Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and West Kelowna

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,527 in West Kelowna, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
122

Cost of Living Index in West Kelowna
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West Kelowna Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

West Kelowna

🇨🇦 Canada

$2,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in West Kelowna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in West Kelowna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,527 in West Kelowna.

Ubud, Bali $1,349
West Kelowna $2,527

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,595 in West Kelowna.

Ubud, Bali $2,305
West Kelowna $3,595

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,664 in West Kelowna.

Ubud, Bali $3,261
West Kelowna $4,664

Living in Ubud, Bali costs roughly 47% less than in West Kelowna, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.46 CA$23.00

-79.83%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$58.4 CA$81.6

-38.95%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.59 CA$14.80

-47.78%

Cappuccino

$2.72 Rp 49.3K

$4.11 CA$5.74

-33.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.02 CA$2.82

-15.84%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.71 CA$2.39

-55.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.62 CA$6.45

-42.64%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.73 CA$8.01

-23.56%

Milk (1 liter)

$1.49 Rp 27.0K

$2.05 CA$2.87

-27.32%

White Bread (500g)

$2.28 Rp 41.3K

$2.75 CA$3.85

-17.09%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.48 CA$6.26

-73.44%

Eggs

$2.04 Rp 36.9K

$3.23 CA$4.52

-36.84%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.52 CA$17.49

41.37%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$18.54 CA$25.90

-78.64%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$21.68 CA$30.29

-43.77%

Apples (1kg)

$3.66 Rp 66.3K

$4.96 CA$6.93

-26.21%

Banana (1kg)

$1.52 Rp 27.5K

$1.54 CA$2.15

-1.30%

Oranges (1kg)

$2.23 Rp 40.4K

$4.91 CA$6.86

-54.58%

Tomato (1kg)

$1.97 Rp 35.8K

$4.58 CA$6.40

-56.99%

Potato (1kg)

$1.85 Rp 33.5K

$4.15 CA$5.80

-55.42%

Onion (1kg)

$2.42 Rp 44.0K

$3.05 CA$4.26

-20.66%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.59 CA$3.62

-61.78%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.89 CA$2.64

-73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.80 CA$15.09

-79.44%

Wine (Bottle)

$22.24 Rp 403.4K

$10.79 CA$15.07

106.12%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.63 CA$3.67

-14.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.11 CA$4.34

-4.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.38 CA$3.33

-89.50%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$61.7 CA$86.3

-87.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.92 CA$4.08

-84.93%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.47 CA$2.05

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$24.86 CA$34.73

-78.24%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.30 CA$1.82

-36.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$28.0K CA$39.1K

-14.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$21.5K CA$30.0K

47.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$130 CA$182

-39.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$44.78 CA$62.6

-85.60%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$63.7 CA$89.0

-70.84%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$37.83 CA$52.9

30.80%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$19.27 CA$26.92

-8.41%

Cinema Ticket

$4.27 Rp 77.5K

$11.34 CA$15.85

-62.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$371 CA$518

32.27%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$8,449 CA$11.8K

-32.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$47.79 CA$66.8

-6.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$41.28 CA$57.7

-15.33%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$79.5 CA$111

0.54%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$97.4 CA$136

-18.42%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,282 CA$1,792

-12.28%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,321 CA$1,846

-49.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,176 CA$3,040

63.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,955 CA$2,731

-11.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$6,088 CA$8,505

-55.13%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$6,244 CA$8,724

-63.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,117 CA$4,355

-94.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.72

191.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for West Kelowna: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

West Kelowna

$1.3K 52.3% 96.7% $649

Groceries & Markets

Ubud, Bali

$288 21.4%

West Kelowna

$443 17.6% 53.7% $155

Eating Out

Ubud, Bali

$108 8%

West Kelowna

$262 10.4% 144% $155

Clothing & Footwear

Ubud, Bali

$108 8%

West Kelowna

$120 4.7% 11.3% $12

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

West Kelowna

$239 9.4% 129% $134

Sport & Entertainment

Ubud, Bali

$58 4.3%

West Kelowna

$61 2.4% 4.3% $2.5

Getting Around

Ubud, Bali

$11 0.9%

West Kelowna

$82 3.2% 614% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,282 in West Kelowna. Housing cost is often the main lever when comparing two cities.

West Kelowna pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $58 in West Kelowna for a mid-range dinner for two. Groceries echo the gap at $288 vs $443 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 West Kelowna

🕒 Local time

10:41 10:41 AM

19:41 7:41 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,078

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali West Kelowna 13,200 km ≈ 17 h nonstop flight

From you

Ubud, Bali
West Kelowna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West Kelowna: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 47% lower than in West Kelowna. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,282 in West Kelowna. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $371 in West Kelowna. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in West Kelowna. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in West Kelowna. Beyond cost, consider language, visa policies, and how big the international community is in each city.