Cost of Living Comparison Between Xiamen and Shenzhen Cost of Living Comparison Between Xiamen and Shenzhen

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Xiamen versus $1,017 in Shenzhen.

Estimated couple costs with rent: $1,251 in Xiamen versus $1,653 in Shenzhen.

Monthly costs for a family of three with rent: $1,713 in Xiamen versus $2,289 in Shenzhen.

Living in Xiamen costs roughly 23% less than in Shenzhen, driven mainly by Groceries & Markets.

Both cities sit below the global median: Xiamen 41% lower, Shenzhen 24% lower.

Meal at Budget Restaurant

$2.72 ¥18.37

$3.24 ¥21.86

-16.05%

Three-Course Dinner for Two, Mid-Range

$22.61 ¥153

$27.75 ¥187

-18.52%

Fast Food Meal (McDonalds, etc)

$5.70 ¥38.53

$5.15 ¥34.75

10.68%

Cappuccino

$2.72 ¥18.41

$3.21 ¥21.70

-15.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ¥3.21

$0.49 ¥3.28

-2.04%

Water (0.33 liter bottle)

$0.29 ¥1.95

$0.30 ¥2.03

-3.33%

Local Beer (0.5 liter draught)

$1.43 ¥9.66

$1.28 ¥8.67

11.72%

Imported Beer (0.33 liter bottle)

$3.50 ¥23.64

$2.82 ¥19.06

24.11%

Milk (1 liter)

$1.79 ¥12.12

White Bread (500g)

$2.18 ¥14.72

$2.01 ¥13.54

8.46%

Rice (white) (1kg)

$0.76 ¥5.12

$1.18 ¥7.98

-35.59%

Eggs

$1.34 ¥9.05

$1.92 ¥12.95

-30.21%

Local Cheese (1kg)

$10.92 ¥73.8

$12.60 ¥85.1

-13.33%

Chicken Fillets (1kg)

$2.26 ¥15.27

$3.84 ¥25.94

-41.15%

Beef Round Steak (1kg)

$11.01 ¥74.3

$13.47 ¥91.0

-18.26%

Apples (1kg)

$2.43 ¥16.42

$1.79 ¥12.11

35.75%

Banana (1kg)

$1.32 ¥8.95

$1.46 ¥9.89

-9.59%

Oranges (1kg)

$1.51 ¥10.21

$1.75 ¥11.80

-13.71%

Tomato (1kg)

$1.83 ¥12.39

$1.40 ¥9.47

30.71%

Potato (1kg)

$0.91 ¥6.18

$1.06 ¥7.14

-14.15%

Onion (1kg)

$1.65 ¥11.17

$1.42 ¥9.60

16.20%

Lettuce (1 head)

$0.81 ¥5.44

$0.74 ¥4.98

9.46%

Water (1.5 liter bottle)

$0.50 ¥3.40

$0.56 ¥3.80

-10.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ¥18.93

$3.57 ¥24.12

-21.57%

Wine (Bottle)

$11.14 ¥75.3

$12.23 ¥82.6

-8.91%

Local Beer (0.5 liter bottle)

$0.74 ¥5.01

$0.87 ¥5.85

-14.94%

Imported Beer (0.33 liter bottle)

$1.65 ¥11.16

$1.90 ¥12.82

-13.16%

One-way Ticket (Public Transport)

$0.22 ¥1.49

$0.40 ¥2.71

-45.00%

Public Transport Monthly Pass (Regular Price)

$10.98 ¥74.2

$22.39 ¥151

-50.96%

Taxi Start (Normal Tariff)

$1.36 ¥9.16

$1.64 ¥11.06

-17.07%

Taxi (Normal Tariff) (1km)

$0.26 ¥1.75

$0.38 ¥2.55

-31.58%

Taxi 1hour Waiting (Normal Tariff)

$6.64 ¥44.87

$6.98 ¥47.13

-4.87%

Gasoline (1 liter)

$1.18 ¥8.00

$1.17 ¥7.93

0.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K ¥112.9K

$23.0K ¥155.6K

-27.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.5K ¥118.3K

$20.6K ¥139.3K

-15.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.52 ¥267

$65.5 ¥442

-39.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.86 ¥66.6

$8.42 ¥56.9

17.10%

Internet (50+ Mbps, Unlimited Data)

$9.97 ¥67.3

$12.94 ¥87.4

-22.95%

Gym Membership (Monthly)

$44.15 ¥298

$50.1 ¥338

-11.89%

Tennis Court (1 Hour on Weekend)

$9.70 ¥65.5

$17.73 ¥120

-45.29%

Cinema Ticket

$9.55 ¥64.5

$6.85 ¥46.27

39.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 ¥3,140

$452 ¥3,055

2.79%

International Primary School, 1 Child (Yearly)

$21.9K ¥148.2K

$20.6K ¥139.2K

6.49%

Jeans (Levis 501 Or Similar)

$43.26 ¥292

$49.37 ¥333

-12.38%

Summer Dress (H&M, Zara, etc)

$26.48 ¥179

$30.72 ¥207

-13.80%

Sport Shoes (Adidas, Nike)

$86.2 ¥582

$76.8 ¥519

12.19%

Men's Leather Business Shoes

$80.0 ¥540

$79.5 ¥537

0.54%

1-bedroom Apartment, City Center (Monthly)

$325 ¥2,195

$728 ¥4,919

-55.38%

1-bedroom Apartment, Outside City Center (Monthly)

$248 ¥1,672

$414 ¥2,793

-40.13%

3-bedroom Apartment, City Center (Monthly)

$863 ¥5,827

$1,661 ¥11.2K

-48.06%

3-bedroom Apartment, Outside City Center (Monthly)

$506 ¥3,419

$900 ¥6,079

-43.76%

Buy Apartment in City Center (m2)

$8,515 ¥57.5K

$12.3K ¥83.3K

-30.96%

Buy Apartment Outside City Center (m2)

$4,685 ¥31.6K

$6,024 ¥40.7K

-22.22%

Average Monthly Net Salary (After Tax)

$1,121 ¥7,569

$1,740 ¥11.8K

-35.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

4.04

-11.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xiamen: July 25, 2026

Last update for Shenzhen: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $325 in Xiamen and $728 in Shenzhen. Housing cost is often the main lever when comparing two cities.

Shenzhen pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Xiamen vs $28.00 in Shenzhen for a mid-range dinner for two. Groceries echo the gap at $205 vs $228 per month, with Xiamen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xiamen vs Shenzhen: Cost of Living - Frequently Asked Questions

Xiamen wins on cost – living expenses run 29% lower than in Shenzhen. Housing and daily spending are where you'll feel the difference most, making Xiamen the obvious pick if budget is a priority.

On paper, salaries run 55% lower in Shenzhen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $325 in Xiamen versus $728 in Shenzhen. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Xiamen runs roughly 104% less than in Shenzhen. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $465 in Xiamen versus $452 in Shenzhen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $788 in Xiamen versus $1,017 in Shenzhen, a $1,500 budget is realistic in Xiamen but tight or insufficient in Shenzhen. The gap between the two cities makes Xiamen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Xiamen gentler on the wallet – expenses run 29% less than in Shenzhen. Beyond cost, consider language, visa policies, and how big the international community is in each city.