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Cost of Living Comparison Between Zagreb and Hvar Cost of Living Comparison Between Zagreb and Hvar

😐 Solo nomad: Zagreb is 1.1% more expensive than Hvar without rent, and 11% more expensive with rent.
🙂 Family of 3: Zagreb is 0.1% cheaper than Hvar without rent, and 5.9% more expensive with rent.
Currency
🍽 Eating Out
Zagreb
Hvar
Difference
Meal at Budget Restaurant
$11.77 €10.13
$13.23 €11.4
-11.04%
Three-Course Dinner for Two, Mid-Range
$70.5 €60.7
$71.1 €61.3
-0.94%
Fast Food Meal (McDonalds, etc)
$9.44 €8.13
$9.33 €8.04
1.18%
Cappuccino
$2.51 €2.16
$2.51 €2.16
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 €2.59
$3.25 €2.8
-7.38%
Water (0.33 liter bottle)
$2.34 €2.02
$2.25 €1.94
4.00%
Local Beer (0.5 liter draught)
$3.75 €3.23
$3.55 €3.05
5.63%
Imported Beer (0.33 liter bottle)
$4.67 €4.02
$4.3 €3.7
8.60%
🛒 Groceries & Markets
Zagreb
Hvar
Difference
Milk (1 liter)
$1.29 €1.11
$1.23 €1.06
4.88%
White Bread (500g)
$1.89 €1.62
$1.61 €1.38
17.39%
Rice (white) (1kg)
$2.75 €2.36
$2.99 €2.57
-8.03%
Eggs
$3.61 €3.11
$3.75 €3.23
-3.73%
Local Cheese (1kg)
$11.15 €9.6
$10.49 €9.04
6.29%
Chicken Fillets (1kg)
$9.89 €8.51
$9.48 €8.17
4.32%
Beef Round Steak (1kg)
$12.49 €10.76
$11.76 €10.13
6.21%
Apples (1kg)
$1.86 €1.6
$1.64 €1.42
13.41%
Banana (1kg)
$1.71 €1.47
$1.68 €1.44
1.79%
Oranges (1kg)
$2.03 €1.75
$1.96 €1.68
3.57%
Tomato (1kg)
$3.09 €2.66
$2.47 €2.13
25.10%
Potato (1kg)
$1.43 €1.23
$1.29 €1.11
10.85%
Onion (1kg)
$1.4 €1.2
$1.26 €1.09
11.11%
Lettuce (1 head)
$1.3 €1.12
$1.25 €1.08
4.00%
Water (1.5 liter bottle)
$1.32 €1.13
$1.22 €1.05
8.20%
Cigarettes 20 Pack (Marlboro, Camel)
$5.75 €4.95
$5.55 €4.78
3.60%
Wine (Bottle)
$7.99 €6.88
$6.91 €5.95
15.63%
Local Beer (0.5 liter bottle)
$1.85 €1.6
$1.51 €1.3
22.52%
Imported Beer (0.33 liter bottle)
$2.2 €1.9
$2.08 €1.79
5.77%
🚌 Getting Around
Zagreb
Hvar
Difference
One-way Ticket (Public Transport)
$0.64 €0.55
$1.76 €1.52
-63.64%
Public Transport Monthly Pass (Regular Price)
$58.8 €50.7
$43.51 €37.47
35.21%
Taxi Start (Normal Tariff)
$2.36 €2.04
$2.99 €2.58
-21.07%
Taxi (Normal Tariff) (1km)
$1.06 €0.92
$1.06 €0.91
-
Taxi 1hour Waiting (Normal Tariff)
$10.27 €8.84
$9.03 €7.77
13.73%
Gasoline (1 liter)
$1.73 €1.49
$1.79 €1.54
-3.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K €29.4K
$38.3K €33K
-10.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K €23.2K
$26.4K €22.7K
1.82%
🧾 Monthly Utilities & Internet
Zagreb
Hvar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$208 €179
$186 €160
12.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.15 €17.36
$23.04 €19.85
-12.54%
Internet (50+ Mbps, Unlimited Data)
$32.01 €27.57
$31.95 €27.52
0.19%
🎉 Sport & Entertainment
Zagreb
Hvar
Difference
Gym Membership (Monthly)
$49.85 €42.94
$51.5 €44.35
-3.19%
Tennis Court (1 Hour on Weekend)
$14.03 €12.09
$14.74 €12.7
-4.82%
Cinema Ticket
$9.05 €7.8
$9.32 €8.02
-2.90%
🧸 Childcare & Education
Zagreb
Hvar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 €432
$238 €205
110.71%
International Primary School, 1 Child (Yearly)
$13.1K €11.3K
$8,029 €6,915
62.85%
👕👟 Clothing & Footwear
Zagreb
Hvar
Difference
Jeans (Levis 501 Or Similar)
$99.9 €86
$92.5 €79.7
7.93%
Summer Dress (H&M, Zara, etc)
$40.06 €34.51
$39.19 €33.75
2.22%
Sport Shoes (Adidas, Nike)
$98.5 €84.9
$103 €88.6
-4.22%
Men's Leather Business Shoes
$119 €103
$106 €91.2
12.59%
🏠 Accommodation & Living
Zagreb
Hvar
Difference
1-bedroom Apartment, City Center (Monthly)
$881 €758
$701 €603
25.67%
1-bedroom Apartment, Outside City Center (Monthly)
$669 €576
$543 €467
23.23%
3-bedroom Apartment, City Center (Monthly)
$1,504 €1,295
$1,109 €955
35.59%
3-bedroom Apartment, Outside City Center (Monthly)
$1,077 €927
$840 €723
28.23%
Buy Apartment in City Center (m2)
$5,848 €5,037
$4,111 €3,541
42.27%
Buy Apartment Outside City Center (m2)
$3,594 €3,095
$3,286 €2,831
9.35%
💵 Salaries & Financials
Zagreb
Hvar
Difference
Average Monthly Net Salary (After Tax)
$1,938 €1,670
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
4.35
-14.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: December 1, 2025

Last update for Hvar: December 2, 2025

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