Cost of Living Comparison Between Welwyn Garden City and Cebu Cost of Living Comparison Between Welwyn Garden City and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $2,350 in Welwyn Garden City versus $873 in Cebu.

Estimated couple costs with rent: $3,430 in Welwyn Garden City versus $1,339 in Cebu.

Monthly costs for a family of three with rent: $4,510 in Welwyn Garden City versus $1,805 in Cebu.

Living in Welwyn Garden City is roughly 169% more expensive than in Cebu, driven mainly by Eating Out.

The two cities straddle the global median: Welwyn Garden City is 76% above, Cebu is 35% below.

Meal at Budget Restaurant

$18.25 £13.56

$4.39 ₱270

315.72%

Three-Course Dinner for Two, Mid-Range

$96.1 £71.4

$24.30 ₱1,496

295.39%

Fast Food Meal (McDonalds, etc)

$10.30 £7.66

$4.53 ₱279

127.37%

Cappuccino

$4.83 £3.59

$2.52 ₱155

91.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 £1.47

$0.80 ₱49.42

147.50%

Water (0.33 liter bottle)

$1.79 £1.33

$0.42 ₱25.97

326.19%

Local Beer (0.5 liter draught)

$7.41 £5.51

$1.59 ₱97.7

366.04%

Imported Beer (0.33 liter bottle)

$5.22 £3.88

$2.19 ₱135

138.36%

Milk (1 liter)

$1.35 £1.01

$2.26 ₱139

-40.27%

White Bread (500g)

$1.36 £1.01

$1.51 ₱93.0

-9.93%

Rice (white) (1kg)

$2.56 £1.90

$1.16 ₱71.6

120.69%

Eggs

$3.52 £2.61

$2.36 ₱145

49.15%

Local Cheese (1kg)

$9.82 £7.30

$12.87 ₱792

-23.70%

Chicken Fillets (1kg)

$8.13 £6.05

$5.38 ₱331

51.12%

Beef Round Steak (1kg)

$12.80 £9.51

$7.82 ₱481

63.68%

Apples (1kg)

$2.92 £2.17

$3.53 ₱217

-17.28%

Banana (1kg)

$1.19 £0.88

$1.51 ₱92.9

-21.19%

Oranges (1kg)

$2.83 £2.10

$3.29 ₱203

-13.98%

Tomato (1kg)

$2.45 £1.82

$2.20 ₱136

11.36%

Potato (1kg)

$1.49 £1.11

$2.64 ₱162

-43.56%

Onion (1kg)

$1.44 £1.07

$2.46 ₱152

-41.46%

Lettuce (1 head)

$1.01 £0.75

$1.00 ₱61.4

1.00%

Water (1.5 liter bottle)

$1.51 £1.12

$0.78 ₱48.06

93.59%

Cigarettes 20 Pack (Marlboro, Camel)

$20.34 £15.12

$3.10 ₱191

556.13%

Wine (Bottle)

$13.95 £10.37

$6.43 ₱396

116.95%

Local Beer (0.5 liter bottle)

$2.27 £1.68

$1.16 ₱71.7

95.69%

Imported Beer (0.33 liter bottle)

$3.33 £2.47

$2.24 ₱138

48.66%

One-way Ticket (Public Transport)

$3.35 £2.49

$0.26 ₱15.80

1188.46%

Public Transport Monthly Pass (Regular Price)

$89.1 £66.2

$15.36 ₱946

479.82%

Taxi Start (Normal Tariff)

$6.15 £4.57

$0.81 ₱49.81

659.26%

Taxi (Normal Tariff) (1km)

$1.76 £1.31

$0.23 ₱14.06

665.22%

Taxi 1hour Waiting (Normal Tariff)

$15.06 £11.20

$2.64 ₱163

470.45%

Gasoline (1 liter)

$1.97 £1.46

$1.10 ₱67.7

79.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K £27.1K

$30.5K ₱1.9M

19.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K £30.9K

$27.7K ₱1.7M

49.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 £160

$95.9 ₱5,904

124.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.23 £14.29

$34.05 ₱2,096

-43.52%

Internet (50+ Mbps, Unlimited Data)

$40.20 £29.88

$29.86 ₱1,839

34.63%

Gym Membership (Monthly)

$73.4 £54.6

$33.32 ₱2,051

120.29%

Tennis Court (1 Hour on Weekend)

$16.11 £11.97

$8.45 ₱520

90.65%

Cinema Ticket

$13.48 £10.02

$5.79 ₱357

132.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,864 £1,386

$235 ₱14.5K

691.95%

International Primary School, 1 Child (Yearly)

$26.0K £19.3K

$3,913 ₱240.9K

564.26%

Jeans (Levis 501 Or Similar)

$82.5 £61.3

$53.1 ₱3,272

55.25%

Summer Dress (H&M, Zara, etc)

$41.42 £30.79

$22.65 ₱1,395

82.87%

Sport Shoes (Adidas, Nike)

$112 £83.4

$76.1 ₱4,685

47.43%

Men's Leather Business Shoes

$60.2 £44.79

$55.0 ₱3,383

9.61%

1-bedroom Apartment, City Center (Monthly)

$1,217 £905

$508 ₱31.3K

139.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,143 £850

$210 ₱12.9K

445.63%

3-bedroom Apartment, City Center (Monthly)

$2,011 £1,495

$800 ₱49.3K

151.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,684 £1,252

$389 ₱24.0K

332.83%

Buy Apartment in City Center (m2)

$7,554 £5,616

$3,013 ₱185.5K

150.72%

Buy Apartment Outside City Center (m2)

$4,365 £3,245

$1,950 ₱120.1K

123.78%

Average Monthly Net Salary (After Tax)

$3,807 £2,830

$340 ₱20.9K

1020.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

-36.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Welwyn Garden City: July 12, 2026

Last update for Cebu: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,217 in Welwyn Garden City and $508 in Cebu. Housing cost is often the main lever when comparing two cities.

Welwyn Garden City pays 1020% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $96.0 in Welwyn Garden City vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $241 per month, with Cebu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Welwyn Garden City vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Getting Around, Sport & Entertainment. The 169% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1020% higher in Welwyn Garden City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,217 in Welwyn Garden City versus $508 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,350 per month in Welwyn Garden City versus $873 in Cebu – a 169% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 480% less than in Welwyn Garden City. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $2,350 in Welwyn Garden City, a $1,500 budget is realistic in Cebu but tight or insufficient in Welwyn Garden City. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Welwyn Garden City, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Welwyn Garden City and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 169% less than in Welwyn Garden City. Beyond cost, consider language, visa policies, and how big the international community is in each city.