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Cost of Living Comparison Between Zagreb and Hvar Cost of Living Comparison Between Zagreb and Hvar

😐 Solo nomad: Zagreb is 0.9% more expensive than Hvar without rent, and 14.2% more expensive with rent.
🙂 Family of 3: Zagreb is 0.7% cheaper than Hvar without rent, and 8.1% more expensive with rent.
Currency
🍽 Eating Out
Zagreb
Hvar
Difference
Meal at Budget Restaurant
$11.69 €10.08
$13.38 €11.54
-12.63%
Three-Course Dinner for Two, Mid-Range
$68.4 €58.9
$71.5 €61.7
-4.38%
Fast Food Meal (McDonalds, etc)
$9.45 €8.15
$9.51 €8.20
-0.63%
Cappuccino
$2.48 €2.14
$2.45 €2.11
1.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 €2.58
$3.17 €2.73
-5.68%
Water (0.33 liter bottle)
$2.46 €2.12
$2.35 €2.03
4.68%
Local Beer (0.5 liter draught)
$3.65 €3.15
$3.65 €3.15
-
Imported Beer (0.33 liter bottle)
$4.57 €3.94
$4.14 €3.57
10.39%
🛒 Groceries & Markets
Zagreb
Hvar
Difference
Milk (1 liter)
$1.34 €1.16
$1.18 €1.02
13.56%
White Bread (500g)
$1.96 €1.69
$1.54 €1.33
27.27%
Rice (white) (1kg)
$2.77 €2.38
$3.11 €2.68
-10.93%
Eggs
$3.81 €3.28
$3.70 €3.19
2.97%
Local Cheese (1kg)
$10.85 €9.36
$10.90 €9.40
-0.46%
Chicken Fillets (1kg)
$9.92 €8.55
$9.55 €8.24
3.87%
Beef Round Steak (1kg)
$12.50 €10.77
$11.96 €10.31
4.52%
Apples (1kg)
$1.87 €1.61
$1.67 €1.44
11.98%
Banana (1kg)
$1.74 €1.50
$1.66 €1.43
4.82%
Oranges (1kg)
$2.07 €1.78
$1.99 €1.72
4.02%
Tomato (1kg)
$3.08 €2.65
$2.48 €2.14
24.19%
Potato (1kg)
$1.39 €1.20
$1.33 €1.15
4.51%
Onion (1kg)
$1.40 €1.21
$1.30 €1.12
7.69%
Lettuce (1 head)
$1.26 €1.08
$1.27 €1.09
-0.79%
Water (1.5 liter bottle)
$1.27 €1.10
$1.21 €1.05
4.96%
Cigarettes 20 Pack (Marlboro, Camel)
$5.95 €5.13
$5.84 €5.04
1.88%
Wine (Bottle)
$8.33 €7.18
$6.92 €5.96
20.38%
Local Beer (0.5 liter bottle)
$1.77 €1.53
$1.49 €1.29
18.79%
Imported Beer (0.33 liter bottle)
$2.19 €1.88
$1.96 €1.69
11.73%
🚌 Getting Around
Zagreb
Hvar
Difference
One-way Ticket (Public Transport)
$0.63 €0.55
$1.75 €1.51
-64.00%
Public Transport Monthly Pass (Regular Price)
$57.6 €49.67
$42.42 €36.56
35.83%
Taxi Start (Normal Tariff)
$2.35 €2.03
$3.09 €2.66
-23.95%
Taxi (Normal Tariff) (1km)
$1.01 €0.87
$1.10 €0.95
-8.18%
Taxi 1hour Waiting (Normal Tariff)
$10.13 €8.73
$9.03 €7.78
12.18%
Gasoline (1 liter)
$1.70 €1.47
$1.72 €1.48
-1.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K €29.9K
$38.3K €33.0K
-9.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K €23.0K
$26.2K €22.6K
1.86%
🧾 Monthly Utilities & Internet
Zagreb
Hvar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 €181
$188 €162
11.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.59 €16.89
$22.51 €19.40
-12.97%
Internet (50+ Mbps, Unlimited Data)
$32.17 €27.73
$31.38 €27.05
2.52%
🎉 Sport & Entertainment
Zagreb
Hvar
Difference
Gym Membership (Monthly)
$50.6 €43.59
$50.5 €43.51
0.18%
Tennis Court (1 Hour on Weekend)
$14.14 €12.19
$14.95 €12.89
-5.42%
Cinema Ticket
$8.95 €7.72
$9.07 €7.82
-1.32%
🧸 Childcare & Education
Zagreb
Hvar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 €432
$245 €211
104.75%
International Primary School, 1 Child (Yearly)
$13.2K €11.4K
$8,237 €7,101
60.78%
👕👟 Clothing & Footwear
Zagreb
Hvar
Difference
Jeans (Levis 501 Or Similar)
$101 €87.4
$91.7 €79.0
10.63%
Summer Dress (H&M, Zara, etc)
$39.88 €34.38
$38.00 €32.76
4.95%
Sport Shoes (Adidas, Nike)
$95.5 €82.3
$105 €90.6
-9.11%
Men's Leather Business Shoes
$119 €103
$107 €91.9
12.11%
🏠 Accommodation & Living
Zagreb
Hvar
Difference
1-bedroom Apartment, City Center (Monthly)
$856 €738
$697 €601
22.79%
1-bedroom Apartment, Outside City Center (Monthly)
$665 €573
$528 €455
25.84%
3-bedroom Apartment, City Center (Monthly)
$1,497 €1,290
$1,108 €955
35.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,085 €935
$819 €706
32.37%
Buy Apartment in City Center (m2)
$5,484 €4,727
$4,034 €3,477
35.95%
Buy Apartment Outside City Center (m2)
$3,562 €3,070
$3,223 €2,778
10.51%
💵 Salaries & Financials
Zagreb
Hvar
Difference
Average Monthly Net Salary (After Tax)
$1,916 €1,652
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
4.35
-14.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: January 11, 2026

Last update for Hvar: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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