Cost of Living Comparison Between Zagreb and Kuala Belait Cost of Living Comparison Between Zagreb and Kuala Belait

Monthly Cost of Living

A single person spends $1,789 per month in Zagreb vs $1,933 in Kuala Belait, rent included.

A couple spends around $2,672 per month in Zagreb vs $2,865 in Kuala Belait, rent included.

A family of three spends $3,554 per month in Zagreb vs $3,797 in Kuala Belait, rent included.

Zagreb is about 7% cheaper than Kuala Belait, driven mainly by Monthly Utilities & Internet.

Both Zagreb and Kuala Belait sit above the global median – Zagreb by 30%, Kuala Belait by 41%.

Meal at Budget Restaurant

$13.61 €11.74

$7.65 BND 9.72

77.91%

Three-Course Dinner for Two, Mid-Range

$60.1 €51.9

$47.28 BND 60.1

27.18%

Fast Food Meal (McDonalds, etc)

$7.99 €6.90

$7.91 BND 10.05

1.01%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.98 BND 3.78

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 BND 3.07

Cappuccino

$2.59 €2.23

$4.64 BND 5.90

-44.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.62

$1.28 BND 1.63

136.72%

Water (0.33 liter bottle)

$2.64 €2.28

$0.92 BND 1.17

186.96%

Local Beer (0.5 liter draught)

$3.45 €2.98

Imported Beer (0.33 liter bottle)

$4.62 €3.98

Milk (1 liter)

$1.39 €1.20

$2.54 BND 3.22

-45.28%

White Bread (500g)

$1.82 €1.57

$2.44 BND 3.11

-25.41%

Rice (white) (1kg)

$3.04 €2.63

$2.23 BND 2.84

36.32%

Eggs

$4.07 €3.51

$2.71 BND 3.44

50.18%

Local Cheese (1kg)

$16.18 €13.96

$18.98 BND 24.13

-14.75%

Chicken Fillets (1kg)

$12.77 €11.02

$9.60 BND 12.20

33.02%

Beef Round Steak (1kg)

$18.32 €15.81

$25.17 BND 31.99

-27.21%

Apples (1kg)

$2.42 €2.09

$4.65 BND 5.91

-47.96%

Banana (1kg)

$1.88 €1.62

$6.53 BND 8.29

-71.21%

Oranges (1kg)

$2.16 €1.87

$5.06 BND 6.44

-57.31%

Tomato (1kg)

$2.62 €2.26

$7.04 BND 8.94

-62.78%

Potato (1kg)

$1.39 €1.20

$3.29 BND 4.18

-57.75%

Onion (1kg)

$1.11 €0.96

$2.91 BND 3.70

-61.86%

Lettuce (1 head)

$1.34 €1.16

$5.47 BND 6.96

-75.50%

Water (1.5 liter bottle)

$1.33 €1.15

$1.27 BND 1.61

4.72%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.57 BND 14.71

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.94 BND 7.55

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.09

$7.78 BND 9.89

-24.16%

Wine (Bottle)

$9.56 €8.25

Local Beer (0.5 liter bottle)

$1.65 €1.42

Imported Beer (0.33 liter bottle)

$2.36 €2.04

One-way Ticket (Public Transport)

$0.60 €0.51

Public Transport Monthly Pass (Regular Price)

$58.4 €50.4

Taxi Start (Normal Tariff)

$2.28 €1.97

Taxi (Normal Tariff) (1km)

$1.47 €1.26

Taxi 1hour Waiting (Normal Tariff)

$10.76 €9.29

Gasoline (1 liter)

$1.95 €1.68

$0.36 BND 0.45

441.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €24.3K

$31.3K BND 39.7K

-10.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €23.5K

$27.0K BND 34.3K

0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €190

$39.36 BND 50.0

459.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.53 €19.44

$21.33 BND 27.11

5.63%

Internet (50+ Mbps, Unlimited Data)

$40.79 €35.20

$176 BND 223

-76.80%

Gym Membership (Monthly)

$53.5 €46.15

$100 BND 127

-46.58%

Tennis Court (1 Hour on Weekend)

$19.36 €16.70

$27.92 BND 35.49

-30.66%

Cinema Ticket

$9.15 €7.90

$5.39 BND 6.86

69.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$541 €467

International Primary School, 1 Child (Yearly)

$10.6K €9,151

$9,270 BND 11.8K

14.40%

Jeans (Levis 501 Or Similar)

$108 €93.5

$98.8 BND 126

9.64%

Summer Dress (H&M, Zara, etc)

$46.72 €40.32

$102 BND 129

-53.99%

Sport Shoes (Adidas, Nike)

$97.1 €83.8

$156 BND 199

-37.84%

Men's Leather Business Shoes

$111 €95.6

$176 BND 224

-37.21%

1-bedroom Apartment, City Center (Monthly)

$906 €782

$754 BND 959

20.09%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €589

$776 BND 986

-12.03%

3-bedroom Apartment, City Center (Monthly)

$1,436 €1,239

$1,195 BND 1,519

20.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 €933

$1,162 BND 1,477

-6.96%

Buy Apartment in City Center (m2)

$5,360 €4,625

Buy Apartment Outside City Center (m2)

$3,494 €3,015

Average Monthly Net Salary (After Tax)

$2,015 €1,739

$3,423 BND 4,350

-41.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: August 31, 2026

Last update for Kuala Belait: August 31, 2026

Cost Breakdown

A central one-bedroom costs $906 in Zagreb versus $754 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Kuala Belait, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Zagreb versus $47.00 in Kuala Belait. Groceries tell a different story – $333 in Zagreb vs $421 in Kuala Belait – so Zagreb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,789 in Zagreb, $1,933 in Kuala Belait – roughly 8% apart. Kuala Belait costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,684 per month in Zagreb and $2,900 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zagreb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $60.0 in Zagreb and $47.00 in Kuala Belait. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,789 in Zagreb and $1,933 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Zagreb, where all-in costs run around $1,789, than in Kuala Belait at $1,933. In Zagreb it covers expenses comfortably, while in Kuala Belait it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,789 in Zagreb to $1,933 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zagreb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.