Cost of Living Comparison Between Zagreb and Kuala Belait Cost of Living Comparison Between Zagreb and Kuala Belait

Monthly Cost of Living

A single person spends $1,738 per month in Zagreb vs $1,642 in Kuala Belait, rent included.

A couple spends around $2,574 per month in Zagreb vs $2,431 in Kuala Belait, rent included.

A family of three spends $3,409 per month in Zagreb vs $3,220 in Kuala Belait, rent included.

Zagreb costs about 6% more than Kuala Belait, driven mainly by Eating Out.

Both Zagreb and Kuala Belait sit above the global median – Zagreb by 30%, Kuala Belait by 23%.

Meal at Budget Restaurant

$11.78 €10.13

$3.62 BND 4.63

225.41%

Three-Course Dinner for Two, Mid-Range

$69.1 €59.5

$46.89 BND 60.0

47.41%

Fast Food Meal (McDonalds, etc)

$9.49 €8.16

$7.69 BND 9.84

23.41%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.99 BND 2.55

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.30 BND 2.95

Cappuccino

$2.43 €2.09

$4.51 BND 5.77

-46.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 €2.72

$0.97 BND 1.23

225.77%

Water (0.33 liter bottle)

$2.36 €2.03

$0.56 BND 0.72

321.43%

Local Beer (0.5 liter draught)

$3.67 €3.16

Imported Beer (0.33 liter bottle)

$4.67 €4.01

Milk (1 liter)

$1.35 €1.16

$2.45 BND 3.14

-44.90%

White Bread (500g)

$1.87 €1.61

$2.49 BND 3.19

-24.90%

Rice (white) (1kg)

$2.66 €2.28

$2.29 BND 2.93

16.16%

Eggs

$3.65 €3.14

$2.60 BND 3.33

40.38%

Local Cheese (1kg)

$10.88 €9.36

$18.55 BND 23.73

-41.35%

Chicken Fillets (1kg)

$9.92 €8.54

$9.84 BND 12.59

0.81%

Beef Round Steak (1kg)

$12.72 €10.94

$25.05 BND 32.05

-49.22%

Apples (1kg)

$1.88 €1.62

$4.68 BND 5.99

-59.83%

Banana (1kg)

$1.66 €1.43

$2.63 BND 3.37

-36.88%

Oranges (1kg)

$1.98 €1.71

$3.10 BND 3.97

-36.13%

Tomato (1kg)

$3.06 €2.64

$2.80 BND 3.58

9.29%

Potato (1kg)

$1.44 €1.24

$1.64 BND 2.10

-12.20%

Onion (1kg)

$1.47 €1.26

$2.21 BND 2.83

-33.48%

Lettuce (1 head)

$1.30 €1.12

$5.49 BND 7.03

-76.32%

Water (1.5 liter bottle)

$1.29 €1.11

$0.81 BND 1.04

59.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.53 BND 14.76

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.91 BND 7.57

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.55 BND 1.98

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 €4.96

$7.62 BND 9.75

-24.41%

Wine (Bottle)

$9.49 €8.16

Local Beer (0.5 liter bottle)

$1.84 €1.58

Imported Beer (0.33 liter bottle)

$2.30 €1.98

One-way Ticket (Public Transport)

$0.64 €0.55

Public Transport Monthly Pass (Regular Price)

$57.0 €49.05

Taxi Start (Normal Tariff)

$2.28 €1.96

$4.56 BND 5.83

-50.00%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

Taxi 1hour Waiting (Normal Tariff)

$10.12 €8.70

$11.88 BND 15.21

-14.81%

Gasoline (1 liter)

$1.79 €1.54

$0.35 BND 0.45

411.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €30.2K

$23.0K BND 29.4K

52.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €22.5K

$26.9K BND 34.4K

-2.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €179

$39.27 BND 50.3

428.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.19 €17.37

$21.38 BND 27.36

-5.57%

Internet (50+ Mbps, Unlimited Data)

$32.82 €28.23

$64.1 BND 82.0

-48.80%

Gym Membership (Monthly)

$50.7 €43.58

$96.8 BND 124

-47.67%

Tennis Court (1 Hour on Weekend)

$14.47 €12.44

$21.48 BND 27.48

-32.64%

Cinema Ticket

$8.85 €7.61

$5.33 BND 6.83

66.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €431

$157 BND 201

219.71%

International Primary School, 1 Child (Yearly)

$13.3K €11.4K

$9,152 BND 11.7K

44.97%

Jeans (Levis 501 Or Similar)

$98.3 €84.5

$98.8 BND 126

-0.59%

Summer Dress (H&M, Zara, etc)

$39.43 €33.92

$99.5 BND 127

-60.38%

Sport Shoes (Adidas, Nike)

$98.2 €84.5

$125 BND 160

-21.42%

Men's Leather Business Shoes

$117 €100

$64.8 BND 82.9

80.06%

1-bedroom Apartment, City Center (Monthly)

$873 €751

$727 BND 930

20.07%

1-bedroom Apartment, Outside City Center (Monthly)

$662 €569

$766 BND 980

-13.55%

3-bedroom Apartment, City Center (Monthly)

$1,467 €1,262

$1,167 BND 1,494

25.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,079 €928

$1,166 BND 1,493

-7.52%

Buy Apartment in City Center (m2)

$5,268 €4,531

Buy Apartment Outside City Center (m2)

$3,255 €2,800

Average Monthly Net Salary (After Tax)

$1,886 €1,623

$3,392 BND 4,341

-44.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.06

-8.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: June 2, 2026

Last update for Kuala Belait: June 2, 2026

Cost Breakdown

A central one-bedroom costs $873 in Zagreb versus $727 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Kuala Belait, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Zagreb versus $47.00 in Kuala Belait. Groceries tell a different story – $281 in Zagreb vs $356 in Kuala Belait – so Zagreb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,738 in Zagreb, $1,642 in Kuala Belait – roughly 6% apart. Zagreb costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,607 per month in Zagreb and $2,463 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Belait, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,738 in Zagreb and $1,642 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $501 per month in Zagreb and $157 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Kuala Belait, where all-in costs run around $1,642, than in Zagreb at $1,738. In Kuala Belait it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,642 in Kuala Belait to $1,738 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kuala Belait. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.