Cost of Living Comparison Between Welwyn Garden City and Cebu Cost of Living Comparison Between Welwyn Garden City and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $2,289 in Welwyn Garden City versus $936 in Cebu.

Estimated couple costs with rent: $4,430 in Welwyn Garden City versus $1,427 in Cebu.

Monthly costs for a family of three with rent: $6,571 in Welwyn Garden City versus $1,918 in Cebu.

Living in Welwyn Garden City is roughly 145% more expensive than in Cebu, driven mainly by Eating Out.

The two cities straddle the global median: Welwyn Garden City is 67% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.37 £15.80

$3.09 ₱193

591.59%

Three-Course Dinner for Two, Mid-Range

$88.0 £65.0

$23.80 ₱1,488

269.62%

Fast Food Meal (McDonalds, etc)

$11.96 £8.84

$4.10 ₱257

191.71%

Cappuccino

$4.89 £3.61

$2.60 ₱163

88.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 £1.51

$1.55 ₱96.9

32.26%

Water (0.33 liter bottle)

$1.80 £1.33

$0.54 ₱33.46

233.33%

Local Beer (0.5 liter draught)

$6.60 £4.88

$1.73 ₱108

281.50%

Imported Beer (0.33 liter bottle)

$5.95 £4.40

$2.19 ₱137

171.69%

Milk (1 liter)

$1.77 £1.31

$1.92 ₱120

-7.81%

White Bread (500g)

$1.65 £1.22

$1.39 ₱87.1

18.71%

Rice (white) (1kg)

$2.48 £1.83

$0.97 ₱60.8

155.67%

Eggs

$4.32 £3.20

$2.00 ₱125

116.00%

Local Cheese (1kg)

$8.64 £6.39

$9.93 ₱621

-12.99%

Chicken Fillets (1kg)

$8.89 £6.57

$4.38 ₱274

102.97%

Beef Round Steak (1kg)

$16.52 £12.21

$7.41 ₱463

122.94%

Apples (1kg)

$3.17 £2.35

$3.46 ₱217

-8.38%

Banana (1kg)

$1.46 £1.08

$1.47 ₱91.7

-0.68%

Oranges (1kg)

$2.65 £1.96

$2.41 ₱151

9.96%

Tomato (1kg)

$2.83 £2.09

$1.54 ₱96.5

83.77%

Potato (1kg)

$1.60 £1.18

$2.36 ₱148

-32.20%

Onion (1kg)

$1.60 £1.18

$1.91 ₱119

-16.23%

Lettuce (1 head)

$1.26 £0.93

$1.24 ₱77.3

1.61%

Water (1.5 liter bottle)

$1.43 £1.06

$0.66 ₱41.43

116.67%

Cigarettes 20 Pack (Marlboro, Camel)

$23.41 £17.31

$3.00 ₱188

680.33%

Wine (Bottle)

$10.80 £7.98

$6.08 ₱381

77.63%

Local Beer (0.5 liter bottle)

$2.87 £2.12

$1.31 ₱81.8

119.08%

Imported Beer (0.33 liter bottle)

$2.52 £1.86

$1.73 ₱108

45.66%

One-way Ticket (Public Transport)

$3.29 £2.43

$0.25 ₱15.65

1216.00%

Public Transport Monthly Pass (Regular Price)

$12.73 ₱796

Taxi Start (Normal Tariff)

$5.14 £3.80

$0.75 ₱46.79

585.33%

Taxi (Normal Tariff) (1km)

$1.48 £1.09

$0.23 ₱14.41

543.48%

Taxi 1hour Waiting (Normal Tariff)

$24.03 £17.76

$4.60 ₱288

422.39%

Gasoline (1 liter)

$1.98 £1.46

$1.34 ₱83.7

47.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.9K £29.5K

$21.8K ₱1.4M

83.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K £31.1K

$19.4K ₱1.2M

116.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 £215

$121 ₱7,565

140.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.48 £10.70

$14.86 ₱929

-2.56%

Internet (50+ Mbps, Unlimited Data)

$35.78 £26.45

$27.84 ₱1,741

28.52%

Gym Membership (Monthly)

$56.5 £41.75

$32.06 ₱2,005

76.14%

Tennis Court (1 Hour on Weekend)

$6.43 ₱402

Cinema Ticket

$24.02 £17.75

$5.64 ₱352

325.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,897 £1,402

$273 ₱17.1K

593.79%

International Primary School, 1 Child (Yearly)

$22.7K £16.8K

$8,017 ₱501.4K

183.25%

Jeans (Levis 501 Or Similar)

$117 £86.6

$48.77 ₱3,050

140.27%

Summer Dress (H&M, Zara, etc)

$40.76 £30.13

$25.49 ₱1,594

59.91%

Sport Shoes (Adidas, Nike)

$89.0 £65.8

$78.1 ₱4,884

13.98%

Men's Leather Business Shoes

$93.0 £68.7

$57.8 ₱3,617

60.82%

1-bedroom Apartment, City Center (Monthly)

$1,478 £1,093

$500 ₱31.3K

195.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,033 £764

$300 ₱18.7K

244.83%

3-bedroom Apartment, City Center (Monthly)

$3,859 £2,853

$1,089 ₱68.1K

254.54%

3-bedroom Apartment, Outside City Center (Monthly)

$3,775 £2,790

$632 ₱39.5K

497.35%

Buy Apartment in City Center (m2)

$7,757 £5,734

$2,888 ₱180.6K

168.58%

Buy Apartment Outside City Center (m2)

$4,460 £3,297

$1,877 ₱117.4K

137.67%

Average Monthly Net Salary (After Tax)

$3,923 £2,900

$346 ₱21.7K

1032.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

7.2

-29.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Welwyn Garden City: August 29, 2026

Last update for Cebu: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,478 in Welwyn Garden City and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Welwyn Garden City pays 1032% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Welwyn Garden City vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $302 vs $208 per month, with Cebu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Welwyn Garden City vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 145% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1032% higher in Welwyn Garden City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,478 in Welwyn Garden City versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Welwyn Garden City. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,289 per month in Welwyn Garden City versus $936 in Cebu – a 145% gap that adds up to real savings over time for anyone picking the cheaper option.

At $936 in Cebu versus $2,289 in Welwyn Garden City, a $1,500 budget is realistic in Cebu but tight or insufficient in Welwyn Garden City. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Welwyn Garden City, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Welwyn Garden City and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 145% less than in Welwyn Garden City. Beyond cost, consider language, visa policies, and how big the international community is in each city.