Last update: Oct 2026

Cost of Living Comparison Between Wuerzburg and Hamburg

For one person, living is cheaper in Wuerzburg: $2,244 a month against $2,332 in Hamburg, rent and utilities included – about $1,100 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Wuerzburg
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Wuerzburg Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Wuerzburg

🇩🇪 Germany

$2,244

/mo nomad

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Wuerzburg and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wuerzburg and in Hamburg actually costs, broken down by who's living it.

A single person spends $2,244 per month in Wuerzburg vs $2,332 in Hamburg, rent included.

Wuerzburg $2,244
Hamburg $2,332

A couple spends around $3,235 per month in Wuerzburg vs $3,481 in Hamburg, rent included.

Wuerzburg $3,235
Hamburg $3,481

A family of three spends $4,227 per month in Wuerzburg vs $4,631 in Hamburg, rent included.

Wuerzburg $4,227
Hamburg $4,631

Wuerzburg is about 4% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Wuerzburg and Hamburg sit above the global median – Wuerzburg by 65%, Hamburg by 71%.

Meal at Budget Restaurant

$16.64 €14.90

$17.03 €15.25

-2.29%

Three-Course Dinner for Two, Mid-Range

$88.6 €79.3

$73.6 €65.9

20.37%

Fast Food Meal (McDonalds, etc)

$11.39 €10.20

$13.65 €12.23

-16.56%

Cappuccino

$4.15 €3.72

$4.67 €4.18

-11.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.24

$4.18 €3.74

-40.19%

Water (0.33 liter bottle)

$3.16 €2.83

$3.24 €2.90

-2.47%

Local Beer (0.5 liter draught)

$5.63 €5.04

$5.96 €5.34

-5.54%

Imported Beer (0.33 liter bottle)

$4.22 €3.78

$4.98 €4.46

-15.26%

Milk (1 liter)

$1.34 €1.20

$1.20 €1.07

11.67%

White Bread (500g)

$1.84 €1.65

$2.60 €2.33

-29.23%

Rice (white) (1kg)

$3.61 €3.23

$2.79 €2.50

29.39%

Eggs

$3.20 €2.87

$4.24 €3.80

-24.53%

Local Cheese (1kg)

$14.51 €12.99

$12.36 €11.07

17.39%

Chicken Fillets (1kg)

$10.16 €9.10

$12.02 €10.77

-15.47%

Beef Round Steak (1kg)

$19.12 €17.13

$18.94 €16.96

0.95%

Apples (1kg)

$3.28 €2.93

$3.24 €2.90

1.23%

Banana (1kg)

$1.85 €1.66

$2.33 €2.09

-20.60%

Oranges (1kg)

$2.17 €1.94

$2.95 €2.64

-26.44%

Tomato (1kg)

$5.02 €4.50

$4.12 €3.69

21.84%

Potato (1kg)

$1.24 €1.11

$1.83 €1.63

-32.24%

Onion (1kg)

$1.51 €1.36

$1.75 €1.56

-13.71%

Lettuce (1 head)

$1.68 €1.50

$1.73 €1.55

-2.89%

Water (1.5 liter bottle)

$0.84 €0.75

$1.17 €1.05

-28.21%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.67

$10.07 €9.01

-3.77%

Wine (Bottle)

$6.79 €6.08

$6.61 €5.92

2.72%

Local Beer (0.5 liter bottle)

$1.01 €0.91

$1.13 €1.02

-10.62%

Imported Beer (0.33 liter bottle)

$1.38 €1.24

$1.50 €1.34

-8.00%

One-way Ticket (Public Transport)

$3.65 €3.27

$4.43 €3.97

-17.61%

Public Transport Monthly Pass (Regular Price)

$67.7 €60.6

$69.4 €62.2

-2.51%

Taxi Start (Normal Tariff)

$3.40 €3.04

$6.79 €6.08

-49.93%

Taxi (Normal Tariff) (1km)

$2.29 €2.05

$2.98 €2.67

-23.15%

Taxi 1hour Waiting (Normal Tariff)

$40.59 €36.35

$41.72 €37.37

-2.71%

Gasoline (1 liter)

$2.09 €1.87

$2.29 €2.05

-8.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K €26.8K

$33.0K €29.5K

-9.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.9K

$38.9K €34.9K

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$537 €481

$383 €343

40.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.06 €35.87

$19.47 €17.44

105.75%

Internet (50+ Mbps, Unlimited Data)

$40.69 €36.44

$38.79 €34.74

4.90%

Gym Membership (Monthly)

$49.90 €44.69

$42.26 €37.84

18.08%

Tennis Court (1 Hour on Weekend)

$28.37 €25.41

Cinema Ticket

$11.30 €10.12

$15.46 €13.84

-26.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.6 €83.8

$502 €450

-81.38%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

Jeans (Levis 501 Or Similar)

$96.1 €86.0

$86.6 €77.5

10.99%

Summer Dress (H&M, Zara, etc)

$66.1 €59.2

$36.18 €32.40

82.70%

Sport Shoes (Adidas, Nike)

$114 €102

$101 €90.1

13.21%

Men's Leather Business Shoes

$110 €98.9

$117 €105

-5.95%

1-bedroom Apartment, City Center (Monthly)

$804 €720

$1,212 €1,085

-33.64%

1-bedroom Apartment, Outside City Center (Monthly)

$689 €617

$919 €823

-25.00%

3-bedroom Apartment, City Center (Monthly)

$1,172 €1,049

$2,155 €1,930

-45.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,092 €978

$1,667 €1,493

-34.54%

Buy Apartment in City Center (m2)

$6,488 €5,811

$9,358 €8,381

-30.67%

Buy Apartment Outside City Center (m2)

$3,401 €3,046

$5,163 €4,624

-34.14%

Average Monthly Net Salary (After Tax)

$3,412 €3,055

$3,622 €3,244

-5.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.69

7.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wuerzburg: October 26, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wuerzburg

$689 30.7%

Hamburg

$919 39.4% 33.3% $230

Monthly Utilities & Internet

Wuerzburg

$618 27.5%

Hamburg

$441 18.9% 28.6% $177

Groceries & Markets

Wuerzburg

$317 14.1%

Hamburg

$335 14.3% 5.5% $17

Eating Out

Wuerzburg

$276 12.3%

Hamburg

$303 13% 9.5% $26

Clothing & Footwear

Wuerzburg

$174 7.8%

Hamburg

$153 6.6% 11.8% $21

Getting Around

Wuerzburg

$97 4.3%

Hamburg

$109 4.7% 12% $12

Sport & Entertainment

Wuerzburg

$73 3.2%

Hamburg

$73 3.1% 0.9% $0.7

Cost Breakdown

A central one-bedroom costs $804 in Wuerzburg versus $1,212 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Wuerzburg versus $74 in Hamburg. Groceries tell a different story – $317 in Wuerzburg vs $335 in Hamburg – so Wuerzburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Wuerzburg

🇩🇪 Hamburg

🕒 Local time

19:25 7:25 PM

Same time as Wuerzburg

🌤 Weather

👥 Population

130,000

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wuerzburg vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 4% more than Wuerzburg, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,366 per month in Wuerzburg and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wuerzburg, especially for central apartments: a one-bedroom in the center costs $804 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,244 in Wuerzburg and $2,332 in Hamburg. That makes Wuerzburg about 4% cheaper.

Public transport costs about 3% less in Wuerzburg. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,244 in Wuerzburg and $2,332 in Hamburg. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Wuerzburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Wuerzburg. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.