Last update: Oct 2026

Cost of Living Comparison Between Wilhelmshaven and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,881 in Wilhelmshaven, rent and utilities included – about $11,600 less a year. Rent and utilities account for about half of the difference.

91

Cost of Living Index in Wilhelmshaven
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Wilhelmshaven Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Wilhelmshaven

🇩🇪 Germany

$1,881

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Wilhelmshaven and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wilhelmshaven and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,881 in Wilhelmshaven versus $918 in Cebu.

Wilhelmshaven $1,881
Cebu $918

Estimated couple costs with rent: $2,848 in Wilhelmshaven versus $1,409 in Cebu.

Wilhelmshaven $2,848
Cebu $1,409

Monthly costs for a family of three with rent: $3,816 in Wilhelmshaven versus $1,900 in Cebu.

Wilhelmshaven $3,816
Cebu $1,900

Living in Wilhelmshaven is roughly 105% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Wilhelmshaven is 39% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.26 €11.79

$3.09 ₱194

329.13%

Three-Course Dinner for Two, Mid-Range

$83.6 €74.4

$24.22 ₱1,525

245.25%

Fast Food Meal (McDonalds, etc)

$15.75 €14.01

$3.92 ₱247

301.79%

Cappuccino

$3.82 €3.39

$2.51 ₱158

52.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.66 €5.93

$1.59 ₱100

318.87%

Water (0.33 liter bottle)

$3.39 €3.01

$0.53 ₱33.43

539.62%

Local Beer (0.5 liter draught)

$5.25 €4.67

$1.78 ₱112

194.94%

Imported Beer (0.33 liter bottle)

$6.29 €5.60

$2.17 ₱137

189.86%

Milk (1 liter)

$1.11 €0.99

$1.92 ₱121

-42.19%

White Bread (500g)

$2.09 €1.86

$1.36 ₱85.4

53.68%

Rice (white) (1kg)

$3.78 €3.36

$1.01 ₱63.5

274.26%

Eggs

$3.61 €3.21

$2.03 ₱128

77.83%

Local Cheese (1kg)

$14.21 €12.64

$9.86 ₱621

44.12%

Chicken Fillets (1kg)

$12.13 €10.79

$4.39 ₱277

176.31%

Beef Round Steak (1kg)

$23.18 €20.62

$7.60 ₱479

205.00%

Apples (1kg)

$2.46 €2.19

$3.30 ₱208

-25.45%

Banana (1kg)

$1.80 €1.60

$1.39 ₱87.8

29.50%

Oranges (1kg)

$2.09 €1.86

$2.33 ₱147

-10.30%

Tomato (1kg)

$5.19 €4.62

$1.50 ₱94.3

246.00%

Potato (1kg)

$1.39 €1.24

$2.36 ₱149

-41.10%

Onion (1kg)

$1.33 €1.18

$1.90 ₱119

-30.00%

Lettuce (1 head)

$1.76 €1.56

$1.19 ₱74.9

47.90%

Water (1.5 liter bottle)

$1.05 €0.94

$0.63 ₱39.71

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.67 €8.60

$3.00 ₱189

222.33%

Wine (Bottle)

$5.50 €4.89

$6.03 ₱379

-8.79%

Local Beer (0.5 liter bottle)

$1.05 €0.94

$1.23 ₱77.7

-14.63%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$1.75 ₱110

-5.14%

One-way Ticket (Public Transport)

$2.78 €2.48

$0.25 ₱15.86

1012.00%

Public Transport Monthly Pass (Regular Price)

$54.2 €48.16

$12.64 ₱796

328.40%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.94 €1.72

$1.31 ₱82.8

48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K €27.7K

$21.2K ₱1.3M

46.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$19.1K ₱1.2M

100.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 €259

$120 ₱7,569

142.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.00 €9.79

$14.00 ₱882

-21.43%

Internet (50+ Mbps, Unlimited Data)

$43.01 €38.26

$27.54 ₱1,734

56.17%

Gym Membership (Monthly)

$27.85 €24.77

$32.33 ₱2,035

-13.86%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$15.35 €13.65

$5.65 ₱356

171.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$841 €748

$275 ₱17.3K

205.51%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$112 €99.9

$49.33 ₱3,106

127.57%

Summer Dress (H&M, Zara, etc)

$38.82 €34.53

$25.24 ₱1,589

53.80%

Sport Shoes (Adidas, Nike)

$55.5 €49.33

$77.0 ₱4,846

-27.94%

Men's Leather Business Shoes

$237 €210

$57.2 ₱3,601

313.60%

1-bedroom Apartment, City Center (Monthly)

$774 €689

$500 ₱31.5K

54.97%

1-bedroom Apartment, Outside City Center (Monthly)

$596 €530

$309 ₱19.4K

93.10%

3-bedroom Apartment, City Center (Monthly)

$1,041 €926

$1,078 ₱67.9K

-3.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,006 €895

$615 ₱38.7K

63.53%

Buy Apartment in City Center (m2)

$3,865 €3,438

$2,886 ₱181.7K

33.92%

Buy Apartment Outside City Center (m2)

$2,197 €1,955

$1,917 ₱120.7K

14.65%

Average Monthly Net Salary (After Tax)

$3,193 €2,840

$346 ₱21.8K

823.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

7.2

-45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wilhelmshaven: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Wilhelmshaven

$596 31.7%

Cebu

$309 33.6% 48.2% $288

Monthly Utilities & Internet

Wilhelmshaven

$346 18.4%

Cebu

$162 17.6% 53.2% $184

Groceries & Markets

Wilhelmshaven

$338 18%

Cebu

$206 22.4% 39.1% $132

Eating Out

Wilhelmshaven

$278 14.8%

Cebu

$88 9.6% 68.3% $190

Clothing & Footwear

Wilhelmshaven

$199 10.6%

Cebu

$94 10.2% 52.9% $105

Getting Around

Wilhelmshaven

$65 * 3.5%

Cebu

$16 1.7% 76.1% $50

Sport & Entertainment

Wilhelmshaven

$59 3.1%

Cebu

$44 4.8% 25.5% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $774 in Wilhelmshaven and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Wilhelmshaven pays 823% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Wilhelmshaven vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $338 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Wilhelmshaven

🇵🇭 Cebu

🕒 Local time

14:37 2:37 PM

20:37 8:37 PM

6 h ahead of Wilhelmshaven

🌤 Weather

👥 Population

75,728

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Wilhelmshaven Cebu 10,720 km ≈ 14 h nonstop flight

From you

Wilhelmshaven
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wilhelmshaven vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 105% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 823% higher in Wilhelmshaven, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $774 in Wilhelmshaven versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,881 per month in Wilhelmshaven versus $918 in Cebu – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 328% less than in Wilhelmshaven. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,881 in Wilhelmshaven, a $1,500 budget is realistic in Cebu but tight or insufficient in Wilhelmshaven. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wilhelmshaven, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wilhelmshaven and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 105% less than in Wilhelmshaven. Beyond cost, consider language, visa policies, and how big the international community is in each city.