Last update: Oct 2026

Cost of Living Comparison Between Winnipeg and Chelmsford

For one person, living is cheaper in Winnipeg: $2,071 a month against $2,567 in Chelmsford, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Winnipeg
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Winnipeg Living Index
123

Cost of Living Index in Chelmsford
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Chelmsford Living Index

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Winnipeg

🇨🇦 Canada

$2,071

/mo nomad

Chelmsford

🇬🇧 United Kingdom

$2,567

/mo nomad

Monthly Cost of Living

How much you'll spend in Winnipeg and in Chelmsford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winnipeg and in Chelmsford actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,071 in Winnipeg versus $2,567 in Chelmsford.

Winnipeg $2,071
Chelmsford $2,567

Estimated couple costs with rent: $3,039 in Winnipeg versus $3,761 in Chelmsford.

Winnipeg $3,039
Chelmsford $3,761

Monthly costs for a family of three with rent: $4,006 in Winnipeg versus $4,954 in Chelmsford.

Winnipeg $4,006
Chelmsford $4,954

Living in Winnipeg costs roughly 19% less than in Chelmsford, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Winnipeg 52% above, Chelmsford 89% above.

Meal at Budget Restaurant

$14.49 CA$20.25

$19.63 £14.66

-26.18%

Three-Course Dinner for Two, Mid-Range

$64.3 CA$89.9

$73.0 £54.5

-11.87%

Fast Food Meal (McDonalds, etc)

$10.65 CA$14.88

$9.17 £6.85

16.14%

Cappuccino

$3.77 CA$5.26

$5.09 £3.80

-25.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 CA$3.22

$2.82 £2.10

-18.44%

Water (0.33 liter bottle)

$1.98 CA$2.76

$1.42 £1.06

39.44%

Local Beer (0.5 liter draught)

$5.86 CA$8.18

$7.40 £5.53

-20.81%

Imported Beer (0.33 liter bottle)

$6.39 CA$8.92

$7.33 £5.47

-12.82%

Milk (1 liter)

$1.46 CA$2.04

$1.59 £1.19

-8.18%

White Bread (500g)

$2.25 CA$3.15

$1.45 £1.08

55.17%

Rice (white) (1kg)

$3.32 CA$4.64

$2.64 £1.97

25.76%

Eggs

$3.57 CA$4.99

$3.46 £2.58

3.18%

Local Cheese (1kg)

$9.66 CA$13.49

$10.16 £7.59

-4.92%

Chicken Fillets (1kg)

$10.52 CA$14.69

$8.46 £6.31

24.35%

Beef Round Steak (1kg)

$16.09 CA$22.48

$13.51 £10.09

19.10%

Apples (1kg)

$3.81 CA$5.33

$2.33 £1.74

63.52%

Banana (1kg)

$1.42 CA$1.98

$1.24 £0.93

14.52%

Oranges (1kg)

$3.51 CA$4.91

$2.97 £2.22

18.18%

Tomato (1kg)

$3.41 CA$4.77

$2.12 £1.58

60.85%

Potato (1kg)

$2.33 CA$3.26

$1.77 £1.32

31.64%

Onion (1kg)

$2.73 CA$3.81

$1.51 £1.13

80.79%

Lettuce (1 head)

$2.61 CA$3.64

$1.14 £0.85

128.95%

Water (1.5 liter bottle)

$1.32 CA$1.85

$1.44 £1.07

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.69

$23.69 £17.69

-37.48%

Wine (Bottle)

$12.12 CA$16.93

$11.92 £8.90

1.68%

Local Beer (0.5 liter bottle)

$2.71 CA$3.79

$2.27 £1.70

19.38%

Imported Beer (0.33 liter bottle)

$3.55 CA$4.96

$2.71 £2.02

31.00%

One-way Ticket (Public Transport)

$2.44 CA$3.41

$4.04 £3.02

-39.60%

Public Transport Monthly Pass (Regular Price)

$83.6 CA$117

$104 £77.7

-19.66%

Taxi Start (Normal Tariff)

$2.88 CA$4.03

$4.88 £3.64

-40.98%

Taxi (Normal Tariff) (1km)

$1.39 CA$1.94

$1.76 £1.32

-21.02%

Taxi 1hour Waiting (Normal Tariff)

$24.21 CA$33.83

$26.23 £19.58

-7.70%

Gasoline (1 liter)

$1.22 CA$1.71

$2.00 £1.50

-39.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$38.7K £28.9K

-30.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$30.2K

$40.7K £30.4K

-46.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$230

$265 £198

-37.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.35 CA$46.60

$14.70 £10.98

126.87%

Internet (50+ Mbps, Unlimited Data)

$49.74 CA$69.5

$40.12 £29.96

23.98%

Gym Membership (Monthly)

$38.01 CA$53.1

$51.4 £38.34

-25.98%

Tennis Court (1 Hour on Weekend)

$29.62 CA$41.39

Cinema Ticket

$10.57 CA$14.77

$12.11 £9.04

-12.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$990 CA$1,383

$2,034 £1,518

-51.32%

International Primary School, 1 Child (Yearly)

$18.9K CA$26.4K

$13.2K £9,870

43.16%

Jeans (Levis 501 Or Similar)

$44.39 CA$62.0

$99.9 £74.6

-55.57%

Summer Dress (H&M, Zara, etc)

$41.85 CA$58.5

$43.75 £32.67

-4.34%

Sport Shoes (Adidas, Nike)

$70.3 CA$98.3

$95.8 £71.6

-26.63%

Men's Leather Business Shoes

$92.2 CA$129

$86.7 £64.7

6.33%

1-bedroom Apartment, City Center (Monthly)

$998 CA$1,394

$1,583 £1,182

-36.97%

1-bedroom Apartment, Outside City Center (Monthly)

$960 CA$1,341

$1,297 £968

-25.99%

3-bedroom Apartment, City Center (Monthly)

$1,684 CA$2,353

$2,521 £1,882

-33.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,521 CA$2,125

$2,227 £1,662

-31.70%

Buy Apartment in City Center (m2)

$2,427 CA$3,392

$7,442 £5,557

-67.39%

Buy Apartment Outside City Center (m2)

$2,306 CA$3,223

$5,096 £3,805

-54.74%

Average Monthly Net Salary (After Tax)

$2,661 CA$3,719

$2,919 £2,180

-8.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.06

-12.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winnipeg: October 24, 2026

Last update for Chelmsford: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winnipeg

$960 46.3%

Chelmsford

$1.3K 50.5% 35.1% $337

Groceries & Markets

Winnipeg

$337 16.3%

Chelmsford

$280 10.9% 16.8% $56

Eating Out

Winnipeg

$252 12.2%

Chelmsford

$314 12.2% 24.6% $62

Monthly Utilities & Internet

Winnipeg

$248 12%

Chelmsford

$319 12.4% 28.9% $72

Clothing & Footwear

Winnipeg

$112 5.4%

Chelmsford

$147 5.7% 31.1% $35

Getting Around

Winnipeg

$103 5%

Chelmsford

$134 5.2% 29.8% $31

Sport & Entertainment

Winnipeg

$59 2.9%

Chelmsford

$76 2.9% 27.8% $16

Cost Breakdown

A one-bedroom apartment in the center runs $998 in Winnipeg and $1,583 in Chelmsford. Housing cost is often the main lever when comparing two cities.

Chelmsford pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64 in Winnipeg vs $73 in Chelmsford. Groceries flip the comparison at $337 vs $280, with Chelmsford cheaper for home cooking.

Good to know

🇨🇦 Winnipeg

🇬🇧 Chelmsford

🕒 Local time

15:20 3:20 PM

20:20 8:20 PM

5 h ahead of Winnipeg

🌤 Weather

👥 Population

663,617

176,194

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to CAD in detail →

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Winnipeg Chelmsford 6,310 km ≈ 8 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winnipeg vs Chelmsford: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,071 in Winnipeg and $2,567 in Chelmsford, so Winnipeg is about 19% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Winnipeg. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $998 in Winnipeg versus $1,583 in Chelmsford. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $990 in Winnipeg versus $2,034 in Chelmsford. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Chelmsford pay roughly 17% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

At $2,071 in Winnipeg versus $2,567 in Chelmsford, a $2,500 budget is realistic in Winnipeg but tight or insufficient in Chelmsford. The gap between the two cities makes Winnipeg the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Winnipeg wins on affordability, Chelmsford on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.