Last update: Oct 2026

Cost of Living Comparison Between Zadar and Austin, TX

For one person, living is cheaper in Zadar: $1,687 a month against $2,663 in Austin, TX, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Zadar
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Zadar Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Zadar

🇭🇷 Croatia

$1,687

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Zadar and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zadar and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,687 in Zadar versus $2,663 in Austin, TX.

Zadar $1,687
Austin, TX $2,663

Estimated couple costs with rent: $2,572 in Zadar versus $4,133 in Austin, TX.

Zadar $2,572
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,457 in Zadar versus $5,603 in Austin, TX.

Zadar $3,457
Austin, TX $5,603

Living in Zadar costs roughly 37% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zadar 25% above, Austin, TX 97% above.

Meal at Budget Restaurant

$14.55 €12.94

$20.77 $20.77

-29.95%

Three-Course Dinner for Two, Mid-Range

$78.3 €69.7

$84.6 $84.6

-7.40%

Fast Food Meal (McDonalds, etc)

$7.67 €6.83

$12.32 $12.32

-37.74%

Cappuccino

$2.40 €2.13

$5.63 $5.63

-57.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.63

$3.72 $3.72

-20.43%

Water (0.33 liter bottle)

$2.19 €1.95

$2.50 $2.50

-12.40%

Local Beer (0.5 liter draught)

$3.29 €2.92

$8.05 $8.05

-59.13%

Imported Beer (0.33 liter bottle)

$4.54 €4.04

$9.01 $9.01

-49.61%

Milk (1 liter)

$1.17 €1.04

$1.12 $1.12

4.46%

White Bread (500g)

$1.63 €1.45

$3.75 $3.75

-56.53%

Rice (white) (1kg)

$3.14 €2.79

$3.26 $3.26

-3.68%

Eggs

$3.77 €3.35

$4.17 $4.17

-9.59%

Local Cheese (1kg)

$10.80 €9.60

$12.90 $12.90

-16.28%

Chicken Fillets (1kg)

$9.47 €8.43

$14.16 $14.16

-33.12%

Beef Round Steak (1kg)

$12.03 €10.70

$16.22 $16.22

-25.83%

Apples (1kg)

$1.98 €1.76

$4.33 $4.33

-54.27%

Banana (1kg)

$1.52 €1.35

$1.46 $1.46

4.11%

Oranges (1kg)

$2.16 €1.92

$4.51 $4.51

-52.11%

Tomato (1kg)

$2.60 €2.31

$4.34 $4.34

-40.09%

Potato (1kg)

$2.21 €1.97

$2.58 $2.58

-14.34%

Onion (1kg)

$1.32 €1.18

$2.35 $2.35

-43.83%

Lettuce (1 head)

$1.32 €1.17

$1.78 $1.78

-25.84%

Water (1.5 liter bottle)

$1.25 €1.12

$2.22 $2.22

-43.69%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 €4.98

$9.88 $9.88

-43.42%

Wine (Bottle)

$7.83 €6.97

$15.08 $15.08

-48.08%

Local Beer (0.5 liter bottle)

$1.35 €1.20

$2.92 $2.92

-53.77%

Imported Beer (0.33 liter bottle)

$1.41 €1.25

$3.46 $3.46

-59.25%

One-way Ticket (Public Transport)

$1.75 €1.56

$1.49 $1.49

17.45%

Public Transport Monthly Pass (Regular Price)

$43.69 €38.86

$41.72 $41.72

4.72%

Taxi Start (Normal Tariff)

$3.42 €3.04

$2.73 $2.73

25.27%

Taxi (Normal Tariff) (1km)

$2.22 €1.97

$1.66 $1.66

33.73%

Taxi 1hour Waiting (Normal Tariff)

$22.05 €19.61

$35.30 $35.30

-37.54%

Gasoline (1 liter)

$1.78 €1.58

$0.95 $0.95

87.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$36.0K $36.0K

-27.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K €22.3K

$27.1K $27.1K

-7.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €162

$229 $229

-20.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.01 €19.57

$59.4 $59.4

-62.94%

Internet (50+ Mbps, Unlimited Data)

$40.17 €35.73

$69.9 $69.9

-42.54%

Gym Membership (Monthly)

$56.1 €49.91

$57.2 $57.2

-1.96%

Tennis Court (1 Hour on Weekend)

$17.02 €15.14

$16.33 $16.33

4.23%

Cinema Ticket

$10.58 €9.41

$14.28 $14.28

-25.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €214

$1,506 $1,506

-84.05%

International Primary School, 1 Child (Yearly)

$6,907 €6,143

$21.5K $21.5K

-67.81%

Jeans (Levis 501 Or Similar)

$88.4 €78.6

$52.8 $52.8

67.37%

Summer Dress (H&M, Zara, etc)

$35.68 €31.73

$43.82 $43.82

-18.58%

Sport Shoes (Adidas, Nike)

$104 €92.6

$84.8 $84.8

22.87%

Men's Leather Business Shoes

$77.5 €68.9

$103 $103

-24.75%

1-bedroom Apartment, City Center (Monthly)

$904 €804

$1,907 $1,907

-52.60%

1-bedroom Apartment, Outside City Center (Monthly)

$681 €606

$1,274 $1,274

-46.51%

3-bedroom Apartment, City Center (Monthly)

$1,460 €1,298

$3,664 $3,664

-60.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,135 €1,009

$2,538 $2,538

-55.30%

Buy Apartment in City Center (m2)

$4,481 €3,985

$7,614 $7,614

-41.15%

Buy Apartment Outside City Center (m2)

$4,044 €3,596

$3,157 $3,157

28.08%

Average Monthly Net Salary (After Tax)

$1,360 €1,210

$5,121 $5,121

-73.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

6.79

-47.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zadar: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zadar

$681 40.4%

Austin, TX

$1.3K 47.8% 87% $593

Groceries & Markets

Zadar

$267 15.8%

Austin, TX

$405 15.2% 51.5% $138

Monthly Utilities & Internet

Zadar

$244 14.5%

Austin, TX

$358 13.5% 46.6% $114

Eating Out

Zadar

$214 12.7%

Austin, TX

$354 13.3% 65.1% $140

Clothing & Footwear

Zadar

$138 8.2%

Austin, TX

$128 4.8% 7% $9.6

Sport & Entertainment

Zadar

$77 4.6%

Austin, TX

$86 3.2% 11% $8.5

Getting Around

Zadar

$65 3.9%

Austin, TX

$59 2.2% 10% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $904 in Zadar and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 277% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Zadar vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $267 vs $405 per month, with Zadar cheaper across the board.

Good to know

🇭🇷 Zadar

🇺🇸 Austin, TX

🕒 Local time

20:09 8:09 PM

13:09 1:09 PM

7 h behind Zadar

🌤 Weather

👥 Population

67,309

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.889 EUR

Exchange rates and currency converter

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Between locations

Zadar Austin, TX 9,310 km ≈ 12 h nonstop flight

From you

Zadar
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zadar vs Austin, TX: Cost of Living - Frequently Asked Questions

Zadar wins on cost – living expenses run 58% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zadar the obvious pick if budget is a priority.

On paper, salaries run 277% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $904 in Zadar versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,687 per month in Zadar versus $2,663 in Austin, TX – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zadar runs roughly 5% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,687 in Zadar versus $2,663 in Austin, TX, a $3,000 budget is realistic in Zadar but tight or insufficient in Austin, TX. The gap between the two cities makes Zadar the clear choice for anyone on this budget.

Both work as nomad bases, but Zadar delivers better value – similar infrastructure at $1,687 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zadar hard to pass up.

Safety-wise, Zadar and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zadar gentler on the wallet – expenses run 58% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.