Cost of Living Comparison Between Ubud, Bali and Winchester, VA Cost of Living Comparison Between Ubud, Bali and Winchester, VA

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $2,732 in Winchester, VA.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $3,610 in Winchester, VA.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $4,487 in Winchester, VA.

Living in Ubud, Bali costs roughly 49% less than in Winchester, VA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 4% above, Winchester, VA 103% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$19.68 $19.68

-82.32%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$56.6 $56.6

-41.89%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$12.06 $12.06

-57.79%

Cappuccino

$2.75 Rp 47.1K

$3.57 $3.57

-22.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.03 $2.03

-32.02%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.22 $1.22

-41.80%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$6.04 $6.04

-52.32%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$7.54 $7.54

-48.67%

Milk (1 liter)

$1.79 Rp 30.7K

$1.17 $1.17

52.99%

White Bread (500g)

$2.45 Rp 42.0K

$2.70 $2.70

-9.26%

Rice (white) (1kg)

$1.21 Rp 20.7K

$7.32 $7.32

-83.47%

Eggs

$2.39 Rp 40.9K

$2.98 $2.98

-19.80%

Local Cheese (1kg)

$14.70 Rp 252.1K

$18.95 $18.95

-22.43%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$19.95 $19.95

-78.75%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$24.10 $24.10

-49.88%

Apples (1kg)

$3.66 Rp 62.9K

$7.68 $7.68

-52.34%

Banana (1kg)

$1.61 Rp 27.6K

$2.85 $2.85

-43.51%

Oranges (1kg)

$2.72 Rp 46.6K

$7.92 $7.92

-65.66%

Tomato (1kg)

$2.27 Rp 39.0K

$10.97 $10.97

-79.31%

Potato (1kg)

$1.90 Rp 32.6K

$4.72 $4.72

-59.75%

Onion (1kg)

$2.30 Rp 39.4K

$3.61 $3.61

-36.29%

Lettuce (1 head)

$1.02 Rp 17.4K

$2.76 $2.76

-63.04%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$3.13 $3.13

-75.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$7.81 $7.81

-58.51%

Wine (Bottle)

$24.06 Rp 412.7K

$17.86 $17.86

34.71%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.71 $1.71

66.08%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$3.64 $3.64

-23.35%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$2.03 $2.03

-86.70%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$54.6 $54.6

-84.91%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$3.79 $3.79

-88.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.73 $0.73

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$20.09 $20.09

-70.03%

Gasoline (1 liter)

$0.86 Rp 14.7K

$0.87 $0.87

-1.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$26.5K $26.5K

-1.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$24.6K $24.6K

28.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$139 $139

-43.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$50.7 $50.7

-92.12%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$48.98 $48.98

-50.29%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$35.65 $35.65

168.64%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

$11.90 $11.90

-66.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$1,841 $1,841

-83.62%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$23.7K $23.7K

-72.44%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$48.01 $48.01

11.27%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$48.01 $48.01

-19.70%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$60.1 $60.1

48.23%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$120 $120

-34.12%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$1,417 $1,417

-28.32%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$1,359 $1,359

-50.54%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$2,670 $2,670

26.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$1,513 $1,513

39.28%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$2,303 $2,303

30.33%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,328 $2,328

0.37%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$5,117 $5,117

-96.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.57

102.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Winchester, VA: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $1,417 in Winchester, VA. Housing cost is often the main lever when comparing two cities.

Winchester, VA pays 2783% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $57 in Winchester, VA for a mid-range dinner for two. Groceries echo the gap at $300 vs $572 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winchester, VA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 96% lower than in Winchester, VA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Winchester, VA earns 2783% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $1,417 in Winchester, VA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $1,841 in Winchester, VA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 91% higher in Winchester, VA. For households that cook at home regularly, that difference adds up over a month.

At $1,395 in Ubud, Bali versus $2,732 in Winchester, VA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Winchester, VA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Winchester, VA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 96% less than in Winchester, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.