour Waiting (Normal Tariff)
$12.01 €10.71
$57.9 £43.77
-79.26%
Gasoline (1 liter)
$1.85 €1.65
$2.04 £1.54
-9.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K €25.4K
$37.5K £28.4K
-24.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K €24.5K
$40.9K £30.9K
-32.68%
🧾 Monthly Utilities & Internet
Zagreb
London
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 €195
$376 £284
-41.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.68 €21.11
$17.88 £13.51
32.44%
Internet (50+ Mbps, Unlimited Data)
$41.14 €36.68
$40.01 £30.25
2.82%
🎉 Sport & Entertainment
Zagreb
London
Difference
Gym Membership (Monthly)
$50.2 €44.71
$61.2 £46.23
-18.00%
Tennis Court (1 Hour on Weekend)
$18.69 €16.67
$21.07 £15.93
-11.30%
Cinema Ticket
$8.76 €7.81
$17.95 £13.57
-51.20%
🧸 Childcare & Education
Zagreb
London
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$489 €436
$2,865 £2,166
-82.93%
International Primary School, 1 Child (Yearly)
$10.0K €8,918
$35.3K £26.7K
-71.70%
👕👟 Clothing & Footwear
Zagreb
London
Difference
Jeans (Levis 501 Or Similar)
$106 €94.9
$116 £87.7
-8.27%
Summer Dress (H&M, Zara, etc)
$42.58 €37.97
$54.1 £40.88
-21.26%
Sport Shoes (Adidas, Nike)
$96.2 €85.8
$127 £95.7
-23.99%
Men's Leather Business Shoes
$108 €96.4
$159 £120
-32.13%
🏠 Accommodation & Living
Zagreb
London
Difference
1-bedroom Apartment, City Center (Monthly)
$861 €768
$2,853 £2,157
-69.83%
1-bedroom Apartment, Outside City Center (Monthly)
$652 €582
$2,301 £1,740
-71.65%
3-bedroom Apartment, City Center (Monthly)
$1,459 €1,301
$5,201 £3,932
-71.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,038 €926
$3,723 £2,814
-72.11%
Buy Apartment in City Center (m2)
$5,152 €4,593
$19.0K £14.4K
-72.90%
Buy Apartment Outside City Center (m2)
$3,551 €3,166
$7,881 £5,957
-54.94%
💵 Salaries & Financials
Zagreb
London
Difference
Average Monthly Net Salary (After Tax)
$1,984 €1,769
$4,818 £3,642
-58.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.3
4.65
-29.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 4, 2026

Last update for London: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Zagreb
$652
London
$2.3K 253% $1.6K
Groceries & Markets
Zagreb
$318
London
$349 9.8% $31
Monthly Utilities & Internet
Zagreb
$283
London
$434 53.3% $151
Eating Out
Zagreb
$203
London
$397 95.3% $194
Clothing & Footwear
Zagreb
$159
London
$205 29% $46
Sport & Entertainment
Zagreb
$68
London
$97 43.4% $29
Getting Around
Zagreb
$65
London
$288 342% $223

Cost Breakdown

A central one-bedroom costs $861 in Zagreb versus $2,853 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 143% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Zagreb versus $108 in London. Monthly groceries follow the same trend: $318 vs $349 – making Zagreb the more affordable choice for daily food spending.

Good to know
🇭🇷 Zagreb
🇬🇧 London
🕒 Local time
09:14 9:14 AM
08:14 8:14 AM
1 h behind Zagreb
🌤 Weather
👥 Population
767,131 Capital
8,908,083 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

GBP, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

On the map
Between locations
  • Zagreb London 1,340 km ≈ 2 h 15 min nonstop flight
From you
  • Zagreb
  • London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zagreb vs London: Cost of Living - Frequently Asked Questions
How do living costs in Zagreb and in London compare overall?
Monthly costs with rent: $1,750 in Zagreb, $4,086 in London – roughly 134% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Zagreb compared to London?
For a comfortable life, plan on about $2,625 per month in Zagreb and $6,129 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Zagreb and London?
Rent is clearly cheaper in Zagreb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 10% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $63.0 in Zagreb and $108 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Zagreb, where all-in costs run around $1,750, than in London at $4,086. In Zagreb it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
How does quality of life compare between Zagreb and London?
It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,750 in Zagreb to $4,086 in London. Climate, culture, job market, and personal taste all factor in.
Is Zagreb or London safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Zagreb and London?
If budget matters most, go with Zagreb. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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