Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Daruvar

For one person, living is cheaper in Daruvar: $1,538 a month against $1,772 in Zagreb, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
74

Cost of Living Index in Daruvar
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Daruvar Living Index

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Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Daruvar

🇭🇷 Croatia

$1,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Daruvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Daruvar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,538 in Daruvar.

Zagreb $1,772
Daruvar $1,538

Estimated couple costs with rent: $2,619 in Zagreb versus $2,308 in Daruvar.

Zagreb $2,619
Daruvar $2,308

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $3,079 in Daruvar.

Zagreb $3,467
Daruvar $3,079

Living in Zagreb is roughly 15% more expensive than in Daruvar, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Zagreb 30% above, Daruvar 13% above.

Meal at Budget Restaurant

$12.33 €11.08

$11.62 €10.44

6.11%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$56.8 €51.0

12.67%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$9.07 €8.14

-11.69%

Cappuccino

$2.50 €2.25

$2.68 €2.41

-6.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$3.27 €2.94

-5.50%

Water (0.33 liter bottle)

$2.62 €2.35

$2.81 €2.53

-6.76%

Local Beer (0.5 liter draught)

$3.42 €3.07

$5.55 €4.98

-38.38%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$5.49 €4.93

-17.85%

Milk (1 liter)

$1.27 €1.14

$1.14 €1.02

11.40%

White Bread (500g)

$1.60 €1.43

$1.48 €1.33

8.11%

Rice (white) (1kg)

$2.68 €2.41

$2.81 €2.52

-4.63%

Eggs

$3.95 €3.54

$3.56 €3.20

10.96%

Local Cheese (1kg)

$14.58 €13.10

$11.75 €10.56

24.09%

Chicken Fillets (1kg)

$11.47 €10.30

$8.34 €7.49

37.53%

Beef Round Steak (1kg)

$17.35 €15.58

$11.54 €10.36

50.35%

Apples (1kg)

$2.31 €2.07

$1.72 €1.54

34.30%

Banana (1kg)

$1.65 €1.48

$1.63 €1.47

1.23%

Oranges (1kg)

$2.19 €1.96

$1.89 €1.70

15.87%

Tomato (1kg)

$2.56 €2.30

$2.67 €2.40

-4.12%

Potato (1kg)

$1.36 €1.22

$1.27 €1.14

7.09%

Onion (1kg)

$1.20 €1.08

Lettuce (1 head)

$1.19 €1.07

Water (1.5 liter bottle)

$1.29 €1.16

$1.13 €1.01

14.16%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.73 €5.15

6.11%

Wine (Bottle)

$11.07 €9.94

$7.92 €7.11

39.77%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.55 €1.40

9.03%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$2.01 €1.80

22.39%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.86 €1.67

-69.35%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$43.33 €38.93

22.87%

Taxi Start (Normal Tariff)

$2.18 €1.96

$2.27 €2.04

-3.96%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$1.09 €0.98

32.11%

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$14.77 €13.27

-16.11%

Gasoline (1 liter)

$1.90 €1.70

$1.86 €1.67

2.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$28.1K €25.2K

-0.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$24.6K €22.1K

5.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$195 €175

10.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$21.43 €19.25

4.25%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$43.87 €39.41

-11.72%

Gym Membership (Monthly)

$48.65 €43.70

$44.57 €40.04

9.15%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$17.19 €15.44

10.24%

Cinema Ticket

$10.41 €9.35

$9.88 €8.88

5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$409 €367

22.05%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$4,156 €3,734

133.85%

Jeans (Levis 501 Or Similar)

$109 €97.6

$103 €92.3

5.72%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$39.31 €35.32

7.43%

Sport Shoes (Adidas, Nike)

$102 €91.9

$100 €90.1

1.95%

Men's Leather Business Shoes

$111 €99.3

$110 €98.9

0.37%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$681 €611

30.54%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$527 €473

29.71%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$1,206 €1,083

21.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$883 €794

20.70%

Buy Apartment in City Center (m2)

$5,275 €4,739

$3,980 €3,575

32.55%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$2,839 €2,550

29.26%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

$1,347 €1,210

46.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.67

-10.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Daruvar: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Daruvar

$527 34.2% 22.9% $156

Groceries & Markets

Zagreb

$314 17.7%

Daruvar

$255 16.6% 18.8% $59

Monthly Utilities & Internet

Zagreb

$276 15.6%

Daruvar

$260 16.9% 5.8% $16

Eating Out

Zagreb

$202 11.4%

Daruvar

$215 14% 6.8% $14

Clothing & Footwear

Zagreb

$164 9.2%

Daruvar

$159 10.3% 3.1% $5

Sport & Entertainment

Zagreb

$69 3.9%

Daruvar

$64 4.2% 7.4% $5.1

Getting Around

Zagreb

$65 3.7%

Daruvar

$59 3.8% 9.8% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $681 in Daruvar. Housing cost is often the main lever when comparing two cities.

Zagreb pays 47% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Zagreb vs $57 in Daruvar for a mid-range dinner for two. Groceries echo the gap at $314 vs $255 per month, with Daruvar cheaper across the board.

Good to know

🇭🇷 Zagreb

🇭🇷 Daruvar

🕒 Local time

23:04 11:04 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

8,500

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Daruvar: Cost of Living - Frequently Asked Questions

Daruvar is about 13% cheaper overall, especially in groceries, transport, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Zagreb, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $888 in Zagreb versus $681 in Daruvar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Daruvar – a meal for two runs $57 versus $64 in Zagreb. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,500. Daruvar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zagreb and Daruvar are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Daruvar gentler on the wallet – expenses run 13% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.