Cost of Living Comparison Between Zadar and Chiang Mai Cost of Living Comparison Between Zadar and Chiang Mai

Monthly Cost of Living

A single person spends $1,681 per month in Zadar vs $852 in Chiang Mai, rent included.

A couple spends around $2,598 per month in Zadar vs $1,354 in Chiang Mai, rent included.

A family of three spends $3,515 per month in Zadar vs $1,857 in Chiang Mai, rent included.

Zadar costs about 97% more than Chiang Mai, driven mainly by Eating Out.

Zadar sits 26% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Zadar
Chiang Mai
Difference
Meal at Budget Restaurant
$16.23 €13.89
$1.96 ฿64.0
728.06%
Three-Course Dinner for Two, Mid-Range
$81.9 €70.1
$18.81 ฿615
335.62%
Fast Food Meal (McDonalds, etc)
$8.34 €7.14
$7.92 ฿259
5.30%
Cappuccino
$2.52 €2.16
$1.91 ฿62.6
31.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 €2.66
$0.84 ฿27.41
270.24%
Water (0.33 liter bottle)
$2.07 €1.77
$0.35 ฿11.51
491.43%
Local Beer (0.5 liter draught)
$3.40 €2.91
$2.21 ฿72.1
53.85%
Imported Beer (0.33 liter bottle)
$3.75 €3.21
$3.80 ฿124
-1.32%
🛒 Groceries & Markets
Zadar
Chiang Mai
Difference
Milk (1 liter)
$1.14 €0.98
$1.64 ฿53.5
-30.49%
White Bread (500g)
$1.37 €1.18
$1.62 ฿53.1
-15.43%
Rice (white) (1kg)
$3.03 €2.59
$1.18 ฿38.62
156.78%
Eggs
$4.24 €3.63
$2.01 ฿65.8
110.95%
Local Cheese (1kg)
$10.34 €8.85
$15.89 ฿520
-34.93%
Chicken Fillets (1kg)
$11.65 €9.97
$3.01 ฿98.5
287.04%
Beef Round Steak (1kg)
$11.02 €9.43
$10.77 ฿352
2.32%
Apples (1kg)
$1.61 €1.38
$2.61 ฿85.5
-38.31%
Banana (1kg)
$1.55 €1.33
$1.22 ฿39.88
27.05%
Oranges (1kg)
$2.16 €1.85
$1.70 ฿55.7
27.06%
Tomato (1kg)
$2.55 €2.18
$1.58 ฿51.5
61.39%
Potato (1kg)
$1.49 €1.27
$1.32 ฿43.14
12.88%
Onion (1kg)
$1.43 €1.22
$1.17 ฿38.23
22.22%
Lettuce (1 head)
$0.90 €0.77
$0.67 ฿21.98
34.33%
Water (1.5 liter bottle)
$1.18 €1.01
$0.56 ฿18.32
110.71%
Cigarettes 20 Pack (Marlboro, Camel)
$5.36 €4.59
$4.53 ฿148
18.32%
Wine (Bottle)
$7.18 €6.15
$18.20 ฿595
-60.55%
Local Beer (0.5 liter bottle)
$1.38 €1.18
$1.83 ฿60.0
-24.59%
Imported Beer (0.33 liter bottle)
$1.41 €1.20
$3.23 ฿106
-56.35%
🚌 Getting Around
Zadar
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.89 €1.61
$0.89 ฿29.00
112.36%
Public Transport Monthly Pass (Regular Price)
$45.31 €38.79
$19.38 ฿634
133.80%
Taxi Start (Normal Tariff)
$3.01 €2.58
$1.35 ฿44.20
122.96%
Taxi (Normal Tariff) (1km)
$1.02 €0.87
$1.35 ฿44.05
-24.44%
Taxi 1hour Waiting (Normal Tariff)
$9.20 €7.88
$8.25 ฿270
11.52%
Gasoline (1 liter)
$1.78 €1.53
$1.27 ฿41.64
40.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.4K €32.0K
$21.2K ฿691.8K
76.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K €22.8K
$22.5K ฿735.3K
18.41%
🧾 Monthly Utilities & Internet
Zadar
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$190 €162
$70.2 ฿2,294
170.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.38 €20.01
$13.77 ฿450
69.79%
Internet (50+ Mbps, Unlimited Data)
$29.78 €25.49
$17.60 ฿575
69.20%
🎉 Sport & Entertainment
Zadar
Chiang Mai
Difference
Gym Membership (Monthly)
$41.42 €35.45
$41.57 ฿1,360
-0.36%
Tennis Court (1 Hour on Weekend)
$17.66 €15.12
$6.60 ฿216
167.58%
Cinema Ticket
$16.34 €13.99
$5.78 ฿189
182.70%
🧸 Childcare & Education
Zadar
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$253 €216
$306 ฿10.0K
-17.43%
International Primary School, 1 Child (Yearly)
$1,392 €1,192
$14.8K ฿484.8K
-90.61%
👕👟 Clothing & Footwear
Zadar
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$105 €90.3
$54.4 ฿1,778
93.93%
Summer Dress (H&M, Zara, etc)
$38.13 €32.64
$26.14 ฿855
45.87%
Sport Shoes (Adidas, Nike)
$137 €117
$84.5 ฿2,764
61.83%
Men's Leather Business Shoes
$116 €99.6
$69.4 ฿2,270
67.67%
🏠 Accommodation & Living
Zadar
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$697 €597
$424 ฿13.9K
64.62%
1-bedroom Apartment, Outside City Center (Monthly)
$627 €537
$238 ฿7,788
163.22%
3-bedroom Apartment, City Center (Monthly)
$1,282 €1,097
$825 ฿27.0K
55.39%
3-bedroom Apartment, Outside City Center (Monthly)
$1,098 €940
$515 ฿16.8K
113.18%
Buy Apartment in City Center (m2)
$4,794 €4,103
$2,049 ฿67.0K
133.91%
Buy Apartment Outside City Center (m2)
$4,015 €3,437
$1,523 ฿49.8K
163.67%
💵 Salaries & Financials
Zadar
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,449 €1,240
$635 ฿20.8K
128.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.7
5
-6.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zadar: April 25, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $697 in Zadar versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Zadar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Zadar versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $264 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zadar vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zadar or Chiang Mai?
Zadar costs about 97% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zadar vs Chiang Mai?
For a comfortable life, plan on about $2,521 per month in Zadar and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Zadar or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Zadar and Chiang Mai?
Kindergarten costs $253 per month in Zadar and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Zadar or Chiang Mai?
Groceries cost about 9% more in Zadar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Zadar or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Zadar at $1,681. In Chiang Mai it covers expenses comfortably, while in Zadar it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Zadar or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $852 versus $1,681 in Zadar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zadar compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zadar or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zadar makes more sense. Both are solid long-term options with distinct trade-offs.

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