Last update: Oct 2026

Cost of Living Comparison Between Welwyn Garden City and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,222 in Welwyn Garden City, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

Welwyn Garden City
🇬🇧 United Kingdom
$2,222
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Welwyn Garden City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Welwyn Garden City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,222 in Welwyn Garden City versus $1,368 in Ubud, Bali.

  • Welwyn Garden City $2,222
  • Ubud, Bali $1,368

Estimated couple costs with rent: $4,264 in Welwyn Garden City versus $2,314 in Ubud, Bali.

  • Welwyn Garden City $4,264
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,307 in Welwyn Garden City versus $3,260 in Ubud, Bali.

  • Welwyn Garden City $6,307
  • Ubud, Bali $3,260

Living in Welwyn Garden City is roughly 62% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Welwyn Garden City 65% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Welwyn Garden City
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.80 £15.60
$3.33 Rp 59.9K
524.62%
Three-Course Dinner for Two, Mid-Range
$84.9 £63.7
$35.18 Rp 633.2K
141.39%
Fast Food Meal (McDonalds, etc)
$11.46 £8.60
$5.80 Rp 104.5K
97.59%
Cappuccino
$4.82 £3.62
$2.73 Rp 49.1K
76.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.00 £1.50
$1.64 Rp 29.5K
21.95%
Water (0.33 liter bottle)
$1.68 £1.26
$0.83 Rp 15.0K
102.41%
Local Beer (0.5 liter draught)
$6.50 £4.87
$2.70 Rp 48.6K
140.74%
Imported Beer (0.33 liter bottle)
$5.85 £4.39
$4.30 Rp 77.4K
36.05%
🛒 Groceries & Markets
Welwyn Garden City
Ubud, Bali
Difference
Milk (1 liter)
$1.70 £1.27
$1.50 Rp 27.1K
13.33%
White Bread (500g)
$1.60 £1.20
$2.30 Rp 41.4K
-30.43%
Rice (white) (1kg)
$2.40 £1.80
$1.18 Rp 21.2K
103.39%
Eggs
$4.08 £3.06
$2.14 Rp 38.6K
90.65%
Local Cheese (1kg)
$8.65 £6.49
$17.48 Rp 314.6K
-50.51%
Chicken Fillets (1kg)
$8.58 £6.44
$4.03 Rp 72.5K
112.90%
Beef Round Steak (1kg)
$16.39 £12.29
$12.23 Rp 220.1K
34.01%
Apples (1kg)
$3.03 £2.28
$3.55 Rp 63.9K
-14.65%
Banana (1kg)
$1.47 £1.10
$1.57 Rp 28.3K
-6.37%
Oranges (1kg)
$2.50 £1.87
$2.24 Rp 40.2K
11.61%
Tomato (1kg)
$2.77 £2.08
$1.93 Rp 34.7K
43.52%
Potato (1kg)
$1.55 £1.17
$1.88 Rp 33.9K
-17.55%
Onion (1kg)
$1.55 £1.16
$2.29 Rp 41.3K
-32.31%
Lettuce (1 head)
$1.19 £0.89
$0.99 Rp 17.9K
20.20%
Water (1.5 liter bottle)
$1.38 £1.04
$0.53 Rp 9,475
160.38%
Cigarettes 20 Pack (Marlboro, Camel)
$23.10 £17.33
$2.28 Rp 41.1K
913.16%
Wine (Bottle)
$10.73 £8.05
$23.01 Rp 414.2K
-53.37%
Local Beer (0.5 liter bottle)
$2.69 £2.02
$2.34 Rp 42.2K
14.96%
Imported Beer (0.33 liter bottle)
$2.42 £1.82
$2.91 Rp 52.4K
-16.84%
🚌 Getting Around
Welwyn Garden City
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.32 £2.49
$0.24 Rp 4,315
1283.33%
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
$4.83 £3.62
$0.48 Rp 8,684
906.25%
Taxi (Normal Tariff) (1km)
$1.41 £1.06
$0.46 Rp 8,233
206.52%
Taxi 1hour Waiting (Normal Tariff)
$24.19 £18.15
$5.45 Rp 98.2K
343.85%
Gasoline (1 liter)
$1.98 £1.49
$0.88 Rp 15.9K
125.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.1K £28.6K
$24.6K Rp 442.2M
55.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.8K £29.8K
$31.2K Rp 561.4M
27.46%
🧾 Monthly Utilities & Internet
Welwyn Garden City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$288 £216
$83.0 Rp 1.5M
246.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 £10.89
$6.45 Rp 116.0K
125.12%
Internet (50+ Mbps, Unlimited Data)
$34.93 £26.20
$18.57 Rp 334.2K
88.10%
🎉 Sport & Entertainment
Welwyn Garden City
Ubud, Bali
Difference
Gym Membership (Monthly)
$53.6 £40.23
$55.8 Rp 1.0M
-3.92%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$23.48 £17.61
$4.38 Rp 78.9K
436.07%
🧸 Childcare & Education
Welwyn Garden City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,858 £1,394
$493 Rp 8.9M
276.90%
International Primary School, 1 Child (Yearly)
$22.6K £16.9K
$5,754 Rp 103.6M
291.95%
👕👟 Clothing & Footwear
Welwyn Garden City
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$113 £85.1
$46.19 Rp 831.4K
145.70%
Summer Dress (H&M, Zara, etc)
$40.26 £30.20
$35.33 Rp 636.0K
13.95%
Sport Shoes (Adidas, Nike)
$88.8 £66.6
$79.1 Rp 1.4M
12.25%
Men's Leather Business Shoes
$93.0 £69.7
$78.4 Rp 1.4M
18.57%
🏠 Accommodation & Living
Welwyn Garden City
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,451 £1,089
$1,142 Rp 20.6M
27.03%
1-bedroom Apartment, Outside City Center (Monthly)
$997 £748
$676 Rp 12.2M
47.60%
3-bedroom Apartment, City Center (Monthly)
$3,798 £2,850
$3,503 Rp 63.1M
8.43%
3-bedroom Apartment, Outside City Center (Monthly)
$3,614 £2,711
$1,700 Rp 30.6M
112.62%
Buy Apartment in City Center (m2)
$7,445 £5,585
$2,784 Rp 50.1M
167.42%
Buy Apartment Outside City Center (m2)
$4,290 £3,219
$2,241 Rp 40.3M
91.48%
💵 Salaries & Financials
Welwyn Garden City
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,831 £2,874
$165 Rp 3.0M
2228.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.05
13.78
-63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Welwyn Garden City: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Welwyn Garden City
$997
Ubud, Bali
$676 32.2% $322
Monthly Utilities & Internet
Welwyn Garden City
$337
Ubud, Bali
$108 68% $229
Eating Out
Welwyn Garden City
$318
Ubud, Bali
$109 65.7% $209
Groceries & Markets
Welwyn Garden City
$294
Ubud, Bali
$290 1.1% $3.2
Clothing & Footwear
Welwyn Garden City
$151
Ubud, Bali
$108 28.8% $43
Sport & Entertainment
Welwyn Garden City
$101
Ubud, Bali
$65 35.8% $36
Getting Around
Welwyn Garden City
$25 *
Ubud, Bali
$13 50.1% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,451 in Welwyn Garden City and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Welwyn Garden City pays 2228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Welwyn Garden City vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $294 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇬🇧 Welwyn Garden City
🇮🇩 Ubud, Bali
🕒 Local time
19:56 7:56 PM
02:56 2:56 AM
7 h ahead of Welwyn Garden City
🌤 Weather
👥 Population
48,380
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Welwyn Garden City Ubud, Bali 12,490 km ≈ 16 h nonstop flight
From you
  • Welwyn Garden City
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Welwyn Garden City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Welwyn Garden City or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 62% lower than in Welwyn Garden City. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Welwyn Garden City or in Ubud, Bali?
Average pay runs 2228% higher in Welwyn Garden City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Welwyn Garden City compared to Ubud, Bali?
Rent for a central apartment: $1,451 in Welwyn Garden City versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Welwyn Garden City or in Ubud, Bali?
Supermarket bills run roughly 1% higher in Welwyn Garden City. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Welwyn Garden City compared to Ubud, Bali?
All in, you'll spend $2,222 per month in Welwyn Garden City versus $1,368 in Ubud, Bali – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Welwyn Garden City or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,222 in Welwyn Garden City, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Welwyn Garden City. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Welwyn Garden City or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Welwyn Garden City compared to Ubud, Bali?
Safety-wise, Welwyn Garden City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Welwyn Garden City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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