Last update: Oct 2026

Cost of Living Comparison Between Ypsonas and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,859 in Ypsonas, rent and utilities included – about $11,300 less a year. Rent and utilities account for about half of the difference.

89

Cost of Living Index in Ypsonas
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Ypsonas Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ypsonas

🇨🇾 Cyprus

$1,859

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ypsonas and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ypsonas and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,859 in Ypsonas versus $918 in Cebu.

Ypsonas $1,859
Cebu $918

Estimated couple costs with rent: $2,872 in Ypsonas versus $1,409 in Cebu.

Ypsonas $2,872
Cebu $1,409

Monthly costs for a family of three with rent: $3,885 in Ypsonas versus $1,900 in Cebu.

Ypsonas $3,885
Cebu $1,900

Living in Ypsonas is roughly 102% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ypsonas is 38% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.51 €14.69

$3.09 ₱194

434.30%

Three-Course Dinner for Two, Mid-Range

$66.5 €59.2

$24.22 ₱1,525

174.69%

Fast Food Meal (McDonalds, etc)

$8.96 €7.97

$3.92 ₱247

128.57%

Cappuccino

$3.62 €3.22

$2.51 ₱158

44.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 €1.75

$1.59 ₱100

23.27%

Water (0.33 liter bottle)

$0.86 €0.77

$0.53 ₱33.43

62.26%

Local Beer (0.5 liter draught)

$4.54 €4.04

$1.78 ₱112

155.06%

Imported Beer (0.33 liter bottle)

$5.51 €4.90

$2.17 ₱137

153.92%

Milk (1 liter)

$1.85 €1.64

$1.92 ₱121

-3.65%

White Bread (500g)

$1.97 €1.75

$1.36 ₱85.4

44.85%

Rice (white) (1kg)

$2.92 €2.60

$1.01 ₱63.5

189.11%

Eggs

$4.59 €4.08

$2.03 ₱128

126.11%

Local Cheese (1kg)

$13.17 €11.72

$9.86 ₱621

33.57%

Chicken Fillets (1kg)

$9.02 €8.03

$4.39 ₱277

105.47%

Beef Round Steak (1kg)

$12.89 €11.47

$7.60 ₱479

69.61%

Apples (1kg)

$3.45 €3.07

$3.30 ₱208

4.55%

Banana (1kg)

$2.07 €1.84

$1.39 ₱87.8

48.92%

Oranges (1kg)

$2.53 €2.25

$2.33 ₱147

8.58%

Tomato (1kg)

$3.51 €3.12

$1.50 ₱94.3

134.00%

Potato (1kg)

$1.85 €1.65

$2.36 ₱149

-21.61%

Onion (1kg)

$1.54 €1.37

$1.90 ₱119

-18.95%

Lettuce (1 head)

$0.93 €0.83

$1.19 ₱74.9

-21.85%

Water (1.5 liter bottle)

$1.10 €0.98

$0.63 ₱39.71

74.60%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €5.11

$3.00 ₱189

91.33%

Wine (Bottle)

$7.70 €6.85

$6.03 ₱379

27.69%

Local Beer (0.5 liter bottle)

$1.71 €1.52

$1.23 ₱77.7

39.02%

Imported Beer (0.33 liter bottle)

$2.73 €2.43

$1.75 ₱110

56.00%

One-way Ticket (Public Transport)

$2.12 €1.89

$0.25 ₱15.86

748.00%

Public Transport Monthly Pass (Regular Price)

$56.9 €50.6

$12.64 ₱796

350.32%

Taxi Start (Normal Tariff)

$6.13 €5.45

$0.77 ₱48.62

696.10%

Taxi (Normal Tariff) (1km)

$2.00 €1.77

$0.23 ₱14.53

769.57%

Taxi 1hour Waiting (Normal Tariff)

$45.11 €40.13

$4.46 ₱281

911.43%

Gasoline (1 liter)

$1.79 €1.60

$1.31 ₱82.8

36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €28.6K

$21.2K ₱1.3M

51.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K €28.2K

$19.1K ₱1.2M

65.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 €181

$120 ₱7,569

69.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.80 €17.62

$14.00 ₱882

41.43%

Internet (50+ Mbps, Unlimited Data)

$32.81 €29.18

$27.54 ₱1,734

19.14%

Gym Membership (Monthly)

$69.8 €62.1

$32.33 ₱2,035

115.81%

Tennis Court (1 Hour on Weekend)

$24.51 €21.80

$6.65 ₱419

268.57%

Cinema Ticket

$10.99 €9.77

$5.65 ₱356

94.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 €451

$275 ₱17.3K

84.08%

International Primary School, 1 Child (Yearly)

$9,133 €8,123

$7,918 ₱498.5K

15.33%

Jeans (Levis 501 Or Similar)

$99.1 €88.2

$49.33 ₱3,106

100.95%

Summer Dress (H&M, Zara, etc)

$52.1 €46.38

$25.24 ₱1,589

106.58%

Sport Shoes (Adidas, Nike)

$100.0 €88.9

$77.0 ₱4,846

29.89%

Men's Leather Business Shoes

$116 €104

$57.2 ₱3,601

103.55%

1-bedroom Apartment, City Center (Monthly)

$792 €704

$500 ₱31.5K

58.53%

1-bedroom Apartment, Outside City Center (Monthly)

$713 €634

$309 ₱19.4K

130.75%

3-bedroom Apartment, City Center (Monthly)

$1,632 €1,452

$1,078 ₱67.9K

51.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,317 €1,171

$615 ₱38.7K

114.06%

Buy Apartment in City Center (m2)

$3,709 €3,299

$2,886 ₱181.7K

28.50%

Buy Apartment Outside City Center (m2)

$2,598 €2,311

$1,917 ₱120.7K

35.56%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

7.2

-37.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ypsonas: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ypsonas

$713 38.3%

Cebu

$309 33.6% 56.7% $404

Groceries & Markets

Ypsonas

$304 16.4%

Cebu

$206 22.4% 32.3% $98

Monthly Utilities & Internet

Ypsonas

$256 13.8%

Cebu

$162 17.6% 36.8% $94

Eating Out

Ypsonas

$247 13.3%

Cebu

$88 9.6% 64.3% $159

Clothing & Footwear

Ypsonas

$165 8.9%

Cebu

$94 10.2% 43.2% $72

Sport & Entertainment

Ypsonas

$92 4.9%

Cebu

$44 4.8% 52.5% $48

Getting Around

Ypsonas

$82 4.4%

Cebu

$16 1.7% 80.9% $66

Cost Breakdown

A one-bedroom apartment in the center runs $792 in Ypsonas and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Ypsonas vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $304 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇾 Ypsonas

🇵🇭 Cebu

🕒 Local time

16:05 4:05 PM

21:05 9:05 PM

5 h ahead of Ypsonas

🌤 Weather

👥 Population

10,916

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ypsonas Cebu 9,440 km ≈ 12 h nonstop flight

From you

Ypsonas
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ypsonas vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 102% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,788 in Ypsonas and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $792 in Ypsonas versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,859 per month in Ypsonas versus $918 in Cebu – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 350% less than in Ypsonas. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,859 in Ypsonas, a $1,500 budget is realistic in Cebu but tight or insufficient in Ypsonas. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ypsonas, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ypsonas and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 102% less than in Ypsonas. Beyond cost, consider language, visa policies, and how big the international community is in each city.