Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Kaštela

For one person, living is cheaper in Kaštela: $1,421 a month against $1,772 in Zagreb, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Zagreb outweigh lower spending on other living expenses.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
68

Cost of Living Index in Kaštela
Learn more

Kaštela Living Index

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Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Kaštela

🇭🇷 Croatia

$1,421

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Kaštela

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Kaštela actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,421 in Kaštela.

Zagreb $1,772
Kaštela $1,421

Estimated couple costs with rent: $2,619 in Zagreb versus $2,213 in Kaštela.

Zagreb $2,619
Kaštela $2,213

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $3,004 in Kaštela.

Zagreb $3,467
Kaštela $3,004

Living in Zagreb is roughly 25% more expensive than in Kaštela, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zagreb 30% above, Kaštela 4% above.

Meal at Budget Restaurant

$12.33 €11.08

$16.45 €14.78

-25.05%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$78.7 €70.7

-18.72%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$9.03 €8.11

-11.30%

Cappuccino

$2.50 €2.25

$2.72 €2.44

-8.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$3.95 €3.55

-21.77%

Water (0.33 liter bottle)

$2.62 €2.35

$2.92 €2.62

-10.27%

Local Beer (0.5 liter draught)

$3.42 €3.07

$4.68 €4.20

-26.92%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.81 €4.32

-6.24%

Milk (1 liter)

$1.27 €1.14

$1.29 €1.16

-1.55%

White Bread (500g)

$1.60 €1.43

$1.67 €1.50

-4.19%

Rice (white) (1kg)

$2.68 €2.41

$3.01 €2.70

-10.96%

Eggs

$3.95 €3.54

$4.00 €3.59

-1.25%

Local Cheese (1kg)

$14.58 €13.10

$13.99 €12.57

4.22%

Chicken Fillets (1kg)

$11.47 €10.30

$9.52 €8.55

20.48%

Beef Round Steak (1kg)

$17.35 €15.58

$12.25 €11.00

41.63%

Apples (1kg)

$2.31 €2.07

$1.98 €1.78

16.67%

Banana (1kg)

$1.65 €1.48

$1.67 €1.50

-1.20%

Oranges (1kg)

$2.19 €1.96

$2.02 €1.82

8.42%

Tomato (1kg)

$2.56 €2.30

$2.76 €2.48

-7.25%

Potato (1kg)

$1.36 €1.22

$2.04 €1.84

-33.33%

Onion (1kg)

$1.20 €1.08

$2.07 €1.86

-42.03%

Lettuce (1 head)

$1.19 €1.07

$1.37 €1.23

-13.14%

Water (1.5 liter bottle)

$1.29 €1.16

$1.38 €1.24

-6.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.78 €5.19

5.19%

Wine (Bottle)

$11.07 €9.94

$7.62 €6.84

45.28%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.36 €1.22

24.26%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$1.46 €1.32

68.49%

One-way Ticket (Public Transport)

$0.57 €0.51

$2.25 €2.03

-74.67%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$51.9 €46.58

2.66%

Taxi Start (Normal Tariff)

$2.18 €1.96

$3.79 €3.40

-42.48%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$2.11 €1.90

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$29.01 €26.06

-57.29%

Gasoline (1 liter)

$1.90 €1.70

$1.87 €1.68

1.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$26.7K €24.0K

4.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$24.6K €22.1K

5.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$183 €164

17.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$25.19 €22.63

-11.31%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$42.03 €37.76

-7.85%

Gym Membership (Monthly)

$48.65 €43.70

$55.0 €49.40

-11.53%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$14.01 €12.58

35.26%

Cinema Ticket

$10.41 €9.35

$10.65 €9.57

-2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$422 €379

18.23%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$6,731 €6,047

44.39%

Jeans (Levis 501 Or Similar)

$109 €97.6

$93.9 €84.4

15.64%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$27.41 €24.62

54.07%

Sport Shoes (Adidas, Nike)

$102 €91.9

$104 €93.8

-2.07%

Men's Leather Business Shoes

$111 €99.3

$95.8 €86.1

15.39%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$487 €437

82.48%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$340 €306

100.70%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$594 €534

147.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$529 €475

101.74%

Buy Apartment in City Center (m2)

$5,275 €4,739

$3,246 €2,916

62.50%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$2,383 €2,141

53.97%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

$872 €783

126.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.72

-11.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Kaštela: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Kaštela

$340 23.9% 50.2% $343

Groceries & Markets

Zagreb

$314 17.7%

Kaštela

$283 19.9% 9.8% $31

Monthly Utilities & Internet

Zagreb

$276 15.6%

Kaštela

$250 17.6% 9.3% $26

Eating Out

Zagreb

$202 11.4%

Kaštela

$252 17.7% 24.9% $50

Clothing & Footwear

Zagreb

$164 9.2%

Kaštela

$145 10.2% 11.6% $19

Sport & Entertainment

Zagreb

$69 3.9%

Kaštela

$76 5.4% 9.8% $6.8

Getting Around

Zagreb

$65 3.7%

Kaštela

$75 5.3% 16% $10

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $487 in Kaštela. Housing cost is often the main lever when comparing two cities.

Zagreb pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Zagreb vs $79 in Kaštela. Groceries flip the comparison at $314 vs $283, with Kaštela cheaper for home cooking.

Good to know

🇭🇷 Zagreb

🇭🇷 Kaštela

🕒 Local time

23:57 11:57 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

37,794

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kaštela: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,772 in Zagreb and $1,421 in Kaštela, so Kaštela is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Zagreb is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $888 in Zagreb versus $487 in Kaštela. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kaštela runs roughly 3% less than in Zagreb. The price difference matters if you commute daily and watch your budget.

Childcare runs $499 in Zagreb versus $422 in Kaštela. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $2,000 a month, though Kaštela gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Kaštela are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Kaštela wins on affordability, Zagreb on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.