Cost of Living Comparison Between Zagreb and Karlovac Cost of Living Comparison Between Zagreb and Karlovac

😐 Solo nomad: Zagreb is 28.3% more expensive than Karlovac without rent, and 37% more expensive with rent.

😐 Family of 3: Zagreb is 24.7% more expensive than Karlovac without rent, and 36.1% more expensive with rent.

Meal at Budget Restaurant

$11.69 €10.08

$12.97 €11.18

-9.87%

Three-Course Dinner for Two, Mid-Range

$68.4 €58.9

$46.64 €40.20

46.61%

Fast Food Meal (McDonalds, etc)

$9.45 €8.15

$7.87 €6.79

20.08%

Cappuccino

$2.48 €2.14

$1.99 €1.72

24.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.58

$2.47 €2.13

21.05%

Water (0.33 liter bottle)

$2.46 €2.12

$1.35 €1.17

82.22%

Local Beer (0.5 liter draught)

$3.65 €3.15

$2.27 €1.96

60.79%

Imported Beer (0.33 liter bottle)

$4.57 €3.94

$2.28 €1.96

100.44%

Milk (1 liter)

$1.34 €1.16

$1.19 €1.03

12.61%

White Bread (500g)

$1.96 €1.69

$1.19 €1.02

64.71%

Rice (white) (1kg)

$2.77 €2.38

$1.89 €1.63

46.56%

Eggs

$3.81 €3.28

$3.53 €3.04

7.93%

Local Cheese (1kg)

$10.85 €9.36

$10.03 €8.64

8.18%

Chicken Fillets (1kg)

$9.92 €8.55

$11.48 €9.90

-13.59%

Beef Round Steak (1kg)

$12.50 €10.77

$13.68 €11.79

-8.63%

Apples (1kg)

$1.87 €1.61

$1.69 €1.46

10.65%

Banana (1kg)

$1.74 €1.50

$1.99 €1.71

-12.56%

Oranges (1kg)

$2.07 €1.78

$1.72 €1.49

20.35%

Tomato (1kg)

$3.08 €2.65

$2.00 €1.73

54.00%

Potato (1kg)

$1.39 €1.20

$1.64 €1.41

-15.24%

Onion (1kg)

$1.40 €1.21

$1.07 €0.92

30.84%

Lettuce (1 head)

$1.26 €1.08

$1.77 €1.52

-28.81%

Water (1.5 liter bottle)

$1.27 €1.10

$1.06 €0.92

19.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.13

$5.59 €4.82

6.44%

Wine (Bottle)

$8.33 €7.18

$6.86 €5.91

21.43%

Local Beer (0.5 liter bottle)

$1.77 €1.53

$1.78 €1.54

-0.56%

Imported Beer (0.33 liter bottle)

$2.19 €1.88

$2.62 €2.26

-16.41%

One-way Ticket (Public Transport)

$0.63 €0.55

$1.84 €1.59

-65.76%

Public Transport Monthly Pass (Regular Price)

$57.6 €49.67

$42.36 €36.51

36.02%

Taxi Start (Normal Tariff)

$2.35 €2.03

$3.08 €2.66

-23.70%

Taxi (Normal Tariff) (1km)

$1.01 €0.87

$1.32 €1.14

-23.48%

Taxi 1hour Waiting (Normal Tariff)

$10.13 €8.73

$9.08 €7.83

11.56%

Gasoline (1 liter)

$1.70 €1.47

$1.72 €1.48

-1.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €29.9K

$37.6K €32.4K

-7.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.0K

$26.1K €22.5K

2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €181

$188 €162

11.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.59 €16.89

$23.39 €20.16

-16.25%

Internet (50+ Mbps, Unlimited Data)

$32.17 €27.73

$32.65 €28.15

-1.47%

Gym Membership (Monthly)

$50.6 €43.59

$34.79 €29.99

45.36%

Tennis Court (1 Hour on Weekend)

$14.14 €12.19

$14.98 €12.91

-5.61%

Cinema Ticket

$8.95 €7.72

$6.24 €5.38

43.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €432

$241 €208

107.43%

International Primary School, 1 Child (Yearly)

$13.2K €11.4K

$1,415 €1,220

836.04%

Jeans (Levis 501 Or Similar)

$101 €87.4

$102 €88.2

-0.88%

Summer Dress (H&M, Zara, etc)

$39.88 €34.38

$34.79 €29.99

14.63%

Sport Shoes (Adidas, Nike)

$95.5 €82.3

$69.9 €60.3

36.58%

Men's Leather Business Shoes

$119 €103

$73.8 €63.6

61.95%

1-bedroom Apartment, City Center (Monthly)

$856 €738

$420 €362

104.09%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €573

$330 €285

101.18%

3-bedroom Apartment, City Center (Monthly)

$1,497 €1,290

$628 €541

138.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,085 €935

$487 €420

122.58%

Buy Apartment in City Center (m2)

$5,484 €4,727

$2,713 €2,339

102.13%

Buy Apartment Outside City Center (m2)

$3,562 €3,070

$2,250 €1,939

58.33%

Average Monthly Net Salary (After Tax)

$1,916 €1,652

$1,244 €1,072

54.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.47

-16.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: January 11, 2026

Last update for Karlovac: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Similar cities

Nosara

🇨🇷 Costa Rica

Athens

🇬🇷 Greece

Canggu, Bali

🇮🇩 Indonesia

Uluwatu, Bali

🇮🇩 Indonesia

Seminyak, Bali

🇮🇩 Indonesia

Krakow

🇵🇱 Poland

Seoul

🇰🇷 South Korea

Plzen

🇨🇿 Czech Republic