Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Gospic

For one person, living is cheaper in Gospic: $1,512 a month against $1,770 in Zagreb, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Zagreb
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Zagreb Living Index
73

Cost of Living Index in Gospic
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Gospic Living Index

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Zagreb

🇭🇷 Croatia

$1,770

/mo nomad

Gospic

🇭🇷 Croatia

$1,512

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Gospic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Gospic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,770 in Zagreb versus $1,512 in Gospic.

Zagreb $1,770
Gospic $1,512

Estimated couple costs with rent: $2,625 in Zagreb versus $2,306 in Gospic.

Zagreb $2,625
Gospic $2,306

Monthly costs for a family of three with rent: $3,481 in Zagreb versus $3,100 in Gospic.

Zagreb $3,481
Gospic $3,100

Living in Zagreb is roughly 17% more expensive than in Gospic, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zagreb 31% above, Gospic 12% above.

Meal at Budget Restaurant

$12.30 €10.94

$12.28 €10.92

0.16%

Three-Course Dinner for Two, Mid-Range

$62.9 €55.9

$62.4 €55.5

0.80%

Fast Food Meal (McDonalds, etc)

$7.93 €7.05

$8.85 €7.87

-10.40%

Cappuccino

$2.55 €2.27

$2.41 €2.14

5.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.68

$2.98 €2.65

1.01%

Water (0.33 liter bottle)

$2.65 €2.36

$2.28 €2.03

16.23%

Local Beer (0.5 liter draught)

$3.28 €2.92

$3.41 €3.03

-3.81%

Imported Beer (0.33 liter bottle)

$4.60 €4.09

$4.57 €4.06

0.66%

Milk (1 liter)

$1.26 €1.12

$1.19 €1.06

5.88%

White Bread (500g)

$1.56 €1.39

$1.55 €1.38

0.65%

Rice (white) (1kg)

$2.83 €2.52

$2.82 €2.51

0.35%

Eggs

$3.89 €3.46

$3.94 €3.51

-1.27%

Local Cheese (1kg)

$14.96 €13.31

$11.60 €10.32

28.97%

Chicken Fillets (1kg)

$11.93 €10.61

$9.49 €8.44

25.71%

Beef Round Steak (1kg)

$18.22 €16.21

$12.33 €10.97

47.77%

Apples (1kg)

$2.31 €2.06

$1.92 €1.71

20.31%

Banana (1kg)

$1.77 €1.57

$1.66 €1.47

6.63%

Oranges (1kg)

$2.18 €1.94

$1.83 €1.62

19.13%

Tomato (1kg)

$2.58 €2.29

$2.52 €2.24

2.38%

Potato (1kg)

$1.45 €1.29

$1.34 €1.19

8.21%

Onion (1kg)

$1.24 €1.10

$1.15 €1.03

7.83%

Lettuce (1 head)

$1.21 €1.07

$1.20 €1.07

0.83%

Water (1.5 liter bottle)

$1.30 €1.16

$1.21 €1.07

7.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 €5.19

$5.72 €5.08

2.10%

Wine (Bottle)

$11.12 €9.90

$7.97 €7.09

39.52%

Local Beer (0.5 liter bottle)

$1.65 €1.47

$1.66 €1.48

-0.60%

Imported Beer (0.33 liter bottle)

$2.54 €2.26

$2.17 €1.93

17.05%

One-way Ticket (Public Transport)

$0.60 €0.54

$1.69 €1.50

-64.50%

Public Transport Monthly Pass (Regular Price)

$54.6 €48.59

$45.24 €40.24

20.76%

Taxi Start (Normal Tariff)

$2.26 €2.01

$3.39 €3.01

-33.33%

Taxi (Normal Tariff) (1km)

$1.41 €1.26

$1.43 €1.27

-1.40%

Taxi 1hour Waiting (Normal Tariff)

$11.94 €10.62

$13.31 €11.84

-10.29%

Gasoline (1 liter)

$1.91 €1.70

$1.89 €1.68

1.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.8K

$26.7K €23.7K

4.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.9K

$25.1K €22.3K

2.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$177 €157

23.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.95 €19.53

$23.56 €20.96

-6.83%

Internet (50+ Mbps, Unlimited Data)

$37.99 €33.79

$39.15 €34.82

-2.96%

Gym Membership (Monthly)

$51.5 €45.80

$52.7 €46.85

-2.24%

Tennis Court (1 Hour on Weekend)

$18.75 €16.68

$15.57 €13.85

20.42%

Cinema Ticket

$10.52 €9.36

$8.77 €7.80

19.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 €439

$425 €378

16.11%

International Primary School, 1 Child (Yearly)

$10.0K €8,914

$6,748 €6,002

48.51%

Jeans (Levis 501 Or Similar)

$109 €96.6

$99.2 €88.2

9.58%

Summer Dress (H&M, Zara, etc)

$42.62 €37.91

$39.26 €34.92

8.56%

Sport Shoes (Adidas, Nike)

$96.4 €85.7

$98.6 €87.7

-2.31%

Men's Leather Business Shoes

$110 €97.6

$97.4 €86.7

12.62%

1-bedroom Apartment, City Center (Monthly)

$858 €763

$669 €595

28.25%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €596

$522 €464

28.56%

3-bedroom Apartment, City Center (Monthly)

$1,425 €1,267

$1,196 €1,064

19.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,065 €947

$887 €789

20.10%

Buy Apartment in City Center (m2)

$5,259 €4,678

$4,123 €3,667

27.56%

Buy Apartment Outside City Center (m2)

$3,676 €3,270

$2,844 €2,530

29.25%

Average Monthly Net Salary (After Tax)

$1,997 €1,776

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.56

-7.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 17, 2026

Last update for Gospic: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$671 37.9%

Gospic

$522 34.5% 22.2% $149

Groceries & Markets

Zagreb

$321 18.1%

Gospic

$267 17.7% 16.7% $54

Monthly Utilities & Internet

Zagreb

$277 15.7%

Gospic

$239 15.8% 13.7% $38

Eating Out

Zagreb

$201 11.4%

Gospic

$201 13.3% 0% $0.1

Clothing & Footwear

Zagreb

$161 9.1%

Gospic

$151 10% 6.4% $10

Sport & Entertainment

Zagreb

$73 4.1%

Gospic

$70 4.6% 3.2% $2.3

Getting Around

Zagreb

$66 3.8%

Gospic

$63 4.1% 5.8% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $858 in Zagreb and $669 in Gospic. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Zagreb vs $62.0 in Gospic for a mid-range dinner for two. Groceries echo the gap at $321 vs $267 per month, with Gospic cheaper across the board.

Good to know

🇭🇷 Zagreb

🇭🇷 Gospic

🕒 Local time

03:12 3:12 AM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

11,502

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Gospic: Cost of Living - Frequently Asked Questions

Gospic is cheaper overall, especially in groceries, eating out, and clothing. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,654 in Zagreb and $2,269 in Gospic to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $858 in Zagreb versus $669 in Gospic. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Gospic – a meal for two runs $62.0 versus $63.0 in Zagreb. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,512 in Gospic versus $1,770 in Zagreb, a $1,500 budget is realistic in Gospic but tight or insufficient in Zagreb. The gap between the two cities makes Gospic the clear choice for anyone on this budget.

For families, Gospic is more practical. Housing and childcare are both notably cheaper than in Zagreb, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zagreb and Gospic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gospic gentler on the wallet – expenses run 17% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.