Cost of Living Comparison Between Zagreb and Karlovac Cost of Living Comparison Between Zagreb and Karlovac

😐 Solo nomad: Zagreb is 8.4% more expensive than Karlovac without rent, and 36.9% more expensive with rent.

😐 Family of 3: Zagreb is 5.7% more expensive than Karlovac without rent, and 40.6% more expensive with rent.

Meal at Budget Restaurant

$11.45 €9.91

$12.71 €11.01

-9.91%

Three-Course Dinner for Two, Mid-Range

$68.8 €59.6

$45.42 €39.33

51.41%

Fast Food Meal (McDonalds, etc)

$9.08 €7.86

$8.33 €7.22

9.00%

Cappuccino

$2.41 €2.09

$2.02 €1.75

19.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 €2.68

$2.49 €2.16

24.50%

Water (0.33 liter bottle)

$2.37 €2.05

$1.41 €1.22

68.09%

Local Beer (0.5 liter draught)

$3.75 €3.25

$2.29 €1.98

63.76%

Imported Beer (0.33 liter bottle)

$4.66 €4.03

$2.25 €1.95

107.11%

Milk (1 liter)

$1.28 €1.11

$1.14 €0.99

12.28%

White Bread (500g)

$1.95 €1.69

$1.19 €1.03

63.87%

Rice (white) (1kg)

$2.73 €2.36

$1.83 €1.59

49.18%

Eggs

$3.74 €3.24

$3.41 €2.95

9.68%

Local Cheese (1kg)

$11.09 €9.60

$10.11 €8.76

9.69%

Chicken Fillets (1kg)

$9.54 €8.27

$11.38 €9.86

-16.17%

Beef Round Steak (1kg)

$12.90 €11.17

$13.99 €12.12

-7.79%

Apples (1kg)

$1.86 €1.61

$1.72 €1.49

8.14%

Banana (1kg)

$1.68 €1.45

$1.97 €1.71

-14.72%

Oranges (1kg)

$2.06 €1.78

$1.73 €1.50

19.08%

Tomato (1kg)

$2.93 €2.54

$2.04 €1.77

43.63%

Potato (1kg)

$1.40 €1.21

$1.63 €1.41

-14.11%

Onion (1kg)

$1.40 €1.21

$1.05 €0.91

33.33%

Lettuce (1 head)

$1.28 €1.11

$1.79 €1.55

-28.49%

Water (1.5 liter bottle)

$1.28 €1.11

$1.07 €0.93

19.63%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €4.95

$5.57 €4.82

2.69%

Wine (Bottle)

$8.41 €7.28

$6.89 €5.97

22.06%

Local Beer (0.5 liter bottle)

$1.79 €1.55

$1.78 €1.55

0.56%

Imported Beer (0.33 liter bottle)

$2.20 €1.90

$2.65 €2.29

-16.98%

One-way Ticket (Public Transport)

$0.58 €0.50

$1.75 €1.52

-66.86%

Public Transport Monthly Pass (Regular Price)

$58.5 €50.6

$42.68 €36.96

37.00%

Taxi Start (Normal Tariff)

$2.26 €1.96

$3.02 €2.61

-25.17%

Taxi (Normal Tariff) (1km)

$1.01 €0.87

$1.33 €1.15

-24.06%

Taxi 1hour Waiting (Normal Tariff)

$10.45 €9.05

$8.93 €7.74

17.02%

Gasoline (1 liter)

$1.79 €1.55

$1.76 €1.52

1.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.5K

$37.4K €32.4K

-8.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €22.7K

$26.1K €22.6K

0.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €181

$187 €162

11.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.05 €17.36

$23.53 €20.38

-14.79%

Internet (50+ Mbps, Unlimited Data)

$32.92 €28.51

$33.29 €28.83

-1.11%

Gym Membership (Monthly)

$48.81 €42.27

$34.81 €30.15

40.22%

Tennis Court (1 Hour on Weekend)

$14.03 €12.15

$14.53 €12.58

-3.44%

Cinema Ticket

$8.69 €7.52

$6.46 €5.59

34.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 €437

$242 €210

108.45%

International Primary School, 1 Child (Yearly)

$13.3K €11.5K

$1,379 €1,194

861.27%

Jeans (Levis 501 Or Similar)

$101 €87.1

$105 €90.7

-3.98%

Summer Dress (H&M, Zara, etc)

$39.42 €34.14

$34.68 €30.03

13.67%

Sport Shoes (Adidas, Nike)

$97.4 €84.4

$69.7 €60.4

39.72%

Men's Leather Business Shoes

$118 €102

$76.2 €66.0

55.00%

1-bedroom Apartment, City Center (Monthly)

$866 €750

$430 €372

101.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 €576

$334 €289

99.27%

3-bedroom Apartment, City Center (Monthly)

$1,521 €1,317

$639 €553

138.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,064 €922

$473 €409

125.16%

Buy Apartment in City Center (m2)

$5,501 €4,764

$2,966 €2,569

85.43%

Buy Apartment Outside City Center (m2)

$3,521 €3,049

$2,490 €2,156

41.42%

Average Monthly Net Salary (After Tax)

$1,978 €1,713

$1,460 €1,265

35.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.47

-16.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: March 2, 2026

Last update for Karlovac: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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