Cost of Living Comparison Between Zagreb and Kuala Belait Cost of Living Comparison Between Zagreb and Kuala Belait

Monthly Cost of Living

A single person spends $1,717 per month in Zagreb vs $1,657 in Kuala Belait, rent included.

A couple spends around $2,576 per month in Zagreb vs $2,452 in Kuala Belait, rent included.

A family of three spends $3,434 per month in Zagreb vs $3,247 in Kuala Belait, rent included.

Zagreb costs about 4% more than Kuala Belait, driven mainly by Eating Out.

Both Zagreb and Kuala Belait sit above the global median – Zagreb by 29%, Kuala Belait by 24%.

Meal at Budget Restaurant

$11.53 €10.08

$3.67 BND 4.74

214.17%

Three-Course Dinner for Two, Mid-Range

$69.1 €60.5

$46.09 BND 59.5

49.97%

Fast Food Meal (McDonalds, etc)

$9.03 €7.90

$7.89 BND 10.19

14.45%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.92 BND 2.48

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 BND 3.00

Cappuccino

$2.43 €2.12

$4.62 BND 5.97

-47.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.66

$0.97 BND 1.25

213.40%

Water (0.33 liter bottle)

$2.48 €2.17

$0.61 BND 0.79

306.56%

Local Beer (0.5 liter draught)

$3.79 €3.31

Imported Beer (0.33 liter bottle)

$4.73 €4.14

Milk (1 liter)

$1.31 €1.14

$2.53 BND 3.27

-48.22%

White Bread (500g)

$1.96 €1.71

$2.53 BND 3.27

-22.53%

Rice (white) (1kg)

$2.63 €2.30

$2.28 BND 2.95

15.35%

Eggs

$3.83 €3.35

$2.58 BND 3.33

48.45%

Local Cheese (1kg)

$10.89 €9.53

$19.15 BND 24.74

-43.13%

Chicken Fillets (1kg)

$9.45 €8.27

$9.77 BND 12.62

-3.28%

Beef Round Steak (1kg)

$12.74 €11.15

$24.73 BND 31.94

-48.48%

Apples (1kg)

$1.87 €1.64

$4.50 BND 5.82

-58.44%

Banana (1kg)

$1.75 €1.53

$2.53 BND 3.27

-30.83%

Oranges (1kg)

$2.03 €1.77

$3.19 BND 4.12

-36.36%

Tomato (1kg)

$2.96 €2.59

$2.78 BND 3.59

6.47%

Potato (1kg)

$1.45 €1.27

$1.65 BND 2.13

-12.12%

Onion (1kg)

$1.41 €1.23

$2.23 BND 2.88

-36.77%

Lettuce (1 head)

$1.28 €1.12

$5.55 BND 7.17

-76.94%

Water (1.5 liter bottle)

$1.31 €1.15

$0.76 BND 0.98

72.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.44 BND 14.78

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.98 BND 7.73

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.59 BND 2.06

Cigarettes 20 Pack (Marlboro, Camel)

$5.75 €5.03

$8.01 BND 10.34

-28.21%

Wine (Bottle)

$9.30 €8.13

Local Beer (0.5 liter bottle)

$1.86 €1.63

Imported Beer (0.33 liter bottle)

$2.22 €1.95

One-way Ticket (Public Transport)

$0.59 €0.52

Public Transport Monthly Pass (Regular Price)

$58.1 €50.8

Taxi Start (Normal Tariff)

$2.26 €1.98

$4.72 BND 6.10

-52.12%

Taxi (Normal Tariff) (1km)

$1.06 €0.93

Taxi 1hour Waiting (Normal Tariff)

$10.22 €8.94

$11.62 BND 15.01

-12.05%

Gasoline (1 liter)

$1.71 €1.49

$0.36 BND 0.46

375.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €30.0K

$22.9K BND 29.6K

49.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.2K

$27.1K BND 35.0K

-2.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €183

$38.63 BND 49.89

442.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.14 €17.62

$21.89 BND 28.27

-7.99%

Internet (50+ Mbps, Unlimited Data)

$32.85 €28.74

$64.4 BND 83.2

-48.99%

Gym Membership (Monthly)

$50.4 €44.08

$97.6 BND 126

-48.36%

Tennis Court (1 Hour on Weekend)

$14.41 €12.60

$21.79 BND 28.14

-33.87%

Cinema Ticket

$9.00 €7.87

$5.57 BND 7.20

61.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 €447

$155 BND 201

229.10%

International Primary School, 1 Child (Yearly)

$13.1K €11.4K

$9,500 BND 12.3K

37.44%

Jeans (Levis 501 Or Similar)

$102 €88.9

$98.4 BND 127

3.22%

Summer Dress (H&M, Zara, etc)

$39.74 €34.77

$103 BND 133

-61.45%

Sport Shoes (Adidas, Nike)

$96.1 €84.1

$121 BND 157

-20.88%

Men's Leather Business Shoes

$118 €103

$63.5 BND 82.1

85.71%

1-bedroom Apartment, City Center (Monthly)

$881 €771

$742 BND 958

18.74%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €587

$794 BND 1,026

-15.52%

3-bedroom Apartment, City Center (Monthly)

$1,520 €1,329

$1,178 BND 1,521

29.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,052 €921

$1,167 BND 1,508

-9.87%

Buy Apartment in City Center (m2)

$4,920 €4,304

Buy Apartment Outside City Center (m2)

$3,240 €2,835

Average Monthly Net Salary (After Tax)

$1,915 €1,675

$3,320 BND 4,288

-42.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.06

-8.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: July 11, 2026

Last update for Kuala Belait: July 12, 2026

Cost Breakdown

A central one-bedroom costs $881 in Zagreb versus $742 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Kuala Belait, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Zagreb versus $46.00 in Kuala Belait. Groceries tell a different story – $280 in Zagreb vs $356 in Kuala Belait – so Zagreb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,717 in Zagreb, $1,657 in Kuala Belait – roughly 4% apart. Zagreb costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,575 per month in Zagreb and $2,486 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Belait, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,717 in Zagreb and $1,657 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $511 per month in Zagreb and $155 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Kuala Belait, where all-in costs run around $1,657, than in Zagreb at $1,717. In Kuala Belait it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,657 in Kuala Belait to $1,717 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kuala Belait. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.