Last update: Oct 2026

Cost of Living Comparison Between Worms and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,924 in Worms, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Worms
Learn more

Worms Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Worms

🇩🇪 Germany

$1,924

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Worms and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Worms and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,924 per month in Worms vs $938 in Chiang Mai, rent included.

Worms $1,924
Chiang Mai $938

A couple spends around $2,948 per month in Worms vs $1,426 in Chiang Mai, rent included.

Worms $2,948
Chiang Mai $1,426

A family of three spends $3,973 per month in Worms vs $1,914 in Chiang Mai, rent included.

Worms $3,973
Chiang Mai $1,914

Worms costs about 105% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Worms sits 42% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.80 €14.95

$2.26 ฿75.4

643.36%

Three-Course Dinner for Two, Mid-Range

$83.6 €74.4

$19.18 ฿641

336.08%

Fast Food Meal (McDonalds, etc)

$12.46 €11.09

$5.59 ฿187

122.90%

Cappuccino

$3.99 €3.55

$1.72 ฿57.6

131.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 €3.53

$0.64 ฿21.54

518.75%

Water (0.33 liter bottle)

$3.36 €2.99

$0.33 ฿11.18

918.18%

Local Beer (0.5 liter draught)

$5.35 €4.76

$2.36 ฿78.7

126.69%

Imported Beer (0.33 liter bottle)

$4.26 €3.79

$3.90 ฿130

9.23%

Milk (1 liter)

$1.49 €1.32

$2.05 ฿68.6

-27.32%

White Bread (500g)

$2.13 €1.90

$1.40 ฿46.70

52.14%

Rice (white) (1kg)

$4.00 €3.56

$1.28 ฿42.89

212.50%

Eggs

$3.34 €2.97

$2.25 ฿75.3

48.44%

Local Cheese (1kg)

$13.77 €12.25

$16.94 ฿566

-18.71%

Chicken Fillets (1kg)

$9.99 €8.88

$2.74 ฿91.6

264.60%

Beef Round Steak (1kg)

$26.24 €23.34

$9.36 ฿313

180.34%

Apples (1kg)

$3.20 €2.85

$2.40 ฿80.3

33.33%

Banana (1kg)

$2.19 €1.95

$1.01 ฿33.92

116.83%

Oranges (1kg)

$1.95 €1.73

$1.61 ฿53.9

21.12%

Tomato (1kg)

$3.79 €3.37

$1.52 ฿50.7

149.34%

Potato (1kg)

$1.18 €1.05

$1.28 ฿42.90

-7.81%

Onion (1kg)

$1.24 €1.10

$1.11 ฿37.22

11.71%

Lettuce (1 head)

$1.52 €1.35

$0.72 ฿24.09

111.11%

Water (1.5 liter bottle)

$1.11 €0.99

$0.52 ฿17.54

113.46%

Cigarettes 20 Pack (Marlboro, Camel)

$9.75 €8.67

$4.33 ฿145

125.17%

Wine (Bottle)

$5.71 €5.08

$17.73 ฿593

-67.79%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.63 ฿54.4

-30.67%

Imported Beer (0.33 liter bottle)

$1.48 €1.31

$2.85 ฿95.3

-48.07%

One-way Ticket (Public Transport)

$3.22 €2.87

$0.85 ฿28.31

278.82%

Public Transport Monthly Pass (Regular Price)

$67.2 €59.8

$53.9 ฿1,801

24.66%

Taxi Start (Normal Tariff)

$4.13 €3.67

$1.17 ฿39.18

252.99%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$0.57 ฿19.00

296.49%

Taxi 1hour Waiting (Normal Tariff)

$36.37 €32.35

$2.37 ฿79.2

1434.60%

Gasoline (1 liter)

$2.21 €1.97

$1.45 ฿48.32

52.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.3K

$20.5K ฿684.3K

60.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.5K

$26.5K ฿886.1K

46.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €247

$62.3 ฿2,083

344.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.63 €23.68

$12.27 ฿410

117.03%

Internet (50+ Mbps, Unlimited Data)

$38.89 €34.59

$19.97 ฿668

94.74%

Gym Membership (Monthly)

$39.29 €34.95

$37.91 ฿1,267

3.64%

Tennis Court (1 Hour on Weekend)

$23.54 €20.94

$3.76 ฿126

526.06%

Cinema Ticket

$13.46 €11.97

$6.71 ฿224

100.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 €463

$797 ฿26.6K

-34.73%

International Primary School, 1 Child (Yearly)

$17.9K €15.9K

$14.8K ฿495.7K

20.37%

Jeans (Levis 501 Or Similar)

$85.4 €76.0

$53.3 ฿1,780

60.34%

Summer Dress (H&M, Zara, etc)

$34.65 €30.82

$25.05 ฿837

38.32%

Sport Shoes (Adidas, Nike)

$95.8 €85.2

$91.6 ฿3,062

4.52%

Men's Leather Business Shoes

$137 €122

$73.5 ฿2,455

86.65%

1-bedroom Apartment, City Center (Monthly)

$796 €708

$464 ฿15.5K

71.49%

1-bedroom Apartment, Outside City Center (Monthly)

$639 €569

$305 ฿10.2K

109.83%

3-bedroom Apartment, City Center (Monthly)

$1,471 €1,308

$915 ฿30.6K

60.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,113 €990

$552 ฿18.5K

101.55%

Buy Apartment in City Center (m2)

$5,421 €4,822

$1,912 ฿63.9K

183.55%

Buy Apartment Outside City Center (m2)

$3,771 €3,354

$1,438 ฿48.1K

162.17%

Average Monthly Net Salary (After Tax)

$2,990 €2,660

$595 ฿19.9K

402.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

5.57

-35.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Worms: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Worms

$639 33.2%

Chiang Mai

$305 32.5% 52.3% $335

Monthly Utilities & Internet

Worms

$343 17.8%

Chiang Mai

$95 10.1% 72.4% $248

Groceries & Markets

Worms

$337 17.5%

Chiang Mai

$238 25.4% 29.3% $99

Eating Out

Worms

$284 14.8%

Chiang Mai

$79 8.4% 72.2% $205

Clothing & Footwear

Worms

$159 8.3%

Chiang Mai

$110 11.7% 31% $49

Getting Around

Worms

$96 5%

Chiang Mai

$61 6.5% 35.8% $34

Sport & Entertainment

Worms

$66 3.4%

Chiang Mai

$51 5.5% 22.5% $15

Cost Breakdown

A central one-bedroom costs $796 in Worms versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 402% higher in Worms, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Worms versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $337 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇩🇪 Worms

🇹🇭 Chiang Mai

🕒 Local time

08:37 8:37 AM

13:37 1:37 PM

5 h ahead of Worms

🌤 Weather

👥 Population

86,283

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Worms Chiang Mai 8,470 km ≈ 11 h nonstop flight

From you

Worms
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Worms vs Chiang Mai: Cost of Living - Frequently Asked Questions

Worms costs about 105% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,885 per month in Worms and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $520 per month in Worms and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 42% more in Worms, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Worms at $1,924. In Chiang Mai it covers expenses comfortably, while in Worms it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,924 in Worms. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Worms makes more sense. Both are solid long-term options with distinct trade-offs.