Cost of Living Comparison Between Winchester, VA and Ubud, Bali Cost of Living Comparison Between Winchester, VA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,732 in Winchester, VA versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $3,610 in Winchester, VA versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,487 in Winchester, VA versus $3,724 in Ubud, Bali.

Living in Winchester, VA is roughly 96% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Winchester, VA 103% above, Ubud, Bali 4% above.

Currency
🍽 Eating Out
Winchester, VA
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.68 $19.68
$3.48 Rp 59.7K
465.52%
Three-Course Dinner for Two, Mid-Range
$56.6 $56.6
$32.88 Rp 564.0K
72.08%
Fast Food Meal (McDonalds, etc)
$12.06 $12.06
$5.09 Rp 87.3K
136.94%
Cappuccino
$3.57 $3.57
$2.75 Rp 47.1K
29.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 $2.03
$1.38 Rp 23.7K
47.10%
Water (0.33 liter bottle)
$1.22 $1.22
$0.71 Rp 12.2K
71.83%
Local Beer (0.5 liter draught)
$6.04 $6.04
$2.88 Rp 49.4K
109.72%
Imported Beer (0.33 liter bottle)
$7.54 $7.54
$3.87 Rp 66.4K
94.83%
🛒 Groceries & Markets
Winchester, VA
Ubud, Bali
Difference
Milk (1 liter)
$1.17 $1.17
$1.79 Rp 30.7K
-34.64%
White Bread (500g)
$2.70 $2.70
$2.45 Rp 42.0K
10.20%
Rice (white) (1kg)
$7.32 $7.32
$1.21 Rp 20.7K
504.96%
Eggs
$2.98 $2.98
$2.39 Rp 40.9K
24.69%
Local Cheese (1kg)
$18.95 $18.95
$14.70 Rp 252.1K
28.91%
Chicken Fillets (1kg)
$19.95 $19.95
$4.24 Rp 72.7K
370.52%
Beef Round Steak (1kg)
$24.10 $24.10
$12.08 Rp 207.1K
99.50%
Apples (1kg)
$7.68 $7.68
$3.66 Rp 62.9K
109.84%
Banana (1kg)
$2.85 $2.85
$1.61 Rp 27.6K
77.02%
Oranges (1kg)
$7.92 $7.92
$2.72 Rp 46.6K
191.18%
Tomato (1kg)
$10.97 $10.97
$2.27 Rp 39.0K
383.26%
Potato (1kg)
$4.72 $4.72
$1.90 Rp 32.6K
148.42%
Onion (1kg)
$3.61 $3.61
$2.30 Rp 39.4K
56.96%
Lettuce (1 head)
$2.76 $2.76
$1.02 Rp 17.4K
170.59%
Water (1.5 liter bottle)
$3.13 $3.13
$0.78 Rp 13.4K
301.28%
Cigarettes 20 Pack (Marlboro, Camel)
$7.81 $7.81
$3.24 Rp 55.7K
141.05%
Wine (Bottle)
$17.86 $17.86
$24.06 Rp 412.7K
-25.77%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.84 Rp 48.7K
-39.79%
Imported Beer (0.33 liter bottle)
$3.64 $3.64
$2.79 Rp 47.8K
30.47%
🚌 Getting Around
Winchester, VA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$0.27 Rp 4,610
651.85%
Public Transport Monthly Pass (Regular Price)
$54.6 $54.6
$8.24 Rp 141.4K
562.62%
Taxi Start (Normal Tariff)
$3.79 $3.79
$0.45 Rp 7,708
742.22%
Taxi (Normal Tariff) (1km)
$0.73 $0.73
$0.43 Rp 7,305
69.77%
Taxi 1hour Waiting (Normal Tariff)
$20.09 $20.09
$6.02 Rp 103.3K
233.72%
Gasoline (1 liter)
$0.87 $0.87
$0.86 Rp 14.7K
1.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K $26.5K
$26.1K Rp 447.1M
1.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K $24.6K
$31.7K Rp 543.7M
-22.43%
🧾 Monthly Utilities & Internet
Winchester, VA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 $139
$78.3 Rp 1.3M
78.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.7 $50.7
$4.00 Rp 68.5K
1168.25%
Internet (50+ Mbps, Unlimited Data)
$48.98 $48.98
$24.35 Rp 417.7K
101.15%
🎉 Sport & Entertainment
Winchester, VA
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.65 $35.65
$95.8 Rp 1.6M
-62.78%
Tennis Court (1 Hour on Weekend)
-
$6.46 Rp 110.7K
-
Cinema Ticket
$11.90 $11.90
$4.01 Rp 68.7K
196.76%
🧸 Childcare & Education
Winchester, VA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,841 $1,841
$302 Rp 5.2M
510.56%
International Primary School, 1 Child (Yearly)
$23.7K $23.7K
$6,545 Rp 112.3M
262.79%
👕👟 Clothing & Footwear
Winchester, VA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$48.01 $48.01
$53.4 Rp 916.3K
-10.13%
Summer Dress (H&M, Zara, etc)
$48.01 $48.01
$38.55 Rp 661.2K
24.54%
Sport Shoes (Adidas, Nike)
$60.1 $60.1
$89.1 Rp 1.5M
-32.54%
Men's Leather Business Shoes
$120 $120
$78.9 Rp 1.4M
51.79%
🏠 Accommodation & Living
Winchester, VA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,417 $1,417
$1,016 Rp 17.4M
39.51%
1-bedroom Apartment, Outside City Center (Monthly)
$1,359 $1,359
$672 Rp 11.5M
102.19%
3-bedroom Apartment, City Center (Monthly)
$2,670 $2,670
$3,368 Rp 57.8M
-20.75%
3-bedroom Apartment, Outside City Center (Monthly)
$1,513 $1,513
$2,108 Rp 36.2M
-28.20%
Buy Apartment in City Center (m2)
$2,303 $2,303
$3,001 Rp 51.5M
-23.27%
Buy Apartment Outside City Center (m2)
$2,328 $2,328
$2,337 Rp 40.1M
-0.37%
💵 Salaries & Financials
Winchester, VA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,117 $5,117
$178 Rp 3.0M
2782.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
13.28
-50.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winchester, VA: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,417 in Winchester, VA and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Winchester, VA pays 2783% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57 in Winchester, VA vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $572 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Winchester, VA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Winchester, VA or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 96% lower than in Winchester, VA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Winchester, VA or Ubud, Bali?
Winchester, VA pays 2783% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Winchester, VA vs Ubud, Bali?
Rent for a central apartment: $1,417 in Winchester, VA versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Winchester, VA and Ubud, Bali?
Childcare runs $1,841 in Winchester, VA versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Winchester, VA or Ubud, Bali?
Supermarket bills run roughly 91% higher in Winchester, VA. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Winchester, VA or Ubud, Bali?
At $1,395 in Ubud, Bali versus $2,732 in Winchester, VA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winchester, VA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Winchester, VA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Winchester, VA compared to Ubud, Bali?
Safety-wise, Winchester, VA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 96% less than in Winchester, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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