Cost of Living Comparison Between Zagreb and Karlovac Cost of Living Comparison Between Zagreb and Karlovac

😐 Solo nomad: Zagreb is 30% more expensive than Karlovac without rent, and 34% more expensive with rent.

😐 Family of 3: Zagreb is 10.8% more expensive than Karlovac without rent, and 40.2% more expensive with rent.

Meal at Budget Restaurant

$11.36 €9.81

$12.53 €10.82

-9.34%

Three-Course Dinner for Two, Mid-Range

$70.1 €60.5

$46.33 €40

51.33%

Fast Food Meal (McDonalds, etc)

$9.15 €7.9

$7.89 €6.82

15.97%

Cappuccino

$2.52 €2.18

$1.94 €1.67

29.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.67

$2.49 €2.15

24.10%

Water (0.33 liter bottle)

$2.37 €2.04

$1.41 €1.21

68.09%

Local Beer (0.5 liter draught)

$3.78 €3.26

$2.24 €1.94

68.75%

Imported Beer (0.33 liter bottle)

$4.57 €3.95

$2.29 €1.98

99.56%

Milk (1 liter)

$1.33 €1.15

$1.14 €0.98

16.67%

White Bread (500g)

$1.88 €1.63

$1.18 €1.01

59.32%

Rice (white) (1kg)

$2.64 €2.28

$1.87 €1.62

41.18%

Eggs

$3.61 €3.12

$3.5 €3.03

3.14%

Local Cheese (1kg)

$10.86 €9.38

$9.95 €8.59

9.15%

Chicken Fillets (1kg)

$9.88 €8.53

$11.49 €9.92

-14.01%

Beef Round Steak (1kg)

$12.59 €10.87

$13.74 €11.86

-8.37%

Apples (1kg)

$1.89 €1.63

$1.71 €1.48

10.53%

Banana (1kg)

$1.73 €1.49

$1.98 €1.71

-12.63%

Oranges (1kg)

$2.03 €1.76

$1.78 €1.54

14.04%

Tomato (1kg)

$3.11 €2.68

$2.07 €1.78

50.24%

Potato (1kg)

$1.38 €1.19

$1.63 €1.41

-15.34%

Onion (1kg)

$1.46 €1.26

$1.07 €0.92

36.45%

Lettuce (1 head)

$1.27 €1.1

$1.72 €1.49

-26.16%

Water (1.5 liter bottle)

$1.33 €1.14

$1.05 €0.91

26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €5.01

$5.45 €4.7

6.61%

Wine (Bottle)

$8.04 €6.94

$6.55 €5.65

22.75%

Local Beer (0.5 liter bottle)

$1.83 €1.58

$1.76 €1.52

3.98%

Imported Beer (0.33 liter bottle)

$2.29 €1.98

$2.54 €2.19

-9.84%

One-way Ticket (Public Transport)

$0.58 €0.5

$1.77 €1.53

-67.23%

Public Transport Monthly Pass (Regular Price)

$57.8 €49.86

$42.72 €36.88

35.18%

Taxi Start (Normal Tariff)

$2.27 €1.96

$3.14 €2.71

-27.71%

Taxi (Normal Tariff) (1km)

$1.06 €0.91

$1.32 €1.14

-19.70%

Taxi 1hour Waiting (Normal Tariff)

$10.1 €8.72

$8.96 €7.74

12.72%

Gasoline (1 liter)

$1.71 €1.47

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €29.7K

$36.5K €31.5K

-5.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K €22.4K

$26.1K €22.5K

-0.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €178

$187 €161

10.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.07 €17.33

$23.32 €20.14

-13.94%

Internet (50+ Mbps, Unlimited Data)

$33.01 €28.5

$32.16 €27.77

2.64%

Gym Membership (Monthly)

$48.98 €42.29

$35.02 €30.23

39.86%

Tennis Court (1 Hour on Weekend)

$13.95 €12.04

$14.97 €12.93

-6.81%

Cinema Ticket

$8.95 €7.72

$6.51 €5.62

37.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$513 €443

$241 €208

113.33%

International Primary School, 1 Child (Yearly)

$13.4K €11.5K

$1,390 €1,200

861.82%

Jeans (Levis 501 Or Similar)

$99.1 €85.6

$103 €89.1

-3.98%

Summer Dress (H&M, Zara, etc)

$39.21 €33.86

$35.13 €30.34

11.61%

Sport Shoes (Adidas, Nike)

$98.6 €85.1

$70.8 €61.1

39.21%

Men's Leather Business Shoes

$116 €99.9

$76 €65.6

52.24%

1-bedroom Apartment, City Center (Monthly)

$867 €748

$421 €364

105.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €579

$330 €285

103.50%

3-bedroom Apartment, City Center (Monthly)

$1,484 €1,281

$643 €555

130.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,048 €905

$476 €411

120.21%

Buy Apartment in City Center (m2)

$5,613 €4,846

$2,779 €2,399

101.97%

Buy Apartment Outside City Center (m2)

$3,596 €3,105

$2,294 €1,981

56.75%

Average Monthly Net Salary (After Tax)

$1,902 €1,642

$1,250 €1,079

52.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.47

-16.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 28, 2025

Last update for Karlovac: October 26, 2025

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