Last update: Oct 2026

Cost of Living Comparison Between Winneba and Cebu

For one person, living is cheaper in Winneba: $669 a month against $918 in Cebu, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

33

Cost of Living Index in Winneba
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Winneba Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Winneba

🇬🇭 Ghana

$669

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Winneba and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winneba and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $669 in Winneba versus $918 in Cebu.

Winneba $669
Cebu $918

Estimated couple costs with rent: $1,124 in Winneba versus $1,409 in Cebu.

Winneba $1,124
Cebu $1,409

Monthly costs for a family of three with rent: $1,580 in Winneba versus $1,900 in Cebu.

Winneba $1,580
Cebu $1,900

Living in Winneba costs roughly 27% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Winneba 50% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.82 GHS 90.9

$3.09 ₱194

153.07%

Three-Course Dinner for Two, Mid-Range

$50.5 GHS 587

$24.22 ₱1,525

108.42%

Fast Food Meal (McDonalds, etc)

$10.51 GHS 122

$3.92 ₱247

168.11%

Cappuccino

$4.34 GHS 50.5

$2.51 ₱158

72.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 GHS 18.65

$1.59 ₱100

0.63%

Water (0.33 liter bottle)

$0.45 GHS 5.19

$0.53 ₱33.43

-15.09%

Local Beer (0.5 liter draught)

$1.87 GHS 21.79

$1.78 ₱112

5.06%

Imported Beer (0.33 liter bottle)

$2.22 GHS 25.83

$2.17 ₱137

2.30%

Milk (1 liter)

$3.52 GHS 40.96

$1.92 ₱121

83.33%

White Bread (500g)

$1.59 GHS 18.50

$1.36 ₱85.4

16.91%

Rice (white) (1kg)

$3.09 GHS 35.89

$1.01 ₱63.5

205.94%

Eggs

$2.71 GHS 31.50

$2.03 ₱128

33.50%

Local Cheese (1kg)

$11.76 GHS 137

$9.86 ₱621

19.27%

Chicken Fillets (1kg)

$7.40 GHS 86.1

$4.39 ₱277

68.56%

Beef Round Steak (1kg)

$9.76 GHS 114

$7.60 ₱479

28.42%

Apples (1kg)

$3.62 GHS 42.11

$3.30 ₱208

9.70%

Banana (1kg)

$1.40 GHS 16.27

$1.39 ₱87.8

0.72%

Oranges (1kg)

$1.83 GHS 21.31

$2.33 ₱147

-21.46%

Tomato (1kg)

$3.52 GHS 40.89

$1.50 ₱94.3

134.67%

Potato (1kg)

$2.67 GHS 31.09

$2.36 ₱149

13.14%

Onion (1kg)

$2.63 GHS 30.60

$1.90 ₱119

38.42%

Lettuce (1 head)

$0.76 GHS 8.79

$1.19 ₱74.9

-36.13%

Water (1.5 liter bottle)

$0.56 GHS 6.52

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 GHS 30.29

$3.00 ₱189

-13.33%

Wine (Bottle)

$7.29 GHS 84.8

$6.03 ₱379

20.90%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.93

$1.23 ₱77.7

4.07%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.68

$1.75 ₱110

36.00%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.66 GHS 19.32

$0.77 ₱48.62

115.58%

Taxi (Normal Tariff) (1km)

$1.30 GHS 15.13

$0.23 ₱14.53

465.22%

Taxi 1hour Waiting (Normal Tariff)

$4.16 GHS 48.40

$4.46 ₱281

-6.73%

Gasoline (1 liter)

$1.30 GHS 15.16

$1.31 ₱82.8

-0.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,941 GHS 92.4K

$21.2K ₱1.3M

-62.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,952 GHS 115.7K

$19.1K ₱1.2M

-48.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 GHS 865

$120 ₱7,569

-38.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 GHS 223

$14.00 ₱882

37.00%

Internet (50+ Mbps, Unlimited Data)

$43.32 GHS 504

$27.54 ₱1,734

57.30%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.73 GHS 148

$5.65 ₱356

125.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 GHS 5,487

$275 ₱17.3K

71.36%

International Primary School, 1 Child (Yearly)

$18.5K GHS 215.6K

$7,918 ₱498.5K

134.09%

Jeans (Levis 501 Or Similar)

$14.33 GHS 167

$49.33 ₱3,106

-70.95%

Summer Dress (H&M, Zara, etc)

$18.10 GHS 211

$25.24 ₱1,589

-28.29%

Sport Shoes (Adidas, Nike)

$36.39 GHS 423

$77.0 ₱4,846

-52.72%

Men's Leather Business Shoes

$51.6 GHS 600

$57.2 ₱3,601

-9.74%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

7.2

271.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Winneba

$276 41.3%

Cebu

$206 22.4% 25.4% $70

Eating Out

Winneba

$168 25.1%

Cebu

$88 9.6% 47.5% $80

Monthly Utilities & Internet

Winneba

$137 20.5%

Cebu

$162 17.6% 18.2% $25

Clothing & Footwear

Winneba

$54 8.1%

Cebu

$94 10.2% 73.3% $40

Sport & Entertainment

Winneba

$25 * 3.8%

Cebu

$44 4.8% 71.3% $18

Getting Around

Winneba

$8.2 * 1.2%

Cebu

$16 1.7% 90.6% $7.4

Accommodation & Living

Winneba

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $50.0 in Winneba vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $276 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇭 Winneba

🇵🇭 Cebu

🕒 Local time

20:42 8:42 PM

04:42 4:42 AM

8 h ahead of Winneba

🌤 Weather

👥 Population

71,288

964,169

💱 Currency

Ghanaian Cedi GHS ₵

Philippine Peso PHP ₱

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.08 GHS (100 GHS = 7.65 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Winneba Cebu 13,630 km ≈ 18 h nonstop flight

From you

Winneba
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Cebu: Cost of Living - Frequently Asked Questions

Winneba is cheaper overall, especially in clothing, leisure, and transport. The 37% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,003 in Winneba and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 34% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $669 per month in Winneba versus $918 in Cebu – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Winneba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Winneba is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Winneba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Winneba gentler on the wallet – expenses run 37% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.