Last update: Oct 2026

Cost of Living Comparison Between Yuma, AZ and Toronto

For one person, living is cheaper in Yuma, AZ: $2,111 a month against $2,610 in Toronto, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Yuma, AZ
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Yuma, AZ Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Yuma, AZ

🇺🇸 United States

$2,111

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Yuma, AZ and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yuma, AZ and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,111 in Yuma, AZ versus $2,610 in Toronto.

Yuma, AZ $2,111
Toronto $2,610

Estimated couple costs with rent: $3,130 in Yuma, AZ versus $3,727 in Toronto.

Yuma, AZ $3,130
Toronto $3,727

Monthly costs for a family of three with rent: $4,149 in Yuma, AZ versus $4,844 in Toronto.

Yuma, AZ $4,149
Toronto $4,844

Living in Yuma, AZ costs roughly 19% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Yuma, AZ 56% above, Toronto 93% above.

Meal at Budget Restaurant

$12.82 $12.82

$17.59 CA$24.87

-27.12%

Three-Course Dinner for Two, Mid-Range

$44.57 $44.57

$78.8 CA$111

-43.45%

Fast Food Meal (McDonalds, etc)

$9.42 $9.42

$10.73 CA$15.16

-12.21%

Cappuccino

$5.66 $5.66

$4.09 CA$5.78

38.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 $3.01

$2.10 CA$2.97

43.33%

Water (0.33 liter bottle)

$2.34 $2.34

$1.72 CA$2.43

36.05%

Local Beer (0.5 liter draught)

$5.72 $5.72

$6.36 CA$8.99

-10.06%

Imported Beer (0.33 liter bottle)

$5.54 $5.54

$7.08 CA$10.01

-21.75%

Milk (1 liter)

$0.84 $0.84

$2.54 CA$3.59

-66.93%

White Bread (500g)

$4.12 $4.12

$2.72 CA$3.85

51.47%

Rice (white) (1kg)

$3.36 $3.36

$2.18 CA$3.09

54.13%

Eggs

$4.39 $4.39

$3.63 CA$5.13

20.94%

Local Cheese (1kg)

$9.20 $9.20

$9.46 CA$13.37

-2.75%

Chicken Fillets (1kg)

$9.75 $9.75

$11.54 CA$16.32

-15.51%

Beef Round Steak (1kg)

$14.90 $14.90

$14.37 CA$20.32

3.69%

Apples (1kg)

$5.43 $5.43

$3.70 CA$5.23

46.76%

Banana (1kg)

$1.85 $1.85

$1.19 CA$1.68

55.46%

Oranges (1kg)

$4.19 $4.19

$3.46 CA$4.90

21.10%

Tomato (1kg)

$2.72 $2.72

$4.22 CA$5.97

-35.55%

Potato (1kg)

$3.35 $3.35

$1.79 CA$2.52

87.15%

Onion (1kg)

$2.99 $2.99

$1.65 CA$2.33

81.21%

Lettuce (1 head)

$1.48 $1.48

$2.20 CA$3.11

-32.73%

Water (1.5 liter bottle)

$1.66 $1.66

$1.26 CA$1.78

31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$11.18 $11.18

$13.97 CA$19.75

-19.97%

Wine (Bottle)

$14.69 $14.69

$14.20 CA$20.07

3.45%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.25 CA$3.18

-20.89%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$2.53 CA$3.58

22.53%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.32 CA$3.28

-15.95%

Public Transport Monthly Pass (Regular Price)

$45.91 $45.91

$112 CA$158

-58.88%

Taxi Start (Normal Tariff)

$2.69 $2.69

$3.06 CA$4.33

-12.09%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$1.22 CA$1.72

14.75%

Taxi 1hour Waiting (Normal Tariff)

$33.52 $33.52

$21.69 CA$30.66

54.54%

Gasoline (1 liter)

$1.04 $1.04

$1.21 CA$1.72

-14.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K $23.7K

$26.1K CA$37.0K

-9.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$21.1K CA$29.9K

16.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$120 CA$169

91.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.0 $53.0

$32.21 CA$45.54

64.39%

Internet (50+ Mbps, Unlimited Data)

$71.3 $71.3

$48.88 CA$69.1

45.93%

Gym Membership (Monthly)

$33.01 $33.01

$39.34 CA$55.6

-16.09%

Tennis Court (1 Hour on Weekend)

$15.06 $15.06

$23.58 CA$33.34

-36.13%

Cinema Ticket

$10.95 $10.95

$12.58 CA$17.79

-12.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$832 CA$1,176

20.72%

International Primary School, 1 Child (Yearly)

$22.9K $22.9K

$23.6K CA$33.4K

-3.00%

Jeans (Levis 501 Or Similar)

$51.5 $51.5

$52.3 CA$73.9

-1.49%

Summer Dress (H&M, Zara, etc)

$43.84 $43.84

$39.44 CA$55.8

11.16%

Sport Shoes (Adidas, Nike)

$71.2 $71.2

$99.0 CA$140

-28.05%

Men's Leather Business Shoes

$73.4 $73.4

$122 CA$172

-39.83%

1-bedroom Apartment, City Center (Monthly)

$1,010 $1,010

$1,631 CA$2,306

-38.08%

1-bedroom Apartment, Outside City Center (Monthly)

$915 $915

$1,448 CA$2,048

-36.82%

3-bedroom Apartment, City Center (Monthly)

$1,695 $1,695

$2,737 CA$3,869

-38.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 $1,689

$2,129 CA$3,010

-20.69%

Buy Apartment in City Center (m2)

$2,483 $2,483

$8,206 CA$11.6K

-69.74%

Buy Apartment Outside City Center (m2)

$2,432 $2,432

$6,838 CA$9,666

-64.44%

Average Monthly Net Salary (After Tax)

$3,672 $3,672

$3,520 CA$4,976

4.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

4.47

48.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yuma, AZ: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yuma, AZ

$915 43.4%

Toronto

$1.4K 55.5% 58.3% $533

Groceries & Markets

Yuma, AZ

$357 16.9%

Toronto

$343 13.1% 3.8% $14

Monthly Utilities & Internet

Yuma, AZ

$353 16.7%

Toronto

$201 7.7% 43.2% $153

Eating Out

Yuma, AZ

$260 12.3%

Toronto

$283 10.9% 9% $23

Clothing & Footwear

Yuma, AZ

$108 5.1%

Toronto

$141 5.4% 30.3% $33

Getting Around

Yuma, AZ

$63 3%

Toronto

$130 5% 105% $67

Sport & Entertainment

Yuma, AZ

$55 2.6%

Toronto

$65 2.5% 17.5% $9.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,010 in Yuma, AZ and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Yuma, AZ pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $45.00 in Yuma, AZ vs $79.0 in Toronto. Groceries flip the comparison at $357 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Yuma, AZ

🇨🇦 Toronto

🕒 Local time

13:43 1:43 PM

16:43 4:43 PM

3 h ahead of Yuma, AZ

🌤 Weather

👥 Population

93,064

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Yuma, AZ Toronto 3,280 km ≈ 4 h 30 min nonstop flight

From you

Yuma, AZ
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yuma, AZ vs Toronto: Cost of Living - Frequently Asked Questions

Yuma, AZ is cheaper overall, especially in eating out, clothing, and transport. The 24% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Yuma, AZ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,010 in Yuma, AZ versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Yuma, AZ – a meal for two runs $45.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,111 in Yuma, AZ versus $2,610 in Toronto, a $3,000 budget is realistic in Yuma, AZ but tight or insufficient in Toronto. The gap between the two cities makes Yuma, AZ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Yuma, AZ gentler on the wallet – expenses run 24% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.