Cost of Living Comparison Between Wellington and Panama City, FL Cost of Living Comparison Between Wellington and Panama City, FL

🙂 Solo nomad: Wellington is 10.6% cheaper than Panama City, FL without rent, and 14.9% cheaper with rent.

😐 Family of 3: Wellington is 7% more expensive than Panama City, FL without rent, and 3.9% more expensive with rent.

Meal at Budget Restaurant

$17.41 NZ$30.39

$18.71 $18.71

-6.95%

Three-Course Dinner for Two, Mid-Range

$86 NZ$150

$54.2 $54.2

58.74%

Fast Food Meal (McDonalds, etc)

$9.4 NZ$16.42

$10.64 $10.64

-11.65%

Cappuccino

$3.62 NZ$6.32

$4.97 $4.97

-27.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 NZ$4.35

$2.76 $2.76

-9.78%

Water (0.33 liter bottle)

$2.2 NZ$3.85

$2.05 $2.05

7.32%

Local Beer (0.5 liter draught)

$7.29 NZ$12.73

$5.08 $5.08

43.50%

Imported Beer (0.33 liter bottle)

$7.38 NZ$12.89

$6.78 $6.78

8.85%

Milk (1 liter)

$1.89 NZ$3.31

$0.92 $0.92

105.43%

White Bread (500g)

$2.08 NZ$3.63

$3.23 $3.23

-35.60%

Rice (white) (1kg)

$1.89 NZ$3.3

$2.6 $2.6

-27.31%

Eggs

$7.2 NZ$12.57

$3.26 $3.26

120.86%

Local Cheese (1kg)

$7.87 NZ$13.75

$10.6 $10.6

-25.75%

Chicken Fillets (1kg)

$10.89 NZ$19.01

$11.56 $11.56

-5.80%

Beef Round Steak (1kg)

$12.97 NZ$22.64

$14.88 $14.88

-12.84%

Apples (1kg)

$3.16 NZ$5.52

$3.44 $3.44

-8.14%

Banana (1kg)

$2.22 NZ$3.88

$1.51 $1.51

47.02%

Oranges (1kg)

$3 NZ$5.23

$2.82 $2.82

6.38%

Tomato (1kg)

$4.71 NZ$8.23

$4.26 $4.26

10.56%

Potato (1kg)

$2.1 NZ$3.66

$3.22 $3.22

-34.78%

Onion (1kg)

$1.59 NZ$2.78

$2.75 $2.75

-42.18%

Lettuce (1 head)

$2.26 NZ$3.94

$2.13 $2.13

6.10%

Water (1.5 liter bottle)

$1.25 NZ$2.18

$1.93 $1.93

-35.23%

Cigarettes 20 Pack (Marlboro, Camel)

$26.91 NZ$46.99

$7.92 $7.92

239.77%

Wine (Bottle)

$10.25 NZ$17.89

$9 $9

13.89%

Local Beer (0.5 liter bottle)

$3.55 NZ$6.21

$1.77 $1.77

100.56%

Imported Beer (0.33 liter bottle)

$3.26 NZ$5.69

$3.12 $3.12

4.49%

One-way Ticket (Public Transport)

$2.69 NZ$4.69

$1.53 $1.53

75.82%

Public Transport Monthly Pass (Regular Price)

$108 NZ$189

$132 $132

-18.34%

Taxi Start (Normal Tariff)

$2.78 NZ$4.85

$2.55 $2.55

9.02%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.22

$1.59 $1.59

15.72%

Taxi 1hour Waiting (Normal Tariff)

$59.3 NZ$104

$25.97 $25.97

128.49%

Gasoline (1 liter)

$1.71 NZ$2.98

$0.87 $0.87

96.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K NZ$58.1K

$22.5K $22.5K

47.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K NZ$44.5K

$24.8K $24.8K

2.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$279

$221 $221

-27.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.91 NZ$57.5

$42.52 $42.52

-22.60%

Internet (50+ Mbps, Unlimited Data)

$51.1 NZ$89.3

$67.1 $67.1

-23.77%

Gym Membership (Monthly)

$36.08 NZ$63

$39.79 $39.79

-9.32%

Tennis Court (1 Hour on Weekend)

$20.27 NZ$35.4

Cinema Ticket

$12.17 NZ$21.25

$12.95 $12.95

-6.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$798 NZ$1,394

$535 $535

49.25%

International Primary School, 1 Child (Yearly)

$12.6K NZ$22.1K

$7,925 $7,925

59.44%

Jeans (Levis 501 Or Similar)

$72.3 NZ$126

$38.86 $38.86

85.98%

Summer Dress (H&M, Zara, etc)

$52.5 NZ$91.7

$42.65 $42.65

23.17%

Sport Shoes (Adidas, Nike)

$119 NZ$208

$59.4 $59.4

100.91%

Men's Leather Business Shoes

$141 NZ$246

$74.5 $74.5

89.48%

1-bedroom Apartment, City Center (Monthly)

$1,342 NZ$2,342

$1,730 $1,730

-22.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,068 NZ$1,865

$1,510 $1,510

-29.30%

3-bedroom Apartment, City Center (Monthly)

$2,095 NZ$3,658

$2,283 $2,283

-8.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,932 NZ$3,373

$1,797 $1,797

7.48%

Buy Apartment in City Center (m2)

$6,909 NZ$12.1K

$3,726 $3,726

85.43%

Buy Apartment Outside City Center (m2)

$4,723 NZ$8,247

$3,722 $3,722

26.90%

Average Monthly Net Salary (After Tax)

$3,108 NZ$5,427

$4,062 $4,062

-23.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.43

7.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: November 29, 2025

Last update for Panama City, FL: December 1, 2025

Digital Nomad Cost of Living Index

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