Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Kuala Belait

For one person, living costs are similar in Zagreb and in Kuala Belait: $1,761 and $1,723 a month, rent and utilities included.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
84

Cost of Living Index in Kuala Belait
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Kuala Belait Living Index

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Zagreb

🇭🇷 Croatia

$1,761

/mo nomad

Kuala Belait

🇧🇳 Brunei

$1,723

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Kuala Belait

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Kuala Belait actually costs, broken down by who's living it.

A single person spends $1,761 per month in Zagreb vs $1,723 in Kuala Belait, rent included.

Zagreb $1,761
Kuala Belait $1,723

A couple spends around $2,604 per month in Zagreb vs $2,576 in Kuala Belait, rent included.

Zagreb $2,604
Kuala Belait $2,576

A family of three spends $3,447 per month in Zagreb vs $3,429 in Kuala Belait, rent included.

Zagreb $3,447
Kuala Belait $3,429

Zagreb costs about 2% more than Kuala Belait, and outside of rent the biggest gap is in eating out.

Both Zagreb and Kuala Belait sit above the global median – Zagreb by 30%, Kuala Belait by 28%.

Meal at Budget Restaurant

$12.50 €11.12

$7.88 BND 10.08

58.63%

Three-Course Dinner for Two, Mid-Range

$63.6 €56.6

$46.73 BND 59.8

36.10%

Fast Food Meal (McDonalds, etc)

$8.33 €7.41

$7.72 BND 9.87

7.90%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.96 BND 2.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.31 BND 2.96

Cappuccino

$2.51 €2.23

$4.46 BND 5.70

-43.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.67

$0.94 BND 1.20

219.15%

Water (0.33 liter bottle)

$2.54 €2.26

$0.53 BND 0.68

379.25%

Local Beer (0.5 liter draught)

$3.27 €2.91

Imported Beer (0.33 liter bottle)

$4.36 €3.88

Milk (1 liter)

$1.23 €1.09

$1.88 BND 2.41

-34.57%

White Bread (500g)

$1.66 €1.48

$2.50 BND 3.20

-33.60%

Rice (white) (1kg)

$2.72 €2.42

$2.27 BND 2.91

19.82%

Eggs

$3.87 €3.45

$2.60 BND 3.33

48.85%

Local Cheese (1kg)

$14.61 €12.99

$19.10 BND 24.44

-23.51%

Chicken Fillets (1kg)

$11.95 €10.63

$9.78 BND 12.51

22.19%

Beef Round Steak (1kg)

$17.44 €15.51

$24.84 BND 31.79

-29.79%

Apples (1kg)

$2.31 €2.05

$4.83 BND 6.18

-52.17%

Banana (1kg)

$1.78 €1.59

$2.22 BND 2.83

-19.82%

Oranges (1kg)

$2.11 €1.88

$4.92 BND 6.29

-57.11%

Tomato (1kg)

$2.50 €2.22

$2.58 BND 3.30

-3.10%

Potato (1kg)

$1.31 €1.17

$1.67 BND 2.13

-21.56%

Onion (1kg)

$1.19 €1.06

$2.87 BND 3.67

-58.54%

Lettuce (1 head)

$1.17 €1.04

$5.47 BND 7.00

-78.61%

Water (1.5 liter bottle)

$1.37 €1.22

$0.92 BND 1.17

48.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.69 BND 14.96

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.80 BND 7.42

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €5.14

$7.72 BND 9.88

-25.13%

Wine (Bottle)

$10.23 €9.10

Local Beer (0.5 liter bottle)

$1.61 €1.43

Imported Beer (0.33 liter bottle)

$2.48 €2.20

One-way Ticket (Public Transport)

$0.57 €0.51

Public Transport Monthly Pass (Regular Price)

$53.5 €47.63

Taxi Start (Normal Tariff)

$2.19 €1.95

$4.01 BND 5.13

-45.39%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$3.33 BND 4.26

-57.36%

Taxi 1hour Waiting (Normal Tariff)

$11.67 €10.38

$11.53 BND 14.75

1.21%

Gasoline (1 liter)

$1.84 €1.64

$0.36 BND 0.46

411.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$30.7K BND 39.3K

-10.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €24.2K

$27.2K BND 34.8K

0.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €190

$39.35 BND 50.4

443.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.36 €20.77

$21.71 BND 27.77

7.60%

Internet (50+ Mbps, Unlimited Data)

$41.16 €36.61

$65.4 BND 83.6

-37.03%

Gym Membership (Monthly)

$51.1 €45.48

$99.2 BND 127

-48.46%

Tennis Court (1 Hour on Weekend)

$18.82 €16.74

$26.92 BND 34.44

-30.09%

Cinema Ticket

$9.13 €8.12

$5.56 BND 7.12

64.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €445

$214 BND 274

133.72%

International Primary School, 1 Child (Yearly)

$9,878 €8,787

$9,168 BND 11.7K

7.75%

Jeans (Levis 501 Or Similar)

$111 €98.3

$75.8 BND 96.9

45.91%

Summer Dress (H&M, Zara, etc)

$42.93 €38.19

$103 BND 132

-58.42%

Sport Shoes (Adidas, Nike)

$98.0 €87.1

$154 BND 197

-36.30%

Men's Leather Business Shoes

$110 €98.3

$73.6 BND 94.2

50.07%

1-bedroom Apartment, City Center (Monthly)

$868 €772

$751 BND 961

15.52%

1-bedroom Apartment, Outside City Center (Monthly)

$668 €594

$780 BND 998

-14.40%

3-bedroom Apartment, City Center (Monthly)

$1,463 €1,301

$1,187 BND 1,518

23.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,039 €924

$1,188 BND 1,520

-12.58%

Buy Apartment in City Center (m2)

$5,031 €4,475

Buy Apartment Outside City Center (m2)

$3,468 €3,085

Average Monthly Net Salary (After Tax)

$1,937 €1,723

$3,363 BND 4,302

-42.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.88

-14.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 11, 2026

Last update for Kuala Belait: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$668 37.9%

Kuala Belait

$780 45.3% 16.8% $112

Groceries & Markets

Zagreb

$315 17.9%

Kuala Belait

$358 20.8% 13.4% $42

Monthly Utilities & Internet

Zagreb

$278 15.8%

Kuala Belait

$126 7.3% 54.6% $152

Eating Out

Zagreb

$202 11.5%

Kuala Belait

$146 8.4% 28.1% $57

Clothing & Footwear

Zagreb

$163 9.3%

Kuala Belait

$183 10.6% 12.3% $20

Sport & Entertainment

Zagreb

$69 3.9%

Kuala Belait

$110 6.4% 59% $41

Getting Around

Zagreb

$65 3.7%

Kuala Belait

$21 * 1.2% 68.3% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $868 in Zagreb versus $751 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Kuala Belait, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $64.0 in Zagreb versus $47.00 in Kuala Belait. Groceries tell a different story – $315 in Zagreb vs $358 in Kuala Belait – so Zagreb wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Zagreb

🇧🇳 Kuala Belait

🕒 Local time

05:25 5:25 AM

11:25 11:25 AM

6 h ahead of Zagreb

🌤 Weather

👥 Population

767,131 Capital

31,178

💱 Currency

Euro EUR €

Brunei Dollar BND $

📈 Exchange rate

1 EUR = 1.12 USD

1 BND = 0.782 USD

1 BND = 0.695 EUR

Exchange rates and currency converter

On the map

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Between locations

Zagreb Kuala Belait 10,280 km ≈ 13 h nonstop flight

From you

Zagreb
Kuala Belait

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,761 in Zagreb, $1,723 in Kuala Belait – roughly 2% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,642 per month in Zagreb and $2,585 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Belait, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,761 in Zagreb and $1,723 in Kuala Belait. That's a gap of about 2%.

Kindergarten costs $501 per month in Zagreb and $214 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Kuala Belait, where all-in costs run around $1,723, than in Zagreb at $1,761. In Kuala Belait it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,723 in Kuala Belait to $1,761 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kuala Belait. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.