Last update: Oct 2026

Cost of Living Comparison Between Zabrze and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,500 in Zabrze, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Zabrze
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Zabrze Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zabrze

🇵🇱 Poland

$1,500

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Zabrze and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zabrze and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,500 in Zabrze versus $1,349 in Ubud, Bali.

Zabrze $1,500
Ubud, Bali $1,349

Estimated couple costs with rent: $2,100 in Zabrze versus $2,305 in Ubud, Bali.

Zabrze $2,100
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,701 in Zabrze versus $3,261 in Ubud, Bali.

Zabrze $2,701
Ubud, Bali $3,261

Living in Zabrze is roughly 11% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$10.20 zł 40.32

$3.32 Rp 60.3K

207.23%

Three-Course Dinner for Two, Mid-Range

$35.19 zł 139

$35.64 Rp 646.5K

-1.26%

Fast Food Meal (McDonalds, etc)

$8.69 zł 34.35

$5.53 Rp 100.4K

57.14%

Cappuccino

$3.84 zł 15.19

$2.72 Rp 49.3K

41.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 8.37

$1.70 Rp 30.9K

24.71%

Water (0.33 liter bottle)

$1.91 zł 7.56

$0.76 Rp 13.8K

151.32%

Local Beer (0.5 liter draught)

$3.45 zł 13.66

$2.65 Rp 48.1K

30.19%

Imported Beer (0.33 liter bottle)

$4.68 zł 18.50

$4.38 Rp 79.5K

6.85%

Milk (1 liter)

$0.96 zł 3.80

$1.49 Rp 27.0K

-35.57%

White Bread (500g)

$1.20 zł 4.73

$2.28 Rp 41.3K

-47.37%

Rice (white) (1kg)

$1.49 zł 5.90

$1.19 Rp 21.6K

25.21%

Eggs

$3.30 zł 13.03

$2.04 Rp 36.9K

61.76%

Local Cheese (1kg)

$7.76 zł 30.67

$17.70 Rp 321.1K

-56.16%

Chicken Fillets (1kg)

$5.47 zł 21.61

$3.96 Rp 71.9K

38.13%

Beef Round Steak (1kg)

$11.94 zł 47.21

$12.19 Rp 221.1K

-2.05%

Apples (1kg)

$1.02 zł 4.03

$3.66 Rp 66.3K

-72.13%

Banana (1kg)

$1.45 zł 5.74

$1.52 Rp 27.5K

-4.61%

Oranges (1kg)

$1.41 zł 5.59

$2.23 Rp 40.4K

-36.77%

Tomato (1kg)

$2.55 zł 10.07

$1.97 Rp 35.8K

29.44%

Potato (1kg)

$0.97 zł 3.85

$1.85 Rp 33.5K

-47.57%

Onion (1kg)

$0.78 zł 3.10

$2.42 Rp 44.0K

-67.77%

Lettuce (1 head)

$1.27 zł 5.03

$0.99 Rp 18.0K

28.28%

Water (1.5 liter bottle)

$0.61 zł 2.41

$0.51 Rp 9,313

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 zł 22.48

$2.22 Rp 40.3K

156.31%

Wine (Bottle)

$6.51 zł 25.75

$22.24 Rp 403.4K

-70.73%

Local Beer (0.5 liter bottle)

$1.00 zł 3.96

$2.26 Rp 41.0K

-55.75%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.62

$2.97 Rp 53.9K

-43.43%

One-way Ticket (Public Transport)

$1.05 zł 4.17

$0.25 Rp 4,553

320.00%

Public Transport Monthly Pass (Regular Price)

$29.74 zł 118

$7.82 Rp 141.9K

280.31%

Taxi Start (Normal Tariff)

$1.79 zł 7.09

$0.44 Rp 7,972

306.82%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.95

$0.43 Rp 7,801

74.42%

Taxi 1hour Waiting (Normal Tariff)

$10.07 zł 39.82

$5.41 Rp 98.1K

86.14%

Gasoline (1 liter)

$1.62 zł 6.40

$0.82 Rp 15.0K

97.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 119.5K

$23.8K Rp 432.4M

26.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K zł 106.9K

$31.7K Rp 575.9M

-14.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,347

$79.1 Rp 1.4M

331.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.70 zł 38.35

$6.45 Rp 116.9K

50.39%

Internet (50+ Mbps, Unlimited Data)

$17.59 zł 69.6

$18.58 Rp 337.0K

-5.33%

Gym Membership (Monthly)

$38.77 zł 153

$49.48 Rp 897.5K

-21.65%

Tennis Court (1 Hour on Weekend)

$18.99 zł 75.1

$17.65 Rp 320.1K

7.59%

Cinema Ticket

$7.60 zł 30.04

$4.27 Rp 77.5K

77.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 zł 1,932

$491 Rp 8.9M

-0.36%

International Primary School, 1 Child (Yearly)

$11.8K zł 46.6K

$5,674 Rp 102.9M

107.87%

Jeans (Levis 501 Or Similar)

$69.6 zł 275

$44.64 Rp 809.7K

55.96%

Summer Dress (H&M, Zara, etc)

$31.45 zł 124

$34.95 Rp 634.0K

-10.01%

Sport Shoes (Adidas, Nike)

$88.3 zł 349

$79.9 Rp 1.4M

10.50%

Men's Leather Business Shoes

$92.2 zł 364

$79.4 Rp 1.4M

16.08%

1-bedroom Apartment, City Center (Monthly)

$648 zł 2,560

$1,125 Rp 20.4M

-42.42%

1-bedroom Apartment, Outside City Center (Monthly)

$518 zł 2,046

$671 Rp 12.2M

-22.92%

3-bedroom Apartment, City Center (Monthly)

$968 zł 3,828

$3,565 Rp 64.7M

-72.83%

3-bedroom Apartment, Outside City Center (Monthly)

$804 zł 3,177

$1,723 Rp 31.3M

-53.36%

Buy Apartment in City Center (m2)

$2,730 zł 10.8K

$2,732 Rp 49.5M

-0.08%

Buy Apartment Outside City Center (m2)

$2,154 zł 8,515

$2,284 Rp 41.4M

-5.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

13.78

-47.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zabrze: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zabrze

$518 34.5%

Ubud, Bali

$672 49.8% 29.7% $154

Monthly Utilities & Internet

Zabrze

$368 24.5%

Ubud, Bali

$104 7.7% 71.7% $264

Groceries & Markets

Zabrze

$198 13.2%

Ubud, Bali

$288 21.4% 45.9% $91

Eating Out

Zabrze

$197 13.1%

Ubud, Bali

$108 8% 45.2% $89

Clothing & Footwear

Zabrze

$127 8.5%

Ubud, Bali

$108 8% 15.1% $19

Sport & Entertainment

Zabrze

$54 3.6%

Ubud, Bali

$58 4.3% 7.5% $4.1

Getting Around

Zabrze

$39 2.6%

Ubud, Bali

$11 0.9% 71.1% $28

Cost Breakdown

A one-bedroom apartment in the center runs $648 in Zabrze and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Zabrze vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $198 vs $288 per month, with Zabrze cheaper across the board.

Good to know

🇵🇱 Zabrze

🇮🇩 Ubud, Bali

🕒 Local time

06:05 6:05 AM

13:05 1:05 PM

7 h ahead of Zabrze

🌤 Weather

👥 Population

169,831

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Zabrze Ubud, Bali 11,190 km ≈ 14 h nonstop flight

From you

Zabrze
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zabrze vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 10% lower than in Zabrze. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,250 in Zabrze and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $648 in Zabrze versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Zabrze versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zabrze pay roughly 31% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zabrze and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.