Cost of Living Comparison Between Welwyn Garden City and Cebu Cost of Living Comparison Between Welwyn Garden City and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $2,385 in Welwyn Garden City versus $873 in Cebu.

Estimated couple costs with rent: $3,391 in Welwyn Garden City versus $1,326 in Cebu.

Monthly costs for a family of three with rent: $4,397 in Welwyn Garden City versus $1,778 in Cebu.

Living in Welwyn Garden City is roughly 173% more expensive than Cebu, driven mainly by Eating Out.

The two cities straddle the global median: Welwyn Garden City is 78% above, Cebu is 35% below.

Meal at Budget Restaurant

$18.43 £13.70

$4.33 ₱267

325.64%

Three-Course Dinner for Two, Mid-Range

$95.4 £70.9

$24.14 ₱1,489

294.99%

Fast Food Meal (McDonalds, etc)

$10.16 £7.55

$4.36 ₱269

133.03%

Cappuccino

$4.87 £3.62

$2.57 ₱159

89.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 £1.54

$0.84 ₱52.1

146.43%

Water (0.33 liter bottle)

$1.80 £1.34

$0.43 ₱26.36

318.60%

Local Beer (0.5 liter draught)

$7.29 £5.42

$1.53 ₱94.5

376.47%

Imported Beer (0.33 liter bottle)

$5.07 £3.77

$2.11 ₱130

140.28%

Milk (1 liter)

$1.35 £1.00

$2.21 ₱137

-38.91%

White Bread (500g)

$1.37 £1.02

$1.50 ₱92.6

-8.67%

Rice (white) (1kg)

$2.58 £1.92

$1.11 ₱68.7

132.43%

Eggs

$3.71 £2.76

$2.33 ₱144

59.23%

Local Cheese (1kg)

$9.82 £7.30

$13.03 ₱803

-24.64%

Chicken Fillets (1kg)

$7.87 £5.85

$5.35 ₱330

47.10%

Beef Round Steak (1kg)

$12.94 £9.62

$7.50 ₱462

72.53%

Apples (1kg)

$2.98 £2.21

$3.57 ₱220

-16.53%

Banana (1kg)

$1.24 £0.92

$1.45 ₱89.4

-14.48%

Oranges (1kg)

$2.87 £2.13

$3.39 ₱209

-15.34%

Tomato (1kg)

$2.40 £1.78

$2.18 ₱134

10.09%

Potato (1kg)

$1.45 £1.07

$2.59 ₱160

-44.02%

Onion (1kg)

$1.39 £1.03

$2.48 ₱153

-43.95%

Lettuce (1 head)

$0.96 £0.71

$0.92 ₱56.6

4.35%

Water (1.5 liter bottle)

$1.57 £1.17

$0.79 ₱48.95

98.73%

Cigarettes 20 Pack (Marlboro, Camel)

$20.06 £14.91

$3.11 ₱192

545.02%

Wine (Bottle)

$13.89 £10.33

$6.52 ₱402

113.04%

Local Beer (0.5 liter bottle)

$2.28 £1.70

$1.21 ₱74.4

88.43%

Imported Beer (0.33 liter bottle)

$3.43 £2.55

$2.32 ₱143

47.84%

One-way Ticket (Public Transport)

$3.45 £2.56

$0.28 ₱17.41

1132.14%

Public Transport Monthly Pass (Regular Price)

$89.3 £66.3

$15.00 ₱925

495.00%

Taxi Start (Normal Tariff)

$6.05 £4.50

$0.84 ₱51.6

620.24%

Taxi (Normal Tariff) (1km)

$1.68 £1.25

$0.25 ₱15.45

572.00%

Taxi 1hour Waiting (Normal Tariff)

$14.98 £11.14

$2.69 ₱166

456.88%

Gasoline (1 liter)

$1.93 £1.44

$1.09 ₱67.1

77.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K £27.2K

$30.1K ₱1.9M

21.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K £31.6K

$27.0K ₱1.7M

57.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 £162

$95.4 ₱5,880

128.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.11 £14.21

$33.83 ₱2,086

-43.51%

Internet (50+ Mbps, Unlimited Data)

$40.75 £30.29

$29.78 ₱1,836

36.84%

Gym Membership (Monthly)

$73.4 £54.6

$32.91 ₱2,029

123.06%

Tennis Court (1 Hour on Weekend)

$16.25 £12.08

$8.43 ₱520

92.76%

Cinema Ticket

$13.55 £10.07

$5.84 ₱360

132.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,881 £1,398

$233 ₱14.3K

708.35%

International Primary School, 1 Child (Yearly)

$25.9K £19.3K

$3,894 ₱240.1K

565.72%

Jeans (Levis 501 Or Similar)

$81.4 £60.5

$53.5 ₱3,297

52.25%

Summer Dress (H&M, Zara, etc)

$40.44 £30.06

$22.75 ₱1,403

77.76%

Sport Shoes (Adidas, Nike)

$109 £80.8

$76.7 ₱4,729

41.77%

Men's Leather Business Shoes

$60.2 £44.76

$54.5 ₱3,359

10.54%

1-bedroom Apartment, City Center (Monthly)

$1,210 £899

$515 ₱31.8K

134.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,152 £856

$209 ₱12.9K

452.47%

3-bedroom Apartment, City Center (Monthly)

$2,050 £1,524

$805 ₱49.6K

154.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 £1,270

$397 ₱24.5K

330.55%

Buy Apartment in City Center (m2)

$7,634 £5,675

$2,955 ₱182.2K

158.32%

Buy Apartment Outside City Center (m2)

$4,420 £3,285

$1,923 ₱118.6K

129.84%

Average Monthly Net Salary (After Tax)

$3,903 £2,901

$364 ₱22.5K

971.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

-36.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Welwyn Garden City: June 2, 2026

Last update for Cebu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,210 in Welwyn Garden City and $515 in Cebu. Housing cost is often the main lever when comparing two cities.

Welwyn Garden City pays 971% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $95.0 in Welwyn Garden City vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $282 vs $240 per month, with Cebu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Welwyn Garden City vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Getting Around, Sport & Entertainment. The 173% gap adds up to real monthly savings that compound significantly over time.

Welwyn Garden City pays 971% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,210 in Welwyn Garden City versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,385 per month in Welwyn Garden City versus $873 in Cebu – a 173% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 495% less than in Welwyn Garden City. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $2,385 in Welwyn Garden City, a $1,500 budget is realistic in Cebu but tight or insufficient in Welwyn Garden City. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Welwyn Garden City, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Welwyn Garden City and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 173% less than in Welwyn Garden City. Beyond cost, consider language, visa policies, and how big the international community is in each city.