Last update: Oct 2026

Cost of Living Comparison Between West Kelowna and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,527 in West Kelowna, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in West Kelowna
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West Kelowna Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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West Kelowna

🇨🇦 Canada

$2,527

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in West Kelowna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in West Kelowna and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,527 in West Kelowna versus $1,349 in Ubud, Bali.

West Kelowna $2,527
Ubud, Bali $1,349

Estimated couple costs with rent: $3,595 in West Kelowna versus $2,305 in Ubud, Bali.

West Kelowna $3,595
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,664 in West Kelowna versus $3,261 in Ubud, Bali.

West Kelowna $4,664
Ubud, Bali $3,261

Living in West Kelowna is roughly 87% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$16.46 CA$23.00

$3.32 Rp 60.3K

395.78%

Three-Course Dinner for Two, Mid-Range

$58.4 CA$81.6

$35.64 Rp 646.5K

63.80%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.80

$5.53 Rp 100.4K

91.50%

Cappuccino

$4.11 CA$5.74

$2.72 Rp 49.3K

51.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.82

$1.70 Rp 30.9K

18.82%

Water (0.33 liter bottle)

$1.71 CA$2.39

$0.76 Rp 13.8K

125.00%

Local Beer (0.5 liter draught)

$4.62 CA$6.45

$2.65 Rp 48.1K

74.34%

Imported Beer (0.33 liter bottle)

$5.73 CA$8.01

$4.38 Rp 79.5K

30.82%

Milk (1 liter)

$2.05 CA$2.87

$1.49 Rp 27.0K

37.58%

White Bread (500g)

$2.75 CA$3.85

$2.28 Rp 41.3K

20.61%

Rice (white) (1kg)

$4.48 CA$6.26

$1.19 Rp 21.6K

276.47%

Eggs

$3.23 CA$4.52

$2.04 Rp 36.9K

58.33%

Local Cheese (1kg)

$12.52 CA$17.49

$17.70 Rp 321.1K

-29.27%

Chicken Fillets (1kg)

$18.54 CA$25.90

$3.96 Rp 71.9K

368.18%

Beef Round Steak (1kg)

$21.68 CA$30.29

$12.19 Rp 221.1K

77.85%

Apples (1kg)

$4.96 CA$6.93

$3.66 Rp 66.3K

35.52%

Banana (1kg)

$1.54 CA$2.15

$1.52 Rp 27.5K

1.32%

Oranges (1kg)

$4.91 CA$6.86

$2.23 Rp 40.4K

120.18%

Tomato (1kg)

$4.58 CA$6.40

$1.97 Rp 35.8K

132.49%

Potato (1kg)

$4.15 CA$5.80

$1.85 Rp 33.5K

124.32%

Onion (1kg)

$3.05 CA$4.26

$2.42 Rp 44.0K

26.03%

Lettuce (1 head)

$2.59 CA$3.62

$0.99 Rp 18.0K

161.62%

Water (1.5 liter bottle)

$1.89 CA$2.64

$0.51 Rp 9,313

270.59%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 CA$15.09

$2.22 Rp 40.3K

386.49%

Wine (Bottle)

$10.79 CA$15.07

$22.24 Rp 403.4K

-51.48%

Local Beer (0.5 liter bottle)

$2.63 CA$3.67

$2.26 Rp 41.0K

16.37%

Imported Beer (0.33 liter bottle)

$3.11 CA$4.34

$2.97 Rp 53.9K

4.71%

One-way Ticket (Public Transport)

$2.38 CA$3.33

$0.25 Rp 4,553

852.00%

Public Transport Monthly Pass (Regular Price)

$61.7 CA$86.3

$7.82 Rp 141.9K

689.51%

Taxi Start (Normal Tariff)

$2.92 CA$4.08

$0.44 Rp 7,972

563.64%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.05

$0.43 Rp 7,801

241.86%

Taxi 1hour Waiting (Normal Tariff)

$24.86 CA$34.73

$5.41 Rp 98.1K

359.52%

Gasoline (1 liter)

$1.30 CA$1.82

$0.82 Rp 15.0K

58.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.1K

$23.8K Rp 432.4M

17.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$30.0K

$31.7K Rp 575.9M

-32.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 CA$182

$79.1 Rp 1.4M

64.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.78 CA$62.6

$6.45 Rp 116.9K

594.26%

Internet (50+ Mbps, Unlimited Data)

$63.7 CA$89.0

$18.58 Rp 337.0K

242.95%

Gym Membership (Monthly)

$37.83 CA$52.9

$49.48 Rp 897.5K

-23.54%

Tennis Court (1 Hour on Weekend)

$19.27 CA$26.92

$17.65 Rp 320.1K

9.18%

Cinema Ticket

$11.34 CA$15.85

$4.27 Rp 77.5K

165.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 CA$518

$491 Rp 8.9M

-24.40%

International Primary School, 1 Child (Yearly)

$8,449 CA$11.8K

$5,674 Rp 102.9M

48.91%

Jeans (Levis 501 Or Similar)

$47.79 CA$66.8

$44.64 Rp 809.7K

7.06%

Summer Dress (H&M, Zara, etc)

$41.28 CA$57.7

$34.95 Rp 634.0K

18.11%

Sport Shoes (Adidas, Nike)

$79.5 CA$111

$79.9 Rp 1.4M

-0.54%

Men's Leather Business Shoes

$97.4 CA$136

$79.4 Rp 1.4M

22.58%

1-bedroom Apartment, City Center (Monthly)

$1,282 CA$1,792

$1,125 Rp 20.4M

14.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,321 CA$1,846

$671 Rp 12.2M

96.72%

3-bedroom Apartment, City Center (Monthly)

$2,176 CA$3,040

$3,565 Rp 64.7M

-38.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,955 CA$2,731

$1,723 Rp 31.3M

13.45%

Buy Apartment in City Center (m2)

$6,088 CA$8,505

$2,732 Rp 49.5M

122.86%

Buy Apartment Outside City Center (m2)

$6,244 CA$8,724

$2,284 Rp 41.4M

173.39%

Average Monthly Net Salary (After Tax)

$3,117 CA$4,355

$164 Rp 3.0M

1802.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

13.78

-65.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Kelowna: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

West Kelowna

$1.3K 52.3%

Ubud, Bali

$672 49.8% 49.2% $649

Groceries & Markets

West Kelowna

$443 17.6%

Ubud, Bali

$288 21.4% 34.9% $155

Eating Out

West Kelowna

$262 10.4%

Ubud, Bali

$108 8% 58.9% $155

Monthly Utilities & Internet

West Kelowna

$239 9.4%

Ubud, Bali

$104 7.7% 56.4% $134

Clothing & Footwear

West Kelowna

$120 4.7%

Ubud, Bali

$108 8% 10.1% $12

Getting Around

West Kelowna

$82 3.2%

Ubud, Bali

$11 0.9% 86% $70

Sport & Entertainment

West Kelowna

$61 2.4%

Ubud, Bali

$58 4.3% 4.1% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,282 in West Kelowna and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

West Kelowna pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $58 in West Kelowna vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $443 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 West Kelowna

🇮🇩 Ubud, Bali

🕒 Local time

19:03 7:03 PM

10:03 10:03 AM

15 h ahead of West Kelowna

🌤 Weather

👥 Population

36,078

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

West Kelowna Ubud, Bali 13,200 km ≈ 17 h nonstop flight

From you

West Kelowna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

West Kelowna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 47% lower than in West Kelowna. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in West Kelowna is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,282 in West Kelowna versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $371 in West Kelowna versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in West Kelowna. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in West Kelowna. Beyond cost, consider language, visa policies, and how big the international community is in each city.