Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Zadar

For one person, living is cheaper in Zadar: $1,687 a month against $2,663 in Austin, TX, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
82

Cost of Living Index in Zadar
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Zadar Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Zadar

🇭🇷 Croatia

$1,687

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Zadar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Zadar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,687 in Zadar.

Austin, TX $2,663
Zadar $1,687

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,572 in Zadar.

Austin, TX $4,133
Zadar $2,572

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,457 in Zadar.

Austin, TX $5,603
Zadar $3,457

Living in Austin, TX is roughly 58% more expensive than in Zadar, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Zadar 25% above.

Meal at Budget Restaurant

$20.77 $20.77

$14.55 €12.95

42.75%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$78.3 €69.7

7.99%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$7.67 €6.83

60.63%

Cappuccino

$5.63 $5.63

$2.40 €2.13

134.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.96 €2.63

25.68%

Water (0.33 liter bottle)

$2.50 $2.50

$2.19 €1.95

14.16%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.29 €2.92

144.68%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.54 €4.04

98.46%

Milk (1 liter)

$1.12 $1.12

$1.17 €1.04

-4.27%

White Bread (500g)

$3.75 $3.75

$1.63 €1.45

130.06%

Rice (white) (1kg)

$3.26 $3.26

$3.14 €2.79

3.82%

Eggs

$4.17 $4.17

$3.77 €3.35

10.61%

Local Cheese (1kg)

$12.90 $12.90

$10.80 €9.61

19.44%

Chicken Fillets (1kg)

$14.16 $14.16

$9.47 €8.43

49.52%

Beef Round Steak (1kg)

$16.22 $16.22

$12.03 €10.71

34.83%

Apples (1kg)

$4.33 $4.33

$1.98 €1.76

118.69%

Banana (1kg)

$1.46 $1.46

$1.52 €1.35

-3.95%

Oranges (1kg)

$4.51 $4.51

$2.16 €1.92

108.80%

Tomato (1kg)

$4.34 $4.34

$2.60 €2.31

66.92%

Potato (1kg)

$2.58 $2.58

$2.21 €1.97

16.74%

Onion (1kg)

$2.35 $2.35

$1.32 €1.18

78.03%

Lettuce (1 head)

$1.78 $1.78

$1.32 €1.17

34.85%

Water (1.5 liter bottle)

$2.22 $2.22

$1.25 €1.12

77.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.59 €4.98

76.74%

Wine (Bottle)

$15.08 $15.08

$7.83 €6.97

92.59%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.35 €1.20

116.30%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.41 €1.25

145.39%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.75 €1.56

-14.86%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$43.69 €38.86

-4.51%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.42 €3.04

-20.18%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.22 €1.97

-25.23%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$22.05 €19.61

60.09%

Gasoline (1 liter)

$0.95 $0.95

$1.78 €1.59

-46.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.3K €23.4K

37.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.1K €22.3K

7.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$182 €162

25.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$22.01 €19.58

169.83%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$40.17 €35.73

74.04%

Gym Membership (Monthly)

$57.2 $57.2

$56.1 €49.92

2.00%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$17.02 €15.14

-4.05%

Cinema Ticket

$14.28 $14.28

$10.58 €9.41

34.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$240 €214

526.92%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,907 €6,144

210.63%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$88.4 €78.6

-40.25%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$35.68 €31.74

22.81%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$104 €92.7

-18.62%

Men's Leather Business Shoes

$103 $103

$77.5 €69.0

32.90%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$904 €804

110.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$681 €606

86.96%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,460 €1,299

151.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,135 €1,009

123.69%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,481 €3,985

69.93%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$4,044 €3,597

-21.92%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,360 €1,210

276.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.54

91.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Zadar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Zadar

$681 40.4% 46.5% $593

Groceries & Markets

Austin, TX

$405 15.2%

Zadar

$267 15.8% 34% $138

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Zadar

$244 14.5% 31.8% $114

Eating Out

Austin, TX

$354 13.3%

Zadar

$214 12.7% 39.4% $140

Clothing & Footwear

Austin, TX

$128 4.8%

Zadar

$138 8.2% 7.5% $9.6

Sport & Entertainment

Austin, TX

$86 3.2%

Zadar

$77 4.6% 9.9% $8.5

Getting Around

Austin, TX

$59 2.2%

Zadar

$65 3.9% 11.1% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $904 in Zadar. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 277% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $78.0 in Zadar for a mid-range dinner for two. Groceries echo the gap at $405 vs $267 per month, with Zadar cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Zadar

🕒 Local time

11:36 11:36 AM

18:36 6:36 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

67,309

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Zadar 9,310 km ≈ 12 h nonstop flight

From you

Austin, TX
Zadar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Zadar: Cost of Living - Frequently Asked Questions

Zadar wins on cost – living expenses run 58% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zadar the obvious pick if budget is a priority.

Average pay runs 277% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $904 in Zadar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,687 in Zadar – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zadar runs roughly 5% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,687 in Zadar versus $2,663 in Austin, TX, a $3,000 budget is realistic in Zadar but tight or insufficient in Austin, TX. The gap between the two cities makes Zadar the clear choice for anyone on this budget.

Both work as nomad bases, but Zadar delivers better value – similar infrastructure at $1,687 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zadar hard to pass up.

Safety-wise, Austin, TX and Zadar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zadar gentler on the wallet – expenses run 58% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.