Last update: Oct 2026

Cost of Living Comparison Between Zagorje ob Savi and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,819 in Zagorje ob Savi, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Zagorje ob Savi
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Zagorje ob Savi Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Zagorje ob Savi

🇸🇮 Slovenia

$1,819

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagorje ob Savi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagorje ob Savi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,819 in Zagorje ob Savi versus $915 in Cebu.

Zagorje ob Savi $1,819
Cebu $915

Estimated couple costs with rent: $2,568 in Zagorje ob Savi versus $1,418 in Cebu.

Zagorje ob Savi $2,568
Cebu $1,418

Monthly costs for a family of three with rent: $3,317 in Zagorje ob Savi versus $1,921 in Cebu.

Zagorje ob Savi $3,317
Cebu $1,921

Living in Zagorje ob Savi is roughly 99% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zagorje ob Savi is 34% above, Cebu is 33% below.

Meal at Budget Restaurant

$11.32 €10.07

$3.05 ₱192

271.15%

Three-Course Dinner for Two, Mid-Range

$56.0 €49.83

$24.00 ₱1,511

133.42%

Fast Food Meal (McDonalds, etc)

$8.79 €7.82

$3.99 ₱251

120.30%

Cappuccino

$2.93 €2.61

$2.50 ₱157

17.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 €3.07

$1.54 ₱97.1

124.03%

Water (0.33 liter bottle)

$2.26 €2.01

$0.50 ₱31.37

352.00%

Local Beer (0.5 liter draught)

$3.57 €3.18

$1.78 ₱112

100.56%

Imported Beer (0.33 liter bottle)

$4.40 €3.91

$2.17 ₱136

102.76%

Milk (1 liter)

$1.25 €1.12

$2.00 ₱126

-37.50%

White Bread (500g)

$1.94 €1.73

$1.37 ₱86.2

41.61%

Rice (white) (1kg)

$2.87 €2.55

$1.03 ₱64.9

178.64%

Eggs

$3.94 €3.50

$2.03 ₱128

94.09%

Local Cheese (1kg)

$17.75 €15.79

$10.20 ₱642

74.02%

Chicken Fillets (1kg)

$9.76 €8.68

$4.45 ₱280

119.33%

Beef Round Steak (1kg)

$14.27 €12.70

$7.67 ₱483

86.05%

Apples (1kg)

$2.35 €2.09

$3.31 ₱208

-29.00%

Banana (1kg)

$1.89 €1.68

$1.46 ₱91.8

29.45%

Oranges (1kg)

$2.34 €2.08

$2.32 ₱146

0.86%

Tomato (1kg)

$3.70 €3.29

$1.49 ₱94.0

148.32%

Potato (1kg)

$1.72 €1.53

$2.34 ₱147

-26.50%

Onion (1kg)

$1.91 €1.70

$1.94 ₱122

-1.55%

Lettuce (1 head)

$1.66 €1.48

$1.16 ₱73.0

43.10%

Water (1.5 liter bottle)

$1.12 €1.00

$0.68 ₱42.89

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.22

$2.99 ₱188

96.32%

Wine (Bottle)

$8.01 €7.13

$6.24 ₱393

28.37%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.23 ₱77.3

11.38%

Imported Beer (0.33 liter bottle)

$2.51 €2.23

$1.73 ₱109

45.09%

One-way Ticket (Public Transport)

$1.32 €1.17

$0.23 ₱14.36

473.91%

Public Transport Monthly Pass (Regular Price)

$34.73 €30.89

$12.34 ₱777

181.44%

Taxi Start (Normal Tariff)

$1.70 €1.52

$0.79 ₱49.96

115.19%

Taxi (Normal Tariff) (1km)

$1.33 €1.18

$0.22 ₱13.86

504.55%

Taxi 1hour Waiting (Normal Tariff)

$27.62 €24.57

$4.54 ₱286

508.37%

Gasoline (1 liter)

$1.73 €1.54

$1.32 ₱82.9

31.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €25.7K

$21.0K ₱1.3M

37.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €21.9K

$19.4K ₱1.2M

26.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 €257

$119 ₱7,464

143.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.02 €21.37

$14.22 ₱896

68.92%

Internet (50+ Mbps, Unlimited Data)

$38.27 €34.04

$27.47 ₱1,730

39.32%

Gym Membership (Monthly)

$49.85 €44.34

$32.31 ₱2,034

54.29%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$8.00 €7.12

$5.40 ₱340

48.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$495 €441

$276 ₱17.4K

79.49%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$7,866 ₱495.3K

43.45%

Jeans (Levis 501 Or Similar)

$116 €103

$49.37 ₱3,108

134.19%

Summer Dress (H&M, Zara, etc)

$37.03 €32.94

$24.58 ₱1,548

50.65%

Sport Shoes (Adidas, Nike)

$119 €106

$76.6 ₱4,825

54.88%

Men's Leather Business Shoes

$145 €129

$58.9 ₱3,706

146.36%

1-bedroom Apartment, City Center (Monthly)

$634 €564

$503 ₱31.7K

25.99%

1-bedroom Apartment, Outside City Center (Monthly)

$652 €580

$305 ₱19.2K

114.26%

3-bedroom Apartment, City Center (Monthly)

$990 €881

$1,075 ₱67.7K

-7.86%

3-bedroom Apartment, Outside City Center (Monthly)

$887 €789

$632 ₱39.8K

40.31%

Buy Apartment in City Center (m2)

$2,845 €2,531

$2,870 ₱180.7K

-0.85%

Buy Apartment Outside City Center (m2)

$3,563 €3,169

$1,877 ₱118.2K

89.81%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagorje ob Savi: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagorje ob Savi

$652 35.9%

Cebu

$305 33.3% 53.3% $348

Monthly Utilities & Internet

Zagorje ob Savi

$351 19.3%

Cebu

$160 17.5% 54.4% $191

Groceries & Markets

Zagorje ob Savi

$312 17.2%

Cebu

$210 22.9% 32.8% $102

Eating Out

Zagorje ob Savi

$202 11.1%

Cebu

$88 9.6% 56.5% $114

Clothing & Footwear

Zagorje ob Savi

$187 10.3%

Cebu

$94 10.3% 49.7% $93

Sport & Entertainment

Zagorje ob Savi

$66 3.6%

Cebu

$43 4.7% 34.6% $23

Getting Around

Zagorje ob Savi

$48 2.7%

Cebu

$15 1.7% 68.7% $33

Cost Breakdown

A one-bedroom apartment in the center runs $634 in Zagorje ob Savi and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Zagorje ob Savi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $312 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Zagorje ob Savi

🇵🇭 Cebu

🕒 Local time

21:35 9:35 PM

03:35 3:35 AM

6 h ahead of Zagorje ob Savi

🌤 Weather

👥 Population

6,400

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Zagorje ob Savi Cebu 10,600 km ≈ 14 h nonstop flight

From you

Zagorje ob Savi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagorje ob Savi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 99% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,728 in Zagorje ob Savi and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $634 in Zagorje ob Savi versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,819 per month in Zagorje ob Savi versus $915 in Cebu – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 181% less than in Zagorje ob Savi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,819 in Zagorje ob Savi, a $1,500 budget is realistic in Cebu but tight or insufficient in Zagorje ob Savi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zagorje ob Savi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zagorje ob Savi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 99% less than in Zagorje ob Savi. Beyond cost, consider language, visa policies, and how big the international community is in each city.