Last update: Oct 2026

Cost of Living Comparison Between Xiamen and Melbourne

For one person, living is cheaper in Xiamen: $842 a month against $2,852 in Melbourne, rent and utilities included – about $24,100 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Xiamen
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Xiamen Living Index
137

Cost of Living Index in Melbourne
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Melbourne Living Index

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Xiamen

🇨🇳 China

$842

/mo nomad

Melbourne

🇦🇺 Australia

$2,852

/mo nomad

Monthly Cost of Living

How much you'll spend in Xiamen and in Melbourne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xiamen and in Melbourne actually costs, broken down by who's living it.

Monthly costs for one person with rent: $842 in Xiamen versus $2,852 in Melbourne.

Xiamen $842
Melbourne $2,852

Estimated couple costs with rent: $1,338 in Xiamen versus $4,297 in Melbourne.

Xiamen $1,338
Melbourne $4,297

Monthly costs for a family of three with rent: $1,835 in Xiamen versus $5,742 in Melbourne.

Xiamen $1,835
Melbourne $5,742

Living in Xiamen costs roughly 70% less than in Melbourne, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Xiamen is 37% below, Melbourne is 113% above.

Meal at Budget Restaurant

$3.01 ¥20.10

$17.75 A$25.40

-83.04%

Three-Course Dinner for Two, Mid-Range

$23.67 ¥158

$84.8 A$121

-72.10%

Fast Food Meal (McDonalds, etc)

$5.36 ¥35.85

$12.16 A$17.40

-55.92%

Cappuccino

$2.51 ¥16.78

$3.93 A$5.62

-36.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.14

$3.14 A$4.49

-85.03%

Water (0.33 liter bottle)

$0.35 ¥2.37

$2.43 A$3.47

-85.60%

Local Beer (0.5 liter draught)

$1.47 ¥9.86

$9.90 A$14.17

-85.15%

Imported Beer (0.33 liter bottle)

$2.99 ¥19.97

$8.29 A$11.86

-63.93%

Milk (1 liter)

$1.46 ¥9.78

$1.55 A$2.21

-5.81%

White Bread (500g)

$2.27 ¥15.20

$3.01 A$4.31

-24.58%

Rice (white) (1kg)

$0.98 ¥6.55

$2.88 A$4.12

-65.97%

Eggs

$1.63 ¥10.92

$5.44 A$7.79

-70.04%

Local Cheese (1kg)

$11.95 ¥79.9

$10.59 A$15.16

12.84%

Chicken Fillets (1kg)

$2.52 ¥16.83

$9.61 A$13.76

-73.78%

Beef Round Steak (1kg)

$11.73 ¥78.4

$14.99 A$21.46

-21.75%

Apples (1kg)

$2.55 ¥17.05

$4.15 A$5.94

-38.55%

Banana (1kg)

$1.47 ¥9.85

$3.05 A$4.37

-51.80%

Oranges (1kg)

$1.66 ¥11.09

$3.30 A$4.72

-49.70%

Tomato (1kg)

$1.97 ¥13.19

$4.76 A$6.81

-58.61%

Potato (1kg)

$1.03 ¥6.86

$3.04 A$4.34

-66.12%

Onion (1kg)

$1.82 ¥12.18

$2.55 A$3.65

-28.63%

Lettuce (1 head)

$0.91 ¥6.05

$2.48 A$3.55

-63.31%

Water (1.5 liter bottle)

$0.49 ¥3.31

$1.63 A$2.33

-69.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 ¥20.47

$44.07 A$63.1

-93.06%

Wine (Bottle)

$11.22 ¥75.0

$12.43 A$17.79

-9.73%

Local Beer (0.5 liter bottle)

$0.81 ¥5.40

$5.33 A$7.63

-84.80%

Imported Beer (0.33 liter bottle)

$1.70 ¥11.37

$5.16 A$7.38

-67.05%

One-way Ticket (Public Transport)

$0.16 ¥1.07

$3.84 A$5.50

-95.83%

Public Transport Monthly Pass (Regular Price)

$12.10 ¥80.9

$142 A$203

-91.45%

Taxi Start (Normal Tariff)

$1.47 ¥9.82

$4.40 A$6.29

-66.59%

Taxi (Normal Tariff) (1km)

$0.29 ¥1.92

$1.40 A$2.01

-79.29%

Taxi 1hour Waiting (Normal Tariff)

$7.34 ¥49.07

$29.83 A$42.69

-75.39%

Gasoline (1 liter)

$1.31 ¥8.78

$1.46 A$2.09

-10.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K ¥128.8K

$28.1K A$40.3K

-31.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K ¥115.4K

$25.9K A$37.1K

-33.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.42 ¥297

$233 A$333

-80.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.81 ¥58.9

$27.28 A$39.04

-67.71%

Internet (50+ Mbps, Unlimited Data)

$10.23 ¥68.3

$57.0 A$81.6

-82.07%

Gym Membership (Monthly)

$48.22 ¥322

$52.7 A$75.4

-8.47%

Tennis Court (1 Hour on Weekend)

$10.59 ¥70.8

$22.62 A$32.37

-53.18%

Cinema Ticket

$10.22 ¥68.3

$17.10 A$24.48

-40.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 ¥3,264

$2,373 A$3,397

-79.42%

International Primary School, 1 Child (Yearly)

$24.1K ¥161.3K

$30.5K A$43.6K

-20.76%

Jeans (Levis 501 Or Similar)

$38.84 ¥260

$78.2 A$112

-50.34%

Summer Dress (H&M, Zara, etc)

$28.49 ¥190

$50.5 A$72.2

-43.55%

Sport Shoes (Adidas, Nike)

$105 ¥703

$121 A$172

-12.66%

Men's Leather Business Shoes

$84.5 ¥565

$133 A$191

-36.54%

1-bedroom Apartment, City Center (Monthly)

$342 ¥2,283

$1,713 A$2,451

-80.05%

1-bedroom Apartment, Outside City Center (Monthly)

$269 ¥1,798

$1,402 A$2,006

-80.81%

3-bedroom Apartment, City Center (Monthly)

$825 ¥5,511

$3,339 A$4,778

-75.30%

3-bedroom Apartment, Outside City Center (Monthly)

$547 ¥3,655

$2,529 A$3,619

-78.37%

Buy Apartment in City Center (m2)

$8,597 ¥57.5K

$7,018 A$10.0K

22.50%

Buy Apartment Outside City Center (m2)

$4,684 ¥31.3K

$6,767 A$9,685

-30.79%

Average Monthly Net Salary (After Tax)

$1,138 ¥7,607

$4,228 A$6,051

-73.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

5.9

-41.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xiamen: October 6, 2026

Last update for Melbourne: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Xiamen

$269 32.2%

Melbourne

$1.4K 49.3% 421% $1.1K

Groceries & Markets

Xiamen

$216 25.8%

Melbourne

$385 13.5% 78.6% $170

Clothing & Footwear

Xiamen

$116 13.9%

Melbourne

$172 6.1% 48.7% $56

Eating Out

Xiamen

$87 10.4%

Melbourne

$314 11% 261% $227

Sport & Entertainment

Xiamen

$69 8.2%

Melbourne

$87 3.1% 26.5% $18

Monthly Utilities & Internet

Xiamen

$63 7.6%

Melbourne

$317 11.1% 400% $254

Getting Around

Xiamen

$16 1.9%

Melbourne

$168 5.9% 976% $153

Cost Breakdown

A one-bedroom apartment in the center runs $342 in Xiamen and $1,713 in Melbourne. Housing cost is often the main lever when comparing two cities.

Melbourne pays 271% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Xiamen vs $85.0 in Melbourne for a mid-range dinner for two. Groceries echo the gap at $216 vs $385 per month, with Xiamen cheaper across the board.

Good to know

🇨🇳 Xiamen

🇦🇺 Melbourne

🕒 Local time

13:45 1:45 PM

16:45 4:45 PM

3 h ahead of Xiamen

🌤 Weather

👥 Population

3,531,000

5,031,195

💱 Currency

Chinese Yuan CNY ¥

Australian Dollar AUD $

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

1 AUD = 0.699 USD

1 AUD = 0.623 EUR

Exchange rates and currency converter

AUD, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 10, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.5 CNY (1 CNY = 0.133 EUR).

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.61 AUD (1 AUD = 0.623 EUR).

USD to CNY in detail →

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Between locations

Xiamen Melbourne 7,470 km ≈ 10 h nonstop flight

From you

Xiamen
Melbourne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xiamen vs Melbourne: Cost of Living - Frequently Asked Questions

Xiamen and Melbourne differ by about 239% in total monthly costs ($842 vs $2,852 including rent). Xiamen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 271% lower in Melbourne. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $342 in Xiamen versus $1,713 in Melbourne. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $488 in Xiamen versus $2,373 in Melbourne. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 79% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

At $842 in Xiamen versus $2,852 in Melbourne, a $1,500 budget is realistic in Xiamen but tight or insufficient in Melbourne. The gap between the two cities makes Xiamen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Xiamen and Melbourne are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Xiamen gentler on the wallet – expenses run 239% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.