Cost of Living Comparison Between Whangarei and Ubud Cost of Living Comparison Between Whangarei and Ubud

😐 Solo nomad: Whangarei is 118.9% more expensive than Ubud without rent, and 128.4% more expensive with rent.
😐 Family of 3: Whangarei is 146.9% more expensive than Ubud without rent, and 139.1% more expensive with rent.
Currency
🍽 Eating Out
Whangarei
Ubud
Difference
Meal at Budget Restaurant
$21.41 NZ$35.3
$3 Rp 48.8K
613.67%
Three-Course Dinner for Two, Mid-Range
$85.8 NZ$141
$12.52 Rp 203.2K
585.22%
Fast Food Meal (McDonalds, etc)
$10.28 NZ$16.96
$3.18 Rp 51.6K
223.27%
Cappuccino
$3.92 NZ$6.46
$2.21 Rp 35.9K
77.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.05 NZ$3.39
$1.1 Rp 17.9K
86.36%
Water (0.33 liter bottle)
$1.69 NZ$2.79
$0.26 Rp 4,217
550.00%
Local Beer (0.5 liter draught)
$6.31 NZ$10.41
$2.5 Rp 40.5K
152.40%
Imported Beer (0.33 liter bottle)
$8.06 NZ$13.3
$3.2 Rp 51.9K
151.88%
🛒 Groceries & Markets
Whangarei
Ubud
Difference
Milk (1 liter)
$1.9 NZ$3.14
$1.49 Rp 24.2K
27.52%
White Bread (500g)
$2.23 NZ$3.67
$1.67 Rp 27K
33.53%
Rice (white) (1kg)
$1.96 NZ$3.24
$1.14 Rp 18.5K
71.93%
Eggs
$6.52 NZ$10.75
$2.27 Rp 36.9K
187.22%
Local Cheese (1kg)
$9.87 NZ$16.28
$13.94 Rp 226.3K
-29.20%
Chicken Fillets (1kg)
$10.98 NZ$18.1
$4 Rp 64.8K
174.50%
Beef Round Steak (1kg)
$16.46 NZ$27.14
$11.3 Rp 183.4K
45.66%
Apples (1kg)
$3.05 NZ$5.02
$3.6 Rp 58.4K
-15.28%
Banana (1kg)
$2.39 NZ$3.94
$1.53 Rp 24.8K
56.21%
Oranges (1kg)
$2.98 NZ$4.92
$2.65 Rp 43K
12.45%
Tomato (1kg)
$4.72 NZ$7.79
$1.38 Rp 22.4K
242.03%
Potato (1kg)
$2.51 NZ$4.13
$1.58 Rp 25.6K
58.86%
Onion (1kg)
$1.96 NZ$3.24
$2.16 Rp 35.1K
-9.26%
Lettuce (1 head)
$2.56 NZ$4.22
$1.04 Rp 16.9K
146.15%
Water (1.5 liter bottle)
$1.11 NZ$1.84
$0.56 Rp 9,114
98.21%
Cigarettes 20 Pack (Marlboro, Camel)
$24.38 NZ$40.2
$2.23 Rp 36.3K
993.27%
Wine (Bottle)
$10.49 NZ$17.29
$14.98 Rp 243.2K
-29.97%
Local Beer (0.5 liter bottle)
$2.38 NZ$3.92
$2.43 Rp 39.5K
-2.06%
Imported Beer (0.33 liter bottle)
$2.88 NZ$4.75
$2.64 Rp 42.8K
9.09%
🚌 Getting Around
Whangarei
Ubud
Difference
One-way Ticket (Public Transport)
$1.78 NZ$2.93
$0.32 Rp 5,203
456.25%
Public Transport Monthly Pass (Regular Price)
$138 NZ$228
$10.12 Rp 164.3K
1267.59%
Taxi Start (Normal Tariff)
$3.99 NZ$6.59
$0.49 Rp 7,888
714.29%
Taxi (Normal Tariff) (1km)
$1.58 NZ$2.6
$0.34 Rp 5,573
364.71%
Taxi 1hour Waiting (Normal Tariff)
$14.32 NZ$23.63
$6.04 Rp 98K
137.09%
Gasoline (1 liter)
$1.66 NZ$2.73
$0.73 Rp 11.9K
127.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.3K NZ$73.1K
$26.2K Rp 425.6M
69.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K NZ$37K
$31.9K Rp 518.5M
-29.78%
🧾 Monthly Utilities & Internet
Whangarei
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 NZ$225
$62.6 Rp 1M
117.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.43 NZ$65
$4.1 Rp 66.6K
861.71%
Internet (50+ Mbps, Unlimited Data)
$52.1 NZ$85.9
$24.32 Rp 394.7K
114.06%
🎉 Sport & Entertainment
Whangarei
Ubud
Difference
Gym Membership (Monthly)
$37.1 NZ$61.2
$22.6 Rp 366.9K
64.16%
Tennis Court (1 Hour on Weekend)
$3.06 NZ$5.04
$6.26 Rp 101.5K
-51.12%
Cinema Ticket
$10.73 NZ$17.7
$3.29 Rp 53.4K
226.14%
🧸 Childcare & Education
Whangarei
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$779 NZ$1,285
$93.2 Rp 1.5M
735.48%
International Primary School, 1 Child (Yearly)
$12.1K NZ$20K
$6,098 Rp 99M
98.89%
👕👟 Clothing & Footwear
Whangarei
Ubud
Difference
Jeans (Levis 501 Or Similar)
$66.8 NZ$110
$52.8 Rp 857.4K
26.37%
Summer Dress (H&M, Zara, etc)
$33.3 NZ$54.9
$24.84 Rp 403.3K
34.06%
Sport Shoes (Adidas, Nike)
$81.9 NZ$135
$85.2 Rp 1.4M
-3.88%
Men's Leather Business Shoes
$99.2 NZ$164
$72.5 Rp 1.2M
36.82%
🏠 Accommodation & Living
Whangarei
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$530 NZ$873
$259 Rp 4.2M
104.60%
1-bedroom Apartment, Outside City Center (Monthly)
$459 NZ$757
$159 Rp 2.6M
188.87%
3-bedroom Apartment, City Center (Monthly)
$1,018 NZ$1,679
$578 Rp 9.4M
76.25%
3-bedroom Apartment, Outside City Center (Monthly)
$774 NZ$1,277
$336 Rp 5.5M
130.29%
Buy Apartment in City Center (m2)
$3,367 NZ$5,553
$1,000 Rp 16.2M
236.52%
Buy Apartment Outside City Center (m2)
$3,375 NZ$5,567
$860 Rp 14M
292.30%
💵 Salaries & Financials
Whangarei
Ubud
Difference
Average Monthly Net Salary (After Tax)
$2,466 NZ$4,067
$182 Rp 3M
1251.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.7
13.28
-49.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whangarei: October 28, 2025

Last update for Ubud: October 29, 2025

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