Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Wuerzburg

For one person, living is cheaper in Wuerzburg: $2,244 a month against $2,332 in Hamburg, rent and utilities included – about $1,100 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
Learn more

Hamburg Living Index
108

Cost of Living Index in Wuerzburg
Learn more

Wuerzburg Living Index

Jump to prices

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Wuerzburg

🇩🇪 Germany

$2,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Wuerzburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Wuerzburg actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $2,244 in Wuerzburg, rent included.

Hamburg $2,332
Wuerzburg $2,244

A couple spends around $3,481 per month in Hamburg vs $3,235 in Wuerzburg, rent included.

Hamburg $3,481
Wuerzburg $3,235

A family of three spends $4,631 per month in Hamburg vs $4,227 in Wuerzburg, rent included.

Hamburg $4,631
Wuerzburg $4,227

Hamburg costs about 4% more than Wuerzburg, and outside of rent the biggest gap is in eating out.

Both Hamburg and Wuerzburg sit above the global median – Hamburg by 71%, Wuerzburg by 65%.

Meal at Budget Restaurant

$17.03 €15.25

$16.64 €14.90

2.34%

Three-Course Dinner for Two, Mid-Range

$73.6 €65.9

$88.6 €79.3

-16.92%

Fast Food Meal (McDonalds, etc)

$13.65 €12.23

$11.39 €10.20

19.84%

Cappuccino

$4.67 €4.18

$4.15 €3.72

12.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.74

$2.50 €2.24

67.20%

Water (0.33 liter bottle)

$3.24 €2.90

$3.16 €2.83

2.53%

Local Beer (0.5 liter draught)

$5.96 €5.34

$5.63 €5.04

5.86%

Imported Beer (0.33 liter bottle)

$4.98 €4.46

$4.22 €3.78

18.01%

Milk (1 liter)

$1.20 €1.07

$1.34 €1.20

-10.45%

White Bread (500g)

$2.60 €2.33

$1.84 €1.65

41.30%

Rice (white) (1kg)

$2.79 €2.50

$3.61 €3.23

-22.71%

Eggs

$4.24 €3.80

$3.20 €2.87

32.50%

Local Cheese (1kg)

$12.36 €11.07

$14.51 €12.99

-14.82%

Chicken Fillets (1kg)

$12.02 €10.77

$10.16 €9.10

18.31%

Beef Round Steak (1kg)

$18.94 €16.96

$19.12 €17.13

-0.94%

Apples (1kg)

$3.24 €2.90

$3.28 €2.93

-1.22%

Banana (1kg)

$2.33 €2.09

$1.85 €1.66

25.95%

Oranges (1kg)

$2.95 €2.64

$2.17 €1.94

35.94%

Tomato (1kg)

$4.12 €3.69

$5.02 €4.50

-17.93%

Potato (1kg)

$1.83 €1.63

$1.24 €1.11

47.58%

Onion (1kg)

$1.75 €1.56

$1.51 €1.36

15.89%

Lettuce (1 head)

$1.73 €1.55

$1.68 €1.50

2.98%

Water (1.5 liter bottle)

$1.17 €1.05

$0.84 €0.75

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €9.01

$9.69 €8.67

3.92%

Wine (Bottle)

$6.61 €5.92

$6.79 €6.08

-2.65%

Local Beer (0.5 liter bottle)

$1.13 €1.02

$1.01 €0.91

11.88%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.38 €1.24

8.70%

One-way Ticket (Public Transport)

$4.43 €3.97

$3.65 €3.27

21.37%

Public Transport Monthly Pass (Regular Price)

$69.4 €62.2

$67.7 €60.6

2.57%

Taxi Start (Normal Tariff)

$6.79 €6.08

$3.40 €3.04

99.71%

Taxi (Normal Tariff) (1km)

$2.98 €2.67

$2.29 €2.05

30.13%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.37

$40.59 €36.35

2.78%

Gasoline (1 liter)

$2.29 €2.05

$2.09 €1.87

9.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$30.0K €26.8K

10.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.9K

$39.0K €34.9K

-0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €343

$537 €481

-28.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.44

$40.06 €35.87

-51.40%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.74

$40.69 €36.44

-4.67%

Gym Membership (Monthly)

$42.26 €37.84

$49.90 €44.69

-15.31%

Tennis Court (1 Hour on Weekend)

$28.37 €25.41

Cinema Ticket

$15.46 €13.84

$11.30 €10.12

36.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €450

$93.6 €83.8

437.09%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

Jeans (Levis 501 Or Similar)

$86.6 €77.5

$96.1 €86.0

-9.90%

Summer Dress (H&M, Zara, etc)

$36.18 €32.40

$66.1 €59.2

-45.26%

Sport Shoes (Adidas, Nike)

$101 €90.1

$114 €102

-11.67%

Men's Leather Business Shoes

$117 €105

$110 €98.9

6.33%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,085

$804 €720

50.70%

1-bedroom Apartment, Outside City Center (Monthly)

$919 €823

$689 €617

33.33%

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,930

$1,172 €1,049

83.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,493

$1,092 €978

52.76%

Buy Apartment in City Center (m2)

$9,358 €8,381

$6,488 €5,811

44.23%

Buy Apartment Outside City Center (m2)

$5,163 €4,624

$3,401 €3,046

51.83%

Average Monthly Net Salary (After Tax)

$3,622 €3,244

$3,412 €3,055

6.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.97

-7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Wuerzburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Wuerzburg

$689 30.7% 25% $230

Monthly Utilities & Internet

Hamburg

$441 18.9%

Wuerzburg

$618 27.5% 40% $177

Groceries & Markets

Hamburg

$335 14.3%

Wuerzburg

$317 14.1% 5.2% $17

Eating Out

Hamburg

$303 13%

Wuerzburg

$276 12.3% 8.7% $26

Clothing & Footwear

Hamburg

$153 6.6%

Wuerzburg

$174 7.8% 13.4% $21

Getting Around

Hamburg

$109 4.7%

Wuerzburg

$97 4.3% 10.7% $12

Sport & Entertainment

Hamburg

$73 3.1%

Wuerzburg

$73 3.2% 0.9% $0.7

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $804 in Wuerzburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Hamburg versus $89 in Wuerzburg. Groceries tell a different story – $335 in Hamburg vs $317 in Wuerzburg – so Wuerzburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Wuerzburg

🕒 Local time

09:45 9:45 AM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

130,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hamburg Wuerzburg 400 km

From you

Hamburg
Wuerzburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Wuerzburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 4% more than Wuerzburg, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $3,366 in Wuerzburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wuerzburg, especially for central apartments: a one-bedroom in the center costs $804 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,332 in Hamburg and $2,244 in Wuerzburg. That makes Wuerzburg about 4% cheaper.

Public transport costs about 3% less in Wuerzburg. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,332 in Hamburg and $2,244 in Wuerzburg. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Wuerzburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Wuerzburg. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.